Medicare Advantage Plans in Hudson County, NJ:
Your Complete 2027 Guide
For 2027, residents of Hudson County, NJ can choose from 33 Medicare Advantage plan options. Of these, 20 cost nothing beyond the Part B premium. Enrollment in the County stands at approximately 28,179, with 73% of plans achieving 4 stars or better. This page and its statistics exclude Special Needs Plans (SNPs). See Medicare Special Needs Plans available in Hudson County, NJ. To understand how Medicare Advantage fits with your other coverage choices, explore all Medicare coverage options in Hudson County.
Last update: . Enrollment data last updated: October 5, 2026
* CMS rates Medicare Advantage plans annually using a 5-star system. Data sources
Medicare Advantage PPO Plans
Preferred Provider Organization (PPO) plans allow members to choose care from both in-network and out-of-network providers. While using out-of-network doctors or hospitals usually means higher costs, PPOs may appeal to people who want more flexibility in how they access their healthcare.
- Total PPO Plans
- 19
- Average Premium
- $26.19/mo
- Beneficiaries Enrolled
- 22,648
- $0 Premium PPOs
- 12
- Average MOOP
- $9,047
- Most Popular PPO
- Clover Health Choice (PPO) with 7,523 enrollees
- PPOs Without Drug Coverage
- 4
What is the average monthly premium for PPO plans in Hudson?
On average, PPO plans in Hudson cost $26.19 per month.
Which PPO plan has the highest enrollment in Hudson?
The most popular PPO in Hudson is Clover Health Choice (PPO), covering 7,523 beneficiaries.
How many PPO plans in Hudson do not include prescription drug coverage?
4 PPO plans available in Hudson do not include Part D benefits.
Medicare Advantage HMO Plans
Health Maintenance Organization (HMO) plans generally require members to use doctors, hospitals, and other providers within the plan’s network, except in emergencies. Because of this structure, HMOs often come with lower premiums and out-of-pocket costs compared with other plan types.
- Total HMO Plans 7
- Average Premium $24.33/mo
- Beneficiaries Enrolled 1,469
- $0 Premium HMOs 4
- Average MOOP $8,393
- Most Popular HMO Clover Health Classic (HMO) with 531 enrollees
- HMOs Without Drug Coverage 1
| Plan Name | Rating* | Premium | MOOP | Rx Ded. | Plan-ID |
|---|---|---|---|---|---|
| Clover Health Classic | $0 | $6,000 | $0 | H8010 002 0 | |
| Clover Health Value | $36 | $4,500 | $200 | H8010 003 0 | |
| Aetna Medicare Eagle Giveback | $0 | $9,850 | N/A | H3152 045 0 | |
| Aetna Medicare Elite | $25 | $9,850 | $700 | H3152 098 0 | |
| Aetna Medicare Signature | $109 | $9,850 | $700 | H3152 048 0 | |
| Humana Gold Plus H6622-100 | $0 | $8,850 | $325 | H6622 100 1 | |
| Wellpoint Extra Help | $0 | $9,850 | $0 | H3240 026 0 |
What is the top HMO by enrollment in Hudson?
Clover Health Classic (HMO) is the most popular HMO plan in Hudson, with 531 enrollees.
What is the number of HMO plans without Part D coverage in Hudson?
1 HMO plans in Hudson do not include prescription drug coverage.
Medicare Advantage HMO-POS Plans
HMO-POS plans are structured like HMOs, requiring in-network care for the lowest costs, but they also permit some use of out-of-network doctors and hospitals. Those services are generally more expensive, but the added access can be valuable for people who don’t want to be fully limited to a single network.
- Total HMO-POS Plans
- 7
- Average Premium
- $32.71/mo
- Beneficiaries Enrolled
- 4,062
- $0 Premium HMO-POS
- 4
- Average MOOP
- $7,714
- Most Popular HMO-POS
- AARP Medicare Advantage Essentials from UHC NJ-1 (HMO-POS) with 1,867 enrollees
- HMO-POS Without Drug Coverage
- 1
| Plan Name | Rating* | Premium | MOOP | Rx Ded. | Plan-ID |
|---|---|---|---|---|---|
| AARP Medicare Advantage Essentials from UHC NJ-1 | $0 | $7,150 | $685 | H0755 038 0 | |
| AARP Medicare Advantage Extras from UHC NJ-7 | $0 | $7,150 | $685 | H0755 046 0 | |
| AARP Medicare Advantage from UHC NJ-0002 | $79 | $7,150 | $595 | H0755 044 0 | |
| AARP Medicare Advantage from UHC NJ-0003 | $115 | $6,900 | $595 | H0755 045 0 | |
| AARP Medicare Advantage Patriot No Rx NJ-MA01 | $0 | $7,150 | N/A | H0755 037 0 | |
| Wellcare Assist | $0 | $9,250 | $700 | H0913 015 0 | |
| Wellcare Low Premium | $35 | $9,250 | $700 | H0913 002 0 |
What is the typical premium for HMO-POS plans in Hudson?
On average, HMO-POS plans in Hudson cost $32.71 per month.
Which HMO-POS plan has the most members in Hudson?
The leading HMO-POS in Hudson is AARP Medicare Advantage Essentials from UHC NJ-1 (HMO-POS), with 1,867 members.
