Medicare Advantage Plans in Erie County, NY:
Your Complete 2027 Guide
For 2027, residents of Erie County, NY can choose from 36 Medicare Advantage plan options. Of these, 19 cost nothing beyond the Part B premium. Enrollment in the County stands at approximately 81,431, with 58% of plans achieving 4 stars or better. This page and its statistics exclude Special Needs Plans (SNPs). See Medicare Special Needs Plans available in Erie County, NY. To understand how Medicare Advantage fits with your other coverage choices, explore all Medicare coverage options in Erie County.
Last update: . Enrollment data last updated: October 5, 2026
* CMS rates Medicare Advantage plans annually using a 5-star system. Data sources
Medicare Advantage PPO Plans
Preferred Provider Organization (PPO) plans allow members to choose care from both in-network and out-of-network providers. While using out-of-network doctors or hospitals usually means higher costs, PPOs may appeal to people who want more flexibility in how they access their healthcare.
- Total PPO Plans
- 12
- Average Premium
- $21.75/mo
- Beneficiaries Enrolled
- 19,923
- $0 Premium PPOs
- 7
- Average MOOP
- $9,050
- Most Popular PPO
- Aetna Medicare Enhanced (PPO) with 11,611 enrollees
- PPOs Without Drug Coverage
- 3
| PPO Plan Name | Rating* | Premium | MOOP | Rx Ded. | Plan-ID |
|---|---|---|---|---|---|
| Freedom Valor | $0 | $6,700 | N/A | H5526 023 0 | |
| Independent Health's Medicare Passport Connect | $81 | $9,850 | $700 | H3344 013 0 | |
| Aetna Medicare Eagle Giveback | $0 | $9,850 | N/A | H5521 323 0 | |
| Aetna Medicare Elite | $35 | $9,850 | $700 | H5521 738 0 | |
| Aetna Medicare Enhanced | $41 | $9,850 | $700 | H5521 381 0 | |
| Aetna Medicare Signature | $0 | $9,850 | $400 | H5521 215 0 | |
| AARP Medicare Advantage from UHC NY-0019 | $39 | $8,900 | $685 | H3418 008 0 | |
| Humana USAA Honor Giveback | $0 | $4,950 | N/A | H5970 016 0 | |
| HumanaChoice H5970-029 | $65 | $9,250 | $700 | H5970 029 0 | |
| Wellcare Assist Open | $0 | $9,850 | $700 | H2775 113 0 | |
| Wellcare Giveback Open | $0 | $9,850 | $700 | H2775 111 0 | |
| Wellcare Simple Open | $0 | $9,850 | $700 | H2775 106 0 |
What is the average monthly premium for PPO plans in Erie?
On average, PPO plans in Erie cost $21.75 per month.
Which PPO plan has the highest enrollment in Erie?
The most popular PPO in Erie is Aetna Medicare Enhanced (PPO), covering 11,611 beneficiaries.
How many PPO plans in Erie do not include prescription drug coverage?
3 PPO plans available in Erie do not include Part D benefits.
Medicare Advantage HMO Plans
Health Maintenance Organization (HMO) plans generally require members to use doctors, hospitals, and other providers within the plan’s network, except in emergencies. Because of this structure, HMOs often come with lower premiums and out-of-pocket costs compared with other plan types.
- Total HMO Plans 11
- Average Premium $93.09/mo
- Beneficiaries Enrolled 41,633
- $0 Premium HMOs 4
- Average MOOP $7,795
- Most Popular HMO Univera SeniorChoice Basic (HMO) with 17,930 enrollees
- HMOs Without Drug Coverage 2
| Plan Name | Rating* | Premium | MOOP | Rx Ded. | Plan-ID |
|---|---|---|---|---|---|
| Independent Health's Encompass 65 | $0 | $6,750 | N/A | H3362 016 0 | |
| Independent Health's Encompass 65 RED 042 | $49 | $9,850 | $550 | H3362 042 0 | |
| Independent Health's Encompass 65 RED 044 | $110 | $8,000 | $510 | H3362 044 0 | |
| Independent Health's Encompass 65 RED 045 | $286 | $7,000 | $375 | H3362 045 0 | |
| Community Blue Medicare HMO 651 | $118 | $6,700 | $700 | H3384 073 1 | |
| Community Blue Medicare HMO Distinct | $68 | $6,750 | $700 | H3384 070 1 | |
| Community Blue Medicare HMO Signature | $0 | $7,150 | $700 | H3384 069 1 | |
| Community Blue Medicare HMO Standard | $368 | $7,150 | $700 | H3384 072 0 | |
| Senior Blue 601 | $0 | $6,700 | N/A | H3384 022 0 | |
| Univera SeniorChoice Basic | $0 | $9,850 | $700 | H3351 017 0 | |
| VNS Health EasyCare | $25 | $9,850 | $650 | H5549 012 0 |
What is the top HMO by enrollment in Erie?
