Medicare Advantage Plans in Cheboygan County, MI:
Your Complete 2025 Guide
In Cheboygan County, MI, Medicare beneficiaries have 27 Medicare Advantage plans to consider for 2025. Among them, 14 are offered at a $0 premium. About 2,664 people in the County are currently enrolled, and 59% of plans are rated 4 stars or higher. Special Needs Plans are not included in the figures shown above. Explore SNP options for Cheboygan County, MI here.
Page last revised:
Enrollment data refreshed: September 16, 2025
* Each year CMS evaluates Medicare Advantage plans on a 5-star scale. Data sources
Medicare Advantage PPO Plans
Preferred Provider Organization (PPO) plans offer flexibility by allowing you to see both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs may appeal to people who want more choice in doctors and hospitals.
- Total PPO Plans 17
- Average Premium $44.66/mo
- Beneficiaries Enrolled 1,582
- $0 Premium PPOs 9
- Average MOOP $6,396
- Most Popular PPO Humana Full Access Giveback H5216-306 (PPO) with 402 enrollees
- PPOs Without Drug Coverage 2
| Health Plan Name | CMS Rating* | Premium Per Mo | MOOP | PDP Ded. |
|---|---|---|---|---|
| Medicare Plus Blue + Meijer | $0 | $6,750 | $0 | |
| Medicare Plus Blue PPO Assure | $281 | $3,425 | $0 | |
| Medicare Plus Blue PPO Essential | $0 | $6,250 | $0 | |
| Medicare Plus Blue PPO Part B Credit | $0 | $6,550 | $0 | |
| Medicare Plus Blue PPO Signature | $141 | $4,700 | $0 | |
| Medicare Plus Blue PPO Vitality | $75 | $5,000 | $0 | |
| PriorityMedicare Merit | $118 | $4,100 | $0 | |
| PriorityMedicare Thrive | $0 | $5,900 | $0 | |
| PriorityMedicare Thrive Plus | $39 | $5,600 | $0 | |
| Humana Full Access Giveback H5216-306 | $0 | $9,350 | $0 | |
| Humana Full Access H5216-380 | $19 | $6,750 | $200 | |
| Humana Full Access H5216-384 | $0 | $5,900 | $250 | |
| Humana Full Access R0110-014 | $65 | $6,750 | $590 | |
| Humana USAA Honor Giveback | $0 | $6,750 | N/A | |
| Humana USAA Honor Giveback with Rx | $0 | $8,850 | $350 | |
| Humana Value Plus H5216-382 | $21 | $9,350 | $250 | |
| HumanaChoice R0110-013 | $0 | $6,750 | N/A |
What is the total number of PPO plans offered in Cheboygan?
There are 17 PPO plans in 2025, covering 1,582 beneficiaries.
How much do PPO plans cost on average in Cheboygan?
The average PPO premium is $44.66, with 9 costing $0.
What is the most popular PPO plan in Cheboygan?
Humana Full Access Giveback H5216-306 (PPO) is the top PPO in Cheboygan, with 402 enrollees.
What is the number of PPO plans without Part D coverage in Cheboygan?
There are 2 PPO plans in Cheboygan without prescription drug coverage.
Medicare Advantage HMO Plans
With an HMO, you’ll typically get care from providers and facilities in the plan’s network. In exchange for this limitation, HMO plans usually feature lower monthly premiums and reduced cost-sharing, which can help enrollees better manage their healthcare expenses.
- Total HMO Plans
- 2
- Average Premium
- $12.50/mo
- Beneficiaries Enrolled
- 0
- $0 Premium HMOs
- 1
- Average MOOP
- $3,850
- Most Popular HMO
- with 0 enrollees
- HMOs Without Drug Coverage
- 0
| Health Plan Name | CMS Rating* | Premium Per Mo | MOOP | PDP Ded. |
|---|---|---|---|---|
| McLaren Medicare Inspire | $0 | $4,200 | $0 | |
| McLaren Medicare Inspire Plus | $25 | $3,500 | $0 |
What is the average monthly premium for HMO plans?
On average, HMO plans in Cheboygan cost $12.50 per month.
Which HMO plan is most popular in Cheboygan?
The leading HMO in Cheboygan is , with 0 members.
How many HMO plans in Cheboygan do not include drug coverage?
There are 0 HMO plans available in Cheboygan without Part D benefits.
Medicare Advantage HMO-POS Plans
With HMO Point-of-Service (HMO-POS) plans, you can enjoy the cost savings of an HMO while still having the flexibility to see out-of-network providers when necessary. Though out-of-network care typically costs more, this type of plan offers a good middle ground for those who want some freedom in their provider choices.
| Health Plan Name | CMS Rating* | Premium Per Mo | MOOP | PDP Ded. |
|---|---|---|---|---|
| BCN Advantage Elements | $0 | $4,500 | N/A | |
| BCN Advantage HMO-POS Classic | $115 | $3,800 | $0 | |
| BCN Advantage HMO-POS Prestige | $228 | $3,400 | $0 | |
| BCN Advantage HMO-POS Prime Value | $0 | $4,200 | $0 | |
| Priority Health Medicare PriorityMedicare | $99 | $4,500 | $0 | |
| PriorityMedicare Key | $0 | $5,500 | $0 | |
| PriorityMedicare Value | $44 | $4,900 | $0 | |
| McLaren Medicare Inspire Flex | $0 | $3,800 | $0 |
What is the leading HMO-POS plan in Cheboygan?
