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Medicare Information

Medicare Information

It's wise to purchase health insurance to supplement your Medicare coverage, because Medicare generally won't cover all of your medical expenses. Usually, you'll have to satisfy a deductible before Medicare pays anything, and you'll also pay a co-payment when you visit a physician or are admitted to the hospital.

Medicare Part B is the medical insurance portion of Medicare, which covers physician services, outpatient hospital care, and many other services typically covered under health insurance plans. Part B is financed through monthly premiums paid by enrollees and by contributions from the federal government.

The Medicare program, which is a federal program that helps senior citizens and certain other individuals pay for health care, is divided into parts; Part A, Part B, Part C, and Part D. Part C is an alternative to Parts A and B.

The Medicare program, which is a federal program that helps senior citizens and certain other individuals pay for health care, is divided into four parts.

All persons age 65 and older, whether disabled or not, who are entitled to receive Social Security benefits are eligible to enroll in Medicare. Enrollment at age 65 is automatic if you are already receiving Social Security benefits.

The QMB program covers the cost of Medicare premiums, deductibles and coinsurance that Medicare beneficiaries usually pay.

You'll be automatically enrolled in Medicare when you turn 65 if you're already receiving Social Security benefits, or when you apply for Social Security benefits at age 65. 

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