Univera SeniorChoice Basic (HMO) is the most popular HMO plan in Erie, with 17,930 enrollees.
What is the number of HMO plans without Part D coverage in Erie?
2 HMO plans in Erie do not include prescription drug coverage.
Medicare Advantage HMO-POS Plans
HMO-POS plans are structured like HMOs, requiring in-network care for the lowest costs, but they also permit some use of out-of-network doctors and hospitals. Those services are generally more expensive, but the added access can be valuable for people who don’t want to be fully limited to a single network.
- Total HMO-POS Plans
- 13
- Average Premium
- $59.03/mo
- Beneficiaries Enrolled
- 19,875
- $0 Premium HMO-POS
- 8
- Average MOOP
- $7,977
- Most Popular HMO-POS
- AARP Medicare Advantage from UHC NY-0007 (HMO-POS) with 9,057 enrollees
- HMO-POS Without Drug Coverage
- 4
| Plan Name | Rating* | Premium | MOOP | Rx Ded. | Plan-ID |
|---|---|---|---|---|---|
| Univera Medicare Freedom | $0 | $6,500 | N/A | H3351 001 0 | |
| Univera SeniorChoice Advanced | $75 | $7,500 | $300 | H3351 019 0 | |
| Univera SeniorChoice Secure | $105 | $6,000 | $250 | H3351 002 0 | |
| Univera SeniorChoice Value Plus | $93 | $6,700 | $295 | H3351 012 0 | |
| AARP Medicare Advantage from UHC NY-0007 | $0 | $9,300 | $685 | H3379 040 0 | |
| AARP Medicare Advantage Patriot No Rx NY-MA3 | $0 | $7,150 | N/A | H3379 060 0 | |
| MVP Medicare Preferred Gold with Part D | $277 | $6,800 | $400 | H3305 015 0 | |
| MVP Medicare Preferred Gold without Part D | $0 | $7,200 | N/A | H3305 007 0 | |
| MVP Medicare WellValue with Part D | $217 | $9,850 | $700 | H3305 039 0 | |
| Aetna Medicare Signature | $0 | $7,150 | $700 | H3312 065 0 | |
| Wellcare Fidelis Assist | $0 | $9,850 | $700 | H5599 002 0 | |
| Wellcare Fidelis Patriot Simple | $0 | $9,850 | N/A | H5599 010 0 | |
| Wellcare Fidelis Simple | $0 | $9,850 | $700 | H5599 004 0 |
What is the typical premium for HMO-POS plans in Erie?
On average, HMO-POS plans in Erie cost $59.03 per month.
Which HMO-POS plan has the most members in Erie?
The leading HMO-POS in Erie is AARP Medicare Advantage from UHC NY-0007 (HMO-POS), with 9,057 members.
How many HMO-POS options are offered without prescription drug coverage in Erie?
There are 4 HMO-POS plans in Erie without Part D benefits.
The table below shows the quality ratings for Medicare Advantage plans offered in Erie County, NY for 2027.
| Rating Category | Number of Plans | Percent of Plans |
|---|---|---|
| 5 Stars | No 5-star plans available. | 0% |
| 4 Stars (includes 5 Stars) | 21 | 58% |
| 3 Stars | 15 | 42% |
| Below 3 Stars | 0 | 0% |
| Not Rated | 0 | 0% |
| Average Rating | 3.74 | |
Medicare Advantage comes with strict enrollment windows. By knowing when and how to sign up, you’ll avoid missed deadlines and keep your healthcare coverage aligned with your needs.
