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What Is the Medicare Donut Hole?

Friday, March 16, 2018

Did you know some Medicare prescription drug plans (PDPs) or Medicare Advantage plans with prescription drug coverage (MA-PDs) have annual coverage limits? If you reach the annual coverage limit, you ... READ MORE

Medicare Supplement Plan F vs. High-Deductible Plan F

Friday, March 16, 2018

After enrolling in Original Medicare Part A and Part B, you may decide to purchase a private supplemental insurance plan to help pay the costs that Original Medicare doesn’t cover. During your six-mo ... READ MORE

Medicare & Cataract Surgery Coverage

Friday, March 16, 2018

Cataracts, a clouding of the eye's natural lens, is a condition of aging so common that half of all Americans are affected by age 80. Fortunately, Medicare helps pay for certain medically necessary e ... READ MORE

Does Medicare Cover Assisted Living for Dementia?

Friday, March 16, 2018

When dementia interferes with the daily life of a loved one, many families and caregivers consider an assisted living facility. Assisted living is a type of long-term care (also called custodial care ... READ MORE

When to Enroll & Change Medicare Supplement Plans

Wednesday, March 7, 2018

  Medicare Supplement Insurance (Medigap or MedSup), sold by private companies, helps pay some health care costs that Original Medicare (Part A and Part B) doesn't cover. Policies can include coverage ... READ MORE

Medicare for Snowbirds Living in Two States & Dual Residency

Friday, March 2, 2018

  The term “snowbird” often refers to retirees who temporarily migrate from the cold winter months of their long-time home to a second residence in the warmer, southern region of the United States. If ... READ MORE

Medicare Coverage for Sleeping Disorders

Thursday, February 8, 2018

  Most experts recommend older adults get seven to nine hours of sleep per night; however, age-related changes in sleep patterns­ – including trouble falling or staying asleep – can make it difficult ... READ MORE

What Does 'Medically Necessary' Mean?

Monday, February 5, 2018

  If you are a Medicare beneficiary, you may have come across the term, “medically necessary” to refer to services covered by Medicare. But what does it mean? According to, medically ne ... READ MORE

Medicare vs. Medicaid: What's the Difference?

Thursday, February 1, 2018

  Medicare and Medicaid are both taxpayer funded social government programs established in 1965 that help people pay for healthcare. Despite sounding similar, they are very different programs. Follow ... READ MORE

Does Medicare Pay for Prescription Drugs?

Tuesday, January 16, 2018

When becoming eligible for Medicare, many Medicare beneficiaries make the mistake of thinking they automatically get prescription drug coverage. This is not the case. Original Medicare (Part A and Pa ... READ MORE

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Last Revised 11/15/2017