Dental implants can be a great solution for someone who loses a tooth – or teeth – due to periodontal disease or injury. An implant is an artificial tooth root that is placed into the jaw to support replacement teeth or a bridge. Dental implants preserve the natural bone and restore bone growth, and have been used to help millions of people in the United States.
Unfortunately, without insurance, dental implants can cost thousands of dollars. Depending on your specific needs, dental implants can range from $1000 to $25,000. As we age, dental problems can become more common. Tooth decay and loss can have profound effects on a senior’s health, confidence, and social activity. Many Medicare recipients who might benefit from dental implants are concerned about the cost of these services, but you may be able to get help paying for your dental needs.
Original Medicare Part A (Hospital Insurance) and Part B (Medical Insurance) do not usually include coverage for dental services, unless it is associated with a medically necessary pre-op visit for a heart valve replacement surgery or kidney transplant. Outside of those rare circumstances, you would have to pay out-of-pocket for your dental services.
If you want coverage for dental services, you may consider enrolling in a Medicare Advantage (MA) plan. Medicare Advantage plans are offered by private insurance companies that contract with Medicare to provide Part A and Part B benefits. MA plans are required to offer the same coverage as Original Medicare, but many offer additional benefits, including dental services. Some MA plans cover general routine services, such as oral check-ups, cleanings, X-rays, and fillings, but some may help cover the costs of dental implants. MA plans vary, so search for plans available in your area and compare plans carefully before enrolling to find the one that meets your specific needs.