Medicare Advantage Plans in Dare County, NC:
Your Complete 2027 Guide
In Dare County, NC, Medicare beneficiaries have 20 Medicare Advantage plans to consider for 2027. Among them, 14 are offered at a $0 premium. About 1,218 people in the County are currently enrolled, and 80% of plans are rated 4 stars or higher. Special Needs Plans are not included in the figures shown above. Explore SNP options for Dare County, NC here. For a broader view beyond Medicare Advantage, see all Medicare coverage options in Dare County.
Page last revised:
Enrollment data refreshed: October 5, 2026
* Each year CMS evaluates Medicare Advantage plans on a 5-star scale. Data sources
Medicare Advantage PPO Plans
PPO, or Preferred Provider Organization, plans give Medicare beneficiaries the ability to see a wide range of providers. These plans cover in-network care at the lowest cost but also include the option to use out-of-network providers for a higher fee, offering added choice compared with other plan types.
| Health Plan Name | CMS Rating* | Premium Per Mo | MOOP | PDP Ded. | CMS Plan ID |
|---|---|---|---|---|---|
| AARP Medicare Advantage from UHC NC-0001 | $0 | $7,150 | $685 | H2001 090 0 | |
| AARP Medicare Advantage from UHC NC-0004 | $34 | $6,900 | $685 | H2001 102 0 | |
| AARP Medicare Advantage Patriot No Rx NC-MA01 | $0 | $8,900 | N/A | H2001 103 0 | |
| Blue Medicare Freedom+ | $0 | $9,850 | N/A | H3404 004 0 | |
| AARP Medicare Advantage from UHC NC-0019 | $31 | $7,150 | $685 | H2406 115 0 | |
| Aetna Medicare Eagle | $0 | $7,150 | N/A | H5521 241 0 | |
| Aetna Medicare Signature Giveback | $0 | $7,500 | $700 | H5521 348 0 | |
| Humana USAA Honor Giveback | $0 | $9,850 | N/A | H5525 065 0 | |
| HumanaChoice H5525-049 | $52 | $9,850 | $450 | H5525 049 0 | |
| HumanaChoice H5525-070 | $13 | $9,850 | $700 | H5525 070 0 | |
| Humana Full Access | $158 | $9,850 | $700 | R0110 005 0 | |
| Humana USAA Honor Giveback | $0 | $9,850 | N/A | R0110 006 0 | |
| HumanaChoice R0110-004 | $0 | $9,850 | N/A | R0110 004 0 |
What is the total number of PPO plans offered in Dare?
Dare County has 13 PPO plans for 2027, with enrollment of 553.
How much do PPO plans cost on average in Dare?
The mean monthly PPO premium in Dare is $22.18, and 8 plans have no premium.
Medicare Advantage HMO Plans
With an HMO, you’ll typically get care from providers and facilities in the plan’s network. In exchange for this limitation, HMO plans usually feature lower monthly premiums and reduced cost-sharing, which can help enrollees better manage their healthcare expenses.
- Total HMO Plans
- 2
- Average Premium
- $0.00/mo
- Beneficiaries Enrolled
- 45
- $0 Premium HMOs
- 2
- Average MOOP
- $7,675
- Most Popular HMO
- Blue Medicare Essential (HMO) with 45 enrollees
- HMOs Without Drug Coverage
- 0
| Health Plan Name | CMS Rating* | Premium Per Mo | MOOP | PDP Ded. | CMS Plan ID |
|---|---|---|---|---|---|
| Blue Medicare Essential | $0 | $9,850 | $700 | H3449 027 2 | |
| Aetna Medicare Value Plus | $0 | $5,500 | $400 | H3146 006 0 |
- What is the average monthly premium for HMO plans?
- On average, HMO plans in Dare cost $0.00 per month.
- Which HMO plan is most popular in Dare?
- The leading HMO in Dare is Blue Medicare Essential (HMO), with 45 members.
- How many HMO plans in Dare do not include drug coverage?
- There are 0 HMO plans available in Dare without Part D benefits.
Medicare Advantage HMO-POS Plans
HMO Point-of-Service (HMO-POS) plans blend elements of HMO and PPO coverage. You can see providers outside the network, but out-of-network services typically cost more. This type of plan may appeal to people who like the lower costs of an HMO but also want occasional flexibility to go out of network.
- Total HMO-POS Plans 5
- Average Premium $10.00/mo
- Beneficiaries Enrolled 620
- $0 Premium HMO-POS 4
- Average MOOP $6,480
- Most Popular HMO-POS Blue Medicare Essential Plus (HMO-POS) with 364 enrollees
- HMO-POS Without Drug Coverage 2
| Health Plan Name | CMS Rating* | Premium Per Mo | MOOP | PDP Ded. | CMS Plan ID |
|---|---|---|---|---|---|
| AARP Medicare Advantage from UHC NC-26 | $0 | $5,900 | $685 | H5253 187 0 | |
| AARP Medicare Advantage Patriot No Rx NC-MA02 | $0 | $9,300 | N/A | H5253 040 0 | |
| Blue Medicare Enhanced | $50 | $4,900 | $700 | H3449 024 2 | |
| Blue Medicare Essential Plus | $0 | $8,400 | $700 | H3449 023 4 | |
| Blue Medicare Medical Only | $0 | $3,900 | N/A | H3449 012 0 |
What is the total number of HMO-POS plans in Dare?
There are 5 HMO-POS plans in 2027, covering 620 beneficiaries.
