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Medicare Information

Medicare Information

Medicare Part A is the portion of Medicare that is available premium free to all eligible individuals*. Medicare Part A provides services associated with hospital, hospice, skilled nursing care, and home health care.

If you are approaching Medicare eligibility, or are already eligible, you know that figuring out your Medicare coverage options can be challenging. There are so many choices. How can you compare options and find the one that truly meets your needs?

Doctors who don’t accept assignment may charge you more than the Medicare approved
amount for a service, but they can’t charge more than 15% over the Medicare approved
amount for non-participating suppliers. This is called the “limiting charge.”

Medicare prescription drug coverage adds to your Medicare health care coverage Medicare prescription drug coverage (Part D) helps you pay for both brand-name and generic drugs.

What are my Medicare coverage choices?

There are 2 main ways to get your Medicare coverage—Original Medicare or a Medicare Advantage Plan. Use these steps to help you decide which way to get your coverage.

Who pays first if I have other health coverage?
If you have Medicare and other health coverage, each type of coverage is called a “payer.” When there’s more than one payer, “coordination of benefits” rules decide who pays first.

As you grow older, your housing needs may change. Maybe you'll get tired of raking leaves from the lawn of the house you bought 30 years ago because you liked its huge, shady backyard.

Caring for your aging parents is something you hope you can handle when the time comes, but something you probably hope you never have to do. Caring for your aging parents means helping them plan for the future, and this can be overwhelming, both physically and emotionally.

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