Learning Center

Do I Need Prescription Drug Coverage?

Medicare Part D prescription drug coverage has been available as an option for Medicare enrollees since 2006. Before that, Medicare beneficiaries had to pay full cost for all their drugs, which was a financial burden for millions of people. Luckily, Medicare recipients have the opportunity to sign up for prescription…

Is Medicare Affected if I Move?

If you are thinking about moving to a different state, or outside your current Medicare service area, you many have questions about how this move will affect your healthcare coverage. The correct answers depend on what type of Medicare coverage you have. There are different procedures if you have Original…

What Would “Medicare For All” Cost?

The term “Medicare for All” (MFA) is currently used to describe political proposals for expanding or replacing both of the now functioning Medicare and Medicaid programs. Even if Medicare for All may never be introduced into legislation, it can be helpful to understand what the conversations are about, and what…

Can I Keep My Doctor with Medicare?

If you are like most people, you want to have a physician you feel comfortable with, someone who is familiar with you and your medical history, and someone you can trust and speak to openly. Studies have proven that if you have a good relationship with your physician, it is…

When Does Social Security Disability End?

Social Security Disability benefits are available to those who are unable to work due to a significant medical condition or have a health issue that is expected to result in death. For a disability to qualify, it must be significant enough that it would prevent you from working for at…

Why Does Social Security Deny Some Disability Claims?

If you suffer from a disability that prevents you from working, you may qualify for Social Security Disability benefits. Each year, millions of people apply for disability benefits, but only around 30 percent of applicants are actually approved during the initial review period. There are many reasons why a disability…

What Does Social Security Pay Per Month?

The exact amount in Social Security benefits you receive each month can be difficult to predict. Benefit amounts are calculated based on several factors, and the amount is different for every person. However, if you are looking to plan for retirement, it is a good idea to get an estimate…

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How Coronavirus Spreads

This is a time of great uncertainty that the world is living in now. COVID-19, a novel coronavirus, has created confusion, fear, and a great number of theories about how it spreads. Some theories are true, but others are not, and these falsehoods can be harmful, or at least, distracting….

Will Social Security be Around When I Retire?

People who work and pay Social Security taxes are concerned that these retirement benefits may become exhausted before they are eligible to retire. Based on the latest annual report from the Social Security Board of Trustees, there are emerging financial challenges facing the long-term future of this program. It is…