Medicare Advantage Plans in Kane County, IL:
Your Complete 2027 Guide
In Kane County, IL, Medicare beneficiaries have 40 Medicare Advantage plans to consider for 2027. Among them, 34 are offered at a $0 premium. About 20,445 people in the County are currently enrolled, and 48% of plans are rated 4 stars or higher. Special Needs Plans are not included in the figures shown above. Explore SNP options for Kane County, IL here. For a broader view beyond Medicare Advantage, see all Medicare coverage options in Kane County.
Page last revised:
Enrollment data refreshed: October 5, 2026
* Each year CMS evaluates Medicare Advantage plans on a 5-star scale. Data sources
Medicare Advantage PPO Plans
PPO, or Preferred Provider Organization, plans give Medicare beneficiaries the ability to see a wide range of providers. These plans cover in-network care at the lowest cost but also include the option to use out-of-network providers for a higher fee, offering added choice compared with other plan types.
What is the total number of PPO plans offered in Kane?
Kane County has 17 PPO plans for 2027, with enrollment of 11,571.
How much do PPO plans cost on average in Kane?
The mean monthly PPO premium in Kane is $15.47, and 14 plans have no premium.
Medicare Advantage HMO Plans
With an HMO, you’ll typically get care from providers and facilities in the plan’s network. In exchange for this limitation, HMO plans usually feature lower monthly premiums and reduced cost-sharing, which can help enrollees better manage their healthcare expenses.
- Total HMO Plans
- 12
- Average Premium
- $0.00/mo
- Beneficiaries Enrolled
- 5,283
- $0 Premium HMOs
- 12
- Average MOOP
- $4,779
- Most Popular HMO
- Humana Total Complete (HMO) with 3,696 enrollees
- HMOs Without Drug Coverage
- 0
| Health Plan Name | CMS Rating* | Premium Per Mo | MOOP | PDP Ded. | CMS Plan ID |
|---|---|---|---|---|---|
| DEVOTED CORE 001 IL | $0 | $2,700 | $650 | H7151 001 0 | |
| DEVOTED GIVEBACK 003 IL | $0 | $9,850 | $461 | H7151 003 0 | |
| DEVOTED GIVEBACK EXTRAS 008 IL | $0 | $5,900 | $700 | H7151 008 0 | |
| Essence Advantage Select | $0 | $2,900 | $300 | H2610 027 0 | |
| Humana Total Complete | $0 | $2,150 | $700 | H1468 013 0 | |
| HealthSpring Preferred | $0 | $3,300 | $500 | H4513 085 0 | |
| HealthSpring Preferred Savings | $0 | $4,000 | $300 | H4513 086 0 | |
| Wellcare Giveback | $0 | $7,800 | $700 | H5779 010 0 | |
| Wellcare Simple Essential | $0 | $5,500 | $700 | H5779 009 0 | |
| Wellcare Simple Exclusive | $0 | $3,200 | $700 | H5779 007 0 | |
| Zing Elite Select IL-IN | $0 | $5,100 | $350 | H4624 026 0 | |
| Zing Select Care IL | $0 | $4,950 | $450 | H4624 001 0 |
- What is the average monthly premium for HMO plans?
- On average, HMO plans in Kane cost $0.00 per month.
- Which HMO plan is most popular in Kane?
- The leading HMO in Kane is Humana Total Complete (HMO), with 3,696 members.
- How many HMO plans in Kane do not include drug coverage?
- There are 0 HMO plans available in Kane without Part D benefits.
Medicare Advantage HMO-POS Plans
HMO Point-of-Service (HMO-POS) plans blend elements of HMO and PPO coverage. You can see providers outside the network, but out-of-network services typically cost more. This type of plan may appeal to people who like the lower costs of an HMO but also want occasional flexibility to go out of network.
