Medicare Advantage Plans in Chambers County, AL:
Your Complete 2026 Guide
Chambers County, AL offers 32 Medicare Advantage plans in 2026. This includes 20 with $0 monthly premiums. Currently, about 2,980 beneficiaries in the County are enrolled, and 38% of available plans have a 4-star rating or higher. Special Needs Plans are not included in the figures shown above. Explore SNP options for Chambers County, AL here.
Last update: . Enrollment data last updated: October 13, 2025
* CMS rates Medicare Advantage plans annually using a 5-star system. Data sources
Medicare Advantage PPO Plans
Preferred Provider Organization (PPO) plans allow members to choose care from both in-network and out-of-network providers. While using out-of-network doctors or hospitals usually means higher costs, PPOs may appeal to people who want more flexibility in how they access their healthcare.
- Total PPO Plans
- 17
- Average Premium
- $22.76/mo
- Beneficiaries Enrolled
- 2,267
- $0 Premium PPOs
- 9
- Average MOOP
- $5,188
- Most Popular PPO
- HumanaChoice H5216-269 (PPO) with 1,166 enrollees
- PPOs Without Drug Coverage
- 3
| Plan Name | CMS Stars* | Premium/Mo | MOOP | Rx Ded. |
|---|---|---|---|---|
| Humana Value Plus H7617-089 | $28 | $3,000 | $615 | |
| HumanaChoice H7617-090 | $20 | $3,000 | $615 | |
| HumanaChoice H7617-091 | $0 | $4,000 | $590 | |
| AARP Medicare Advantage from UHC AL-0004 | $0 | $6,700 | $600 | |
| Blue Advantage Choice | $0 | $6,150 | $325 | |
| Blue Advantage Complete | $36 | $5,900 | $200 | |
| Blue Advantage Premier | $163 | $2,900 | $0 | |
| DEVOTED CHOICE 001 AL | $0 | $6,200 | $375 | |
| DEVOTED CHOICE GIVEBACK 005 AL | $0 | $7,900 | $605 | |
| DEVOTED CHOICE MA ONLY 007 AL | $0 | $7,900 | N/A | |
| Humana USAA Honor Giveback | $0 | $4,150 | N/A | |
| Humana Value Plus H5216-179 | $28 | $3,000 | $615 | |
| HumanaChoice H5216-269 | $0 | $4,000 | $590 | |
| HumanaChoice H5216-368 | $20 | $3,000 | $615 | |
| HumanaChoice H5216-466 | $7 | $9,250 | $615 | |
| HumanaChoice R0110-017 | $0 | $4,650 | N/A | |
| HumanaChoice R0110-018 | $86 | $6,500 | $590 |
Which PPO plan has the highest enrollment in Chambers?
HumanaChoice H5216-269 (PPO) leads PPO enrollment in Chambers, with 1,166 members.
How many PPO plans in Chambers do not include prescription drug coverage?
In Chambers, 3 PPO plans are offered without drug coverage.
How many PPO plans are available in Chambers, AL?
Chambers County has 17 PPO plans for 2026, with enrollment of 2,267.
Medicare Advantage HMO Plans
With an HMO, you’ll typically get care from providers and facilities in the plan’s network. In exchange for this limitation, HMO plans usually feature lower monthly premiums and reduced cost-sharing, which can help enrollees better manage their healthcare expenses.
- Total HMO Plans
- 10
- Average Premium
- $11.90/mo
- Beneficiaries Enrolled
- 592
- $0 Premium HMOs
- 8
- Average MOOP
- $6,545
- Most Popular HMO
- Humana Gold Plus H5619-089 (HMO) with 547 enrollees
- HMOs Without Drug Coverage
- 2
| Plan Name | CMS Stars* | Premium/Mo | MOOP | Rx Ded. |
|---|---|---|---|---|
| Humana Gold Plus H4461-078 | $0 | $6,100 | $590 | |
| Humana Gold Plus H4461-079 | $20 | $4,450 | $615 | |
| Humana USAA Honor Giveback | $0 | $4,150 | N/A | |
| VIVA Medicare Plus | $0 | $9,250 | $350 | |
| VIVA Medicare Premier | $99 | $6,500 | $200 | |
| VIVA Medicare Select | $0 | $9,250 | N/A | |
| Aetna Medicare Signature Care | $0 | $6,750 | $615 | |
| DEVOTED CORE 001 AL | $0 | $5,500 | $375 | |
| DEVOTED GIVEBACK 002 AL | $0 | $6,750 | $605 | |
| Humana Gold Plus H5619-089 | $0 | $6,750 | $615 |
What is the top HMO by enrollment in Chambers?
Humana Gold Plus H5619-089 (HMO) is the most popular HMO plan in Chambers, with 547 enrollees.
What is the number of HMO plans without Part D coverage in Chambers?
2 HMO plans in Chambers do not include prescription drug coverage.
What is the total number of HMO plans offered in Chambers?
There are 10 HMO plans in 2026, covering 592 beneficiaries.
How much do HMO plans cost on average in Chambers?
The average HMO premium is $11.90, with 8 costing $0.
Medicare Advantage HMO-POS Plans
With HMO Point-of-Service (HMO-POS) plans, you can enjoy the cost savings of an HMO while still having the flexibility to see out-of-network providers when necessary. Though out-of-network care typically costs more, this type of plan offers a good middle ground for those who want some freedom in their provider choices.
| Plan Name | CMS Stars* | Premium/Mo | MOOP | Rx Ded. |
|---|---|---|---|---|
| AARP Medicare Advantage from UHC AL-0003 | $0 | $5,900 | $440 | |
| AARP Medicare Advantage from UHC AL-6 | $31 | $4,900 | $440 | |
| AARP Medicare Advantage from UHC AL-0001 | $0 | $6,700 | $600 | |
| AARP Medicare Advantage from UHC AL-0002 | $40 | $5,400 | $440 | |
| AARP Medicare Advantage Patriot No Rx AL-MA01 | $0 | $5,900 | N/A |
What is the average monthly premium for HMO-POS plans?
