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Medicare 2014 - 2015 Costs at a Glance

2014 & 2015 Costs at a Glance
Part B premium Most people pay $104.90 each month.(This amount won't change in 2015.)
Part B deductible $147 per year. (This amount won't change in 2015.)
Part A premium Most people don't pay a monthly premium for Part A. If you buy Part A, you'll pay up to $426 each month. (Reduced to $407 in 2015.)
Part A hospital inpatient deductible

 You pay: 

  • $1,216 deductible for each benefit period ($1,260 in 2015)
  • Days 1-60: $0 coinsurance for each benefit period ($0 in 2015)
  • Days 61-90: $304 coinsurance per day of each benefit period ($315 in 2015)
  • Days 91 and beyond: $608 coinsurance per each "lifetime reserve day" after day 90 for each benefit period (up to 60 days over your lifetime) ($630 in 2015)
  • Beyond lifetime reserve days: all costs

Health-Care Reform

Signed into law in 2010, The Affordable Care Act makes sweeping changes to our health-care system. In general, the legislation mandates that most individuals have minimum health insurance or face a possible tax. And while employers are not required to offer health insurance to their employees, those electing not to offer coverage may face a penalty. How does the health-care reform law affect you? If you have health insurance, can you keep it? If you’re a small business owner, do you have to offer insurance to your employees or face a penalty? How does the law affect seniors and Medicare? These are just some of the topics that our Health-Care Reform Resource Center explores.  Read More...

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