Medicare Advantage Plans in Adair County, MO:
Your Complete 2026 Guide
In Adair County, MO, Medicare beneficiaries have 16 Medicare Advantage plans to consider for 2026. Among them, 10 are offered at a $0 premium. About 503 people in the County are currently enrolled, and 50% of plans are rated 4 stars or higher. Special Needs Plans are not included in the figures shown above. Explore SNP options for Adair County, MO here.
Page last revised:
Enrollment data refreshed: May 2, 2026
* Each year CMS evaluates Medicare Advantage plans on a 5-star scale. Data sources
Medicare Advantage PPO Plans
PPO, or Preferred Provider Organization, plans give Medicare beneficiaries the ability to see a wide range of providers. These plans cover in-network care at the lowest cost but also include the option to use out-of-network providers for a higher fee, offering added choice compared with other plan types.
| Health Plan Name | CMS Rating* | Premium Per Mo | MOOP | PDP Ded. | CMS Plan ID |
|---|---|---|---|---|---|
| Humana USAA Honor Giveback | $0 | $4,700 | N/A | H7617 012 0 | |
| HumanaChoice H7617-007 | $47 | $9,250 | $615 | H7617 007 0 | |
| AARP Medicare Advantage from UHC MO-0008 | $0 | $5,500 | $600 | H8768 026 0 | |
| Aetna Medicare Elite | $0 | $4,500 | $615 | H1608 050 0 | |
| Aetna Medicare Enhanced | $60 | $7,500 | $615 | H1608 013 0 | |
| Aetna Medicare Signature | $0 | $4,200 | $615 | H1608 067 0 | |
| Humana USAA Honor Giveback | $0 | $4,700 | N/A | H5216 278 1 | |
| UHC Medicare Advantage AM-0002 | $106 | $9,250 | $600 | R3444 012 0 | |
| Humana USAA Honor Giveback | $0 | $5,500 | N/A | R1532 001 0 | |
| HumanaChoice R1532-002 | $50 | $7,450 | $615 | R1532 002 0 |
What is the total number of PPO plans offered in Adair?
Adair County has 10 PPO plans for 2026, with enrollment of 343.
How much do PPO plans cost on average in Adair?
The mean monthly PPO premium in Adair is $26.30, and 6 plans have no premium.
Medicare Advantage HMO-POS Plans
HMO Point-of-Service (HMO-POS) plans blend elements of HMO and PPO coverage. You can see providers outside the network, but out-of-network services typically cost more. This type of plan may appeal to people who like the lower costs of an HMO but also want occasional flexibility to go out of network.
- Total HMO-POS Plans 6
- Average Premium $14.32/mo
- Beneficiaries Enrolled 160
- $0 Premium HMO-POS 4
- Average MOOP $4,317
- Most Popular HMO-POS Aetna Medicare Signature (HMO-POS) with 65 enrollees
- HMO-POS Without Drug Coverage 2
| Health Plan Name | CMS Rating* | Premium Per Mo | MOOP | PDP Ded. | CMS Plan ID |
|---|---|---|---|---|---|
| AARP Medicare Advantage from UHC MO-0003 | $55 | $3,200 | $440 | H2802 029 0 | |
| AARP Medicare Advantage from UHC MO-0006 | $0 | $4,500 | $520 | H2802 048 0 | |
| AARP Medicare Advantage Patriot No Rx MO-MA01 | $0 | $4,900 | N/A | H2802 050 0 | |
| Aetna Medicare Eagle | $0 | $4,900 | N/A | H2663 069 0 | |
| Aetna Medicare Signature | $0 | $4,200 | $615 | H2663 041 0 | |
| Aetna Medicare Value Plus | $31 | $4,200 | $615 | H2663 057 0 |
What is the total number of HMO-POS plans in Adair?
There are 6 HMO-POS plans in 2026, covering 160 beneficiaries.
How much do HMO-POS plans cost on average in Adair?
The average HMO-POS premium is $14.32, with 4 costing $0.
What is the leading HMO-POS plan in Adair?
Aetna Medicare Signature (HMO-POS) is the most popular HMO-POS plan in Adair, with 65 enrollees.
What is the number of HMO-POS plans without Part D coverage in Adair?
2 HMO-POS plans in Adair do not include drug coverage.
The table below shows the quality ratings for Medicare Advantage plans offered in Adair County, MO for 2026.
| Rating Category | Number of Plans | Percent of Plans |
|---|---|---|
| 5 Stars | No 5-star plans available. | 0% |
| 4 Stars (includes 5 Stars) | 8 | 50% |
| 3 Stars | 6 | 38% |
| Below 3 Stars | 2 | 13% |
| Not Rated | 0 | 0% |
| Average Rating | 3.66 | |
In Adair County, Medicare Advantage enrollment follows specific timelines. Understanding these options—whether it’s your first time enrolling or switching plans—helps you choose coverage that matches your health and budget.
