Medicare Advantage Plans in Baldwin County, AL:
Your Complete 2026 Guide
In Baldwin County, AL, Medicare beneficiaries have 38 Medicare Advantage plans to consider for 2026. Among them, 26 are offered at a $0 premium. About 24,784 people in the County are currently enrolled, and 50% of plans are rated 4 stars or higher. This page and its statistics exclude Special Needs Plans (SNPs). See Medicare Special Needs Plans available in Baldwin County, AL.
- Page Updated
- Enrollment Data
- May 2, 2026
- CMS Quality Ratings
- * CMS reviews Medicare Advantage plans annually with a 5-star rating program. Data sources
Medicare Advantage PPO Plans
Preferred Provider Organization (PPO) plans allow members to choose care from both in-network and out-of-network providers. While using out-of-network doctors or hospitals usually means higher costs, PPOs may appeal to people who want more flexibility in how they access their healthcare.
- Total PPO Plans
- 16
- Average Premium
- $21.53/mo
- Beneficiaries Enrolled
- 11,190
- $0 Premium PPOs
- 10
- Average MOOP
- $4,975
- Most Popular PPO
- Blue Advantage Complete (PPO) with 6,883 enrollees
- PPOs Without Drug Coverage
- 3
- How much do PPO plans cost on average in Baldwin?
- On average, PPO plans in Baldwin cost $21.53 per month.
- What is the most popular PPO plan in Baldwin?
- The most popular PPO in Baldwin is Blue Advantage Complete (PPO), covering 6,883 beneficiaries.
- What is the number of PPO plans without Part D coverage in Baldwin?
- 3 PPO plans available in Baldwin do not include Part D benefits.
- What is the total number of PPO plans offered in Baldwin?
- In 2026, Baldwin offers 16 PPO plans with 11,190 enrollees.
Medicare Advantage HMO Plans
With an HMO, you’ll typically get care from providers and facilities in the plan’s network. In exchange for this limitation, HMO plans usually feature lower monthly premiums and reduced cost-sharing, which can help enrollees better manage their healthcare expenses.
- Total HMO Plans
- 17
- Average Premium
- $16.35/mo
- Beneficiaries Enrolled
- 8,568
- $0 Premium HMOs
- 13
- Average MOOP
- $5,965
- Most Popular HMO
- HealthSpring Preferred Full Savings (HMO) with 2,762 enrollees
- HMOs Without Drug Coverage
- 3
What is the total number of HMO plans offered in Baldwin?
In 2026, Baldwin County has 17 HMO plans with 8,568 members.
How much do HMO plans cost on average in Baldwin?
The mean monthly HMO premium is $16.35, and 13 have no premium.
What is the top HMO by enrollment in Baldwin?
HealthSpring Preferred Full Savings (HMO) has the highest HMO enrollment in Baldwin (2,762).
Medicare Advantage HMO-POS Plans
HMO Point-of-Service (HMO-POS) plans blend elements of HMO and PPO coverage. You can see providers outside the network, but out-of-network services typically cost more. This type of plan may appeal to people who like the lower costs of an HMO but also want occasional flexibility to go out of network.
- Total HMO-POS Plans 5
- Average Premium $14.20/mo
- Beneficiaries Enrolled 5,026
- $0 Premium HMO-POS 3
- Average MOOP $5,760
- Most Popular HMO-POS AARP Medicare Advantage from UHC AL-0003 (HMO-POS) with 4,099 enrollees
- HMO-POS Without Drug Coverage 1
| Health Plan Name | CMS Rating* | Premium Per Mo | MOOP | PDP Ded. | CMS Plan ID |
|---|---|---|---|---|---|
| AARP Medicare Advantage from UHC AL-0003 | $0 | $5,900 | $440 | H2802 041 0 | |
| AARP Medicare Advantage from UHC AL-6 | $31 | $4,900 | $440 | H2802 079 0 | |
| AARP Medicare Advantage from UHC AL-0001 | $0 | $6,700 | $600 | H0432 003 0 | |
| AARP Medicare Advantage from UHC AL-0002 | $40 | $5,400 | $440 | H0432 004 0 | |
| AARP Medicare Advantage Patriot No Rx AL-MA01 | $0 | $5,900 | N/A | H0432 012 0 |
What is the leading HMO-POS plan in Baldwin?
AARP Medicare Advantage from UHC AL-0003 (HMO-POS) is the most popular HMO-POS plan in Baldwin, with 4,099 enrollees.
What is the number of HMO-POS plans without Part D coverage in Baldwin?
1 HMO-POS plans in Baldwin do not include drug coverage.
What is the total number of HMO-POS plans in Baldwin?
There are 5 HMO-POS plans in 2026, covering 5,026 beneficiaries.
