Medicare Advantage Plans in Sacramento County, CA:
Your Complete 2027 Guide
In Sacramento County, CA, Medicare beneficiaries have 16 Medicare Advantage plans to consider for 2027. Among them, 10 are offered at a $0 premium. About 69,336 people in the County are currently enrolled, and 50% of plans are rated 4 stars or higher. Special Needs Plans are not included in the figures shown above. Explore SNP options for Sacramento County, CA here. For a broader view beyond Medicare Advantage, see all Medicare coverage options in Sacramento County.
Page last revised:
Enrollment data refreshed: October 5, 2026
* Each year CMS evaluates Medicare Advantage plans on a 5-star scale. Data sources
Medicare Advantage HMO Plans
With an HMO, you’ll typically get care from providers and facilities in the plan’s network. In exchange for this limitation, HMO plans usually feature lower monthly premiums and reduced cost-sharing, which can help enrollees better manage their healthcare expenses.
- Total HMO Plans
- 15
- Average Premium
- $12.95/mo
- Beneficiaries Enrolled
- 64,974
- $0 Premium HMOs
- 9
- Average MOOP
- $3,806
- Most Popular HMO
- Kaiser Permanente Sr Advantage Basic Sac., Sonoma (HMO) with 29,576 enrollees
- HMOs Without Drug Coverage
- 2
| Health Plan Name | CMS Rating* | Premium Per Mo | MOOP | PDP Ded. | CMS Plan ID |
|---|---|---|---|---|---|
| Kaiser Permanente Sr Adv Enhanced Sac., Sonoma | $99 | $3,900 | $0 | H0524 013 0 | |
| Kaiser Permanente Sr Advantage Basic Sac., Sonoma | $29 | $6,000 | $0 | H0524 051 0 | |
| Blue Shield Advantage | $19 | $3,900 | $475 | H0504 053 0 | |
| Imperial Courage Plan | $0 | $2,999 | N/A | H5496 016 0 | |
| Imperial Dynamic Plan | $0 | $295 | $0 | H5496 012 0 | |
| SCAN Classic | $0 | $2,900 | $450 | H5425 128 0 | |
| SCAN Costco Medicare Advantage | $0 | $2,900 | $450 | H5425 138 0 | |
| Sutter Senior Advantage, a SCAN Medicare Plan | $19 | $4,000 | $250 | H5425 126 0 | |
| Alignment Health Honor Plus 060 | $7 | $9,850 | $700 | H3815 060 0 | |
| Alignment Health My Choice 050 | $0 | $3,499 | $0 | H3815 050 0 | |
| Alignment Health Smart 038 | $0 | $3,499 | $700 | H3815 038 0 | |
| Alignment Health Sutter Advantage +More | $21 | $4,900 | $0 | H3815 019 0 | |
| Aetna Medicare Eagle | $0 | $4,450 | N/A | H0523 099 0 | |
| Aetna Medicare Signature | $0 | $2,000 | $600 | H0523 065 0 | |
| Aetna Medicare Value Plus | $0 | $2,000 | $0 | H0523 074 0 |
- What is the average monthly premium for HMO plans?
- On average, HMO plans in Sacramento cost $12.95 per month.
- Which HMO plan is most popular in Sacramento?
- The leading HMO in Sacramento is Kaiser Permanente Sr Advantage Basic Sac., Sonoma (HMO), with 29,576 members.
- How many HMO plans in Sacramento do not include drug coverage?
- There are 2 HMO plans available in Sacramento without Part D benefits.
Medicare Advantage HMO-POS Plans
HMO Point-of-Service (HMO-POS) plans blend elements of HMO and PPO coverage. You can see providers outside the network, but out-of-network services typically cost more. This type of plan may appeal to people who like the lower costs of an HMO but also want occasional flexibility to go out of network.
- Total HMO-POS Plans 1
- Average Premium $0.00/mo
- Beneficiaries Enrolled 4,362
- $0 Premium HMO-POS 1
- Average MOOP $4,450
- Most Popular HMO-POS AARP Medicare Advantage from UHC CA-023P (HMO-POS) with 4,362 enrollees
- HMO-POS Without Drug Coverage 0
| Health Plan Name | CMS Rating* | Premium Per Mo | MOOP | PDP Ded. | CMS Plan ID |
|---|---|---|---|---|---|
| AARP Medicare Advantage from UHC CA-023P | $0 | $4,450 | $685 | H0543 222 0 |
What is the total number of HMO-POS plans in Sacramento?
There are 1 HMO-POS plans in 2027, covering 4,362 beneficiaries.
How much do HMO-POS plans cost on average in Sacramento?
The average HMO-POS premium is $0.00, with 1 costing $0.
What is the leading HMO-POS plan in Sacramento?
AARP Medicare Advantage from UHC CA-023P (HMO-POS) is the most popular HMO-POS plan in Sacramento, with 4,362 enrollees.
What is the number of HMO-POS plans without Part D coverage in Sacramento?
