Medicare Advantage Plans in Baldwin County, AL:
Your Complete 2026 Guide
Baldwin County, AL offers 38 Medicare Advantage plans in 2026. This includes 26 with $0 monthly premiums. Currently, about 22,790 beneficiaries in the County are enrolled, and 50% of available plans have a 4-star rating or higher. The totals and data on this page do not cover Special Needs Plans. View SNPs available in Baldwin County, AL.
- Page Updated
- Enrollment Data
- October 13, 2025
- CMS Quality Ratings
- * CMS reviews Medicare Advantage plans annually with a 5-star rating program. Data sources
Medicare Advantage PPO Plans
Preferred Provider Organization (PPO) plans allow members to choose care from both in-network and out-of-network providers. While using out-of-network doctors or hospitals usually means higher costs, PPOs may appeal to people who want more flexibility in how they access their healthcare.
- Total PPO Plans
- 16
- Average Premium
- $21.53/mo
- Beneficiaries Enrolled
- 10,674
- $0 Premium PPOs
- 10
- Average MOOP
- $4,975
- Most Popular PPO
- Blue Advantage Complete (PPO) with 6,983 enrollees
- PPOs Without Drug Coverage
- 3
| PPO Plan Name | Rating* | Premium | MOOP | Rx Ded. |
|---|---|---|---|---|
| Humana Value Plus H7617-089 | $28 | $3,000 | $615 | |
| HumanaChoice H7617-090 | $20 | $3,000 | $615 | |
| HumanaChoice H7617-091 | $0 | $4,000 | $590 | |
| AARP Medicare Advantage from UHC AL-0004 | $0 | $6,700 | $600 | |
| Blue Advantage Complete | $0 | $5,900 | $370 | |
| Blue Advantage Premier | $163 | $2,900 | $0 | |
| DEVOTED CHOICE 001 AL | $0 | $6,200 | $375 | |
| DEVOTED CHOICE GIVEBACK 005 AL | $0 | $7,900 | $605 | |
| DEVOTED CHOICE MA ONLY 007 AL | $0 | $7,900 | N/A | |
| Humana USAA Honor Giveback | $0 | $4,150 | N/A | |
| Humana Value Plus H5216-179 | $28 | $3,000 | $615 | |
| HumanaChoice H5216-269 | $0 | $4,000 | $590 | |
| HumanaChoice H5216-368 | $20 | $3,000 | $615 | |
| HumanaChoice R0110-017 | $0 | $4,650 | N/A | |
| HumanaChoice R0110-018 | $86 | $6,500 | $590 | |
| HealthSpring True Choice | $0 | $6,800 | $250 |
- Which PPO plan has the highest enrollment in Baldwin?
- Blue Advantage Complete (PPO) is the top PPO in Baldwin, with 6,983 enrollees.
- How many PPO plans in Baldwin do not include prescription drug coverage?
- There are 3 PPO plans in Baldwin without prescription drug coverage.
- How many PPO plans are available in Baldwin, AL?
- There are 16 PPO plans in 2026, covering 10,674 beneficiaries.
- What is the average monthly premium for PPO plans in Baldwin?
- The average PPO premium is $21.53, with 10 costing $0.
Medicare Advantage HMO Plans
With an HMO, you’ll typically get care from providers and facilities in the plan’s network. In exchange for this limitation, HMO plans usually feature lower monthly premiums and reduced cost-sharing, which can help enrollees better manage their healthcare expenses.