Key Medicare Enrollment Periods
- Initial Enrollment Period (IEP): This seven-month window starts three months before the month you turn 65 and ends three months after. It’s the first time you can sign up for Medicare and, if you choose, a Medicare Advantage plan. Learn more
- Medicare Advantage Open Enrollment Period (MA OEP): Each year from January 1 through March 31, you may change to another Medicare Advantage plan or drop your plan and return to Original Medicare. Learn more
- Annual Enrollment Period (AEP): This yearly window, running October 15 to December 7, gives you the opportunity to join, switch, or drop Medicare Advantage and Part D plans. Learn more
- Special Enrollment Periods (SEPs): Certain qualifying events, such as a change in residence or loss of existing coverage, may allow you to enroll in or change Medicare Advantage plans outside of the usual enrollment windows. Learn more
Enrollment Options Explained
- Talk with a Licensed Agent: Licensed agents at HealthCompare can explain your Medicare Advantage choices. Reach them at 1-833-748-3201 (TTY 711), Mon-Fri 8AM-10PM, Sat 9AM-8PM EST.
- Contact the Plan Provider Directly: You may enroll through a plan provider’s website or speak with their customer support staff to complete your application.
- Use Medicare.gov: Visit Medicare.gov to shop for plans, review benefits, and submit your enrollment electronically.
The MA and MAPD plans on this page are available to people on Medicare enrolled in both Medicare Part A and Part B living in Akron, Alden, Angola, Boston, Chaffee, Clarence, Clarence Center, Colden, Collins, Depew, Derby, East Amherst, East Aurora, East Concord, Eden, Elma, Getzville, Grand Island, Hamburg, Holland, Lake View, Lancaster, Lawtons, Marilla, North Collins, Orchard Park, South Wales, Springville, Tonawanda, West Falls, Buffalo, and all other areas of Erie County, New York. For a broader view of coverage choices across the state, see Medicare plan options in New York.
Plans Offered through Medicare.org
Medicare Advantage and Part D plans and benefits offered by the following carriers: Aetna Medicare, Anthem Blue Cross and Blue Shield, Aspire Health Plan, Baylor Scott & White Health Plan, Dean Health Plan, Devoted Health, Florida Blue Medicare, Freedom Health, Health Care Service Corporation, HealthSpring℠, HealthSun, Healthy Blue, Humana, Molina Healthcare, Mutual of Omaha, Medica Central Health Plan, Optimum HealthCare, Premera Blue Cross, SCAN Health Plan, Simply, UnitedHealthcare®, Wellcare, WellPoint
- CMS.gov, Landscape Source Files — Version: CY2027 Landscape (202609.1)
- CMS.gov, Medicare Part C & D Performance — Version: 2027 Star Ratings Data Tables
- CMS.gov, Plan Benefits Package — Version: PBP Benefits-2027
- CMS.gov, Medicare Advantage/Part D Contract and Enrollment Data — Version: 2026-09
Some facts and percentages shown on this page (such as average premiums, distribution of plan types, and percentage of $0 premium plans) are calculated by Medicare.org using data from the CMS Landscape file, Plan Benefits Package (PBP) files and Part C & D Performance files. All underlying values originate from CMS, and calculations are refreshed whenever CMS issues updated data. Enrollment counts and rankings (such as Top 3 plans by enrollment) are derived from CMS monthly enrollment files and aggregated at the county level.
Medicare.org separates Medicare Advantage (MA/MAPD) plans and Special Needs Plans (SNPs) into different pages for clarity. As a result, plan counts, percentages, and other calculations shown here may differ from the aggregate totals published in the CMS Landscape files. All plan availability and benefit details originate from CMS.
Learn more about how we use CMS data.
- Medicare.gov, "Understanding Medicare Advantage Plans" — Last accessed 25 May, 2025
- Medicare.gov, "Compare Original Medicare & Medicare Advantage" — Last accessed 25 May, 2025
- NCOA.org, "5 Steps to Choosing the Right Medicare Plan for You" — Last accessed 25 May, 2025
Some facts and percentages shown on this page (such as average premiums, distribution of plan types, and percentage of $0 premium plans) are calculated by Medicare.org using data from the CMS Plan Benefits Package (PBP) files and Part C & D Performance files. All underlying values originate from CMS, and calculations are refreshed whenever CMS issues updated data.
To explore how 2027 Medicare Advantage plans available in Erie County compare with plans offered elsewhere, you can search the Medicare Advantage plan directory to review options nationwide using the same authoritative data sources.
Medicare.org is owned and operated by Health Network Group, LLC, an Allstate company. Medicare.org provides information only and is not connected with or endorsed by the U.S. Government or the federal Medicare program.
Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard.
Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate Medicare coverage interpretation and resolution.