Medicare Advantage Plans in Calhoun County, AL:
Your Complete 2026 Guide
Calhoun County, AL offers 27 Medicare Advantage plans in 2026. This includes 15 with $0 monthly premiums. Currently, about 7,603 beneficiaries in the County are enrolled, and 56% of available plans have a 4-star rating or higher. This page and its statistics exclude Special Needs Plans (SNPs). See Medicare Special Needs Plans available in Calhoun County, AL.
Page last revised:
Enrollment data refreshed: October 13, 2025
* Each year CMS evaluates Medicare Advantage plans on a 5-star scale. Data sources
Medicare Advantage PPO Plans
Preferred Provider Organization (PPO) plans allow members to choose care from both in-network and out-of-network providers. While using out-of-network doctors or hospitals usually means higher costs, PPOs may appeal to people who want more flexibility in how they access their healthcare.
- Total PPO Plans
- 15
- Average Premium
- $26.88/mo
- Beneficiaries Enrolled
- 4,311
- $0 Premium PPOs
- 7
- Average MOOP
- $5,617
- Most Popular PPO
- Blue Advantage Complete (PPO) with 2,021 enrollees
- PPOs Without Drug Coverage
- 3
| Health Plan Name | CMS Rating* | Premium Per Mo | MOOP | PDP Ded. |
|---|---|---|---|---|
| Aetna Medicare Eagle Plus | $0 | $7,900 | N/A | |
| Aetna Medicare Signature Giveback | $0 | $9,250 | $615 | |
| Aetna Medicare Signature Plus | $0 | $8,900 | $615 | |
| Aetna Medicare Value Plus | $23 | $9,250 | $615 | |
| Humana Value Plus H7617-089 | $28 | $3,000 | $615 | |
| HumanaChoice H7617-090 | $20 | $3,000 | $615 | |
| AARP Medicare Advantage from UHC AL-0004 | $0 | $6,700 | $600 | |
| Blue Advantage Choice | $0 | $6,150 | $325 | |
| Blue Advantage Complete | $36 | $5,900 | $200 | |
| Blue Advantage Premier | $163 | $2,900 | $0 | |
| Humana USAA Honor Giveback | $0 | $4,150 | N/A | |
| Humana Value Plus H5216-179 | $28 | $3,000 | $615 | |
| HumanaChoice H5216-368 | $20 | $3,000 | $615 | |
| HumanaChoice R0110-017 | $0 | $4,650 | N/A | |
| HumanaChoice R0110-018 | $86 | $6,500 | $590 |
- What is the total number of PPO plans offered in Calhoun?
- Calhoun County has 15 PPO plans for 2026, with enrollment of 4,311.
- How much do PPO plans cost on average in Calhoun?
- The mean monthly PPO premium in Calhoun is $26.88, and 7 plans have no premium.
Medicare Advantage HMO Plans
Health Maintenance Organization (HMO) plans generally require members to use doctors, hospitals, and other providers within the plan’s network, except in emergencies. Because of this structure, HMOs often come with lower premiums and out-of-pocket costs compared with other plan types.
- Total HMO Plans 7
- Average Premium $17.00/mo
- Beneficiaries Enrolled 2,064
- $0 Premium HMOs 5
- Average MOOP $6,636
- Most Popular HMO VIVA Medicare Plus (HMO) with 1,495 enrollees
- HMOs Without Drug Coverage 2
| Health Plan Name | CMS Rating* | Premium Per Mo | MOOP | PDP Ded. |
|---|---|---|---|---|
| Humana Gold Plus H4461-078 | $0 | $6,100 | $590 | |
| Humana Gold Plus H4461-079 | $20 | $4,450 | $615 | |
| Humana USAA Honor Giveback | $0 | $4,150 | N/A | |
| VIVA Medicare Plus | $0 | $9,250 | $350 | |
| VIVA Medicare Premier | $99 | $6,500 | $200 | |
| VIVA Medicare Select | $0 | $9,250 | N/A | |
| Humana Gold Plus H5619-089 | $0 | $6,750 | $615 |
Which HMO plan do most beneficiaries choose in Calhoun?
The leading HMO in Calhoun is VIVA Medicare Plus (HMO), with 1,495 members.
How many HMO options are offered without prescription drug coverage in Calhoun?
There are 2 HMO plans available in Calhoun without Part D benefits.
How many HMO plan options are available in Calhoun?
Calhoun offers 7 HMO plans for 2026, with 2,064 enrolled.
Medicare Advantage HMO-POS Plans
HMO-POS plans are structured like HMOs, requiring in-network care for the lowest costs, but they also permit some use of out-of-network doctors and hospitals. Those services are generally more expensive, but the added access can be valuable for people who don’t want to be fully limited to a single network.
- Total HMO-POS Plans
- 5
- Average Premium
- $14.20/mo
- Beneficiaries Enrolled
- 1,228
- $0 Premium HMO-POS
- 3
- Average MOOP
- $5,760
- Most Popular HMO-POS
- AARP Medicare Advantage from UHC AL-0001 (HMO-POS) with 586 enrollees
- HMO-POS Without Drug Coverage
- 1
| Health Plan Name | CMS Rating* | Premium Per Mo | MOOP | PDP Ded. |
|---|---|---|---|---|
| AARP Medicare Advantage from UHC AL-0003 | $0 | $5,900 | $440 | |
| AARP Medicare Advantage from UHC AL-6 | $31 | $4,900 | $440 | |
| AARP Medicare Advantage from UHC AL-0001 | $0 | $6,700 | $600 | |
| AARP Medicare Advantage from UHC AL-0002 | $40 | $5,400 | $440 | |
| AARP Medicare Advantage Patriot No Rx AL-MA01 | $0 | $5,900 | N/A |
What is the total number of HMO-POS plans in Calhoun?
