Medicare Advantage Plans in Onondaga County, NY:
Your Complete 2026 Guide
In Onondaga County, NY, Medicare beneficiaries have 33 Medicare Advantage plans to consider for 2026. Among them, 21 are offered at a $0 premium. About 38,064 people in the County are currently enrolled, and 17% of plans are rated 4 stars or higher. Special Needs Plans are not included in the figures shown above. Explore SNP options for Onondaga County, NY here.
Page last revised:
Enrollment data refreshed: May 2, 2026
* Each year CMS evaluates Medicare Advantage plans on a 5-star scale. Data sources
Medicare Advantage PPO Plans
PPO, or Preferred Provider Organization, plans give Medicare beneficiaries the ability to see a wide range of providers. These plans cover in-network care at the lowest cost but also include the option to use out-of-network providers for a higher fee, offering added choice compared with other plan types.
| Health Plan Name | CMS Rating* | Premium Per Mo | MOOP | PDP Ded. | CMS Plan ID |
|---|---|---|---|---|---|
| Aetna Medicare Eagle Giveback | $0 | $9,250 | N/A | H5521 323 0 | |
| Aetna Medicare Premier | $50 | $8,900 | $615 | H5521 340 0 | |
| Aetna Medicare Signature | $0 | $9,250 | $615 | H5521 077 0 | |
| Medicare BlueActive | $0 | $8,900 | $615 | H3335 055 0 | |
| Medicare BlueClassic | $53 | $8,500 | $300 | H3335 038 0 | |
| Medicare BlueEnhanced | $101 | $7,500 | $275 | H3335 015 0 | |
| Medicare BlueEssential | $0 | $8,900 | $615 | H3335 053 0 | |
| Medicare BlueSalute | $0 | $4,500 | N/A | H3335 043 0 | |
| MVP Medicare Complete Wellness with Part D | $15 | $9,250 | $615 | H9615 024 0 | |
| Humana USAA Honor Giveback | $0 | $4,950 | N/A | H5970 016 0 | |
| HumanaChoice Giveback H5970-030 | $0 | $9,250 | $615 | H5970 030 0 | |
| HumanaChoice H5970-029 | $32 | $9,250 | $615 | H5970 029 0 | |
| Wellcare Assist Open | $59 | $9,250 | $530 | H2775 113 0 | |
| Wellcare Giveback Open | $0 | $9,250 | $615 | H2775 111 0 | |
| Wellcare Simple Open | $0 | $9,250 | $615 | H2775 106 0 |
What is the total number of PPO plans offered in Onondaga?
Onondaga County has 15 PPO plans for 2026, with enrollment of 26,303.
How much do PPO plans cost on average in Onondaga?
The mean monthly PPO premium in Onondaga is $20.69, and 9 plans have no premium.
Medicare Advantage HMO Plans
With an HMO, you’ll typically get care from providers and facilities in the plan’s network. In exchange for this limitation, HMO plans usually feature lower monthly premiums and reduced cost-sharing, which can help enrollees better manage their healthcare expenses.
- Total HMO Plans
- 5
- Average Premium
- $5.00/mo
- Beneficiaries Enrolled
- 3,026
- $0 Premium HMOs
- 4
- Average MOOP
- $7,850
- Most Popular HMO
- Aetna Medicare Signature (HMO) with 2,428 enrollees
- HMOs Without Drug Coverage
- 1
| Health Plan Name | CMS Rating* | Premium Per Mo | MOOP | PDP Ded. | CMS Plan ID |
|---|---|---|---|---|---|
| VNS Health EasyCare | $25 | $9,250 | $500 | H5549 012 0 | |
| Aetna Medicare Signature | $0 | $9,250 | $615 | H3312 048 0 | |
| Trinity Health Plan New York Cash Back | $0 | $8,500 | $275 | H9827 004 0 | |
| Trinity Health Plan New York Glory No RX | $0 | $5,500 | N/A | H9827 003 0 | |
| Trinity Health Plan New York No Premium | $0 | $6,750 | $125 | H9827 001 0 |
- What is the average monthly premium for HMO plans?
- On average, HMO plans in Onondaga cost $5.00 per month.
- Which HMO plan is most popular in Onondaga?
- The leading HMO in Onondaga is Aetna Medicare Signature (HMO), with 2,428 members.
- How many HMO plans in Onondaga do not include drug coverage?
- There are 1 HMO plans available in Onondaga without Part D benefits.
Medicare Advantage HMO-POS Plans
HMO Point-of-Service (HMO-POS) plans blend elements of HMO and PPO coverage. You can see providers outside the network, but out-of-network services typically cost more. This type of plan may appeal to people who like the lower costs of an HMO but also want occasional flexibility to go out of network.