- Total HMO-POS Plans 10
- Average Premium $7.20/mo
- Beneficiaries Enrolled 3,591
- $0 Premium HMO-POS 8
- Average MOOP $4,760
- Most Popular HMO-POS AARP Medicare Advantage Essentials from UHC IL-8 (HMO-POS) with 1,177 enrollees
- HMO-POS Without Drug Coverage 1
| Health Plan Name | CMS Rating* | Premium Per Mo | MOOP | PDP Ded. | CMS Plan ID |
|---|---|---|---|---|---|
| AARP Medicare Advantage Essentials from UHC IL-8 | $0 | $2,900 | $685 | H2802 024 0 | |
| AARP Medicare Advantage Extras from UHC IL-9 | $0 | $4,450 | $685 | H2802 075 0 | |
| AARP Medicare Advantage from UHC IL-0001 | $43 | $2,900 | $595 | H2802 025 0 | |
| AARP Medicare Advantage from UHC IL-2 | $0 | $4,900 | $685 | H2802 054 0 | |
| AARP Medicare Advantage Patriot No Rx IL-MA2 | $0 | $7,150 | N/A | H2802 091 0 | |
| HealthSpring Premier | $0 | $4,450 | $500 | H4513 084 0 | |
| Blue Cross Medicare Advantage Basic | $29 | $5,500 | $500 | H3822 001 0 | |
| Blue Cross Medicare Advantage Select | $0 | $7,150 | $600 | H3822 019 0 | |
| Wellcare Simple | $0 | $5,000 | $700 | H1416 009 0 | |
| Wellcare Simple Exclusive Value | $0 | $3,200 | $700 | H1416 085 0 |
What is the total number of HMO-POS plans in Kane?
There are 10 HMO-POS plans in 2027, covering 3,591 beneficiaries.
How much do HMO-POS plans cost on average in Kane?
The average HMO-POS premium is $7.20, with 8 costing $0.
What is the leading HMO-POS plan in Kane?
AARP Medicare Advantage Essentials from UHC IL-8 (HMO-POS) is the most popular HMO-POS plan in Kane, with 1,177 enrollees.
What is the number of HMO-POS plans without Part D coverage in Kane?
1 HMO-POS plans in Kane do not include drug coverage.
Medicare Advantage PFFS Plans
With a PFFS plan, you can see any Medicare-approved provider who agrees to the plan’s conditions and payment structure. These plans offer broader choice compared to network-based options, but coverage depends on provider participation, so always confirm acceptance in advance.
- Total PFFS Plans
- 1
- Average Premium
- $60.00/mo
- Beneficiaries Enrolled
- 0
- $0 Premium PFFS
- 0
- Average MOOP
- $7,800
- Most Popular PFFS
- with 0 enrollees
- PFFS Without Drug Coverage
- 0
| Health Plan Name | CMS Rating* | Premium Per Mo | MOOP | PDP Ded. | CMS Plan ID |
|---|---|---|---|---|---|
| Humana Gold Choice H8145-006 | $60 | $7,800 | $700 | H8145 006 0 |
What is the average monthly premium for PFFS plans?
On average, PFFS plans in Kane cost $60.00 per month.
Which PFFS plan is most popular in Kane?
The leading PFFS plan in Kane is , with 0 members.
How many PFFS plans in Kane do not include drug coverage?
There are 0 PFFS plans in Kane without Part D benefits.
The table below shows the quality ratings for Medicare Advantage plans offered in Kane County, IL for 2027.
| Rating Category | Number of Plans | Percent of Plans |
|---|---|---|
| 5 Stars | No 5-star plans available. | 0% |
| 4 Stars (includes 5 Stars) | 19 | 48% |
| 3 Stars | 21 | 53% |
| Below 3 Stars | 0 | 0% |
| Not Rated | 0 | 0% |
| Average Rating | 3.71 | |
In Kane County, Medicare Advantage enrollment follows specific timelines. Understanding these options—whether it’s your first time enrolling or switching plans—helps you choose coverage that matches your health and budget.
