Learning Center

How Can I Get Lower Doctor Copays?

Copayments, or copays, are fixed amounts set by your Medicare Advantage (MA) plan that you need to pay at the time of a visit to a doctor or specialist. Many MA plans will set a fixed amount between $10 to $45 (or more) that you’ll pay out-of-pocket. If your health…

Routine Dental Visits Costing Too Much? Consider a Medicare Advantage Plan

If you have been paying out-of-pocket for your routine dental care, you may want to consider enrolling in a Medicare Advantage (MA) plan that includes comprehensive coverage. Many Medicare Advantage plans include dental care, including regular check-ups, cleanings, fillings, extractions, and more. As we age, our needs can change. When…

Five Reasons to Choose Medicare Advantage

Five Reasons to Choose Medicare Advantage

If you are getting ready to sign up for Medicare insurance and are in the process of deciding whether to enroll in Original Medicare or a Medicare Advantage plan, it’s normal to feel a bit confused. Both options offer great Medicare coverage, and both have advantages and disadvantages. Original Medicare…

Will I Save Money by Switching Medicare Plans?

Will I Save Money by Switching Medicare Plans?

As the years go by, everyone’s health care needs change, and Medicare plans change too. If you are enrolled in Original Medicare Parts A and B, your coverage might change at the start of a new year, and costs almost always go up annually. The CMS makes yearly cost adjustments…

Can Medigap Help Pay for Long-Term Care?

Can Medigap Help Pay for Long-Term Care?

Everyone faces medical problems from time to time, and most can be resolved through a simple visit with a doctor. In more complicated situations, however, hospital care or care in a skilled nursing facility may be required. Treatment in one of these facilities is typically short-term in nature, lasting a…

Eight Questions to Ask to Avoid Surprise Medical Bills

Most people like getting surprised on a birthday or special occasion, but no one likes getting surprised by medical bills. Even when you think that a bill has been settled, you may find that other medical services providers were involved in your care, and each one of them may bill…

Traveling After the Covid Vaccine

Now that millions of Americans have received their COVID vaccine, the national conversation has shifted. People want to know if their lives can go back to normal. Do COVID restrictions still apply? Can we travel again? As we look ahead to the summer months, let’s explore our options. Getting the…

Comparing Skilled Nursing Facilities? Questions to Ask

When you find yourself in need of the services provided by a Skilled Nursing Facility for yourself or a loved one, there are some actions you can take to find the facility that offers the best care in your area. A Skilled Nursing Facility offers medically necessary care 24 hours…

Can Medicare Help Cover Treatment for Back Pain?

Living with constant back pain can limit your mobility and take a toll on your daily quality of life. For those individuals with Medicare benefits who are suffering from back pain, you may be eligible for some or all coverage related to back pain treatments. As with all medical insurance,…