Medicare Advantage Plans in El Paso County, CO:
Your Complete 2027 Guide
In El Paso County, CO, Medicare beneficiaries have 25 Medicare Advantage plans to consider for 2027. Among them, 21 are offered at a $0 premium. About 43,996 people in the County are currently enrolled, and 83% of plans are rated 4 stars or higher. Special Needs Plans are not included in the figures shown above. Explore SNP options for El Paso County, CO here. For a broader view beyond Medicare Advantage, see all Medicare coverage options in El Paso County.
Page last revised:
Enrollment data refreshed: October 5, 2026
* Each year CMS evaluates Medicare Advantage plans on a 5-star scale. Data sources
Medicare Advantage PPO Plans
Preferred Provider Organization (PPO) plans offer flexibility by allowing you to see both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs may appeal to people who want more choice in doctors and hospitals.
- Total PPO Plans 11
- Average Premium $3.49/mo
- Beneficiaries Enrolled 12,593
- $0 Premium PPOs 9
- Average MOOP $7,036
- Most Popular PPO Humana Value Choice (PPO) with 2,661 enrollees
- PPOs Without Drug Coverage 3
| Health Plan Name | CMS Rating* | Premium Per Mo | MOOP | PDP Ded. | CMS Plan ID |
|---|---|---|---|---|---|
| Aetna Medicare Eagle | $0 | $5,500 | N/A | H5521 378 0 | |
| Aetna Medicare Signature | $0 | $7,150 | $700 | H5521 207 0 | |
| Aetna Medicare Value Care | $18 | $7,150 | $700 | H5521 443 0 | |
| Humana Essentials Plus Giveback | $0 | $7,850 | $450 | H5216 435 2 | |
| Humana USAA Honor Giveback | $0 | $6,200 | N/A | H5216 436 2 | |
| Humana Value Choice | $0 | $6,250 | $400 | H5216 078 2 | |
| HumanaChoice H5216-223 | $20 | $4,900 | $300 | H5216 223 0 | |
| DEVOTED CHOICE 001 CO | $0 | $6,050 | $461 | H4808 001 0 | |
| DEVOTED CHOICE GIVEBACK 003 CO | $0 | $8,950 | $461 | H4808 003 0 | |
| DEVOTED CHOICE MA ONLY 004 CO | $0 | $7,900 | N/A | H4808 004 0 | |
| HealthSpring True Choice | $0 | $9,500 | $700 | H7849 147 0 |
What is the total number of PPO plans offered in El Paso?
There are 11 PPO plans in 2027, covering 12,593 beneficiaries.
How much do PPO plans cost on average in El Paso?
The average PPO premium is $3.49, with 9 costing $0.
What is the most popular PPO plan in El Paso?
Humana Value Choice (PPO) is the top PPO in El Paso, with 2,661 enrollees.
What is the number of PPO plans without Part D coverage in El Paso?
There are 3 PPO plans in El Paso without prescription drug coverage.
Medicare Advantage HMO Plans
With an HMO, you’ll typically get care from providers and facilities in the plan’s network. In exchange for this limitation, HMO plans usually feature lower monthly premiums and reduced cost-sharing, which can help enrollees better manage their healthcare expenses.
- Total HMO Plans
- 8
- Average Premium
- $0.00/mo
- Beneficiaries Enrolled
- 5,381
- $0 Premium HMOs
- 8
- Average MOOP
- $5,801
- Most Popular HMO
- Humana Total Complete (HMO) with 4,445 enrollees
- HMOs Without Drug Coverage
- 1
| Health Plan Name | CMS Rating* | Premium Per Mo | MOOP | PDP Ded. | CMS Plan ID |
|---|---|---|---|---|---|
| Humana Total Complete | $0 | $4,980 | $0 | H0028 081 2 | |
| Aetna Medicare Signature | $0 | $5,900 | $700 | H5593 007 0 | |
| DEVOTED CORE 001 CO | $0 | $4,900 | $461 | H7147 001 0 | |
| DEVOTED GIVEBACK EXTRAS 020 CO | $0 | $7,000 | $700 | H7147 020 0 | |
| Select Health Medicare Essential | $0 | $4,900 | $300 | H1994 027 0 | |
| Select Health Medicare Veterans | $0 | $6,750 | N/A | H1994 033 0 | |
| HealthSpring Preferred | $0 | $7,150 | $500 | H2752 004 0 | |
| Humana Total Complete | $0 | $4,825 | $0 | H5178 004 0 |
What is the average monthly premium for HMO plans?
On average, HMO plans in El Paso cost $0.00 per month.
Which HMO plan is most popular in El Paso?
The leading HMO in El Paso is Humana Total Complete (HMO), with 4,445 members.
How many HMO plans in El Paso do not include drug coverage?
There are 1 HMO plans available in El Paso without Part D benefits.
Medicare Advantage HMO-POS Plans
With HMO Point-of-Service (HMO-POS) plans, you can enjoy the cost savings of an HMO while still having the flexibility to see out-of-network providers when necessary. Though out-of-network care typically costs more, this type of plan offers a good middle ground for those who want some freedom in their provider choices.
| Health Plan Name | CMS Rating* | Premium Per Mo | MOOP | PDP Ded. | CMS Plan ID |
|---|---|---|---|---|---|
| AARP Medicare Advantage Essentials from UHC CO-4 | $0 | $5,200 | $685 | H0609 036 2 | |
| AARP Medicare Advantage Extras from UHC CO-20 | $0 | $6,900 | $685 | H0609 073 0 | |
| AARP Medicare Advantage from UHC CO-0003 | $44 | $4,450 | $595 | H0609 034 2 | |
| AARP Medicare Advantage Patriot No Rx CO-MA02 | $0 | $5,500 | N/A | H0609 041 0 | |
| Kaiser Permanente Senior Advantage Core South | $0 | $6,400 | $0 | H0630 017 0 | |
| Kaiser Permanente Senior Advantage Enhanced | $59 | $4,400 | $0 | H0630 023 0 |
What is the leading HMO-POS plan in El Paso?