- Total HMO-POS Plans 9
- Average Premium $20.28/mo
- Beneficiaries Enrolled 8,587
- $0 Premium HMO-POS 6
- Average MOOP $7,944
- Most Popular HMO-POS AARP Medicare Advantage from UHC NY-0006 (HMO-POS) with 7,267 enrollees
- HMO-POS Without Drug Coverage 4
| Health Plan Name | CMS Rating* | Premium Per Mo | MOOP | PDP Ded. | CMS Plan ID |
|---|---|---|---|---|---|
| MVP Medicare Preferred Gold without Part D | $0 | $7,200 | N/A | H3305 020 0 | |
| MVP Medicare Secure Plus with Part D | $116 | $6,000 | $400 | H3305 022 0 | |
| AARP Medicare Advantage from UHC NY-0006 | $34 | $7,900 | $520 | H3379 039 0 | |
| AARP Medicare Advantage Patriot No Rx NY-MA3 | $0 | $6,700 | N/A | H3379 060 0 | |
| Wellcare Fidelis Assist | $33 | $9,250 | $615 | H5599 002 0 | |
| Wellcare Fidelis Patriot Simple | $0 | $9,250 | N/A | H5599 010 0 | |
| Wellcare Fidelis Simple | $0 | $9,250 | $615 | H5599 004 0 | |
| Wellcare Patriot Simple | $0 | $6,700 | N/A | H4868 003 0 | |
| Wellcare Simple | $0 | $9,250 | $615 | H4868 019 0 |
What is the total number of HMO-POS plans in Onondaga?
There are 9 HMO-POS plans in 2026, covering 8,587 beneficiaries.
How much do HMO-POS plans cost on average in Onondaga?
The average HMO-POS premium is $20.28, with 6 costing $0.
What is the leading HMO-POS plan in Onondaga?
AARP Medicare Advantage from UHC NY-0006 (HMO-POS) is the most popular HMO-POS plan in Onondaga, with 7,267 enrollees.
What is the number of HMO-POS plans without Part D coverage in Onondaga?
4 HMO-POS plans in Onondaga do not include drug coverage.
Medicare Advantage PFFS Plans
With a PFFS plan, you can see any Medicare-approved provider who agrees to the plan’s conditions and payment structure. These plans offer broader choice compared to network-based options, but coverage depends on provider participation, so always confirm acceptance in advance.
- Total PFFS Plans
- 4
- Average Premium
- $44.25/mo
- Beneficiaries Enrolled
- 148
- $0 Premium PFFS
- 2
- Average MOOP
- $4,450
- Most Popular PFFS
- Wellcare Advantage Simple (PFFS) with 85 enrollees
- PFFS Without Drug Coverage
- 2
| Health Plan Name | CMS Rating* | Premium Per Mo | MOOP | PDP Ded. | CMS Plan ID |
|---|---|---|---|---|---|
| Wellcare Advantage Enhanced | $0 | $4,300 | N/A | H2816 037 0 | |
| Wellcare Advantage Simple | $0 | $6,700 | N/A | H2816 038 0 | |
| Wellcare Premium Enhanced | $50 | $3,400 | $615 | H2816 019 0 | |
| Wellcare Premium Ultra | $127 | $3,400 | $615 | H2816 013 0 |
What is the average monthly premium for PFFS plans?
On average, PFFS plans in Onondaga cost $44.25 per month.
Which PFFS plan is most popular in Onondaga?
The leading PFFS plan in Onondaga is Wellcare Advantage Simple (PFFS), with 85 members.
How many PFFS plans in Onondaga do not include drug coverage?
There are 2 PFFS plans in Onondaga without Part D benefits.
The table below shows the quality ratings for Medicare Advantage plans offered in Onondaga County, NY for 2026.
| Rating Category | Number of Plans | Percent of Plans |
|---|---|---|
| 5 Stars | No 5-star plans available. | 0% |
| 4 Stars (includes 5 Stars) | 5 | 17% |
| 3 Stars | 25 | 83% |
| Below 3 Stars | 0 | 0% |
| Not Rated | 3 | 9% |
| Average Rating | 3.43 | |
In Onondaga County, Medicare Advantage enrollment follows specific timelines. Understanding these options—whether it’s your first time enrolling or switching plans—helps you choose coverage that matches your health and budget.
