Medicare Advantage Plans in Stone County, MO:
Your Complete 2026 Guide
For 2026, residents of Stone County, MO can choose from 36 Medicare Advantage plan options. Of these, 28 cost nothing beyond the Part B premium. Enrollment in the County stands at approximately 5,240, with 47% of plans achieving 4 stars or better. The totals and data on this page do not cover Special Needs Plans. View SNPs available in Stone County, MO.
- Page Updated
- Enrollment Data
- May 2, 2026
- CMS Quality Ratings
- * CMS reviews Medicare Advantage plans annually with a 5-star rating program. Data sources
Medicare Advantage PPO Plans
Preferred Provider Organization (PPO) plans allow members to choose care from both in-network and out-of-network providers. While using out-of-network doctors or hospitals usually means higher costs, PPOs may appeal to people who want more flexibility in how they access their healthcare.
- Total PPO Plans
- 15
- Average Premium
- $14.60/mo
- Beneficiaries Enrolled
- 1,861
- $0 Premium PPOs
- 12
- Average MOOP
- $5,560
- Most Popular PPO
- AARP Medicare Advantage from UHC MO-0009 (PPO) with 554 enrollees
- PPOs Without Drug Coverage
- 4
| PPO Plan Name | Rating* | Premium | MOOP | Rx Ded. | Plan-ID |
|---|---|---|---|---|---|
| Humana USAA Honor Giveback | $0 | $4,700 | N/A | H7617 012 0 | |
| Humana Value Choice H7617-023 | $0 | $3,500 | $615 | H7617 023 0 | |
| HumanaChoice Giveback H7617-014 | $0 | $5,500 | $615 | H7617 014 0 | |
| AARP Medicare Advantage from UHC MO-0009 | $0 | $4,900 | $600 | H8768 027 0 | |
| Aetna Medicare Signature | $0 | $5,500 | $615 | H1608 018 0 | |
| Humana USAA Honor Giveback | $0 | $4,700 | N/A | H5216 278 1 | |
| Humana Value Choice H5216-318 | $0 | $3,500 | $615 | H5216 318 1 | |
| HumanaChoice Giveback H5216-404 | $0 | $5,500 | $615 | H5216 404 0 | |
| HumanaChoice H5216-032 | $63 | $9,250 | $615 | H5216 032 0 | |
| Essence Advantage Choice | $0 | $4,150 | $340 | H6200 004 0 | |
| UHC Medicare Advantage AM-0002 | $106 | $9,250 | $600 | R3444 012 0 | |
| Wellcare Patriot Giveback Open | $0 | $4,000 | N/A | H7518 002 0 | |
| Wellcare Simple Open | $0 | $6,000 | $615 | H7518 001 0 | |
| Humana USAA Honor Giveback | $0 | $5,500 | N/A | R1532 001 0 | |
| HumanaChoice R1532-002 | $50 | $7,450 | $615 | R1532 002 0 |
What is the typical premium for PPO plans available in Stone?
On average, PPO plans in Stone cost $14.60 per month.
Which PPO plan do most beneficiaries choose in Stone?
The most popular PPO in Stone is AARP Medicare Advantage from UHC MO-0009 (PPO), covering 554 beneficiaries.
How many PPO options are offered without drug coverage in Stone?
4 PPO plans available in Stone do not include Part D benefits.
Medicare Advantage HMO Plans
Health Maintenance Organization (HMO) plans generally require members to use doctors, hospitals, and other providers within the plan’s network, except in emergencies. Because of this structure, HMOs often come with lower premiums and out-of-pocket costs compared with other plan types.
- Total HMO Plans 5
- Average Premium $5.64/mo
- Beneficiaries Enrolled 1,185
- $0 Premium HMOs 4
- Average MOOP $4,350
- Most Popular HMO DEVOTED CORE 005 MO (HMO) with 598 enrollees
- HMOs Without Drug Coverage 0
| Plan Name | Rating* | Premium | MOOP | Rx Ded. | Plan-ID |
|---|---|---|---|---|---|
| Essence Advantage | $0 | $3,350 | $340 | H2610 015 0 | |
| Aetna Medicare Value Plus | $28 | $5,500 | $615 | H2663 064 0 | |
| CoxHealth Medicare Advantage | $0 | $3,000 | $0 | H2942 001 0 | |
| DEVOTED CORE 005 MO | $0 | $2,900 | $330 | H2041 005 0 | |
| DEVOTED GIVEBACK 006 MO | $0 | $7,000 | $605 | H2041 006 0 |
What is the total number of HMO plans offered in Stone?
In 2026, Stone County has 5 HMO plans with 1,185 members.
How much do HMO plans cost on average in Stone?
