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Medicare Part B is the medical insurance portion of Medicare, which covers physician services, outpatient hospital care, and many other services typically covered under health insurance plans. Part B is financed through monthly premiums paid by enrollees and by contributions from the federal government.
In 2017, the standard Part B premium is $134 per month, or higher depending on your income. Most people pay less if they are receiving Social Security benefits due to the fact that the Part B premium increased more than the cost of living allowance (COLA) provided by Social Security this year. If you pay your Part B premium through your monthly Social Security benefit, you’ll pay less ($109 on average). Due to a provision in the Social Security Act, you are "held harmless" from Part B premium increases when no Social Security COLA is payable.
Unfortunately, this is not the case for the approximately 30% of Medicare beneficiaries who are not subject to this "hold harmless" provision. If you fall into the following groups, you may pay more for Medicare Part B in 2017:
The Medicare Part B deductible is $183 in 2017.
Medical care that is not inpatient is usually covered under Medicare Part B. Medicare Part B covers 80 percent of medically necessary physician or outpatient charges, including charges from a physician for care received in a hospital. The Part B deductible generally applies.
Currently, services covered under Medicare Part B (the 20 percent coinsurance charge and deductible generally apply) include:
In general, Medicare pays only for services it considers reasonable or medically necessary. Specific exclusions include:
Prescription drug coverage is available under Medicare Part D (prescription drug coverage).
You can get further information about coverage under Medicare Part B by calling the Social Security Administration at (800) 772-1213 or by visiting www.ssa.gov (the Social Security Administration website) or www.medicare.gov.
Medicare.org is here to help you find the Medicare insurance coverage that meets your needs. If you have questions or need help finding quality coverage at a price you can afford, call one of our licensed sales agents at (888) 815-3313 — TTY 711.
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The purpose of this communication is the solicitation of insurance. Contact will be made by an insurance agent/producer or insurance company.
Limitations, copayments, and restrictions may apply. Benefits, premium and/or copayments/coinsurance may change on January 1, of each year.
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Blue Cross Blue Shield - Illinois
Blue Cross Blue Shield - Montana
Blue Cross Blue Shield - New Mexico
Blue Cross Blue Shield - Oklahoma
Blue Cross Blue Shield - Texas
Blue Shield of California
Capital Blue Cross
Cigna Health Spring
Premera Blue Cross
Scott & White
Vibra Health Plan
Last Revised 11/15/2017