How much do HMO-POS plans cost on average in Dare?
The average HMO-POS premium is $10.00, with 4 costing $0.
What is the leading HMO-POS plan in Dare?
Blue Medicare Essential Plus (HMO-POS) is the most popular HMO-POS plan in Dare, with 364 enrollees.
What is the number of HMO-POS plans without Part D coverage in Dare?
2 HMO-POS plans in Dare do not include drug coverage.
The table below shows the quality ratings for Medicare Advantage plans offered in Dare County, NC for 2027.
| Rating Category | Number of Plans | Percent of Plans |
|---|---|---|
| 5 Stars | No 5-star plans available. | 0% |
| 4 Stars (includes 5 Stars) | 16 | 80% |
| 3 Stars | 4 | 20% |
| Below 3 Stars | 0 | 0% |
| Not Rated | 0 | 0% |
| Average Rating | 4 | |
In Dare County, Medicare Advantage enrollment follows specific timelines. Understanding these options—whether it’s your first time enrolling or switching plans—helps you choose coverage that matches your health and budget.
When You Can Sign Up
- Initial Enrollment Period (IEP): Lasting seven months around your 65th birthday, this period lets you enroll in Medicare for the first time. You may also choose a Medicare Advantage plan during this time. Learn more
- Medicare Advantage Open Enrollment Period (MA OEP): Between January 1 and March 31, people already enrolled in Medicare Advantage can make a one-time change—switch to another plan or return to Original Medicare. Learn more
- Annual Enrollment Period (AEP): Each fall, from October 15 to December 7, Medicare beneficiaries can review their coverage and make changes for the next plan year. Learn more
- Special Enrollment Periods (SEPs): Life events like moving to a new service area, losing other health coverage, or becoming eligible for assistance may open a Special Enrollment Period to adjust your Medicare coverage. Learn more
Ways to Enroll in Medicare Advantage
- Consult a Licensed Agent: Call a licensed insurance agent at 1-833-748-3201 (TTY 711), available Mon-Fri 8AM-10PM, Sat 9AM-8PM EST, for help reviewing your Medicare options.
- Contact the Plan Provider Directly: Start enrollment by reaching out to the plan provider through their website or by phone with their member services team.
- Use Medicare.gov: At Medicare.gov, you can compare Medicare Advantage plans side by side and enroll securely online.
The MA and MAPD plans on this page are available to people on Medicare enrolled in both Medicare Part A and Part B living in Buxton, Frisco, Kill Devil Hills, Kitty Hawk, Manns Harbor, Manteo, Nags Head, Wanchese, and all other areas of Dare County, North Carolina. For a broader view of coverage choices across the state, see Medicare plan options in North Carolina.
Plans Offered through Medicare.org
Medicare Advantage and Part D plans and benefits offered by the following carriers: Aetna Medicare, Anthem Blue Cross and Blue Shield, Aspire Health Plan, Baylor Scott & White Health Plan, Dean Health Plan, Devoted Health, Florida Blue Medicare, Freedom Health, Health Care Service Corporation, HealthSpring℠, HealthSun, Healthy Blue, Humana, Molina Healthcare, Mutual of Omaha, Medica Central Health Plan, Optimum HealthCare, Premera Blue Cross, SCAN Health Plan, Simply, UnitedHealthcare®, Wellcare, WellPoint
- CMS.gov, Landscape Source Files — Version: CY2027 Landscape (202609.1)
- CMS.gov, Medicare Part C & D Performance — Version: 2027 Star Ratings Data Tables
- CMS.gov, Plan Benefits Package — Version: PBP Benefits-2027
- CMS.gov, Medicare Advantage/Part D Contract and Enrollment Data — Version: 2026-09
Some facts and percentages shown on this page (such as average premiums, distribution of plan types, and percentage of $0 premium plans) are calculated by Medicare.org using data from the CMS Landscape file, Plan Benefits Package (PBP) files and Part C & D Performance files. All underlying values originate from CMS, and calculations are refreshed whenever CMS issues updated data. Enrollment counts and rankings (such as Top 3 plans by enrollment) are derived from CMS monthly enrollment files and aggregated at the county level.
Medicare.org separates Medicare Advantage (MA/MAPD) plans and Special Needs Plans (SNPs) into different pages for clarity. As a result, plan counts, percentages, and other calculations shown here may differ from the aggregate totals published in the CMS Landscape files. All plan availability and benefit details originate from CMS.
Learn more about how we use CMS data.
- Medicare.gov, "Compare types of Medicare Advantage Plans" — Last accessed 25 May, 2025
- Medicare.gov, "Your coverage options" — Last accessed 25 May, 2025
- AARP.org, "The Big Choice: Original Medicare vs. Medicare Advantage" — Last accessed 25 May, 2025
Some facts and percentages shown on this page (such as average premiums, distribution of plan types, and percentage of $0 premium plans) are calculated by Medicare.org using data from the CMS Plan Benefits Package (PBP) files and Part C & D Performance files. All underlying values originate from CMS, and calculations are refreshed whenever CMS issues updated data.
To explore how 2027 Medicare Advantage plans available in Dare County compare with plans offered elsewhere, you can search the Medicare Advantage plan directory to review options nationwide using the same authoritative data sources.
Medicare.org is owned and operated by Health Network Group, LLC, an Allstate company. Medicare.org provides information only and is not connected with or endorsed by the U.S. Government or the federal Medicare program.
Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard.
Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate Medicare coverage interpretation and resolution.