Medicare Advantage Plans in Litchfield County, CT:
Your Complete 2026 Guide
For 2026, residents of Litchfield County, CT can choose from 29 Medicare Advantage plan options. Of these, 21 cost nothing beyond the Part B premium. Enrollment in the County stands at approximately 14,800, with 17% of plans achieving 4 stars or better. This page and its statistics exclude Special Needs Plans (SNPs). See Medicare Special Needs Plans available in Litchfield County, CT.
Last update: . Enrollment data last updated: May 2, 2026
* CMS rates Medicare Advantage plans annually using a 5-star system. Data sources
Medicare Advantage PPO Plans
Preferred Provider Organization (PPO) plans allow members to choose care from both in-network and out-of-network providers. While using out-of-network doctors or hospitals usually means higher costs, PPOs may appeal to people who want more flexibility in how they access their healthcare.
- Total PPO Plans
- 12
- Average Premium
- $1.52/mo
- Beneficiaries Enrolled
- 7,494
- $0 Premium PPOs
- 11
- Average MOOP
- $6,875
- Most Popular PPO
- Aetna Medicare Elite Extra (PPO) with 2,968 enrollees
- PPOs Without Drug Coverage
- 2
| PPO Plan Name | Rating* | Premium | MOOP | Rx Ded. | Plan-ID |
|---|---|---|---|---|---|
| Aetna Medicare Eagle Giveback | $0 | $5,900 | N/A | H5521 296 0 | |
| Aetna Medicare Elite | $0 | $6,750 | $615 | H5521 157 0 | |
| Aetna Medicare Elite Extra | $0 | $6,750 | $615 | H5521 352 0 | |
| Aetna Medicare Signature | $0 | $6,750 | $615 | H5521 446 0 | |
| CarePartners Access | $0 | $8,500 | $550 | H0342 001 0 | |
| Humana USAA Honor Giveback | $0 | $4,950 | N/A | H5216 059 0 | |
| HumanaChoice Giveback H5216-138 | $0 | $6,500 | $395 | H5216 138 0 | |
| HumanaChoice H5216-288 | $18 | $5,900 | $275 | H5216 288 0 | |
| HumanaChoice H5216-289 | $0 | $5,200 | $400 | H5216 289 0 | |
| Wellcare Giveback Open | $0 | $9,250 | $615 | H1914 002 0 | |
| Wellcare Simple Open | $0 | $9,250 | $615 | H1914 001 0 | |
| HealthSpring True Choice | $0 | $6,800 | $250 | H7849 148 0 |
What is the average monthly premium for PPO plans in Litchfield?
On average, PPO plans in Litchfield cost $1.52 per month.
Which PPO plan has the highest enrollment in Litchfield?
The most popular PPO in Litchfield is Aetna Medicare Elite Extra (PPO), covering 2,968 beneficiaries.
How many PPO plans in Litchfield do not include prescription drug coverage?
2 PPO plans available in Litchfield do not include Part D benefits.
Medicare Advantage HMO Plans
Health Maintenance Organization (HMO) plans generally require members to use doctors, hospitals, and other providers within the plan’s network, except in emergencies. Because of this structure, HMOs often come with lower premiums and out-of-pocket costs compared with other plan types.
- Total HMO Plans 2
- Average Premium $18.00/mo
- Beneficiaries Enrolled 1,063
- $0 Premium HMOs 1
- Average MOOP $8,000
- Most Popular HMO CarePartners of CT CareAdvantage Preferred (HMO) with 714 enrollees
- HMOs Without Drug Coverage 0
| Plan Name | Rating* | Premium | MOOP | Rx Ded. | Plan-ID |
|---|---|---|---|---|---|
| Anthem Medicare Advantage | $36 | $9,250 | $215 | H5854 019 1 | |
| CarePartners of CT CareAdvantage Preferred | $0 | $6,750 | $450 | H5273 001 0 |
What is the top HMO by enrollment in Litchfield?
CarePartners of CT CareAdvantage Preferred (HMO) is the most popular HMO plan in Litchfield, with 714 enrollees.
What is the number of HMO plans without Part D coverage in Litchfield?