The mean monthly HMO premium is $5.64, and 4 have no premium.
Medicare Advantage HMO-POS Plans
HMO-POS plans are structured like HMOs, requiring in-network care for the lowest costs, but they also permit some use of out-of-network doctors and hospitals. Those services are generally more expensive, but the added access can be valuable for people who don’t want to be fully limited to a single network.
- Total HMO-POS Plans
- 14
- Average Premium
- $4.50/mo
- Beneficiaries Enrolled
- 2,180
- $0 Premium HMO-POS
- 11
- Average MOOP
- $3,998
- Most Popular HMO-POS
- Aetna Medicare Select (HMO-POS) with 260 enrollees
- HMO-POS Without Drug Coverage
- 2
| Plan Name | Rating* | Premium | MOOP | Rx Ded. | Plan-ID |
|---|---|---|---|---|---|
| AARP Medicare Advantage Essentials from UHC MO-4 | $0 | $3,200 | $440 | H2802 030 0 | |
| AARP Medicare Advantage Extras from UHC MO-10 | $0 | $4,900 | $520 | H2802 072 0 | |
| AARP Medicare Advantage from UHC MO-0005 | $27 | $3,200 | $440 | H2802 031 0 | |
| AARP Medicare Advantage Patriot No Rx MO-MA01 | $0 | $4,900 | N/A | H2802 050 0 | |
| Aetna Medicare Eagle | $0 | $3,400 | N/A | H2663 022 0 | |
| Aetna Medicare Premier | $18 | $2,900 | $615 | H2663 021 0 | |
| Aetna Medicare Select | $0 | $3,400 | $615 | H2663 023 0 | |
| Aetna Medicare Signature | $0 | $4,200 | $615 | H2663 063 0 | |
| Aetna Medicare Signature Extra | $0 | $4,200 | $615 | H2663 043 0 | |
| Humana Community | $0 | $2,500 | $615 | H4461 048 0 | |
| Humana Community | $0 | $2,500 | $615 | H4623 002 0 | |
| Humana Gold Plus H0028-016 | $18 | $7,550 | $615 | H0028 016 0 | |
| Humana Gold Plus H4623-001 | $0 | $3,125 | $400 | H4623 001 0 | |
| Wellcare Simple | $0 | $6,000 | $615 | H1664 001 0 |
- What is the average monthly premium for HMO-POS plans?
- On average, HMO-POS plans in Stone cost $4.50 per month.
- Which HMO-POS plan is most popular in Stone?
- The leading HMO-POS in Stone is Aetna Medicare Select (HMO-POS), with 260 members.
- How many HMO-POS plans in Stone do not include drug coverage?
- There are 2 HMO-POS plans in Stone without Part D benefits.
Medicare Advantage PFFS Plans
Private Fee-for-Service (PFFS) plans let members visit any Medicare-approved provider that accepts the plan’s payment rules and terms. This structure gives you more flexibility in selecting doctors and hospitals, but it’s important to check provider acceptance before receiving care.
- Total PFFS Plans 2
- Average Premium $18.50/mo
- Beneficiaries Enrolled 14
- $0 Premium PFFS 1
- Average MOOP $6,750
- Most Popular PFFS Humana Gold Choice H8145-006 (PFFS) with 14 enrollees
- PFFS Without Drug Coverage 1
| Plan Name | Rating* | Premium | MOOP | Rx Ded. | Plan-ID |
|---|---|---|---|---|---|
| Humana Gold Choice H8145-006 | $37 | $6,800 | $615 | H8145 006 0 | |
| Humana Gold Choice H8145-126 | $0 | $6,700 | N/A | H8145 126 0 |
What is the total number of PFFS plans in Stone?
There are 2 PFFS plans in 2026, covering 14 beneficiaries.
How much do PFFS plans cost on average in Stone?
The average PFFS premium is $18.50, with 1 costing $0.
What is the top PFFS plan in Stone?
Humana Gold Choice H8145-006 (PFFS) is the most popular PFFS plan in Stone, with 14 enrollees.
What is the number of PFFS plans without Part D coverage in Stone?
1 PFFS plans in Stone do not include prescription drug coverage.
The table below shows the quality ratings for Medicare Advantage plans offered in Stone County, MO for 2026.
| Rating Category | Number of Plans | Percent of Plans |
|---|---|---|
| 5 Stars | No 5-star plans available. | 0% |
| 4 Stars (includes 5 Stars) | 16 | 47% |
| 3 Stars | 16 | 47% |
| Below 3 Stars | 2 | 6% |
| Not Rated | 2 | 6% |
| Average Rating | 3.66 | |
Medicare Advantage comes with strict enrollment windows. By knowing when and how to sign up, you’ll avoid missed deadlines and keep your healthcare coverage aligned with your needs.