When You Can Sign Up
- Initial Enrollment Period (IEP): Lasting seven months around your 65th birthday, this period lets you enroll in Medicare for the first time. You may also choose a Medicare Advantage plan during this time. Learn more
- Medicare Advantage Open Enrollment Period (MA OEP): Between January 1 and March 31, people already enrolled in Medicare Advantage can make a one-time change—switch to another plan or return to Original Medicare. Learn more
- Annual Enrollment Period (AEP): Each fall, from October 15 to December 7, Medicare beneficiaries can review their coverage and make changes for the next plan year. Learn more
- Special Enrollment Periods (SEPs): Life events like moving to a new service area, losing other health coverage, or becoming eligible for assistance may open a Special Enrollment Period to adjust your Medicare coverage. Learn more
Ways to Enroll in Medicare Advantage
- Consult a Licensed Agent: Call a licensed insurance agent at HealthCompare 1-833-748-3201 (TTY 711), available Monday through Friday 5am–6pm and Saturday 6am–5pm PST, for help reviewing your Medicare options.
- Contact the Plan Provider Directly: Start enrollment by reaching out to the plan provider through their website or by phone with their member services team.
- Use Medicare.gov: At Medicare.gov, you can compare Medicare Advantage plans side by side and enroll securely online.
The MA and MAPD plans on this page are available to people on Medicare enrolled in both Medicare Part A and Part B living in Kirksville, Greentop, Novinger, and all other areas of Adair County, Missouri.
Plans Offered for Enrollment through Medicare.org
Medicare Advantage and Part D plans and benefits offered by the following carriers: Medicare Advantage and Part D plans and benefits offered by the following carriers: Aetna Medicare, Anthem Blue Cross and Blue Shield, Aspire Health Plan, Baylor Scott & White Health Plan, Capital Blue Cross, Dean Health Plan, Devoted Health, Florida Blue Medicare, Freedom Health, GlobalHealth, Health Care Service Corporation, HealthSpring℠, HealthSun, Healthy Blue, Humana, Molina Healthcare, Mutual of Omaha, Medica Central Health Plan, Optimum HealthCare, Premera Blue Cross, SCAN Health Plan, Simply, UnitedHealthcare(R), Wellcare, WellPoint
- CMS.gov, Landscape Source Files — Last accessed September 26, 2025
- CMS.gov, Medicare Part C & D Performance — Last accessed October 10, 2025
- CMS.gov, Plan Benefits Package — Last accessed October 13, 2025
- CMS.gov, Medicare Advantage/Part D Contract and Enrollment Data — Last accessed May 2, 2026
Some facts and percentages shown on this page (such as average premiums, distribution of plan types, and percentage of $0 premium plans) are calculated by Medicare.org using data from the CMS Landscape file, Plan Benefits Package (PBP) files and Part C & D Performance files. All underlying values originate from CMS, and calculations are refreshed whenever CMS issues updated data. Enrollment counts and rankings (such as Top 3 plans by enrollment) are derived from CMS monthly enrollment files and aggregated at the county level.
Medicare.org separates Medicare Advantage (MA/MAPD) plans and Special Needs Plans (SNPs) into different pages for clarity. As a result, plan counts, percentages, and other calculations shown here may differ from the aggregate totals published in the CMS Landscape files. All plan availability and benefit details originate from CMS.
Learn more about how we use CMS data.
- Medicare.gov, "Compare types of Medicare Advantage Plans" — Last accessed 25 May, 2025
- Medicare.gov, "Your coverage options" — Last accessed 25 May, 2025
- AARP.org, "The Big Choice: Original Medicare vs. Medicare Advantage" — Last accessed 25 May, 2025
Some facts and percentages shown on this page (such as average premiums, distribution of plan types, and percentage of $0 premium plans) are calculated by Medicare.org using data from the CMS Plan Benefits Package (PBP) files and Part C & D Performance files. All underlying values originate from CMS, and calculations are refreshed whenever CMS issues updated data.
To explore how 2026 Medicare Advantage plans available in Adair County compare with plans offered elsewhere, you can search the Medicare Advantage plan directory to review options nationwide using the same authoritative data sources.
Medicare.org is owned and operated by Health Network Group, LLC, an Allstate company. Medicare.org provides information only and is not connected with or endorsed by the U.S. Government or the federal Medicare program.
Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard.
Page content independently curated and maintained by David W. Bynon, Medicare Technical Operator, using a standardized, data-driven methodology designed for accurate, non-commercial Medicare plan interpretation and resolution.