0 HMO plans in Litchfield do not include prescription drug coverage.
Medicare Advantage HMO-POS Plans
HMO-POS plans are structured like HMOs, requiring in-network care for the lowest costs, but they also permit some use of out-of-network doctors and hospitals. Those services are generally more expensive, but the added access can be valuable for people who don’t want to be fully limited to a single network.
- Total HMO-POS Plans
- 15
- Average Premium
- $34.07/mo
- Beneficiaries Enrolled
- 6,243
- $0 Premium HMO-POS
- 9
- Average MOOP
- $6,717
- Most Popular HMO-POS
- ConnectiCare Choice Plan 3 (HMO-POS) with 1,860 enrollees
- HMO-POS Without Drug Coverage
- 3
| Plan Name | Rating* | Premium | MOOP | Rx Ded. | Plan-ID |
|---|---|---|---|---|---|
| Aetna Medicare Elite | $0 | $6,750 | $615 | H5793 010 0 | |
| Aetna Medicare Signature | $72 | $6,750 | $615 | H5793 001 0 | |
| Anthem Veteran | $0 | $5,900 | N/A | H5854 018 0 | |
| ConnectiCare Choice Plan 1 | $162 | $4,150 | $200 | H3528 016 0 | |
| ConnectiCare Choice Plan 2 | $0 | $6,000 | N/A | H3528 003 0 | |
| ConnectiCare Choice Plan 3 | $0 | $6,750 | $225 | H3528 014 0 | |
| ConnectiCare Flex Plan 2 | $119 | $6,750 | $200 | H3528 015 0 | |
| ConnectiCare Flex Plan 3 | $41 | $6,750 | $185 | H3528 011 1 | |
| ConnectiCare Passage Plan 1 | $0 | $6,750 | $200 | H3528 010 0 | |
| UHC Medicare Advantage CT-0001 | $78 | $5,900 | $355 | H0755 030 0 | |
| UHC Medicare Advantage CT-0002 | $39 | $6,400 | $355 | H0755 031 0 | |
| UHC Medicare Advantage CT-0003 | $0 | $6,700 | $355 | H0755 033 0 | |
| UHC Medicare Advantage Patriot No Rx CT-MA01 | $0 | $6,700 | N/A | H0755 032 0 | |
| Wellcare Giveback | $0 | $9,250 | $615 | H0712 032 0 | |
| Wellcare Simple | $0 | $9,250 | $615 | H0712 019 0 |
What is the typical premium for HMO-POS plans in Litchfield?
On average, HMO-POS plans in Litchfield cost $34.07 per month.
Which HMO-POS plan has the most members in Litchfield?
The leading HMO-POS in Litchfield is ConnectiCare Choice Plan 3 (HMO-POS), with 1,860 members.
How many HMO-POS options are offered without prescription drug coverage in Litchfield?
There are 3 HMO-POS plans in Litchfield without Part D benefits.
The table below shows the quality ratings for Medicare Advantage plans offered in Litchfield County, CT for 2026.
| Rating Category | Number of Plans | Percent of Plans |
|---|---|---|
| 5 Stars | No 5-star plans available. | 0% |
| 4 Stars (includes 5 Stars) | 5 | 17% |
| 3 Stars | 24 | 83% |
| Below 3 Stars | 0 | 0% |
| Not Rated | 0 | 0% |
| Average Rating | 3.64 | |
Medicare Advantage comes with strict enrollment windows. By knowing when and how to sign up, you’ll avoid missed deadlines and keep your healthcare coverage aligned with your needs.
Key Medicare Enrollment Periods
- Initial Enrollment Period (IEP): This seven-month window starts three months before the month you turn 65 and ends three months after. It’s the first time you can sign up for Medicare and, if you choose, a Medicare Advantage plan. Learn more
- Medicare Advantage Open Enrollment Period (MA OEP): Each year from January 1 through March 31, you may change to another Medicare Advantage plan or drop your plan and return to Original Medicare. Learn more
- Annual Enrollment Period (AEP): This yearly window, running October 15 to December 7, gives you the opportunity to join, switch, or drop Medicare Advantage and Part D plans. Learn more
- Special Enrollment Periods (SEPs): Certain qualifying events, such as a change in residence or loss of existing coverage, may allow you to enroll in or change Medicare Advantage plans outside of the usual enrollment windows. Learn more
Enrollment Options Explained
- Talk with a Licensed Agent: Licensed agents at HealthCompare can explain your Medicare Advantage choices. Reach them at 1-833-748-3201 (TTY 711), Monday–Friday 5am–6pm and Saturday 6am–5pm PST.