When You Can Sign Up
- Initial Enrollment Period (IEP): Lasting seven months around your 65th birthday, this period lets you enroll in Medicare for the first time. You may also choose a Medicare Advantage plan during this time. Learn more
- Medicare Advantage Open Enrollment Period (MA OEP): Between January 1 and March 31, people already enrolled in Medicare Advantage can make a one-time change—switch to another plan or return to Original Medicare. Learn more
- Annual Enrollment Period (AEP): Each fall, from October 15 to December 7, Medicare beneficiaries can review their coverage and make changes for the next plan year. Learn more
- Special Enrollment Periods (SEPs): Life events like moving to a new service area, losing other health coverage, or becoming eligible for assistance may open a Special Enrollment Period to adjust your Medicare coverage. Learn more
Ways to Enroll in Medicare Advantage
- Consult a Licensed Agent: Call a licensed insurance agent at HealthCompare 1-833-748-3201 (TTY 711), available Monday through Friday 5am–6pm and Saturday 6am–5pm PST, for help reviewing your Medicare options.
- Contact the Plan Provider Directly: Start enrollment by reaching out to the plan provider through their website or by phone with their member services team.
- Use Medicare.gov: At Medicare.gov, you can compare Medicare Advantage plans side by side and enroll securely online.
The MA and MAPD plans on this page are available to people on Medicare enrolled in both Medicare Part A and Part B living in Carpentersville, Dundee, Elburn, Elgin, Geneva, Gilberts, Hampshire, Maple Park, Saint Charles, South Elgin, Aurora, Batavia, Big Rock, North Aurora, Sugar Grove, and all other areas of Kane County, Illinois. For a broader view of coverage choices across the state, see Medicare plan options in Illinois.
Plans Offered through Medicare.org
Medicare Advantage and Part D plans and benefits offered by the following carriers: Aetna Medicare, Anthem Blue Cross and Blue Shield, Aspire Health Plan, Baylor Scott & White Health Plan, Dean Health Plan, Devoted Health, Florida Blue Medicare, Freedom Health, Health Care Service Corporation, HealthSpring℠, HealthSun, Healthy Blue, Humana, Molina Healthcare, Mutual of Omaha, Medica Central Health Plan, Optimum HealthCare, Premera Blue Cross, SCAN Health Plan, Simply, UnitedHealthcare®, Wellcare, WellPoint
- CMS.gov, Landscape Source Files — Version: CY2027 Landscape (202609.1)
- CMS.gov, Medicare Part C & D Performance — Version: 2027 Star Ratings Data Tables
- CMS.gov, Plan Benefits Package — Version: PBP Benefits-2027
- CMS.gov, Medicare Advantage/Part D Contract and Enrollment Data — Version: 2026-09
Some facts and percentages shown on this page (such as average premiums, distribution of plan types, and percentage of $0 premium plans) are calculated by Medicare.org using data from the CMS Landscape file, Plan Benefits Package (PBP) files and Part C & D Performance files. All underlying values originate from CMS, and calculations are refreshed whenever CMS issues updated data. Enrollment counts and rankings (such as Top 3 plans by enrollment) are derived from CMS monthly enrollment files and aggregated at the county level.
Medicare.org separates Medicare Advantage (MA/MAPD) plans and Special Needs Plans (SNPs) into different pages for clarity. As a result, plan counts, percentages, and other calculations shown here may differ from the aggregate totals published in the CMS Landscape files. All plan availability and benefit details originate from CMS.
Learn more about how we use CMS data.
- Medicare.gov, "Compare types of Medicare Advantage Plans" — Last accessed 25 May, 2025
- Medicare.gov, "Your coverage options" — Last accessed 25 May, 2025
- AARP.org, "The Big Choice: Original Medicare vs. Medicare Advantage" — Last accessed 25 May, 2025
Some facts and percentages shown on this page (such as average premiums, distribution of plan types, and percentage of $0 premium plans) are calculated by Medicare.org using data from the CMS Plan Benefits Package (PBP) files and Part C & D Performance files. All underlying values originate from CMS, and calculations are refreshed whenever CMS issues updated data.
To explore how 2027 Medicare Advantage plans available in Kane County compare with plans offered elsewhere, you can search the Medicare Advantage plan directory to review options nationwide using the same authoritative data sources.
Medicare.org is owned and operated by Health Network Group, LLC, an Allstate company. Medicare.org provides information only and is not connected with or endorsed by the U.S. Government or the federal Medicare program.
Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard.
Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate Medicare coverage interpretation and resolution.