Healthcare in the United States offers citizens access to some of the most advanced treatment options in the world, but this access can come with a hefty price tag attached. Although private insurance and government programs like Medicare insurance can help to defray the cost of expensive medicine and medical procedures, some individuals may need additional help to pay for medical care. Thankfully, there are a number of options available that can reduce the out-of-pocket cost to patients while still affording the ability to seek advanced care.

You May Qualify for Medicaid

Medicaid is a healthcare program that is run by each individual state. It functions similar to Medicare in that it has eligibility requirements and restrictions in order to enroll, but unlike Medicare, there is no age limit to meet or disability requirement to satisfy. Instead, Medicaid provides benefits based on income threshold requirements, allowing people who are struggling financially to receive financial assistance in paying for medical care. Even if you currently receive Medicare coverage, you may also be dual-eligible for Medicaid depending upon your unique circumstances. To learn more, contact your state’s Medicaid administration office.

The Extra Help Program

For individuals with limited incomes who rely on medications to improve or maintain their health, the Extra Help Program can make a bug difference. Medicare beneficiaries can qualify for Extra Help with their Medicare prescription drug plan costs. The Extra Help Program can help save up to approximately $4,900 per year. In order to qualify for Extra Help, a person must be receiving Medicare, meet specific limited resources and income requirements, and reside in one of the 50 States or the District of Columbia.

The Extra Help Program can help you cover the costs related to prescription drugs, including premiums, annual deductibles, coinsurance, and copayments. To apply for the Extra Help Program, visit the Social Security Administration online at

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