- Contact the Plan Provider Directly: You may enroll through a plan provider’s website or speak with their customer support staff to complete your application.
- Use Medicare.gov: Visit Medicare.gov to shop for plans, review benefits, and submit your enrollment electronically.
The MA and MAPD plans on this page are available to people on Medicare enrolled in both Medicare Part A and Part B living in Canaan, Falls Village, Lakeville, New Hartford, Norfolk, Barkhamsted, Salisbury, Sharon, Winsted, Bantam, Bethlehem, Bridgewater, Cornwall Bridge, Gaylordsville, Goshen, Kent, Litchfield, Morris, New Milford, New Preston Marble Dale, Northfield, Oakville, Plymouth, Roxbury, Terryville, Thomaston, Torrington, Harwinton, Washington, Washington Depot, Watertown, West Cornwall, Woodbury, and all other areas of Litchfield County, Connecticut.
Plans Offered for Enrollment through Medicare.org
Medicare Advantage and Part D plans and benefits offered by the following carriers: Medicare Advantage and Part D plans and benefits offered by the following carriers: Aetna Medicare, Anthem Blue Cross and Blue Shield, Aspire Health Plan, Baylor Scott & White Health Plan, Capital Blue Cross, Dean Health Plan, Devoted Health, Florida Blue Medicare, Freedom Health, GlobalHealth, Health Care Service Corporation, HealthSpring℠, HealthSun, Healthy Blue, Humana, Molina Healthcare, Mutual of Omaha, Medica Central Health Plan, Optimum HealthCare, Premera Blue Cross, SCAN Health Plan, Simply, UnitedHealthcare(R), Wellcare, WellPoint
- CMS.gov, Landscape Source Files — Last accessed September 26, 2025
- CMS.gov, Medicare Part C & D Performance — Last accessed October 10, 2025
- CMS.gov, Plan Benefits Package — Last accessed October 13, 2025
- CMS.gov, Medicare Advantage/Part D Contract and Enrollment Data — Last accessed May 2, 2026
Some facts and percentages shown on this page (such as average premiums, distribution of plan types, and percentage of $0 premium plans) are calculated by Medicare.org using data from the CMS Landscape file, Plan Benefits Package (PBP) files and Part C & D Performance files. All underlying values originate from CMS, and calculations are refreshed whenever CMS issues updated data. Enrollment counts and rankings (such as Top 3 plans by enrollment) are derived from CMS monthly enrollment files and aggregated at the county level.
Medicare.org separates Medicare Advantage (MA/MAPD) plans and Special Needs Plans (SNPs) into different pages for clarity. As a result, plan counts, percentages, and other calculations shown here may differ from the aggregate totals published in the CMS Landscape files. All plan availability and benefit details originate from CMS.
Learn more about how we use CMS data.
- Medicare.gov, "Understanding Medicare Advantage Plans" — Last accessed 25 May, 2025
- Medicare.gov, "Compare Original Medicare & Medicare Advantage" — Last accessed 25 May, 2025
- NCOA.org, "5 Steps to Choosing the Right Medicare Plan for You" — Last accessed 25 May, 2025
Some facts and percentages shown on this page (such as average premiums, distribution of plan types, and percentage of $0 premium plans) are calculated by Medicare.org using data from the CMS Plan Benefits Package (PBP) files and Part C & D Performance files. All underlying values originate from CMS, and calculations are refreshed whenever CMS issues updated data.
To explore how 2026 Medicare Advantage plans available in Litchfield County compare with plans offered elsewhere, you can search the Medicare Advantage plan directory to review options nationwide using the same authoritative data sources.
Medicare.org is owned and operated by Health Network Group, LLC, an Allstate company. Medicare.org provides information only and is not connected with or endorsed by the U.S. Government or the federal Medicare program.
Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard.
Page content independently curated and maintained by David W. Bynon, Medicare Technical Operator, using a standardized, data-driven methodology designed for accurate, non-commercial Medicare plan interpretation and resolution.