In 2026, Calhoun has 5 HMO-POS plans, with 1,228 enrollees.
How much do HMO-POS plans cost on average in Calhoun?
The mean monthly HMO-POS premium is $14.20, and 3 have no premium.
What is the leading HMO-POS plan in Calhoun?
AARP Medicare Advantage from UHC AL-0001 (HMO-POS) has the highest HMO-POS enrollment in Calhoun (586).
The table below shows the quality ratings for Medicare Advantage plans offered in Calhoun County, AL for 2026.
| Rating Category | Number of Plans | Percent of Plans |
|---|---|---|
| 5 Stars | No 5-star plans available. | 0% |
| 4 Stars (includes 5 Stars) | 15 | 56% |
| 3 Stars | 12 | 44% |
| Below 3 Stars | 0 | 0% |
| Not Rated | 0 | 0% |
| Average Rating | 3.87 | |
Medicare Advantage comes with strict enrollment windows. By knowing when and how to sign up, you’ll avoid missed deadlines and keep your healthcare coverage aligned with your needs.
When You Can Sign Up
- Initial Enrollment Period (IEP): Beginning three months before you turn 65 and lasting until three months after, this is the initial chance to join Medicare. You may also select a Medicare Advantage plan if it fits your needs. Learn more
- Medicare Advantage Open Enrollment Period (MA OEP): Running from January 1 to March 31 each year, this period allows one change to your current Medicare Advantage coverage or a move back to Original Medicare. Learn more
- Annual Enrollment Period (AEP): Each fall, from October 15 to December 7, Medicare beneficiaries can review their coverage and make changes for the next plan year. Learn more
- Special Enrollment Periods (SEPs): Outside the standard enrollment dates, you may qualify for a Special Enrollment Period if specific circumstances apply, including relocation or coverage loss. Learn more
Ways to Enroll in Medicare Advantage
- Talk with a Licensed Agent: Licensed agents at HealthCompare can explain your Medicare Advantage choices. Reach them at 1-833-748-3201 (TTY 711), Monday–Friday 5am–6pm and Saturday 6am–5pm PST.
- Contact the Plan Provider Directly: Start enrollment by reaching out to the plan provider through their website or by phone with their member services team.
- Use Medicare.gov: At Medicare.gov, you can compare Medicare Advantage plans side by side and enroll securely online.
The MA and MAPD plans on this page are available to people on Medicare enrolled in both Medicare Part A and Part B living in Anniston, Oxford, Alexandria, Eastaboga, Jacksonville, Ohatchee, Piedmont, Weaver, Wellington, and all other areas of Calhoun County, Alabama.
Plans Offered for Enrollment through Medicare.org
Medicare Advantage and Part D plans and benefits offered by the following carriers: Medicare Advantage and Part D plans and benefits offered by the following carriers: Aetna Medicare, Anthem Blue Cross and Blue Shield, Aspire Health Plan, Baylor Scott & White Health Plan, Capital Blue Cross, Dean Health Plan, Devoted Health, Florida Blue Medicare, Freedom Health, GlobalHealth, Health Care Service Corporation, HealthSpring℠, HealthSun, Healthy Blue, Humana, Molina Healthcare, Mutual of Omaha, Medica Central Health Plan, Optimum HealthCare, Premera Blue Cross, SCAN Health Plan, Simply, UnitedHealthcare(R), Wellcare, WellPoint
CMS Plan IDs Presented
The Medicare Advantage plan pages listed in the tables above include localization to assist beneficiaries with plans available in their service area. However, most Part C plans are available in more than one service area, which can lead to confusion. The following list of CMS IDs links to our master plan pages without localization.
- CMS.gov, Landscape Source Files — Last accessed September 26, 2025
- CMS.gov, Medicare Part C & D Performance — Last accessed October 10, 2025
- CMS.gov, Plan Benefits Package — Last accessed October 13, 2025
- CMS.gov, Medicare Advantage/Part D Contract and Enrollment Data — Last accessed October 13, 2025
Some facts and percentages shown on this page (such as average premiums, distribution of plan types, and percentage of $0 premium plans) are calculated by Medicare.org using data from the CMS Landscape file, Plan Benefits Package (PBP) files and Part C & D Performance files. All underlying values originate from CMS, and calculations are refreshed whenever CMS issues updated data. Enrollment counts and rankings (such as Top 3 plans by enrollment) are derived from CMS monthly enrollment files and aggregated at the county level.
Medicare.org separates Medicare Advantage (MA/MAPD) plans and Special Needs Plans (SNPs) into different pages for clarity. As a result, plan counts, percentages, and other calculations shown here may differ from the aggregate totals published in the CMS Landscape files. All plan availability and benefit details originate from CMS.
Learn more about how we use CMS data.
- Medicare.gov, "Compare types of Medicare Advantage Plans" — Last accessed 25 May, 2025
- Medicare.gov, "Your coverage options" — Last accessed 25 May, 2025
- AARP.org, "The Big Choice: Original Medicare vs. Medicare Advantage" — Last accessed 25 May, 2025
Medicare.org is owned and operated by Health Network Group, LLC, an Allstate company. Medicare.org provides information only and is not connected with or endorsed by the U.S. Government or the federal Medicare program.
Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard.
Page content managed by David Bynon, Medicare Analyst.