Medicare Advantage Plans in Winona County, MN:
Your Complete 2026 Guide
For 2026, residents of Winona County, MN can choose from 12 Medicare Advantage plan options. Of these, 3 cost nothing beyond the Part B premium. Enrollment in the County stands at approximately 4,469, with 33% of plans achieving 4 stars or better. This page and its statistics exclude Special Needs Plans (SNPs). See Medicare Special Needs Plans available in Winona County, MN.
Last update: . Enrollment data last updated: May 2, 2026
* CMS rates Medicare Advantage plans annually using a 5-star system. Data sources
Medicare Advantage PPO Plans
Preferred Provider Organization (PPO) plans allow members to choose care from both in-network and out-of-network providers. While using out-of-network doctors or hospitals usually means higher costs, PPOs may appeal to people who want more flexibility in how they access their healthcare.
- Total PPO Plans
- 11
- Average Premium
- $75.55/mo
- Beneficiaries Enrolled
- 4,399
- $0 Premium PPOs
- 3
- Average MOOP
- $5,677
- Most Popular PPO
- Medica Advantage Solution H8889-008 (PPO) with 1,450 enrollees
- PPOs Without Drug Coverage
- 3
| Plan Name | CMS Stars* | Premium/Mo | MOOP | Rx Ded. | CMS ID |
|---|---|---|---|---|---|
| Blue Cross Medicare Advantage Choice | $163 | $4,900 | $350 | H5959 009 0 | |
| Blue Cross Medicare Advantage Complete | $248 | $3,500 | $250 | H5959 011 0 | |
| Blue Cross Medicare Advantage Core | $49 | $6,750 | $615 | H5959 012 0 | |
| Blue Cross Medicare Advantage Freedom Blue | $0 | $5,500 | N/A | H5959 018 0 | |
| Humana USAA Honor Giveback | $0 | $4,700 | N/A | H5216 278 1 | |
| HumanaChoice H5216-063 | $108 | $3,400 | $615 | H5216 063 0 | |
| HumanaChoice H5216-092 | $47 | $9,250 | $615 | H5216 092 0 | |
| HumanaChoice H5216-359 | $10 | $5,900 | $615 | H5216 359 0 | |
| Medica Advantage Solution H8889-004 | $159 | $5,600 | $435 | H8889 004 0 | |
| Medica Advantage Solution H8889-008 | $47 | $6,200 | $615 | H8889 008 0 | |
| Medica Advantage Solution H8889-009 | $0 | $6,750 | N/A | H8889 009 0 |
- What is the average monthly premium for PPO plans in Winona?
- On average, PPO plans in Winona cost $75.55 per month.
- Which PPO plan has the highest enrollment in Winona?
- The most popular PPO in Winona is Medica Advantage Solution H8889-008 (PPO), covering 1,450 beneficiaries.
- How many PPO plans in Winona do not include prescription drug coverage?
- 3 PPO plans available in Winona do not include Part D benefits.
Medicare Advantage PFFS Plans
Private Fee-for-Service (PFFS) plans let members visit any Medicare-approved provider that accepts the plan’s payment rules and terms. This structure gives you more flexibility in selecting doctors and hospitals, but it’s important to check provider acceptance before receiving care.
- Total PFFS Plans 1
- Average Premium $37.00/mo
- Beneficiaries Enrolled 70
- $0 Premium PFFS 0
- Average MOOP $6,800
- Most Popular PFFS Humana Gold Choice H8145-006 (PFFS) with 70 enrollees
- PFFS Without Drug Coverage 0
| Plan Name | CMS Stars* | Premium/Mo | MOOP | Rx Ded. | CMS ID |
|---|---|---|---|---|---|
| Humana Gold Choice H8145-006 | $37 | $6,800 | $615 | H8145 006 0 |
What is the top PFFS plan in Winona?
Humana Gold Choice H8145-006 (PFFS) is the most popular PFFS plan in Winona, with 70 enrollees.
What is the number of PFFS plans without Part D coverage in Winona?
0 PFFS plans in Winona do not include prescription drug coverage.
The table below shows the quality ratings for Medicare Advantage plans offered in Winona County, MN for 2026.
| Rating Category | Number of Plans | Percent of Plans |
|---|---|---|
| 5 Stars | No 5-star plans available. | 0% |
| 4 Stars (includes 5 Stars) | 4 | 33% |
| 3 Stars | 8 | 67% |
| Below 3 Stars | 0 | 0% |
| Not Rated | 0 | 0% |
| Average Rating | 3.83 | |
Medicare Advantage comes with strict enrollment windows. By knowing when and how to sign up, you’ll avoid missed deadlines and keep your healthcare coverage aligned with your needs.
