Medicare Advantage Plans in Perry County, IL:
Your Complete 2025 Guide
For 2025, residents of Perry County, IL can choose from 30 Medicare Advantage plan options. Of these, 25 cost nothing beyond the Part B premium. Enrollment in the County stands at approximately 524, with 30% of plans achieving 4 stars or better. The totals and data on this page do not cover Special Needs Plans. View SNPs available in Perry County, IL.
- Page Updated
- Enrollment Data
- September 16, 2025
- CMS Quality Ratings
- * CMS reviews Medicare Advantage plans annually with a 5-star rating program. Data sources
Medicare Advantage PPO Plans
Preferred Provider Organization (PPO) plans allow members to choose care from both in-network and out-of-network providers. While using out-of-network doctors or hospitals usually means higher costs, PPOs may appeal to people who want more flexibility in how they access their healthcare.
- Total PPO Plans
- 18
- Average Premium
- $8.22/mo
- Beneficiaries Enrolled
- 189
- $0 Premium PPOs
- 16
- Average MOOP
- $5,603
- Most Popular PPO
- HumanaChoice Giveback H5216-403 (PPO) with 59 enrollees
- PPOs Without Drug Coverage
- 6
| PPO Plan Name | Rating* | Premium | MOOP | Rx Ded. |
|---|---|---|---|---|
| AARP Medicare Advantage from UHC ST-0001 | $44 | $3,800 | $420 | |
| AARP Medicare Advantage from UHC ST-2 | $0 | $4,100 | $420 | |
| Aetna Medicare Eagle | $0 | $4,500 | N/A | |
| Aetna Medicare Essential | $0 | $8,750 | $590 | |
| Blue Cross Medicare Advantage Dental Premier | $0 | $7,550 | $590 | |
| Blue Cross Medicare Advantage Essential | $0 | $6,500 | $0 | |
| Blue Cross Medicare Advantage Health Choice | $0 | $6,900 | $590 | |
| Blue Cross Medicare Advantage Protect | $0 | $6,750 | N/A | |
| Humana USAA Honor Giveback | $0 | $5,500 | N/A | |
| Humana USAA Honor Giveback | $0 | $6,750 | N/A | |
| HumanaChoice Giveback H5216-403 | $0 | $4,500 | $590 | |
| HumanaChoice H5216-399 | $0 | $4,500 | $590 | |
| HumanaChoice R5361-002 | $104 | $7,200 | $590 | |
| Cigna True Choice Courage Medicare | $0 | $5,150 | N/A | |
| Cigna True Choice Medicare | $0 | $4,700 | $0 | |
| Wellcare Giveback Open | $0 | $5,000 | $420 | |
| Wellcare Patriot Giveback Open | $0 | $5,500 | N/A | |
| Wellcare Simple Open | $0 | $3,200 | $420 |
What is the typical premium for PPO plans available in Perry?
On average, PPO plans in Perry cost $8.22 per month.
Which PPO plan do most beneficiaries choose in Perry?
The most popular PPO in Perry is HumanaChoice Giveback H5216-403 (PPO), covering 59 beneficiaries.
How many PPO options are offered without drug coverage in Perry?
6 PPO plans available in Perry do not include Part D benefits.
Medicare Advantage HMO Plans
Health Maintenance Organization (HMO) plans generally require members to use doctors, hospitals, and other providers within the plan’s network, except in emergencies. Because of this structure, HMOs often come with lower premiums and out-of-pocket costs compared with other plan types.
- Total HMO Plans 5
- Average Premium $29.60/mo
- Beneficiaries Enrolled 40
- $0 Premium HMOs 4
- Average MOOP $3,880
- Most Popular HMO Blue Cross Medicare Advantage Value (HMO) with 25 enrollees
- HMOs Without Drug Coverage 1
| HMO Plan Name | Rating* | Premium | MOOP | Rx Ded. |
|---|---|---|---|---|
| Blue Cross Medicare Advantage Value | $0 | $2,900 | $0 | |
| Health Alliance Medicare HMO 20 Rx | $148 | $4,000 | $0 | |
| Health Alliance Medicare HMO Basic | $0 | $6,700 | N/A | |
| Wellcare Simple Essential | $0 | $2,900 | $420 | |
| Wellcare Simple Essential Value | $0 | $2,900 | $420 |
What is the total number of HMO plans offered in Perry?
In 2025, Perry County has 5 HMO plans with 40 members.
How much do HMO plans cost on average in Perry?
The mean monthly HMO premium is $29.60, and 4 have no premium.
Medicare Advantage HMO-POS Plans
HMO-POS plans are structured like HMOs, requiring in-network care for the lowest costs, but they also permit some use of out-of-network doctors and hospitals. Those services are generally more expensive, but the added access can be valuable for people who don’t want to be fully limited to a single network.
- Total HMO-POS Plans
- 7
- Average Premium
- $37.29/mo
- Beneficiaries Enrolled
- 295
- $0 Premium HMO-POS
- 5
- Average MOOP
- $4,200
- Most Popular HMO-POS
- AARP Medicare Advantage Extras from UHC ST-4 (HMO-POS) with 145 enrollees
- HMO-POS Without Drug Coverage
- 1
| HMO-POS Plan Name | Rating* | Premium | MOOP | Rx Ded. |
|---|---|---|---|---|
| AARP Medicare Advantage CareFlex from UHC ST-6 | $0 | $6,700 | $495 | |
| AARP Medicare Advantage Essentials from UHC ST-3 | $0 | $2,800 | $340 | |
| AARP Medicare Advantage Extras from UHC ST-4 | $0 | $3,300 | $420 | |
| AARP Medicare Advantage Patriot No Rx MO-MA01 | $0 | $3,700 | N/A | |
| Health Alliance Medicare POS 10 Rx | $188 | $2,900 | $0 | |
| Health Alliance Medicare POS Basic Rx | $73 | $5,500 | $0 | |
| Health Alliance Medicare POS Choice Rx | $0 | $4,500 | $0 |
- What is the average monthly premium for HMO-POS plans?