How many HMO-POS options are offered without prescription drug coverage in Hudson?
There are 1 HMO-POS plans in Hudson without Part D benefits.
The table below shows the quality ratings for Medicare Advantage plans offered in Hudson County, NJ for 2027.
| Rating Category | Number of Plans | Percent of Plans |
|---|---|---|
| 5 Stars | 4 | 13% |
| 4 Stars (includes 5 Stars) | 22 | 73% |
| 3 Stars | 8 | 27% |
| Below 3 Stars | 0 | 0% |
| Not Rated | 3 | 9% |
| Average Rating | 4.02 | |
Medicare Advantage comes with strict enrollment windows. By knowing when and how to sign up, you’ll avoid missed deadlines and keep your healthcare coverage aligned with your needs.
Key Medicare Enrollment Periods
- Initial Enrollment Period (IEP): This seven-month window starts three months before the month you turn 65 and ends three months after. It’s the first time you can sign up for Medicare and, if you choose, a Medicare Advantage plan. Learn more
- Medicare Advantage Open Enrollment Period (MA OEP): Each year from January 1 through March 31, you may change to another Medicare Advantage plan or drop your plan and return to Original Medicare. Learn more
- Annual Enrollment Period (AEP): This yearly window, running October 15 to December 7, gives you the opportunity to join, switch, or drop Medicare Advantage and Part D plans. Learn more
- Special Enrollment Periods (SEPs): Certain qualifying events, such as a change in residence or loss of existing coverage, may allow you to enroll in or change Medicare Advantage plans outside of the usual enrollment windows. Learn more
Enrollment Options Explained
- Talk with a Licensed Agent: Licensed agents at HealthCompare can explain your Medicare Advantage choices. Reach them at 1-833-748-3201 (TTY 711), Mon-Fri 8AM-10PM, Sat 9AM-8PM EST.
- Contact the Plan Provider Directly: You may enroll through a plan provider’s website or speak with their customer support staff to complete your application.
- Use Medicare.gov: Visit Medicare.gov to shop for plans, review benefits, and submit your enrollment electronically.
The MA and MAPD plans on this page are available to people on Medicare enrolled in both Medicare Part A and Part B living in Bayonne, Harrison, Hoboken, Kearny, North Bergen, Weehawken, Union City, West New York, Secaucus, Jersey City, and all other areas of Hudson County, New Jersey. For a broader view of coverage choices across the state, see Medicare plan options in New Jersey.
Plans Offered through Medicare.org
Medicare Advantage and Part D plans and benefits offered by the following carriers: Aetna Medicare, Anthem Blue Cross and Blue Shield, Aspire Health Plan, Baylor Scott & White Health Plan, Dean Health Plan, Devoted Health, Florida Blue Medicare, Freedom Health, Health Care Service Corporation, HealthSpring℠, HealthSun, Healthy Blue, Humana, Molina Healthcare, Mutual of Omaha, Medica Central Health Plan, Optimum HealthCare, Premera Blue Cross, SCAN Health Plan, Simply, UnitedHealthcare®, Wellcare, WellPoint
- CMS.gov, Landscape Source Files — Version: CY2027 Landscape (202609.1)
- CMS.gov, Medicare Part C & D Performance — Version: 2027 Star Ratings Data Tables
- CMS.gov, Plan Benefits Package — Version: PBP Benefits-2027
- CMS.gov, Medicare Advantage/Part D Contract and Enrollment Data — Version: 2026-09
Some facts and percentages shown on this page (such as average premiums, distribution of plan types, and percentage of $0 premium plans) are calculated by Medicare.org using data from the CMS Landscape file, Plan Benefits Package (PBP) files and Part C & D Performance files. All underlying values originate from CMS, and calculations are refreshed whenever CMS issues updated data. Enrollment counts and rankings (such as Top 3 plans by enrollment) are derived from CMS monthly enrollment files and aggregated at the county level.
Medicare.org separates Medicare Advantage (MA/MAPD) plans and Special Needs Plans (SNPs) into different pages for clarity. As a result, plan counts, percentages, and other calculations shown here may differ from the aggregate totals published in the CMS Landscape files. All plan availability and benefit details originate from CMS.
Learn more about how we use CMS data.
- Medicare.gov, "Understanding Medicare Advantage Plans" — Last accessed 25 May, 2025
- Medicare.gov, "Compare Original Medicare & Medicare Advantage" — Last accessed 25 May, 2025
- NCOA.org, "5 Steps to Choosing the Right Medicare Plan for You" — Last accessed 25 May, 2025
Some facts and percentages shown on this page (such as average premiums, distribution of plan types, and percentage of $0 premium plans) are calculated by Medicare.org using data from the CMS Plan Benefits Package (PBP) files and Part C & D Performance files. All underlying values originate from CMS, and calculations are refreshed whenever CMS issues updated data.
To explore how 2027 Medicare Advantage plans available in Hudson County compare with plans offered elsewhere, you can search the Medicare Advantage plan directory to review options nationwide using the same authoritative data sources.
Medicare.org is owned and operated by Health Network Group, LLC, an Allstate company. Medicare.org provides information only and is not connected with or endorsed by the U.S. Government or the federal Medicare program.
Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard.
Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate Medicare coverage interpretation and resolution.