Medicare Advantage Plans in Baldwin County, AL:
Your Complete 2027 Guide
In Baldwin County, AL, Medicare beneficiaries have 43 Medicare Advantage plans to consider for 2027. Among them, 29 are offered at a $0 premium. About 24,570 people in the County are currently enrolled, and 49% of plans are rated 4 stars or higher. The totals and data on this page do not cover Special Needs Plans. View SNPs available in Baldwin County, AL. You can also review all Medicare coverage options available in Baldwin County.
Last update: . Enrollment data last updated: October 5, 2026
* CMS rates Medicare Advantage plans annually using a 5-star system. Data sources
Medicare Advantage PPO Plans
Preferred Provider Organization (PPO) plans allow members to choose care from both in-network and out-of-network providers. While using out-of-network doctors or hospitals usually means higher costs, PPOs may appeal to people who want more flexibility in how they access their healthcare.
- Total PPO Plans
- 19
- Average Premium
- $12.13/mo
- Beneficiaries Enrolled
- 10,788
- $0 Premium PPOs
- 12
- Average MOOP
- $6,163
- Most Popular PPO
- Blue Advantage Core (PPO) with 6,877 enrollees
- PPOs Without Drug Coverage
- 3
What is the average monthly premium for PPO plans in Baldwin?
The mean monthly PPO premium in Baldwin is $12.13, and 12 plans have no premium.
Which PPO plan has the highest enrollment in Baldwin?
Blue Advantage Core (PPO) leads PPO enrollment in Baldwin, with 6,877 members.
How many PPO plans in Baldwin do not include prescription drug coverage?
In Baldwin, 3 PPO plans are offered without drug coverage.
Medicare Advantage HMO Plans
HMO plans are designed around a set network of doctors and hospitals. Staying within that network is usually required for coverage, but this arrangement often results in lower overall costs, including both premiums and out-of-pocket expenses, for plan members.
How much do HMO plans cost on average in Baldwin?
The average HMO premium is $19.94, with 12 costing $0.
What is the top HMO by enrollment in Baldwin?
HealthSpring Preferred Extra Savings (HMO) is the most popular HMO plan in Baldwin, with 2,970 enrollees.
Medicare Advantage HMO-POS Plans
With HMO Point-of-Service (HMO-POS) plans, you can enjoy the cost savings of an HMO while still having the flexibility to see out-of-network providers when necessary. Though out-of-network care typically costs more, this type of plan offers a good middle ground for those who want some freedom in their provider choices.
| Plan Name | Rating* | Premium | MOOP | Rx Ded. | Plan-ID |
|---|---|---|---|---|---|
| AARP Medicare Advantage Essentials from UHC AL-3 | $0 | $6,300 | $685 | H2802 041 0 | |
| AARP Medicare Advantage Extras from UHC AL-7 | $0 | $7,150 | $685 | H2802 087 0 | |
| AARP Medicare Advantage from UHC AL-0001 | $0 | $7,150 | $685 | H0432 003 0 | |
| AARP Medicare Advantage from UHC AL-0002 | $45 | $5,400 | $685 | H0432 004 0 | |
| AARP Medicare Advantage from UHC AL-6 | $43 | $5,400 | $685 | H2802 079 0 | |
| AARP Medicare Advantage Patriot No Rx AL-MA01 | $0 | $7,150 | N/A | H0432 012 0 | |
| AARP Medicare Advantage Patriot No Rx AL-MA2 | $0 | $7,150 | N/A | H2802 086 0 |
- How many HMO-POS plans are available in Baldwin?
- There are 7 HMO-POS plans in 2027, covering 4,946 beneficiaries.
- What is the average monthly premium for HMO-POS plans?
- The average HMO-POS premium is $12.57, with 5 costing $0.
- Which HMO-POS plan is most popular in Baldwin?
- AARP Medicare Advantage Essentials from UHC AL-3 (HMO-POS) is the most popular HMO-POS plan in Baldwin, with 4,027 enrollees.
The table below shows the quality ratings for Medicare Advantage plans offered in Baldwin County, AL for 2027.
| Rating Category | Number of Plans | Percent of Plans |
|---|---|---|
| 5 Stars | No 5-star plans available. | 0% |
| 4 Stars (includes 5 Stars) | 21 | 49% |
| 3 Stars | 22 | 51% |
| Below 3 Stars | 0 | 0% |
| Not Rated | 0 | 0% |
| Average Rating | 3.85 | |
For residents of Baldwin County, signing up for a Medicare Advantage plan isn’t just about benefits—it’s about timing. Learning the key enrollment periods ensures you don’t lose access to the coverage that works best for you.