- On average, HMO-POS plans in Perry cost $37.29 per month.
- Which HMO-POS plan is most popular in Perry?
- The leading HMO-POS in Perry is AARP Medicare Advantage Extras from UHC ST-4 (HMO-POS), with 145 members.
- How many HMO-POS plans in Perry do not include drug coverage?
- There are 1 HMO-POS plans in Perry without Part D benefits.
The table below shows the quality ratings for Medicare Advantage plans offered in Perry County, IL for 2025.
| Rating Category | Number of Plans | Percent of Plans |
|---|---|---|
| 5 Stars | No 5-star plans available. | 0% |
| 4 Stars (includes 5 Stars) | 9 | 30% |
| 3 Stars | 21 | 70% |
| Below 3 Stars | 0 | 0% |
| Not Rated | 0 | 0% |
| Average Rating | 3.53 | |
Medicare Advantage comes with strict enrollment windows. By knowing when and how to sign up, you’ll avoid missed deadlines and keep your healthcare coverage aligned with your needs.
Understanding Enrollment Windows
- Initial Enrollment Period (IEP): Beginning three months before you turn 65 and lasting until three months after, this is the initial chance to join Medicare. You may also select a Medicare Advantage plan if it fits your needs. Learn more
- Medicare Advantage Open Enrollment Period (MA OEP): Running from January 1 to March 31 each year, this period allows one change to your current Medicare Advantage coverage or a move back to Original Medicare. Learn more
- Annual Enrollment Period (AEP): This yearly window, running October 15 to December 7, gives you the opportunity to join, switch, or drop Medicare Advantage and Part D plans. Learn more
- Special Enrollment Periods (SEPs): Certain qualifying events, such as a change in residence or loss of existing coverage, may allow you to enroll in or change Medicare Advantage plans outside of the usual enrollment windows. Learn more
Enrollment Options Explained
- Talk with a Licensed Agent: Licensed agents at HealthCompare can explain your Medicare Advantage choices. Reach them at 1-833-748-3201 (TTY 711), Monday–Friday 5am–6pm and Saturday 6am–5pm PST.
- Contact the Plan Provider Directly: Enrollment can also be completed by calling the plan provider’s customer service line or visiting their official website.
- Use Medicare.gov: The official Medicare website, Medicare.gov, lets you review available plans and complete enrollment online.
The MA and MAPD plans on this page are available to people on Medicare enrolled in both Medicare Part A and Part B living in Pinckneyville, Du Quoin, Tamaroa, and all other areas of Perry County, Illinois.
Plans Offered for Enrollment through Medicare.org
Medicare Advantage and Part D plans and benefits offered by the following carriers: Aetna Medicare, Anthem Blue Cross, Anthem Blue Cross and Blue Shield, Aspire Health Plan, Baylor Scott & White Health Plan, Capital Blue Cross, Cigna Healthcare, Dean Health Plan, Devoted Health, Florida Blue Medicare, Freedom Health, GlobalHealth, Health Care Service Corporation, Healthy Blue, HealthSun, Humana, Molina Healthcare, Mutual of Omaha, Medica Central Health Plan, Optimum HealthCare, Premera Blue Cross, SCAN Health Plan, Simply, UnitedHealthcare(R), Wellcare, WellPoint.
CMS Plan IDs Presented
The Medicare Advantage plan pages listed in the tables above include localization to assist beneficiaries with plans available in their service area. However, most Part C plans are available in more than one service area, which can lead to confusion. The following list of CMS IDs links to our master plan pages without localization.
- CMS.gov, Landscape Source Files — Last accessed September 13, 2025
- CMS.gov, Medicare Part C & D Performance — Last accessed September 13, 2025
- CMS.gov, Plan Benefits Package — Last accessed September 13, 2025
- CMS.gov, Medicare Advantage/Part D Contract and Enrollment Data — Last accessed September 16, 2025
Some facts and percentages shown on this page (such as average premiums, distribution of plan types, and percentage of $0 premium plans) are calculated by Medicare.org using data from the CMS Landscape file, Plan Benefits Package (PBP) files and Part C & D Performance files. All underlying values originate from CMS, and calculations are refreshed whenever CMS issues updated data. Enrollment counts and rankings (such as Top 3 plans by enrollment) are derived from CMS monthly enrollment files and aggregated at the county level.
Medicare.org separates Medicare Advantage (MA/MAPD) plans and Special Needs Plans (SNPs) into different pages for clarity. As a result, plan counts, percentages, and other calculations shown here may differ from the aggregate totals published in the CMS Landscape files. All plan availability and benefit details originate from CMS.
Learn more about how we use CMS data.
- Medicare.gov, "Understanding Medicare Advantage Plans" — Last accessed 25 May, 2025
- Medicare.gov, "Explore your Medicare coverage options" — Last accessed 25 May, 2025
- NCOA.org, "5 Steps to Choosing the Right Medicare Plan for You" — Last accessed 25 May, 2025
Medicare.org is owned and operated by Health Network Group, LLC, an Allstate company. Medicare.org provides information only and is not connected with or endorsed by the U.S. Government or the federal Medicare program.
Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard.
Page content managed by David Bynon, Medicare Analyst.