When You Can Sign Up
- Initial Enrollment Period (IEP): Lasting seven months around your 65th birthday, this period lets you enroll in Medicare for the first time. You may also choose a Medicare Advantage plan during this time. Learn more
- Medicare Advantage Open Enrollment Period (MA OEP): Between January 1 and March 31, people already enrolled in Medicare Advantage can make a one-time change—switch to another plan or return to Original Medicare. Learn more
- Annual Enrollment Period (AEP): Each fall, from October 15 to December 7, Medicare beneficiaries can review their coverage and make changes for the next plan year. Learn more
- Special Enrollment Periods (SEPs): Life events like moving to a new service area, losing other health coverage, or becoming eligible for assistance may open a Special Enrollment Period to adjust your Medicare coverage. Learn more
Ways to Enroll in Medicare Advantage
- Consult a Licensed Agent: Call a licensed insurance agent at HealthCompare 1-833-748-3201 (TTY 711), available Monday through Friday 5am–6pm and Saturday 6am–5pm PST, for help reviewing your Medicare options.
- Contact the Plan Provider Directly: Start enrollment by reaching out to the plan provider through their website or by phone with their member services team.
- Use Medicare.gov: At Medicare.gov, you can compare Medicare Advantage plans side by side and enroll securely online.
The MA and MAPD plans on this page are available to people on Medicare enrolled in both Medicare Part A and Part B living in Baldwinsville, Brewerton, Bridgeport, Camillus, Cicero, Clay, East Syracuse, Elbridge, Fabius, Fayetteville, Jamesville, Jordan, Kirkville, La Fayette, Liverpool, Manlius, Marcellus, Marietta, Memphis, Minoa, Nedrow, Skaneateles, Tully, Warners, Syracuse, and all other areas of Onondaga County, New York.
Plans Offered for Enrollment through Medicare.org
Medicare Advantage and Part D plans and benefits offered by the following carriers: Medicare Advantage and Part D plans and benefits offered by the following carriers: Aetna Medicare, Anthem Blue Cross and Blue Shield, Aspire Health Plan, Baylor Scott & White Health Plan, Capital Blue Cross, Dean Health Plan, Devoted Health, Florida Blue Medicare, Freedom Health, GlobalHealth, Health Care Service Corporation, HealthSpring℠, HealthSun, Healthy Blue, Humana, Molina Healthcare, Mutual of Omaha, Medica Central Health Plan, Optimum HealthCare, Premera Blue Cross, SCAN Health Plan, Simply, UnitedHealthcare(R), Wellcare, WellPoint
- CMS.gov, Landscape Source Files — Last accessed September 26, 2025
- CMS.gov, Medicare Part C & D Performance — Last accessed October 10, 2025
- CMS.gov, Plan Benefits Package — Last accessed October 13, 2025
- CMS.gov, Medicare Advantage/Part D Contract and Enrollment Data — Last accessed May 2, 2026
Some facts and percentages shown on this page (such as average premiums, distribution of plan types, and percentage of $0 premium plans) are calculated by Medicare.org using data from the CMS Landscape file, Plan Benefits Package (PBP) files and Part C & D Performance files. All underlying values originate from CMS, and calculations are refreshed whenever CMS issues updated data. Enrollment counts and rankings (such as Top 3 plans by enrollment) are derived from CMS monthly enrollment files and aggregated at the county level.
Medicare.org separates Medicare Advantage (MA/MAPD) plans and Special Needs Plans (SNPs) into different pages for clarity. As a result, plan counts, percentages, and other calculations shown here may differ from the aggregate totals published in the CMS Landscape files. All plan availability and benefit details originate from CMS.
Learn more about how we use CMS data.
- Medicare.gov, "Compare types of Medicare Advantage Plans" — Last accessed 25 May, 2025
- Medicare.gov, "Your coverage options" — Last accessed 25 May, 2025
- AARP.org, "The Big Choice: Original Medicare vs. Medicare Advantage" — Last accessed 25 May, 2025
Some facts and percentages shown on this page (such as average premiums, distribution of plan types, and percentage of $0 premium plans) are calculated by Medicare.org using data from the CMS Plan Benefits Package (PBP) files and Part C & D Performance files. All underlying values originate from CMS, and calculations are refreshed whenever CMS issues updated data.
To explore how 2026 Medicare Advantage plans available in Onondaga County compare with plans offered elsewhere, you can search the Medicare Advantage plan directory to review options nationwide using the same authoritative data sources.
Medicare.org is owned and operated by Health Network Group, LLC, an Allstate company. Medicare.org provides information only and is not connected with or endorsed by the U.S. Government or the federal Medicare program.
Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard.
Page content independently curated and maintained by David W. Bynon, Medicare Technical Operator, using a standardized, data-driven methodology designed for accurate, non-commercial Medicare plan interpretation and resolution.