Medicare Advantage Plans in Chambers County, AL:
Your Complete 2027 Guide
Chambers County, AL offers 36 Medicare Advantage plans in 2027. This includes 25 with $0 monthly premiums. Currently, about 3,527 beneficiaries in the County are enrolled, and 56% of available plans have a 4-star rating or higher. This page and its statistics exclude Special Needs Plans (SNPs). See Medicare Special Needs Plans available in Chambers County, AL. To understand how Medicare Advantage fits with your other coverage choices, explore all Medicare coverage options in Chambers County.
Page last revised:
Enrollment data refreshed: October 5, 2026
* Each year CMS evaluates Medicare Advantage plans on a 5-star scale. Data sources
Medicare Advantage PPO Plans
Preferred Provider Organization (PPO) plans allow members to choose care from both in-network and out-of-network providers. While using out-of-network doctors or hospitals usually means higher costs, PPOs may appeal to people who want more flexibility in how they access their healthcare.
- Total PPO Plans
- 19
- Average Premium
- $13.71/mo
- Beneficiaries Enrolled
- 2,468
- $0 Premium PPOs
- 12
- Average MOOP
- $6,287
- Most Popular PPO
- HumanaChoice H5216-269 (PPO) with 929 enrollees
- PPOs Without Drug Coverage
- 3
Which PPO plan do most beneficiaries choose in Chambers?
The most popular PPO in Chambers is HumanaChoice H5216-269 (PPO), covering 929 beneficiaries.
How many PPO options are offered without drug coverage in Chambers?
3 PPO plans available in Chambers do not include Part D benefits.
How many PPO plan options can beneficiaries choose from in Chambers?
In 2027, Chambers offers 19 PPO plans with 2,468 enrollees.
What is the typical premium for PPO plans available in Chambers?
On average, PPO plans in Chambers cost $13.71 per month.
Medicare Advantage HMO Plans
HMO plans are designed around a set network of doctors and hospitals. Staying within that network is usually required for coverage, but this arrangement often results in lower overall costs, including both premiums and out-of-pocket expenses, for plan members.
| Health Plan Name | CMS Rating* | Premium Per Mo | MOOP | PDP Ded. | CMS Plan ID |
|---|---|---|---|---|---|
| Humana Gold Plus H4461-078 | $0 | $6,360 | $700 | H4461 078 0 | |
| Humana Gold Plus H4461-079 | $36 | $4,900 | $700 | H4461 079 0 | |
| Humana USAA Honor Giveback | $0 | $4,150 | N/A | H4461 075 0 | |
| Humana Gold Plus H5619-089 | $0 | $7,150 | $700 | H5619 089 0 | |
| VIVA Medicare Plus | $0 | $9,250 | $450 | H0154 015 1 | |
| VIVA Medicare Premier | $99 | $6,500 | $350 | H0154 011 0 | |
| VIVA Medicare Select | $0 | $9,250 | N/A | H0154 008 0 | |
| Aetna Medicare Signature Care | $0 | $6,750 | $400 | H3239 020 0 | |
| DEVOTED CORE 001 AL | $0 | $5,700 | $465 | H3080 001 0 | |
| DEVOTED GIVEBACK 002 AL | $0 | $9,850 | $461 | H3080 002 0 |
- Which HMO plan do most beneficiaries choose in Chambers?
- The leading HMO in Chambers is Humana Gold Plus H5619-089 (HMO), with 359 members.
- How many HMO options are offered without prescription drug coverage in Chambers?
- There are 2 HMO plans available in Chambers without Part D benefits.
- How many HMO plan options are available in Chambers?
- Chambers offers 10 HMO plans for 2027, with 893 enrolled.
Medicare Advantage HMO-POS Plans
HMO Point-of-Service (HMO-POS) plans blend elements of HMO and PPO coverage. You can see providers outside the network, but out-of-network services typically cost more. This type of plan may appeal to people who like the lower costs of an HMO but also want occasional flexibility to go out of network.
- Total HMO-POS Plans 7
- Average Premium $12.57/mo
- Beneficiaries Enrolled 166
- $0 Premium HMO-POS 5
- Average MOOP $6,529
- Most Popular HMO-POS AARP Medicare Advantage Essentials from UHC AL-3 (HMO-POS) with 128 enrollees
- HMO-POS Without Drug Coverage 2
| Health Plan Name | CMS Rating* | Premium Per Mo | MOOP | PDP Ded. | CMS Plan ID |
|---|---|---|---|---|---|
| AARP Medicare Advantage Essentials from UHC AL-3 | $0 | $6,300 | $685 | H2802 041 0 | |
| AARP Medicare Advantage Extras from UHC AL-7 | $0 | $7,150 | $685 | H2802 087 0 | |
| AARP Medicare Advantage from UHC AL-0001 | $0 | $7,150 | $685 | H0432 003 0 | |
| AARP Medicare Advantage from UHC AL-0002 | $45 | $5,400 | $685 | H0432 004 0 | |
| AARP Medicare Advantage from UHC AL-6 | $43 | $5,400 | $685 | H2802 079 0 | |
| AARP Medicare Advantage Patriot No Rx AL-MA01 | $0 | $7,150 | N/A | H0432 012 0 | |
| AARP Medicare Advantage Patriot No Rx AL-MA2 | $0 | $7,150 | N/A | H2802 086 0 |
What is the average monthly premium for HMO-POS plans?
