Medicare Advantage Plans in Washington County, MD:
Your Complete 2027 Guide
In Washington County, MD, Medicare beneficiaries have 14 Medicare Advantage plans to consider for 2027. Among them, 6 are offered at a $0 premium. About 2,798 people in the County are currently enrolled, and 36% of plans are rated 4 stars or higher. Special Needs Plans are not included in the figures shown above. Explore SNP options for Washington County, MD here. For a broader view beyond Medicare Advantage, see all Medicare coverage options in Washington County.
Page last revised:
Enrollment data refreshed: October 5, 2026
* Each year CMS evaluates Medicare Advantage plans on a 5-star scale. Data sources
Medicare Advantage PPO Plans
Preferred Provider Organization (PPO) plans offer flexibility by allowing you to see both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs may appeal to people who want more choice in doctors and hospitals.
- Total PPO Plans 9
- Average Premium $52.44/mo
- Beneficiaries Enrolled 2,292
- $0 Premium PPOs 3
- Average MOOP $7,145
- Most Popular PPO HumanaChoice H5216-387 (PPO) with 863 enrollees
- PPOs Without Drug Coverage 2
| Health Plan Name | CMS Rating* | Premium Per Mo | MOOP | PDP Ded. | CMS Plan ID |
|---|---|---|---|---|---|
| Humana USAA Honor Giveback | $0 | $6,750 | N/A | H5216 379 0 | |
| HumanaChoice H5216-387 | $73 | $7,550 | $600 | H5216 387 1 | |
| Johns Hopkins Advantage MD | $95 | $7,950 | $615 | H3890 001 0 | |
| Johns Hopkins Advantage MD Access | $47 | $8,000 | $350 | H3890 006 0 | |
| Johns Hopkins Advantage MD Plus | $165 | $7,550 | $615 | H3890 002 0 | |
| CareFirst BlueCross BlueShield Advantage Complete | $45 | $6,300 | $400 | H7379 002 0 | |
| CareFirst BlueCross BlueShield Advantage Essential | $0 | $7,151 | $700 | H7379 001 0 | |
| CareFirst BlueCross BlueShield Advantage Salute | $0 | $5,900 | N/A | H7379 003 0 | |
| CareFirst BlueCross BlueShield Advantage Signature | $47 | $7,151 | $600 | H7379 004 1 |
What is the total number of PPO plans offered in Washington?
There are 9 PPO plans in 2027, covering 2,292 beneficiaries.
How much do PPO plans cost on average in Washington?
The average PPO premium is $52.44, with 3 costing $0.
What is the most popular PPO plan in Washington?
HumanaChoice H5216-387 (PPO) is the top PPO in Washington, with 863 enrollees.
What is the number of PPO plans without Part D coverage in Washington?
There are 2 PPO plans in Washington without prescription drug coverage.
Medicare Advantage HMO Plans
With an HMO, you’ll typically get care from providers and facilities in the plan’s network. In exchange for this limitation, HMO plans usually feature lower monthly premiums and reduced cost-sharing, which can help enrollees better manage their healthcare expenses.
- Total HMO Plans
- 5
- Average Premium
- $16.80/mo
- Beneficiaries Enrolled
- 506
- $0 Premium HMOs
- 3
- Average MOOP
- $7,530
- Most Popular HMO
- Johns Hopkins Advantage MD (HMO) with 396 enrollees
- HMOs Without Drug Coverage
- 2
| Health Plan Name | CMS Rating* | Premium Per Mo | MOOP | PDP Ded. | CMS Plan ID |
|---|---|---|---|---|---|
| Alterwood Advantage Choice | $35 | $7,500 | $0 | H9306 008 1 | |
| Alterwood Advantage Freedom | $0 | $6,500 | N/A | H9306 003 0 | |
| Alterwood Advantage Select | $0 | $7,500 | $295 | H9306 009 1 | |
| Johns Hopkins Advantage MD | $49 | $8,950 | $590 | H1225 001 0 | |
| Johns Hopkins Advantage MD Tribute | $0 | $7,200 | N/A | H1225 004 0 |
What is the average monthly premium for HMO plans?
On average, HMO plans in Washington cost $16.80 per month.
Which HMO plan is most popular in Washington?
The leading HMO in Washington is Johns Hopkins Advantage MD (HMO), with 396 members.
How many HMO plans in Washington do not include drug coverage?
There are 2 HMO plans available in Washington without Part D benefits.
