Medicare Advantage Plans in Choctaw County, AL:
Your Complete 2026 Guide
In Choctaw County, AL, Medicare beneficiaries have 25 Medicare Advantage plans to consider for 2026. Among them, 14 are offered at a $0 premium. About 1,076 people in the County are currently enrolled, and 48% of plans are rated 4 stars or higher. Special Needs Plans are not included in the figures shown above. Explore SNP options for Choctaw County, AL here.
Page last revised:
Enrollment data refreshed: October 13, 2025
* Each year CMS evaluates Medicare Advantage plans on a 5-star scale. Data sources
Medicare Advantage PPO Plans
Preferred Provider Organization (PPO) plans allow members to choose care from both in-network and out-of-network providers. While using out-of-network doctors or hospitals usually means higher costs, PPOs may appeal to people who want more flexibility in how they access their healthcare.
- Total PPO Plans
- 16
- Average Premium
- $25.20/mo
- Beneficiaries Enrolled
- 868
- $0 Premium PPOs
- 8
- Average MOOP
- $5,209
- Most Popular PPO
- HumanaChoice H5216-269 (PPO) with 294 enrollees
- PPOs Without Drug Coverage
- 3
| PPO Plan Name | Rating* | Premium | MOOP | Rx Ded. |
|---|---|---|---|---|
| Aetna Medicare Eagle Plus | $0 | $7,900 | N/A | |
| Aetna Medicare Signature Plus | $0 | $9,250 | $615 | |
| Aetna Medicare Value Plus | $23 | $9,250 | $615 | |
| Humana Value Plus H7617-089 | $28 | $3,000 | $615 | |
| HumanaChoice H7617-090 | $20 | $3,000 | $615 | |
| HumanaChoice H7617-091 | $0 | $4,000 | $590 | |
| AARP Medicare Advantage from UHC AL-0004 | $0 | $6,700 | $600 | |
| Blue Advantage Choice | $0 | $6,150 | $325 | |
| Blue Advantage Complete | $36 | $5,900 | $200 | |
| Blue Advantage Premier | $163 | $2,900 | $0 | |
| Humana USAA Honor Giveback | $0 | $4,150 | N/A | |
| Humana Value Plus H5216-179 | $28 | $3,000 | $615 | |
| HumanaChoice H5216-269 | $0 | $4,000 | $590 | |
| HumanaChoice H5216-368 | $20 | $3,000 | $615 | |
| HumanaChoice R0110-017 | $0 | $4,650 | N/A | |
| HumanaChoice R0110-018 | $86 | $6,500 | $590 |
Which PPO plan do most beneficiaries choose in Choctaw?
HumanaChoice H5216-269 (PPO) is the top PPO in Choctaw, with 294 enrollees.
How many PPO options are offered without drug coverage in Choctaw?
There are 3 PPO plans in Choctaw without prescription drug coverage.
Medicare Advantage HMO Plans
Health Maintenance Organization (HMO) plans generally require members to use doctors, hospitals, and other providers within the plan’s network, except in emergencies. Because of this structure, HMOs often come with lower premiums and out-of-pocket costs compared with other plan types.
- Total HMO Plans 4
- Average Premium $5.00/mo
- Beneficiaries Enrolled 86
- $0 Premium HMOs 3
- Average MOOP $5,363
- Most Popular HMO Humana Gold Plus H5619-089 (HMO) with 86 enrollees
- HMOs Without Drug Coverage 1
| Plan Name | Rating* | Premium | MOOP | Rx Ded. |
|---|---|---|---|---|
| Humana Gold Plus H4461-078 | $0 | $6,100 | $590 | |
| Humana Gold Plus H4461-079 | $20 | $4,450 | $615 | |
| Humana USAA Honor Giveback | $0 | $4,150 | N/A | |
| Humana Gold Plus H5619-089 | $0 | $6,750 | $615 |
How many HMO plan options are available in Choctaw?
Choctaw offers 4 HMO plans for 2026, with 86 enrolled.
What is the typical premium for HMO plans in Choctaw?
On average, HMO plans in Choctaw cost $5.00 per month.
Medicare Advantage HMO-POS Plans
HMO Point-of-Service (HMO-POS) plans blend elements of HMO and PPO coverage. You can see providers outside the network, but out-of-network services typically cost more. This type of plan may appeal to people who like the lower costs of an HMO but also want occasional flexibility to go out of network.
- Total HMO-POS Plans 5
- Average Premium $14.20/mo
- Beneficiaries Enrolled 122
- $0 Premium HMO-POS 3
- Average MOOP $5,760
- Most Popular HMO-POS AARP Medicare Advantage from UHC AL-0003 (HMO-POS) with 75 enrollees
- HMO-POS Without Drug Coverage 1
| HMO-POS Plan Name | Rating* | Premium | MOOP | Rx Ded. |
|---|---|---|---|---|
| AARP Medicare Advantage from UHC AL-0003 | $0 | $5,900 | $440 | |
| AARP Medicare Advantage from UHC AL-6 | $31 | $4,900 | $440 | |
| AARP Medicare Advantage from UHC AL-0001 | $0 | $6,700 | $600 | |
| AARP Medicare Advantage from UHC AL-0002 | $40 | $5,400 | $440 | |
| AARP Medicare Advantage Patriot No Rx AL-MA01 | $0 | $5,900 | N/A |
How many HMO-POS options can beneficiaries choose from in Choctaw?