The mean monthly HMO-POS premium is $12.57, and 5 have no premium.
Which HMO-POS plan is most popular in Chambers?
AARP Medicare Advantage Essentials from UHC AL-3 (HMO-POS) has the highest HMO-POS enrollment in Chambers (128).
How many HMO-POS plans in Chambers do not include drug coverage?
In Chambers, 2 HMO-POS plans are offered without drug coverage.
The table below shows the quality ratings for Medicare Advantage plans offered in Chambers County, AL for 2027.
| Rating Category | Number of Plans | Percent of Plans |
|---|---|---|
| 5 Stars | No 5-star plans available. | 0% |
| 4 Stars (includes 5 Stars) | 20 | 56% |
| 3 Stars | 16 | 44% |
| Below 3 Stars | 0 | 0% |
| Not Rated | 0 | 0% |
| Average Rating | 3.9 | |
Medicare Advantage comes with strict enrollment windows. By knowing when and how to sign up, you’ll avoid missed deadlines and keep your healthcare coverage aligned with your needs.
When You Can Sign Up
- Initial Enrollment Period (IEP): This seven-month window starts three months before the month you turn 65 and ends three months after. It’s the first time you can sign up for Medicare and, if you choose, a Medicare Advantage plan. Learn more
- Medicare Advantage Open Enrollment Period (MA OEP): Each year from January 1 through March 31, you may change to another Medicare Advantage plan or drop your plan and return to Original Medicare. Learn more
- Annual Enrollment Period (AEP): Each fall, from October 15 to December 7, Medicare beneficiaries can review their coverage and make changes for the next plan year. Learn more
- Special Enrollment Periods (SEPs): Certain qualifying events, such as a change in residence or loss of existing coverage, may allow you to enroll in or change Medicare Advantage plans outside of the usual enrollment windows. Learn more
Enrollment Options Explained
- Licensed Agent Assistance: For one-on-one guidance, contact HealthCompare at 1-833-748-3201 (TTY 711). Agents are available Monday through Friday 5am–6pm and Saturday 6am–5pm PST.
- Contact the Plan Provider Directly: You may enroll through a plan provider’s website or speak with their customer support staff to complete your application.
- Use Medicare.gov: Visit Medicare.gov to shop for plans, review benefits, and submit your enrollment electronically.
The MA and MAPD plans on this page are available to people on Medicare enrolled in both Medicare Part A and Part B living in Valley, Five Points, Lafayette, Lanett, and all other areas of Chambers County, Alabama. For a broader view of coverage choices across the state, see Medicare plan options in Alabama.
Plans Offered through Medicare.org
Medicare Advantage and Part D plans and benefits offered by the following carriers: Aetna Medicare, Anthem Blue Cross and Blue Shield, Aspire Health Plan, Baylor Scott & White Health Plan, Dean Health Plan, Devoted Health, Florida Blue Medicare, Freedom Health, Health Care Service Corporation, HealthSpring℠, HealthSun, Healthy Blue, Humana, Molina Healthcare, Mutual of Omaha, Medica Central Health Plan, Optimum HealthCare, Premera Blue Cross, SCAN Health Plan, Simply, UnitedHealthcare®, Wellcare, WellPoint
- CMS.gov, Landscape Source Files — Version: CY2027 Landscape (202609.1)
- CMS.gov, Medicare Part C & D Performance — Version: 2027 Star Ratings Data Tables
- CMS.gov, Plan Benefits Package — Version: PBP Benefits-2027
- CMS.gov, Medicare Advantage/Part D Contract and Enrollment Data — Version: 2026-09
Some facts and percentages shown on this page (such as average premiums, distribution of plan types, and percentage of $0 premium plans) are calculated by Medicare.org using data from the CMS Landscape file, Plan Benefits Package (PBP) files and Part C & D Performance files. All underlying values originate from CMS, and calculations are refreshed whenever CMS issues updated data. Enrollment counts and rankings (such as Top 3 plans by enrollment) are derived from CMS monthly enrollment files and aggregated at the county level.
Medicare.org separates Medicare Advantage (MA/MAPD) plans and Special Needs Plans (SNPs) into different pages for clarity. As a result, plan counts, percentages, and other calculations shown here may differ from the aggregate totals published in the CMS Landscape files. All plan availability and benefit details originate from CMS.
Learn more about how we use CMS data.
- CMS.gov, "Medicare Advantage Plan Fact Sheet" — Last accessed 25 May, 2025
- Medicare.gov, "Explore your Medicare coverage options" — Last accessed 25 May, 2025
- NCOA.org, "5 Steps to Choosing the Right Medicare Plan for You" — Last accessed 25 May, 2025
Some facts and percentages shown on this page (such as average premiums, distribution of plan types, and percentage of $0 premium plans) are calculated by Medicare.org using data from the CMS Plan Benefits Package (PBP) files and Part C & D Performance files. All underlying values originate from CMS, and calculations are refreshed whenever CMS issues updated data.
To explore how 2027 Medicare Advantage plans available in Chambers County compare with plans offered elsewhere, you can search the Medicare Advantage plan directory to review options nationwide using the same authoritative data sources.
Medicare.org is owned and operated by Health Network Group, LLC, an Allstate company. Medicare.org provides information only and is not connected with or endorsed by the U.S. Government or the federal Medicare program.
Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard.
Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate Medicare coverage interpretation and resolution.