0 HMO-POS plans in Sacramento do not include drug coverage.
The table below shows the quality ratings for Medicare Advantage plans offered in Sacramento County, CA for 2027.
| Rating Category | Number of Plans | Percent of Plans |
|---|---|---|
| 5 Stars | No 5-star plans available. | 0% |
| 4 Stars (includes 5 Stars) | 8 | 50% |
| 3 Stars | 8 | 50% |
| Below 3 Stars | 0 | 0% |
| Not Rated | 0 | 0% |
| Average Rating | 3.69 | |
In Sacramento County, Medicare Advantage enrollment follows specific timelines. Understanding these options—whether it’s your first time enrolling or switching plans—helps you choose coverage that matches your health and budget.
When You Can Sign Up
- Initial Enrollment Period (IEP): Lasting seven months around your 65th birthday, this period lets you enroll in Medicare for the first time. You may also choose a Medicare Advantage plan during this time. Learn more
- Medicare Advantage Open Enrollment Period (MA OEP): Between January 1 and March 31, people already enrolled in Medicare Advantage can make a one-time change—switch to another plan or return to Original Medicare. Learn more
- Annual Enrollment Period (AEP): Each fall, from October 15 to December 7, Medicare beneficiaries can review their coverage and make changes for the next plan year. Learn more
- Special Enrollment Periods (SEPs): Life events like moving to a new service area, losing other health coverage, or becoming eligible for assistance may open a Special Enrollment Period to adjust your Medicare coverage. Learn more
Ways to Enroll in Medicare Advantage
- Consult a Licensed Agent: Call a licensed insurance agent at 1-833-748-3201 (TTY 711), available Mon-Fri 8AM-10PM, Sat 9AM-8PM EST, for help reviewing your Medicare options.
- Contact the Plan Provider Directly: Start enrollment by reaching out to the plan provider through their website or by phone with their member services team.
- Use Medicare.gov: At Medicare.gov, you can compare Medicare Advantage plans side by side and enroll securely online.
The MA and MAPD plans on this page are available to people on Medicare enrolled in both Medicare Part A and Part B living in Carmichael, Citrus Heights, Elk Grove, Elverta, Fair Oaks, Folsom, Galt, Herald, Isleton, Mather, North Highlands, Orangevale, Rancho Cordova, Rio Linda, Sloughhouse, Walnut Grove, Wilton, Sacramento, Antelope, and all other areas of Sacramento County, California. For a broader view of coverage choices across the state, see Medicare plan options in California.
Plans Offered through Medicare.org
Medicare Advantage and Part D plans and benefits offered by the following carriers: Aetna Medicare, Anthem Blue Cross and Blue Shield, Aspire Health Plan, Baylor Scott & White Health Plan, Dean Health Plan, Devoted Health, Florida Blue Medicare, Freedom Health, Health Care Service Corporation, HealthSpring℠, HealthSun, Healthy Blue, Humana, Molina Healthcare, Mutual of Omaha, Medica Central Health Plan, Optimum HealthCare, Premera Blue Cross, SCAN Health Plan, Simply, UnitedHealthcare®, Wellcare, WellPoint
- CMS.gov, Landscape Source Files — Version: CY2027 Landscape (202609.1)
- CMS.gov, Medicare Part C & D Performance — Version: 2027 Star Ratings Data Tables
- CMS.gov, Plan Benefits Package — Version: PBP Benefits-2027
- CMS.gov, Medicare Advantage/Part D Contract and Enrollment Data — Version: 2026-09
Some facts and percentages shown on this page (such as average premiums, distribution of plan types, and percentage of $0 premium plans) are calculated by Medicare.org using data from the CMS Landscape file, Plan Benefits Package (PBP) files and Part C & D Performance files. All underlying values originate from CMS, and calculations are refreshed whenever CMS issues updated data. Enrollment counts and rankings (such as Top 3 plans by enrollment) are derived from CMS monthly enrollment files and aggregated at the county level.
Medicare.org separates Medicare Advantage (MA/MAPD) plans and Special Needs Plans (SNPs) into different pages for clarity. As a result, plan counts, percentages, and other calculations shown here may differ from the aggregate totals published in the CMS Landscape files. All plan availability and benefit details originate from CMS.
Learn more about how we use CMS data.
- Medicare.gov, "Compare types of Medicare Advantage Plans" — Last accessed 25 May, 2025
- Medicare.gov, "Your coverage options" — Last accessed 25 May, 2025
- AARP.org, "The Big Choice: Original Medicare vs. Medicare Advantage" — Last accessed 25 May, 2025
Some facts and percentages shown on this page (such as average premiums, distribution of plan types, and percentage of $0 premium plans) are calculated by Medicare.org using data from the CMS Plan Benefits Package (PBP) files and Part C & D Performance files. All underlying values originate from CMS, and calculations are refreshed whenever CMS issues updated data.
To explore how 2027 Medicare Advantage plans available in Sacramento County compare with plans offered elsewhere, you can search the Medicare Advantage plan directory to review options nationwide using the same authoritative data sources.
Medicare.org is owned and operated by Health Network Group, LLC, an Allstate company. Medicare.org provides information only and is not connected with or endorsed by the U.S. Government or the federal Medicare program.
Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard.
Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate Medicare coverage interpretation and resolution.