AARP Medicare Advantage Essentials from UHC CO-4 (HMO-POS) is the most popular HMO-POS plan in El Paso, with 10,815 enrollees.
What is the number of HMO-POS plans without Part D coverage in El Paso?
1 HMO-POS plans in El Paso do not include drug coverage.
The table below shows the quality ratings for Medicare Advantage plans offered in El Paso County, CO for 2027.
| Rating Category | Number of Plans | Percent of Plans |
|---|---|---|
| 5 Stars | No 5-star plans available. | 0% |
| 4 Stars (includes 5 Stars) | 19 | 83% |
| 3 Stars | 4 | 17% |
| Below 3 Stars | 0 | 0% |
| Not Rated | 2 | 8% |
| Average Rating | 3.85 | |
In El Paso County, Medicare Advantage enrollment follows specific timelines. Understanding these options—whether it’s your first time enrolling or switching plans—helps you choose coverage that matches your health and budget.
When You Can Sign Up
- Initial Enrollment Period (IEP): Lasting seven months around your 65th birthday, this period lets you enroll in Medicare for the first time. You may also choose a Medicare Advantage plan during this time. Learn more
- Medicare Advantage Open Enrollment Period (MA OEP): Between January 1 and March 31, people already enrolled in Medicare Advantage can make a one-time change—switch to another plan or return to Original Medicare. Learn more
- Annual Enrollment Period (AEP): From October 15 through December 7 each year, you can make changes to your Medicare coverage for the following year. Learn more
- Special Enrollment Periods (SEPs): Life events like moving to a new service area, losing other health coverage, or becoming eligible for assistance may open a Special Enrollment Period to adjust your Medicare coverage. Learn more
How to Sign Up for a Medicare Advantage Plan
- Licensed Agent Assistance: For one-on-one guidance, contact HealthCompare at 1-833-748-3201 (TTY 711). Agents are available Mon-Fri 8AM-10PM, Sat 9AM-8PM EST.
- Contact the Plan Provider Directly: Start enrollment by reaching out to the plan provider through their website or by phone with their member services team.
- Use Medicare.gov: At Medicare.gov, you can compare Medicare Advantage plans side by side and enroll securely online.
The MA and MAPD plans on this page are available to people on Medicare enrolled in both Medicare Part A and Part B living in Elbert, Monument, Palmer Lake, Calhan, Cascade, Fountain, Manitou Springs, Peyton, Usaf Academy, Yoder, Colorado Springs, and all other areas of El Paso County, Colorado. For a broader view of coverage choices across the state, see Medicare plan options in Colorado.
Plans Offered through Medicare.org
Medicare Advantage and Part D plans and benefits offered by the following carriers: Aetna Medicare, Anthem Blue Cross and Blue Shield, Aspire Health Plan, Baylor Scott & White Health Plan, Dean Health Plan, Devoted Health, Florida Blue Medicare, Freedom Health, Health Care Service Corporation, HealthSpring℠, HealthSun, Healthy Blue, Humana, Molina Healthcare, Mutual of Omaha, Medica Central Health Plan, Optimum HealthCare, Premera Blue Cross, SCAN Health Plan, Simply, UnitedHealthcare®, Wellcare, WellPoint
- CMS.gov, Landscape Source Files — Version: CY2027 Landscape (202609.1)
- CMS.gov, Medicare Part C & D Performance — Version: 2027 Star Ratings Data Tables
- CMS.gov, Plan Benefits Package — Version: PBP Benefits-2027
- CMS.gov, Medicare Advantage/Part D Contract and Enrollment Data — Version: 2026-09
Some facts and percentages shown on this page (such as average premiums, distribution of plan types, and percentage of $0 premium plans) are calculated by Medicare.org using data from the CMS Landscape file, Plan Benefits Package (PBP) files and Part C & D Performance files. All underlying values originate from CMS, and calculations are refreshed whenever CMS issues updated data. Enrollment counts and rankings (such as Top 3 plans by enrollment) are derived from CMS monthly enrollment files and aggregated at the county level.
Medicare.org separates Medicare Advantage (MA/MAPD) plans and Special Needs Plans (SNPs) into different pages for clarity. As a result, plan counts, percentages, and other calculations shown here may differ from the aggregate totals published in the CMS Landscape files. All plan availability and benefit details originate from CMS.
Learn more about how we use CMS data.
- Medicare.gov, "Compare types of Medicare Advantage Plans" — Last accessed 25 May, 2025
- Medicare.gov, "Your coverage options" — Last accessed 25 May, 2025
- Medicare.gov, "Joining a plan" — Last accessed 25 May, 2025
Some facts and percentages shown on this page (such as average premiums, distribution of plan types, and percentage of $0 premium plans) are calculated by Medicare.org using data from the CMS Plan Benefits Package (PBP) files and Part C & D Performance files. All underlying values originate from CMS, and calculations are refreshed whenever CMS issues updated data.
To explore how 2027 Medicare Advantage plans available in El Paso County compare with plans offered elsewhere, you can search the Medicare Advantage plan directory to review options nationwide using the same authoritative data sources.
Medicare.org is owned and operated by Health Network Group, LLC, an Allstate company. Medicare.org provides information only and is not connected with or endorsed by the U.S. Government or the federal Medicare program.
Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard.
Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate Medicare coverage interpretation and resolution.