There are 5 HMO-POS plans in 2026, covering 122 beneficiaries.
What is the typical premium for HMO-POS plans in Choctaw?
The average HMO-POS premium is $14.20, with 3 costing $0.
Which HMO-POS plan has the most members in Choctaw?
AARP Medicare Advantage from UHC AL-0003 (HMO-POS) is the most popular HMO-POS plan in Choctaw, with 75 enrollees.
The table below shows the quality ratings for Medicare Advantage plans offered in Choctaw County, AL for 2026.
| Rating Category | Number of Plans | Percent of Plans |
|---|---|---|
| 5 Stars | No 5-star plans available. | 0% |
| 4 Stars (includes 5 Stars) | 12 | 48% |
| 3 Stars | 13 | 52% |
| Below 3 Stars | 0 | 0% |
| Not Rated | 0 | 0% |
| Average Rating | 3.84 | |
In Choctaw County, Medicare Advantage enrollment follows specific timelines. Understanding these options—whether it’s your first time enrolling or switching plans—helps you choose coverage that matches your health and budget.
When You Can Sign Up
- Initial Enrollment Period (IEP): Beginning three months before you turn 65 and lasting until three months after, this is the initial chance to join Medicare. You may also select a Medicare Advantage plan if it fits your needs. Learn more
- Medicare Advantage Open Enrollment Period (MA OEP): Running from January 1 to March 31 each year, this period allows one change to your current Medicare Advantage coverage or a move back to Original Medicare. Learn more
- Annual Enrollment Period (AEP): From October 15 through December 7 each year, you can make changes to your Medicare coverage for the following year. Learn more
- Special Enrollment Periods (SEPs): Outside the standard enrollment dates, you may qualify for a Special Enrollment Period if specific circumstances apply, including relocation or coverage loss. Learn more
Ways to Enroll in Medicare Advantage
- Licensed Agent Assistance: For one-on-one guidance, contact HealthCompare at 1-833-748-3201 (TTY 711). Agents are available Monday through Friday 5am–6pm and Saturday 6am–5pm PST.
- Contact the Plan Provider Directly: Start enrollment by reaching out to the plan provider through their website or by phone with their member services team.
- Use Medicare.gov: At Medicare.gov, you can compare Medicare Advantage plans side by side and enroll securely online.
The MA and MAPD plans on this page are available to people on Medicare enrolled in both Medicare Part A and Part B living in Butler, Gilbertown, Lisman, Silas, Toxey, and all other areas of Choctaw County, Alabama.
Plans Offered for Enrollment through Medicare.org
Medicare Advantage and Part D plans and benefits offered by the following carriers: Medicare Advantage and Part D plans and benefits offered by the following carriers: Aetna Medicare, Anthem Blue Cross and Blue Shield, Aspire Health Plan, Baylor Scott & White Health Plan, Capital Blue Cross, Dean Health Plan, Devoted Health, Florida Blue Medicare, Freedom Health, GlobalHealth, Health Care Service Corporation, HealthSpring℠, HealthSun, Healthy Blue, Humana, Molina Healthcare, Mutual of Omaha, Medica Central Health Plan, Optimum HealthCare, Premera Blue Cross, SCAN Health Plan, Simply, UnitedHealthcare(R), Wellcare, WellPoint
CMS Plan IDs Presented
The Medicare Advantage plan pages listed in the tables above include localization to assist beneficiaries with plans available in their service area. However, most Part C plans are available in more than one service area, which can lead to confusion. The following list of CMS IDs links to our master plan pages without localization.
- CMS.gov, Landscape Source Files — Last accessed September 26, 2025
- CMS.gov, Medicare Part C & D Performance — Last accessed October 10, 2025
- CMS.gov, Plan Benefits Package — Last accessed October 13, 2025
- CMS.gov, Medicare Advantage/Part D Contract and Enrollment Data — Last accessed October 13, 2025
Some facts and percentages shown on this page (such as average premiums, distribution of plan types, and percentage of $0 premium plans) are calculated by Medicare.org using data from the CMS Landscape file, Plan Benefits Package (PBP) files and Part C & D Performance files. All underlying values originate from CMS, and calculations are refreshed whenever CMS issues updated data. Enrollment counts and rankings (such as Top 3 plans by enrollment) are derived from CMS monthly enrollment files and aggregated at the county level.
Medicare.org separates Medicare Advantage (MA/MAPD) plans and Special Needs Plans (SNPs) into different pages for clarity. As a result, plan counts, percentages, and other calculations shown here may differ from the aggregate totals published in the CMS Landscape files. All plan availability and benefit details originate from CMS.
Learn more about how we use CMS data.
- CMS.gov, "Medicare Advantage Plan Fact Sheet" — Last accessed 25 May, 2025
- Medicare.gov, "Explore your Medicare coverage options" — Last accessed 25 May, 2025
- Medicare.gov, "Joining a plan" — Last accessed 25 May, 2025
Medicare.org is owned and operated by Health Network Group, LLC, an Allstate company. Medicare.org provides information only and is not connected with or endorsed by the U.S. Government or the federal Medicare program.
Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard.
Page content managed by David Bynon, Medicare Analyst.