Understanding Enrollment Windows
- Initial Enrollment Period (IEP): Beginning three months before you turn 65 and lasting until three months after, this is the initial chance to join Medicare. You may also select a Medicare Advantage plan if it fits your needs. Learn more
- Medicare Advantage Open Enrollment Period (MA OEP): Running from January 1 to March 31 each year, this period allows one change to your current Medicare Advantage coverage or a move back to Original Medicare. Learn more
- Annual Enrollment Period (AEP): This yearly window, running October 15 to December 7, gives you the opportunity to join, switch, or drop Medicare Advantage and Part D plans. Learn more
- Special Enrollment Periods (SEPs): Certain qualifying events, such as a change in residence or loss of existing coverage, may allow you to enroll in or change Medicare Advantage plans outside of the usual enrollment windows. Learn more
Enrollment Options Explained
- Talk with a Licensed Agent: Licensed agents at HealthCompare can explain your Medicare Advantage choices. Reach them at 1-833-748-3201 (TTY 711), Monday–Friday 5am–6pm and Saturday 6am–5pm PST.
- Contact the Plan Provider Directly: Enrollment can also be completed by calling the plan provider’s customer service line or visiting their official website.
- Use Medicare.gov: The official Medicare website, Medicare.gov, lets you review available plans and complete enrollment online.
The MA and MAPD plans on this page are available to people on Medicare enrolled in both Medicare Part A and Part B living in Blue Eye, Cape Fair, Crane, Galena, Lampe, Kimberling City, Reeds Spring, and all other areas of Stone County, Missouri.
Plans Offered for Enrollment through Medicare.org
Medicare Advantage and Part D plans and benefits offered by the following carriers: Medicare Advantage and Part D plans and benefits offered by the following carriers: Aetna Medicare, Anthem Blue Cross and Blue Shield, Aspire Health Plan, Baylor Scott & White Health Plan, Capital Blue Cross, Dean Health Plan, Devoted Health, Florida Blue Medicare, Freedom Health, GlobalHealth, Health Care Service Corporation, HealthSpring℠, HealthSun, Healthy Blue, Humana, Molina Healthcare, Mutual of Omaha, Medica Central Health Plan, Optimum HealthCare, Premera Blue Cross, SCAN Health Plan, Simply, UnitedHealthcare(R), Wellcare, WellPoint
- CMS.gov, Landscape Source Files — Last accessed September 26, 2025
- CMS.gov, Medicare Part C & D Performance — Last accessed October 10, 2025
- CMS.gov, Plan Benefits Package — Last accessed October 13, 2025
- CMS.gov, Medicare Advantage/Part D Contract and Enrollment Data — Last accessed May 2, 2026
Some facts and percentages shown on this page (such as average premiums, distribution of plan types, and percentage of $0 premium plans) are calculated by Medicare.org using data from the CMS Landscape file, Plan Benefits Package (PBP) files and Part C & D Performance files. All underlying values originate from CMS, and calculations are refreshed whenever CMS issues updated data. Enrollment counts and rankings (such as Top 3 plans by enrollment) are derived from CMS monthly enrollment files and aggregated at the county level.
Medicare.org separates Medicare Advantage (MA/MAPD) plans and Special Needs Plans (SNPs) into different pages for clarity. As a result, plan counts, percentages, and other calculations shown here may differ from the aggregate totals published in the CMS Landscape files. All plan availability and benefit details originate from CMS.
Learn more about how we use CMS data.
- Medicare.gov, "Understanding Medicare Advantage Plans" — Last accessed 25 May, 2025
- Medicare.gov, "Explore your Medicare coverage options" — Last accessed 25 May, 2025
- NCOA.org, "5 Steps to Choosing the Right Medicare Plan for You" — Last accessed 25 May, 2025
Some facts and percentages shown on this page (such as average premiums, distribution of plan types, and percentage of $0 premium plans) are calculated by Medicare.org using data from the CMS Plan Benefits Package (PBP) files and Part C & D Performance files. All underlying values originate from CMS, and calculations are refreshed whenever CMS issues updated data.
To explore how 2026 Medicare Advantage plans available in Stone County compare with plans offered elsewhere, you can search the Medicare Advantage plan directory to review options nationwide using the same authoritative data sources.
Medicare.org is owned and operated by Health Network Group, LLC, an Allstate company. Medicare.org provides information only and is not connected with or endorsed by the U.S. Government or the federal Medicare program.
Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard.
Page content independently curated and maintained by David W. Bynon, Medicare Technical Operator, using a standardized, data-driven methodology designed for accurate, non-commercial Medicare plan interpretation and resolution.