The mean monthly HMO-POS premium is $14.20, and 3 have no premium.
Which HMO-POS plan is most popular in Chambers?
AARP Medicare Advantage from UHC AL-0003 (HMO-POS) has the highest HMO-POS enrollment in Chambers (71).
How many HMO-POS plans in Chambers do not include drug coverage?
In Chambers, 1 HMO-POS plans are offered without drug coverage.
The table below shows the quality ratings for Medicare Advantage plans offered in Chambers County, AL for 2026.
| Rating Category | Number of Plans | Percent of Plans |
|---|---|---|
| 5 Stars | No 5-star plans available. | 0% |
| 4 Stars (includes 5 Stars) | 12 | 38% |
| 3 Stars | 20 | 63% |
| Below 3 Stars | 0 | 0% |
| Not Rated | 0 | 0% |
| Average Rating | 3.72 | |
In Chambers County, Medicare Advantage enrollment follows specific timelines. Understanding these options—whether it’s your first time enrolling or switching plans—helps you choose coverage that matches your health and budget.
Key Medicare Enrollment Periods
- Initial Enrollment Period (IEP): Beginning three months before you turn 65 and lasting until three months after, this is the initial chance to join Medicare. You may also select a Medicare Advantage plan if it fits your needs. Learn more
- Medicare Advantage Open Enrollment Period (MA OEP): Running from January 1 to March 31 each year, this period allows one change to your current Medicare Advantage coverage or a move back to Original Medicare. Learn more
- Annual Enrollment Period (AEP): This yearly window, running October 15 to December 7, gives you the opportunity to join, switch, or drop Medicare Advantage and Part D plans. Learn more
- Special Enrollment Periods (SEPs): Life events like moving to a new service area, losing other health coverage, or becoming eligible for assistance may open a Special Enrollment Period to adjust your Medicare coverage. Learn more
Enrollment Options Explained
- Consult a Licensed Agent: Call a licensed insurance agent at HealthCompare 1-833-748-3201 (TTY 711), available Monday through Friday 5am–6pm and Saturday 6am–5pm PST, for help reviewing your Medicare options.
- Contact the Plan Provider Directly: You may enroll through a plan provider’s website or speak with their customer support staff to complete your application.
- Use Medicare.gov: Visit Medicare.gov to shop for plans, review benefits, and submit your enrollment electronically.
The MA and MAPD plans on this page are available to people on Medicare enrolled in both Medicare Part A and Part B living in Valley, Five Points, Lafayette, Lanett, and all other areas of Chambers County, Alabama.
Plans Offered for Enrollment through Medicare.org
Medicare Advantage and Part D plans and benefits offered by the following carriers: Medicare Advantage and Part D plans and benefits offered by the following carriers: Aetna Medicare, Anthem Blue Cross and Blue Shield, Aspire Health Plan, Baylor Scott & White Health Plan, Capital Blue Cross, Dean Health Plan, Devoted Health, Florida Blue Medicare, Freedom Health, GlobalHealth, Health Care Service Corporation, HealthSpring℠, HealthSun, Healthy Blue, Humana, Molina Healthcare, Mutual of Omaha, Medica Central Health Plan, Optimum HealthCare, Premera Blue Cross, SCAN Health Plan, Simply, UnitedHealthcare(R), Wellcare, WellPoint
CMS Plan IDs Presented
The Medicare Advantage plan pages listed in the tables above include localization to assist beneficiaries with plans available in their service area. However, most Part C plans are available in more than one service area, which can lead to confusion. The following list of CMS IDs links to our master plan pages without localization.
- CMS.gov, Landscape Source Files — Last accessed September 26, 2025
- CMS.gov, Medicare Part C & D Performance — Last accessed October 10, 2025
- CMS.gov, Plan Benefits Package — Last accessed October 13, 2025
- CMS.gov, Medicare Advantage/Part D Contract and Enrollment Data — Last accessed October 13, 2025
Some facts and percentages shown on this page (such as average premiums, distribution of plan types, and percentage of $0 premium plans) are calculated by Medicare.org using data from the CMS Landscape file, Plan Benefits Package (PBP) files and Part C & D Performance files. All underlying values originate from CMS, and calculations are refreshed whenever CMS issues updated data. Enrollment counts and rankings (such as Top 3 plans by enrollment) are derived from CMS monthly enrollment files and aggregated at the county level.
Medicare.org separates Medicare Advantage (MA/MAPD) plans and Special Needs Plans (SNPs) into different pages for clarity. As a result, plan counts, percentages, and other calculations shown here may differ from the aggregate totals published in the CMS Landscape files. All plan availability and benefit details originate from CMS.
Learn more about how we use CMS data.
- CMS.gov, "Medicare Advantage Plan Fact Sheet" — Last accessed 25 May, 2025
- Medicare.gov, "Compare Original Medicare & Medicare Advantage" — Last accessed 25 May, 2025
- AARP.org, "The Big Choice: Original Medicare vs. Medicare Advantage" — Last accessed 25 May, 2025
Medicare.org is owned and operated by Health Network Group, LLC, an Allstate company. Medicare.org provides information only and is not connected with or endorsed by the U.S. Government or the federal Medicare program.
Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard.
Page content managed by David Bynon, Medicare Analyst.