Medicare Advantage Plans in Delta County, MI:
Your Complete 2026 Guide
Delta County, MI offers 16 Medicare Advantage plans in 2026. This includes 8 with $0 monthly premiums. Currently, about 3,987 beneficiaries in the County are enrolled, and 56% of available plans have a 4-star rating or higher. Special Needs Plans are not included in the figures shown above. Explore SNP options for Delta County, MI here.
Page last revised:
Enrollment data refreshed: May 2, 2026
* Each year CMS evaluates Medicare Advantage plans on a 5-star scale. Data sources
Medicare Advantage PPO Plans
Preferred Provider Organization (PPO) plans offer flexibility by allowing you to see both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs may appeal to people who want more choice in doctors and hospitals.
- Total PPO Plans 15
- Average Premium $34.45/mo
- Beneficiaries Enrolled 3,973
- $0 Premium PPOs 8
- Average MOOP $6,357
- Most Popular PPO Humana USAA Honor Giveback with Rx (PPO) with 733 enrollees
- PPOs Without Drug Coverage 4
| Health Plan Name | CMS Rating* | Premium Per Mo | MOOP | PDP Ded. | CMS Plan ID |
|---|---|---|---|---|---|
| Aetna Medicare Eagle | $0 | $4,900 | N/A | H5521 286 0 | |
| Aetna Medicare Signature | $0 | $5,200 | $615 | H5521 285 0 | |
| Humana USAA Honor Giveback | $0 | $6,550 | N/A | H7617 054 0 | |
| Humana USAA Honor Giveback with Rx | $0 | $8,650 | $90 | H7617 071 0 | |
| Medicare Plus Blue + Meijer | $35 | $6,750 | $150 | H9572 007 4 | |
| Medicare Plus Blue Assure | $210 | $4,000 | $0 | H9572 003 4 | |
| Medicare Plus Blue Signature | $119 | $4,300 | $0 | H9572 001 4 | |
| Medicare Plus Blue Value | $0 | $6,750 | $615 | H9572 010 0 | |
| Medicare Plus Blue Vitality | $72 | $5,000 | $0 | H9572 002 4 | |
| Humana Full Access H5216-011 | $18 | $5,700 | $300 | H5216 011 0 | |
| Humana Full Access R0110-014 | $54 | $6,550 | $615 | R0110 014 0 | |
| Humana USAA Honor Giveback | $0 | $6,550 | N/A | H5216 190 0 | |
| Humana USAA Honor Giveback with Rx | $0 | $8,650 | $90 | H5216 305 0 | |
| Humana Value Plus H5216-382 | $9 | $9,250 | $250 | H5216 382 0 | |
| HumanaChoice R0110-013 | $0 | $6,550 | N/A | R0110 013 0 |
What is the most popular PPO plan in Delta?
Humana USAA Honor Giveback with Rx (PPO) is the top PPO in Delta, with 733 enrollees.
What is the number of PPO plans without Part D coverage in Delta?
There are 4 PPO plans in Delta without prescription drug coverage.
Medicare Advantage PFFS Plans
With a PFFS plan, you can see any Medicare-approved provider who agrees to the plan’s conditions and payment structure. These plans offer broader choice compared to network-based options, but coverage depends on provider participation, so always confirm acceptance in advance.
- Total PFFS Plans
- 1
- Average Premium
- $37.00/mo
- Beneficiaries Enrolled
- 14
- $0 Premium PFFS
- 0
- Average MOOP
- $6,800
- Most Popular PFFS
- Humana Gold Choice H8145-006 (PFFS) with 14 enrollees
- PFFS Without Drug Coverage
- 0
| Health Plan Name | CMS Rating* | Premium Per Mo | MOOP | PDP Ded. | CMS Plan ID |
|---|---|---|---|---|---|
| Humana Gold Choice H8145-006 | $37 | $6,800 | $615 | H8145 006 0 |
- What is the average monthly premium for PFFS plans?
- On average, PFFS plans in Delta cost $37.00 per month.
- Which PFFS plan is most popular in Delta?
- The leading PFFS plan in Delta is Humana Gold Choice H8145-006 (PFFS), with 14 members.
- How many PFFS plans in Delta do not include drug coverage?
- There are 0 PFFS plans in Delta without Part D benefits.
The table below shows the quality ratings for Medicare Advantage plans offered in Delta County, MI for 2026.
| Rating Category | Number of Plans | Percent of Plans |
|---|---|---|
| 5 Stars | No 5-star plans available. | 0% |
| 4 Stars (includes 5 Stars) | 9 | 56% |
| 3 Stars | 7 | 44% |
| Below 3 Stars | 0 | 0% |
| Not Rated | 0 | 0% |
| Average Rating | 4.06 | |
For residents of Delta County, signing up for a Medicare Advantage plan isn’t just about benefits—it’s about timing. Learning the key enrollment periods ensures you don’t lose access to the coverage that works best for you.