- Total HMO Plans
- 17
- Average Premium
- $16.35/mo
- Beneficiaries Enrolled
- 6,428
- $0 Premium HMOs
- 13
- Average MOOP
- $5,965
- Most Popular HMO
- Humana Gold Plus H5619-089 (HMO) with 2,941 enrollees
- HMOs Without Drug Coverage
- 3
| Plan Name | Rating* | Premium | MOOP | Rx Ded. |
|---|---|---|---|---|
| HealthSpring Courage | $0 | $5,750 | N/A | |
| HealthSpring Preferred | $0 | $4,750 | $200 | |
| HealthSpring Preferred AL | $0 | $6,900 | $590 | |
| HealthSpring Preferred Full Savings | $0 | $5,750 | $500 | |
| HealthSpring Preferred Plus | $20 | $4,400 | $200 | |
| Humana Gold Plus H4461-073 | $139 | $1,900 | $615 | |
| Humana Gold Plus H4461-078 | $0 | $6,100 | $590 | |
| Humana Gold Plus H4461-079 | $20 | $4,450 | $615 | |
| Humana USAA Honor Giveback | $0 | $4,150 | N/A | |
| VIVA Medicare Infirmary Health Advantage | $0 | $6,500 | $100 | |
| VIVA Medicare Plus | $0 | $9,250 | $350 | |
| VIVA Medicare Premier | $99 | $6,500 | $200 | |
| VIVA Medicare Select | $0 | $9,250 | N/A | |
| Aetna Medicare Signature Care | $0 | $6,750 | $615 | |
| DEVOTED CORE 001 AL | $0 | $5,500 | $375 | |
| DEVOTED GIVEBACK 002 AL | $0 | $6,750 | $605 | |
| Humana Gold Plus H5619-089 | $0 | $6,750 | $615 |
- Which HMO plan is most popular in Baldwin?
- Humana Gold Plus H5619-089 (HMO) has the highest HMO enrollment in Baldwin (2,941).
- How many HMO plans in Baldwin do not include drug coverage?
- In Baldwin, 3 HMO plans are offered without drug coverage.
Medicare Advantage HMO-POS Plans
HMO-POS plans are structured like HMOs, requiring in-network care for the lowest costs, but they also permit some use of out-of-network doctors and hospitals. Those services are generally more expensive, but the added access can be valuable for people who don’t want to be fully limited to a single network.
- Total HMO-POS Plans
- 5
- Average Premium
- $14.20/mo
- Beneficiaries Enrolled
- 5,688
- $0 Premium HMO-POS
- 3
- Average MOOP
- $5,760
- Most Popular HMO-POS
- AARP Medicare Advantage from UHC AL-0003 (HMO-POS) with 4,446 enrollees
- HMO-POS Without Drug Coverage
- 1
| HMO-POS Plan Name | Rating* | Premium | MOOP | Rx Ded. |
|---|---|---|---|---|
| AARP Medicare Advantage from UHC AL-0003 | $0 | $5,900 | $440 | |
| AARP Medicare Advantage from UHC AL-6 | $31 | $4,900 | $440 | |
| AARP Medicare Advantage from UHC AL-0001 | $0 | $6,700 | $600 | |
| AARP Medicare Advantage from UHC AL-0002 | $40 | $5,400 | $440 | |
| AARP Medicare Advantage Patriot No Rx AL-MA01 | $0 | $5,900 | N/A |
- Which HMO-POS plan is most popular in Baldwin?
- AARP Medicare Advantage from UHC AL-0003 (HMO-POS) has the highest HMO-POS enrollment in Baldwin (4,446).
- How many HMO-POS plans in Baldwin do not include drug coverage?
- In Baldwin, 1 HMO-POS plans are offered without drug coverage.
- How many HMO-POS plans are available in Baldwin?
- In 2026, Baldwin has 5 HMO-POS plans, with 5,688 enrollees.
The table below shows the quality ratings for Medicare Advantage plans offered in Baldwin County, AL for 2026.
| Rating Category | Number of Plans | Percent of Plans |
|---|---|---|
| 5 Stars | No 5-star plans available. | 0% |
| 4 Stars (includes 5 Stars) | 19 | 50% |
| 3 Stars | 19 | 50% |
| Below 3 Stars | 0 | 0% |
| Not Rated | 0 | 0% |
| Average Rating | 3.76 | |
In Baldwin County, Medicare Advantage enrollment follows specific timelines. Understanding these options—whether it’s your first time enrolling or switching plans—helps you choose coverage that matches your health and budget.
