|
What is it?
Caring for your aging parents is something you hope you can handle when the time comes, but something you probably hope you never have to do. Caring for your aging parents means helping them plan for the future, and this can be overwhelming, both physically and emotionally. When the time comes for you to take care of your parents, you may be certain of only two things: Your parents need you, and you need help. Find additional information on senior Living At SeniorsForLiving.com online.
|
|
Read more...
|
|
|
What constitutes a gift to charity?
A gift to charity is simply a gratuitous transfer of property to a charitable organization. The key is that your gift must be some kind of property--your time or personal services do not count. There are several different types of property that can be donated to charity, and a gift is limited only by your imagination. Are you the type who wants to donate cash, stock, or your lunch box collection from a 1960s sitcom?
How do you decide whether to donate to charity?
The decision to donate to charity is a personal one. Although the IRS does not require that you have any charitable motivation when you donate to charity--you can do it strictly for the tax benefits--most people who decide to donate to charity have a charitable intent.
There are an infinite number of charities from which to choose. Most people have a particular charity in mind when they decide to make a contribution.
|
|
Read more...
|
|
Critical Illness Insurance |
|
Critical illness insurance was developed in South Africa by Dr. Marius Barnard. He saw that his patients who physically survived serious illnesses couldn't survive financially, in part because they were unable to return to work or because they had increased expenses due to their medical condition. Critical illness insurance has been available in South Africa, the United Kingdom, Australia, Canada, and Japan for a number of years, but it has only recently been introduced by U.S. insurance companies. Because the product is still being developed and regulated, only a small number of U.S. companies offer critical illness insurance, and, like other insurance types, coverage offered may vary from state to state.
|
|
Read more...
|
|
|
Funeral Trust Funding Program |
|
FUNERAL TRUST FUNDING PROGRAM
with Increasing Benefit Feature
New Options to Funeral Trust Funding Outside of the Funeral Home
The Irrevocable Funeral Trust with the final expense plan is Medicaid Exempt in most states*
Offers Flexibility for your family to choose any funeral home at your death
The Funeral Trust is Portable to any funeral home in all 50 states
IRREVOCABLE TRUST AGREEMENT
Funds are paid first to the funeral home which actually provides services, generally within 48 hours of receipt of death claim (not death certificate)
These funds cannot be attached by creditors (such as nursing homes, hospitals, lawyers, Medicaid, etc.)
Income tax-free benefits upon death (unlike CD’s, Annuities, Money Market funds, etc.)
Death benefits avoid probate costs and delays |
|
Health Insurance in Retirement |
|
At any age, health care is a priority. When you retire, however, you will probably focus more on health care than ever before. Staying healthy is your goal, and this can mean more visits to the doctor for preventive tests and routine checkups. There's also a chance that your health will decline as you grow older, increasing your need for costly prescription drugs or medical treatments. That's why having health insurance is extremely important.
|
|
Read more...
|
|
|
|
|
<< Start < Prev 1 2 Next > End >>
|
|
Page 1 of 2 |
Financial Center 