When You Can Sign Up
- Initial Enrollment Period (IEP): Lasting seven months around your 65th birthday, this period lets you enroll in Medicare for the first time. You may also choose a Medicare Advantage plan during this time. Learn more
- Medicare Advantage Open Enrollment Period (MA OEP): Between January 1 and March 31, people already enrolled in Medicare Advantage can make a one-time change—switch to another plan or return to Original Medicare. Learn more
- Annual Enrollment Period (AEP): From October 15 through December 7 each year, you can make changes to your Medicare coverage for the following year. Learn more
- Special Enrollment Periods (SEPs): Life events like moving to a new service area, losing other health coverage, or becoming eligible for assistance may open a Special Enrollment Period to adjust your Medicare coverage. Learn more
Ways to Enroll in Medicare Advantage
- Consult a Licensed Agent: Call a licensed insurance agent at HealthCompare 1-833-748-3201 (TTY 711), available Monday through Friday 5am–6pm and Saturday 6am–5pm PST, for help reviewing your Medicare options.
- Contact the Plan Provider Directly: Start enrollment by reaching out to the plan provider through their website or by phone with their member services team.
- Use Medicare.gov: At Medicare.gov, you can compare Medicare Advantage plans side by side and enroll securely online.
The MA and MAPD plans on this page are available to people on Medicare enrolled in both Medicare Part A and Part B living in Bark River, Escanaba, Gladstone, Rapid River, Rock, and all other areas of Delta County, Michigan.
Plans Offered for Enrollment through Medicare.org
Medicare Advantage and Part D plans and benefits offered by the following carriers: Medicare Advantage and Part D plans and benefits offered by the following carriers: Aetna Medicare, Anthem Blue Cross and Blue Shield, Aspire Health Plan, Baylor Scott & White Health Plan, Capital Blue Cross, Dean Health Plan, Devoted Health, Florida Blue Medicare, Freedom Health, GlobalHealth, Health Care Service Corporation, HealthSpring℠, HealthSun, Healthy Blue, Humana, Molina Healthcare, Mutual of Omaha, Medica Central Health Plan, Optimum HealthCare, Premera Blue Cross, SCAN Health Plan, Simply, UnitedHealthcare(R), Wellcare, WellPoint
- CMS.gov, Landscape Source Files — Last accessed September 26, 2025
- CMS.gov, Medicare Part C & D Performance — Last accessed October 10, 2025
- CMS.gov, Plan Benefits Package — Last accessed October 13, 2025
- CMS.gov, Medicare Advantage/Part D Contract and Enrollment Data — Last accessed May 2, 2026
Some facts and percentages shown on this page (such as average premiums, distribution of plan types, and percentage of $0 premium plans) are calculated by Medicare.org using data from the CMS Landscape file, Plan Benefits Package (PBP) files and Part C & D Performance files. All underlying values originate from CMS, and calculations are refreshed whenever CMS issues updated data. Enrollment counts and rankings (such as Top 3 plans by enrollment) are derived from CMS monthly enrollment files and aggregated at the county level.
Medicare.org separates Medicare Advantage (MA/MAPD) plans and Special Needs Plans (SNPs) into different pages for clarity. As a result, plan counts, percentages, and other calculations shown here may differ from the aggregate totals published in the CMS Landscape files. All plan availability and benefit details originate from CMS.
Learn more about how we use CMS data.
- CMS.gov, "Medicare Advantage Plan Fact Sheet" — Last accessed 25 May, 2025
- Medicare.gov, "Your coverage options" — Last accessed 25 May, 2025
- Medicare.gov, "Joining a plan" — Last accessed 25 May, 2025
Some facts and percentages shown on this page (such as average premiums, distribution of plan types, and percentage of $0 premium plans) are calculated by Medicare.org using data from the CMS Plan Benefits Package (PBP) files and Part C & D Performance files. All underlying values originate from CMS, and calculations are refreshed whenever CMS issues updated data.
To explore how 2026 Medicare Advantage plans available in Delta County compare with plans offered elsewhere, you can search the Medicare Advantage plan directory to review options nationwide using the same authoritative data sources.
Medicare.org is owned and operated by Health Network Group, LLC, an Allstate company. Medicare.org provides information only and is not connected with or endorsed by the U.S. Government or the federal Medicare program.
Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard.
Page content independently curated and maintained by David W. Bynon, Medicare Technical Operator, using a standardized, data-driven methodology designed for accurate, non-commercial Medicare plan interpretation and resolution.