PriorityMedicare Key (HMO-POS) is the most popular HMO-POS plan in Cheboygan, with 679 enrollees.
What is the number of HMO-POS plans without Part D coverage in Cheboygan?
1 HMO-POS plans in Cheboygan do not include drug coverage.
The table below shows the quality ratings for Medicare Advantage plans offered in Cheboygan County, MI for 2025.
| Rating Category | Number of Plans | Percent of Plans |
|---|---|---|
| 5 Stars | No 5-star plans available. | 0% |
| 4 Stars (includes 5 Stars) | 16 | 59% |
| 3 Stars | 11 | 41% |
| Below 3 Stars | 0 | 0% |
| Not Rated | 0 | 0% |
| Average Rating | 4.04 | |
In Cheboygan County, Medicare Advantage enrollment follows specific timelines. Understanding these options—whether it’s your first time enrolling or switching plans—helps you choose coverage that matches your health and budget.
When You Can Sign Up
- Initial Enrollment Period (IEP): Lasting seven months around your 65th birthday, this period lets you enroll in Medicare for the first time. You may also choose a Medicare Advantage plan during this time. Learn more
- Medicare Advantage Open Enrollment Period (MA OEP): Between January 1 and March 31, people already enrolled in Medicare Advantage can make a one-time change—switch to another plan or return to Original Medicare. Learn more
- Annual Enrollment Period (AEP): From October 15 through December 7 each year, you can make changes to your Medicare coverage for the following year. Learn more
- Special Enrollment Periods (SEPs): Life events like moving to a new service area, losing other health coverage, or becoming eligible for assistance may open a Special Enrollment Period to adjust your Medicare coverage. Learn more
How to Sign Up for a Medicare Advantage Plan
- Licensed Agent Assistance: For one-on-one guidance, contact HealthCompare at 1-833-748-3201 (TTY 711). Agents are available Monday through Friday 5am–6pm and Saturday 6am–5pm PST.
- Contact the Plan Provider Directly: Start enrollment by reaching out to the plan provider through their website or by phone with their member services team.
- Use Medicare.gov: At Medicare.gov, you can compare Medicare Advantage plans side by side and enroll securely online.
The MA and MAPD plans on this page are available to people on Medicare enrolled in both Medicare Part A and Part B living in Mackinaw City, Cheboygan, Indian River, Wolverine, and all other areas of Cheboygan County, Michigan.
Plans Offered for Enrollment through Medicare.org
Medicare Advantage and Part D plans and benefits offered by the following carriers: Aetna Medicare, Anthem Blue Cross, Anthem Blue Cross and Blue Shield, Aspire Health Plan, Baylor Scott & White Health Plan, Capital Blue Cross, Cigna Healthcare, Dean Health Plan, Devoted Health, Florida Blue Medicare, Freedom Health, GlobalHealth, Health Care Service Corporation, Healthy Blue, HealthSun, Humana, Molina Healthcare, Mutual of Omaha, Medica Central Health Plan, Optimum HealthCare, Premera Blue Cross, SCAN Health Plan, Simply, UnitedHealthcare(R), Wellcare, WellPoint.
CMS Plan IDs Presented
The Medicare Advantage plan pages listed in the tables above include localization to assist beneficiaries with plans available in their service area. However, most Part C plans are available in more than one service area, which can lead to confusion. The following list of CMS IDs links to our master plan pages without localization.
- CMS.gov, Landscape Source Files — Last accessed September 13, 2025
- CMS.gov, Medicare Part C & D Performance — Last accessed September 13, 2025
- CMS.gov, Plan Benefits Package — Last accessed September 13, 2025
- CMS.gov, Medicare Advantage/Part D Contract and Enrollment Data — Last accessed September 16, 2025
Some facts and percentages shown on this page (such as average premiums, distribution of plan types, and percentage of $0 premium plans) are calculated by Medicare.org using data from the CMS Landscape file, Plan Benefits Package (PBP) files and Part C & D Performance files. All underlying values originate from CMS, and calculations are refreshed whenever CMS issues updated data. Enrollment counts and rankings (such as Top 3 plans by enrollment) are derived from CMS monthly enrollment files and aggregated at the county level.
Medicare.org separates Medicare Advantage (MA/MAPD) plans and Special Needs Plans (SNPs) into different pages for clarity. As a result, plan counts, percentages, and other calculations shown here may differ from the aggregate totals published in the CMS Landscape files. All plan availability and benefit details originate from CMS.
Learn more about how we use CMS data.
- Medicare.gov, "Compare types of Medicare Advantage Plans" — Last accessed 25 May, 2025
- Medicare.gov, "Your coverage options" — Last accessed 25 May, 2025
- Medicare.gov, "Joining a plan" — Last accessed 25 May, 2025
Medicare.org is owned and operated by Health Network Group, LLC, an Allstate company. Medicare.org provides information only and is not connected with or endorsed by the U.S. Government or the federal Medicare program.
Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard.
Page content managed by David Bynon, Medicare Analyst.