The table below shows the quality ratings for Medicare Advantage plans offered in Washington County, MD for 2027.
| Rating Category | Number of Plans | Percent of Plans |
|---|---|---|
| 5 Stars | No 5-star plans available. | 0% |
| 4 Stars (includes 5 Stars) | 5 | 36% |
| 3 Stars | 5 | 36% |
| Below 3 Stars | 4 | 29% |
| Not Rated | 0 | 0% |
| Average Rating | 3.39 | |
In Washington County, Medicare Advantage enrollment follows specific timelines. Understanding these options—whether it’s your first time enrolling or switching plans—helps you choose coverage that matches your health and budget.
When You Can Sign Up
- Initial Enrollment Period (IEP): Lasting seven months around your 65th birthday, this period lets you enroll in Medicare for the first time. You may also choose a Medicare Advantage plan during this time. Learn more
- Medicare Advantage Open Enrollment Period (MA OEP): Between January 1 and March 31, people already enrolled in Medicare Advantage can make a one-time change—switch to another plan or return to Original Medicare. Learn more
- Annual Enrollment Period (AEP): From October 15 through December 7 each year, you can make changes to your Medicare coverage for the following year. Learn more
- Special Enrollment Periods (SEPs): Life events like moving to a new service area, losing other health coverage, or becoming eligible for assistance may open a Special Enrollment Period to adjust your Medicare coverage. Learn more
How to Sign Up for a Medicare Advantage Plan
- Licensed Agent Assistance: For one-on-one guidance, contact HealthCompare at 1-833-748-3201 (TTY 711). Agents are available Mon-Fri 8AM-10PM, Sat 9AM-8PM EST.
- Contact the Plan Provider Directly: Start enrollment by reaching out to the plan provider through their website or by phone with their member services team.
- Use Medicare.gov: At Medicare.gov, you can compare Medicare Advantage plans side by side and enroll securely online.
The MA and MAPD plans on this page are available to people on Medicare enrolled in both Medicare Part A and Part B living in Big Pool, Boonsboro, Cascade, Clear Spring, Fairplay, Hagerstown, Hancock, Keedysville, Sharpsburg, Smithsburg, Williamsport, and all other areas of Washington County, Maryland. For a broader view of coverage choices across the state, see Medicare plan options in Maryland.
Plans Offered through Medicare.org
Medicare Advantage and Part D plans and benefits offered by the following carriers: Aetna Medicare, Anthem Blue Cross and Blue Shield, Aspire Health Plan, Baylor Scott & White Health Plan, Dean Health Plan, Devoted Health, Florida Blue Medicare, Freedom Health, Health Care Service Corporation, HealthSpring℠, HealthSun, Healthy Blue, Humana, Molina Healthcare, Mutual of Omaha, Medica Central Health Plan, Optimum HealthCare, Premera Blue Cross, SCAN Health Plan, Simply, UnitedHealthcare®, Wellcare, WellPoint
- CMS.gov, Landscape Source Files — Version: CY2027 Landscape (202609.1)
- CMS.gov, Medicare Part C & D Performance — Version: 2027 Star Ratings Data Tables
- CMS.gov, Plan Benefits Package — Version: PBP Benefits-2027
- CMS.gov, Medicare Advantage/Part D Contract and Enrollment Data — Version: 2026-09
Some facts and percentages shown on this page (such as average premiums, distribution of plan types, and percentage of $0 premium plans) are calculated by Medicare.org using data from the CMS Landscape file, Plan Benefits Package (PBP) files and Part C & D Performance files. All underlying values originate from CMS, and calculations are refreshed whenever CMS issues updated data. Enrollment counts and rankings (such as Top 3 plans by enrollment) are derived from CMS monthly enrollment files and aggregated at the county level.
Medicare.org separates Medicare Advantage (MA/MAPD) plans and Special Needs Plans (SNPs) into different pages for clarity. As a result, plan counts, percentages, and other calculations shown here may differ from the aggregate totals published in the CMS Landscape files. All plan availability and benefit details originate from CMS.
Learn more about how we use CMS data.
- Medicare.gov, "Compare types of Medicare Advantage Plans" — Last accessed 25 May, 2025
- Medicare.gov, "Your coverage options" — Last accessed 25 May, 2025
- Medicare.gov, "Joining a plan" — Last accessed 25 May, 2025
Some facts and percentages shown on this page (such as average premiums, distribution of plan types, and percentage of $0 premium plans) are calculated by Medicare.org using data from the CMS Plan Benefits Package (PBP) files and Part C & D Performance files. All underlying values originate from CMS, and calculations are refreshed whenever CMS issues updated data.
To explore how 2027 Medicare Advantage plans available in Washington County compare with plans offered elsewhere, you can search the Medicare Advantage plan directory to review options nationwide using the same authoritative data sources.
Medicare.org is owned and operated by Health Network Group, LLC, an Allstate company. Medicare.org provides information only and is not connected with or endorsed by the U.S. Government or the federal Medicare program.
Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard.
Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate Medicare coverage interpretation and resolution.