Are you looking for a senior fitness program? If you have a Medicare Advantage or Medigap plan, your health insurance may include a free fitness membership for adults 65+ called SilverSneakers. A SilverSneakers membership includes access to roughly 14,000 recreation centers, churches, senior communities, and other neighborhood locations across the nation. You’ll get access to fitness equipment, social events, a variety of exercise classes, including boot camp, circuit training, strength and balance, tai chi, yoga, water aerobics, and Zumba, plus access to amenities like swimming pools, tennis courts, and walking tracks if available at certain locations. Sounds pretty good, right? Here’s what else you may want to know about the program.

Does Original Medicare cover SilverSneakers?

Original Medicare, Part A and Part B, does not cover this benefit. If you’re considering a Medicare plan with SilverSneakers coverage, including Medicare Advantage (Part C) or Medicare Supplement (Medigap) plans, contact a licensed sales agent at 1-877-388-0596 – TTY 711 for a quote.

What does the SilverSneakers program cost?

With a qualifying health insurance plan, a SilverSneakers membership is free. However, any services not included in a basic membership may require additional fees such as personal training, tanning, or a massage.

How do I join SilverSneakers?

SilverSneakers comes automatically with qualifying Medicare health insurance plans. Eligible Medicare beneficiaries 65 years of age and older just need to get a SilverSneakers membership card to show at participating fitness locations. Contact your health insurance plan to find out if SilverSneakers is covered, or visit the SilverSneakers website to check your eligibility online. If you’re eligible, then you can fill out the SilverSneakers form online to get and print your membership ID card to bring to participating locations.

How do I find out which gyms and fitness locations participate in SilverSneakers in my area?

Go to and click on “Find Fitness Locations” to search for a gym near you.

Can I join SilverSneakers if my health insurance plan doesn’t provide it?

SilverSneakers is only available to individuals with qualifying health insurance plans. However, if your insurance plan does not cover SilverSneakers, you can still join a gym! Contact the recreational centers and gyms in your area to learn about special pricing for seniors.