Understanding Enrollment Windows
- Initial Enrollment Period (IEP): Lasting seven months around your 65th birthday, this period lets you enroll in Medicare for the first time. You may also choose a Medicare Advantage plan during this time. Learn more
- Medicare Advantage Open Enrollment Period (MA OEP): Between January 1 and March 31, people already enrolled in Medicare Advantage can make a one-time change—switch to another plan or return to Original Medicare. Learn more
- Annual Enrollment Period (AEP): This yearly window, running October 15 to December 7, gives you the opportunity to join, switch, or drop Medicare Advantage and Part D plans. Learn more
- Special Enrollment Periods (SEPs): Outside the standard enrollment dates, you may qualify for a Special Enrollment Period if specific circumstances apply, including relocation or coverage loss. Learn more
How to Sign Up for a Medicare Advantage Plan
- Licensed Agent Assistance: For one-on-one guidance, contact HealthCompare at 1-833-748-3201 (TTY 711). Agents are available Monday through Friday 5am–6pm and Saturday 6am–5pm PST.
- Contact the Plan Provider Directly: Enrollment can also be completed by calling the plan provider’s customer service line or visiting their official website.
- Use Medicare.gov: The official Medicare website, Medicare.gov, lets you review available plans and complete enrollment online.
The MA and MAPD plans on this page are available to people on Medicare enrolled in both Medicare Part A and Part B living in Bay Minette, Daphne, Elberta, Fairhope, Foley, Gulf Shores, Lillian, Loxley, Orange Beach, Perdido, Robertsdale, Seminole, Silverhill, Stapleton, Stockton, Summerdale, and all other areas of Baldwin County, Alabama.
Plans Offered for Enrollment through Medicare.org
Medicare Advantage and Part D plans and benefits offered by the following carriers: Medicare Advantage and Part D plans and benefits offered by the following carriers: Aetna Medicare, Anthem Blue Cross and Blue Shield, Aspire Health Plan, Baylor Scott & White Health Plan, Capital Blue Cross, Dean Health Plan, Devoted Health, Florida Blue Medicare, Freedom Health, GlobalHealth, Health Care Service Corporation, HealthSpring℠, HealthSun, Healthy Blue, Humana, Molina Healthcare, Mutual of Omaha, Medica Central Health Plan, Optimum HealthCare, Premera Blue Cross, SCAN Health Plan, Simply, UnitedHealthcare(R), Wellcare, WellPoint
CMS Plan IDs Presented
The Medicare Advantage plan pages listed in the tables above include localization to assist beneficiaries with plans available in their service area. However, most Part C plans are available in more than one service area, which can lead to confusion. The following list of CMS IDs links to our master plan pages without localization.
- CMS.gov, Landscape Source Files — Last accessed September 26, 2025
- CMS.gov, Medicare Part C & D Performance — Last accessed October 10, 2025
- CMS.gov, Plan Benefits Package — Last accessed October 13, 2025
- CMS.gov, Medicare Advantage/Part D Contract and Enrollment Data — Last accessed October 13, 2025
Some facts and percentages shown on this page (such as average premiums, distribution of plan types, and percentage of $0 premium plans) are calculated by Medicare.org using data from the CMS Landscape file, Plan Benefits Package (PBP) files and Part C & D Performance files. All underlying values originate from CMS, and calculations are refreshed whenever CMS issues updated data. Enrollment counts and rankings (such as Top 3 plans by enrollment) are derived from CMS monthly enrollment files and aggregated at the county level.
Medicare.org separates Medicare Advantage (MA/MAPD) plans and Special Needs Plans (SNPs) into different pages for clarity. As a result, plan counts, percentages, and other calculations shown here may differ from the aggregate totals published in the CMS Landscape files. All plan availability and benefit details originate from CMS.
Learn more about how we use CMS data.
- CMS.gov, "Medicare Advantage Plan Fact Sheet" — Last accessed 25 May, 2025
- Medicare.gov, "Compare Original Medicare & Medicare Advantage" — Last accessed 25 May, 2025
- Medicare.gov, "Joining a plan" — Last accessed 25 May, 2025
Medicare.org is owned and operated by Health Network Group, LLC, an Allstate company. Medicare.org provides information only and is not connected with or endorsed by the U.S. Government or the federal Medicare program.
Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard.
Page content managed by David Bynon, Medicare Analyst.