Key Medicare Enrollment Periods
- Initial Enrollment Period (IEP): Lasting seven months around your 65th birthday, this period lets you enroll in Medicare for the first time. You may also choose a Medicare Advantage plan during this time. Learn more
- Medicare Advantage Open Enrollment Period (MA OEP): Between January 1 and March 31, people already enrolled in Medicare Advantage can make a one-time change—switch to another plan or return to Original Medicare. Learn more
- Annual Enrollment Period (AEP): This yearly window, running October 15 to December 7, gives you the opportunity to join, switch, or drop Medicare Advantage and Part D plans. Learn more
- Special Enrollment Periods (SEPs): Life events like moving to a new service area, losing other health coverage, or becoming eligible for assistance may open a Special Enrollment Period to adjust your Medicare coverage. Learn more
Ways to Enroll in Medicare Advantage
- Licensed Agent Assistance: For one-on-one guidance, contact HealthCompare at 1-833-748-3201 (TTY 711). Agents are available Mon-Fri 8AM-10PM, Sat 9AM-8PM EST.
- Contact the Plan Provider Directly: Start enrollment by reaching out to the plan provider through their website or by phone with their member services team.
- Use Medicare.gov: At Medicare.gov, you can compare Medicare Advantage plans side by side and enroll securely online.
The MA and MAPD plans on this page are available to people on Medicare enrolled in both Medicare Part A and Part B living in Bay Minette, Daphne, Elberta, Fairhope, Foley, Gulf Shores, Lillian, Loxley, Orange Beach, Perdido, Robertsdale, Seminole, Silverhill, Stapleton, Stockton, Summerdale, and all other areas of Baldwin County, Alabama. For a broader view of coverage choices across the state, see Medicare plan options in Alabama.
Plans Offered through Medicare.org
Medicare Advantage and Part D plans and benefits offered by the following carriers: Aetna Medicare, Anthem Blue Cross and Blue Shield, Aspire Health Plan, Baylor Scott & White Health Plan, Dean Health Plan, Devoted Health, Florida Blue Medicare, Freedom Health, Health Care Service Corporation, HealthSpring℠, HealthSun, Healthy Blue, Humana, Molina Healthcare, Mutual of Omaha, Medica Central Health Plan, Optimum HealthCare, Premera Blue Cross, SCAN Health Plan, Simply, UnitedHealthcare®, Wellcare, WellPoint
- CMS.gov, Landscape Source Files — Version: CY2027 Landscape (202609.1)
- CMS.gov, Medicare Part C & D Performance — Version: 2027 Star Ratings Data Tables
- CMS.gov, Plan Benefits Package — Version: PBP Benefits-2027
- CMS.gov, Medicare Advantage/Part D Contract and Enrollment Data — Version: 2026-09
Some facts and percentages shown on this page (such as average premiums, distribution of plan types, and percentage of $0 premium plans) are calculated by Medicare.org using data from the CMS Landscape file, Plan Benefits Package (PBP) files and Part C & D Performance files. All underlying values originate from CMS, and calculations are refreshed whenever CMS issues updated data. Enrollment counts and rankings (such as Top 3 plans by enrollment) are derived from CMS monthly enrollment files and aggregated at the county level.
Medicare.org separates Medicare Advantage (MA/MAPD) plans and Special Needs Plans (SNPs) into different pages for clarity. As a result, plan counts, percentages, and other calculations shown here may differ from the aggregate totals published in the CMS Landscape files. All plan availability and benefit details originate from CMS.
Learn more about how we use CMS data.
- Medicare.gov, "Understanding Medicare Advantage Plans" — Last accessed 25 May, 2025
- Medicare.gov, "Compare Original Medicare & Medicare Advantage" — Last accessed 25 May, 2025
- AARP.org, "The Big Choice: Original Medicare vs. Medicare Advantage" — Last accessed 25 May, 2025
Some facts and percentages shown on this page (such as average premiums, distribution of plan types, and percentage of $0 premium plans) are calculated by Medicare.org using data from the CMS Plan Benefits Package (PBP) files and Part C & D Performance files. All underlying values originate from CMS, and calculations are refreshed whenever CMS issues updated data.
To explore how 2027 Medicare Advantage plans available in Baldwin County compare with plans offered elsewhere, you can search the Medicare Advantage plan directory to review options nationwide using the same authoritative data sources.
Medicare.org is owned and operated by Health Network Group, LLC, an Allstate company. Medicare.org provides information only and is not connected with or endorsed by the U.S. Government or the federal Medicare program.
Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard.
Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate Medicare coverage interpretation and resolution.