The table below shows the quality ratings for Medicare Advantage plans offered in Baldwin County, AL for 2026.
| Rating Category | Number of Plans | Percent of Plans |
|---|---|---|
| 5 Stars | No 5-star plans available. | 0% |
| 4 Stars (includes 5 Stars) | 19 | 50% |
| 3 Stars | 19 | 50% |
| Below 3 Stars | 0 | 0% |
| Not Rated | 0 | 0% |
| Average Rating | 3.76 | |
Medicare Advantage comes with strict enrollment windows. By knowing when and how to sign up, you’ll avoid missed deadlines and keep your healthcare coverage aligned with your needs.
Understanding Enrollment Windows
- Initial Enrollment Period (IEP): Lasting seven months around your 65th birthday, this period lets you enroll in Medicare for the first time. You may also choose a Medicare Advantage plan during this time. Learn more
- Medicare Advantage Open Enrollment Period (MA OEP): Between January 1 and March 31, people already enrolled in Medicare Advantage can make a one-time change—switch to another plan or return to Original Medicare. Learn more
- Annual Enrollment Period (AEP): This yearly window, running October 15 to December 7, gives you the opportunity to join, switch, or drop Medicare Advantage and Part D plans. Learn more
- Special Enrollment Periods (SEPs): Outside the standard enrollment dates, you may qualify for a Special Enrollment Period if specific circumstances apply, including relocation or coverage loss. Learn more
How to Sign Up for a Medicare Advantage Plan
- Talk with a Licensed Agent: Licensed agents at HealthCompare can explain your Medicare Advantage choices. Reach them at 1-833-748-3201 (TTY 711), Monday–Friday 5am–6pm and Saturday 6am–5pm PST.
- Contact the Plan Provider Directly: You may enroll through a plan provider’s website or speak with their customer support staff to complete your application.
- Use Medicare.gov: Visit Medicare.gov to shop for plans, review benefits, and submit your enrollment electronically.
The MA and MAPD plans on this page are available to people on Medicare enrolled in both Medicare Part A and Part B living in Bay Minette, Daphne, Elberta, Fairhope, Foley, Gulf Shores, Lillian, Loxley, Orange Beach, Perdido, Robertsdale, Seminole, Silverhill, Stapleton, Stockton, Summerdale, and all other areas of Baldwin County, Alabama.
Plans Offered for Enrollment through Medicare.org
Medicare Advantage and Part D plans and benefits offered by the following carriers: Medicare Advantage and Part D plans and benefits offered by the following carriers: Aetna Medicare, Anthem Blue Cross and Blue Shield, Aspire Health Plan, Baylor Scott & White Health Plan, Capital Blue Cross, Dean Health Plan, Devoted Health, Florida Blue Medicare, Freedom Health, GlobalHealth, Health Care Service Corporation, HealthSpring℠, HealthSun, Healthy Blue, Humana, Molina Healthcare, Mutual of Omaha, Medica Central Health Plan, Optimum HealthCare, Premera Blue Cross, SCAN Health Plan, Simply, UnitedHealthcare(R), Wellcare, WellPoint
- CMS.gov, Landscape Source Files — Last accessed September 26, 2025
- CMS.gov, Medicare Part C & D Performance — Last accessed October 10, 2025
- CMS.gov, Plan Benefits Package — Last accessed October 13, 2025
- CMS.gov, Medicare Advantage/Part D Contract and Enrollment Data — Last accessed May 2, 2026
Some facts and percentages shown on this page (such as average premiums, distribution of plan types, and percentage of $0 premium plans) are calculated by Medicare.org using data from the CMS Landscape file, Plan Benefits Package (PBP) files and Part C & D Performance files. All underlying values originate from CMS, and calculations are refreshed whenever CMS issues updated data. Enrollment counts and rankings (such as Top 3 plans by enrollment) are derived from CMS monthly enrollment files and aggregated at the county level.
Medicare.org separates Medicare Advantage (MA/MAPD) plans and Special Needs Plans (SNPs) into different pages for clarity. As a result, plan counts, percentages, and other calculations shown here may differ from the aggregate totals published in the CMS Landscape files. All plan availability and benefit details originate from CMS.
Learn more about how we use CMS data.
- Medicare.gov, "Understanding Medicare Advantage Plans" — Last accessed 25 May, 2025
- Medicare.gov, "Your coverage options" — Last accessed 25 May, 2025
- NCOA.org, "5 Steps to Choosing the Right Medicare Plan for You" — Last accessed 25 May, 2025
Some facts and percentages shown on this page (such as average premiums, distribution of plan types, and percentage of $0 premium plans) are calculated by Medicare.org using data from the CMS Plan Benefits Package (PBP) files and Part C & D Performance files. All underlying values originate from CMS, and calculations are refreshed whenever CMS issues updated data.
To explore how 2026 Medicare Advantage plans available in Baldwin County compare with plans offered elsewhere, you can search the Medicare Advantage plan directory to review options nationwide using the same authoritative data sources.
Medicare.org is owned and operated by Health Network Group, LLC, an Allstate company. Medicare.org provides information only and is not connected with or endorsed by the U.S. Government or the federal Medicare program.
Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard.
Page content independently curated and maintained by David W. Bynon, Medicare Technical Operator, using a standardized, data-driven methodology designed for accurate, non-commercial Medicare plan interpretation and resolution.