Key Medicare Enrollment Periods
- Initial Enrollment Period (IEP): This seven-month window starts three months before the month you turn 65 and ends three months after. It’s the first time you can sign up for Medicare and, if you choose, a Medicare Advantage plan. Learn more
- Medicare Advantage Open Enrollment Period (MA OEP): Each year from January 1 through March 31, you may change to another Medicare Advantage plan or drop your plan and return to Original Medicare. Learn more
- Annual Enrollment Period (AEP): This yearly window, running October 15 to December 7, gives you the opportunity to join, switch, or drop Medicare Advantage and Part D plans. Learn more
- Special Enrollment Periods (SEPs): Outside the standard enrollment dates, you may qualify for a Special Enrollment Period if specific circumstances apply, including relocation or coverage loss. Learn more
Enrollment Options Explained
- Talk with a Licensed Agent: Licensed agents at HealthCompare can explain your Medicare Advantage choices. Reach them at 1-833-748-3201 (TTY 711), Monday–Friday 5am–6pm and Saturday 6am–5pm PST.
- Contact the Plan Provider Directly: Enrollment can also be completed by calling the plan provider’s customer service line or visiting their official website.
- Use Medicare.gov: The official Medicare website, Medicare.gov, lets you review available plans and complete enrollment online.
The MA and MAPD plans on this page are available to people on Medicare enrolled in both Medicare Part A and Part B living in Altura, Dakota, Lewiston, Minnesota City, Rollingstone, Saint Charles, Utica, Winona, and all other areas of Winona County, Minnesota.
Plans Offered for Enrollment through Medicare.org
Medicare Advantage and Part D plans and benefits offered by the following carriers: Medicare Advantage and Part D plans and benefits offered by the following carriers: Aetna Medicare, Anthem Blue Cross and Blue Shield, Aspire Health Plan, Baylor Scott & White Health Plan, Capital Blue Cross, Dean Health Plan, Devoted Health, Florida Blue Medicare, Freedom Health, GlobalHealth, Health Care Service Corporation, HealthSpring℠, HealthSun, Healthy Blue, Humana, Molina Healthcare, Mutual of Omaha, Medica Central Health Plan, Optimum HealthCare, Premera Blue Cross, SCAN Health Plan, Simply, UnitedHealthcare(R), Wellcare, WellPoint
- CMS.gov, Landscape Source Files — Last accessed September 26, 2025
- CMS.gov, Medicare Part C & D Performance — Last accessed October 10, 2025
- CMS.gov, Plan Benefits Package — Last accessed October 13, 2025
- CMS.gov, Medicare Advantage/Part D Contract and Enrollment Data — Last accessed May 2, 2026
Some facts and percentages shown on this page (such as average premiums, distribution of plan types, and percentage of $0 premium plans) are calculated by Medicare.org using data from the CMS Landscape file, Plan Benefits Package (PBP) files and Part C & D Performance files. All underlying values originate from CMS, and calculations are refreshed whenever CMS issues updated data. Enrollment counts and rankings (such as Top 3 plans by enrollment) are derived from CMS monthly enrollment files and aggregated at the county level.
Medicare.org separates Medicare Advantage (MA/MAPD) plans and Special Needs Plans (SNPs) into different pages for clarity. As a result, plan counts, percentages, and other calculations shown here may differ from the aggregate totals published in the CMS Landscape files. All plan availability and benefit details originate from CMS.
Learn more about how we use CMS data.
- Medicare.gov, "Understanding Medicare Advantage Plans" — Last accessed 25 May, 2025
- Medicare.gov, "Compare Original Medicare & Medicare Advantage" — Last accessed 25 May, 2025
- NCOA.org, "5 Steps to Choosing the Right Medicare Plan for You" — Last accessed 25 May, 2025
Some facts and percentages shown on this page (such as average premiums, distribution of plan types, and percentage of $0 premium plans) are calculated by Medicare.org using data from the CMS Plan Benefits Package (PBP) files and Part C & D Performance files. All underlying values originate from CMS, and calculations are refreshed whenever CMS issues updated data.
To explore how 2026 Medicare Advantage plans available in Winona County compare with plans offered elsewhere, you can search the Medicare Advantage plan directory to review options nationwide using the same authoritative data sources.
Medicare.org is owned and operated by Health Network Group, LLC, an Allstate company. Medicare.org provides information only and is not connected with or endorsed by the U.S. Government or the federal Medicare program.
Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard.
Page content independently curated and maintained by David W. Bynon, Medicare Technical Operator, using a standardized, data-driven methodology designed for accurate, non-commercial Medicare plan interpretation and resolution.