Medicare Advantage Plans in Kleberg County, TX: 
Your Complete 2026 Guide
Kleberg County, TX offers 39 Medicare Advantage plans in 2026. This includes 29 with $0 monthly premiums. Currently, about 1,538 beneficiaries in the County are enrolled, and 26% of available plans have a 4-star rating or higher. Special Needs Plans are not included in the figures shown above. Explore SNP options for Kleberg County, TX here.
Page last revised: 
Enrollment data refreshed: October 13, 2025
* Each year CMS evaluates Medicare Advantage plans on a 5-star scale. Data sources
Medicare Advantage PPO Plans
Preferred Provider Organization (PPO) plans offer flexibility by allowing you to see both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs may appeal to people who want more choice in doctors and hospitals.
- Total PPO Plans 22
- Average Premium $15.59/mo
- Beneficiaries Enrolled 382
- $0 Premium PPOs 16
- Average MOOP $7,136
- Most Popular PPO HumanaChoice H5216-360 (PPO) with 96 enrollees
- PPOs Without Drug Coverage 7
What is the most popular PPO plan in Kleberg?
HumanaChoice H5216-360 (PPO) is the top PPO in Kleberg, with 96 enrollees.
What is the number of PPO plans without Part D coverage in Kleberg?
There are 7 PPO plans in Kleberg without prescription drug coverage.
Medicare Advantage HMO Plans
With an HMO, you’ll typically get care from providers and facilities in the plan’s network. In exchange for this limitation, HMO plans usually feature lower monthly premiums and reduced cost-sharing, which can help enrollees better manage their healthcare expenses.
- Total HMO Plans
- 11
- Average Premium
- $2.98/mo
- Beneficiaries Enrolled
- 317
- $0 Premium HMOs
- 8
- Average MOOP
- $3,859
- Most Popular HMO
- Humana Gold Plus H0028-029 (HMO) with 286 enrollees
- HMOs Without Drug Coverage
- 2
| Health Plan Name | CMS Rating* | Premium Per Mo | MOOP | PDP Ded. | 
|---|---|---|---|---|
| Humana Gold Plus H4461-053 | $14 | $3,400 | $615 | |
| Humana Gold Plus H4461-060 | $0 | $3,400 | $600 | |
| CHRISTUS Health Medicare Guardian | $0 | $4,900 | N/A | |
| CHRISTUS Health Medicare Plus | $0 | $4,000 | $250 | |
| Humana Gold Plus H0028-029 | $0 | $3,400 | $615 | |
| Humana Gold Plus H0028-070 | $14 | $3,400 | $615 | |
| Wellcare Assist | $5 | $3,700 | $615 | |
| Wellcare Patriot Simple | $0 | $3,400 | N/A | |
| Wellcare Simple | $0 | $3,450 | $615 | |
| Blue Cross Medicare Advantage Dental Value | $0 | $5,200 | $615 | |
| Blue Cross Medicare Advantage Secure | $0 | $4,200 | $450 | 
What is the typical premium for HMO plans in Kleberg?
On average, HMO plans in Kleberg cost $2.98 per month.
Which HMO plan do most beneficiaries choose in Kleberg?
The leading HMO in Kleberg is Humana Gold Plus H0028-029 (HMO), with 286 members.
How many HMO options are offered without prescription drug coverage in Kleberg?
There are 2 HMO plans available in Kleberg without Part D benefits.
Medicare Advantage HMO-POS Plans
HMO Point-of-Service (HMO-POS) plans blend elements of HMO and PPO coverage. You can see providers outside the network, but out-of-network services typically cost more. This type of plan may appeal to people who like the lower costs of an HMO but also want occasional flexibility to go out of network.
- Total HMO-POS Plans 4
- Average Premium $0.00/mo
- Beneficiaries Enrolled 839
- $0 Premium HMO-POS 4
- Average MOOP $5,800
- Most Popular HMO-POS AARP Medicare Advantage Essentials from UHC TX-11 (HMO-POS) with 776 enrollees
- HMO-POS Without Drug Coverage 1
| Health Plan Name | CMS Rating* | Premium Per Mo | MOOP | PDP Ded. | 
|---|---|---|---|---|
| AARP Medicare Advantage Essentials from UHC TX-11 | $0 | $3,700 | $355 | |
| AARP Medicare Advantage Extras from UHC TX-52 | $0 | $4,900 | $440 | |
| AARP Medicare Advantage Giveback from UHC TX-35 | $0 | $7,900 | $600 | |
| AARP Medicare Advantage Patriot No Rx TX-MA01 | $0 | $6,700 | N/A | 
What is the total number of HMO-POS plans in Kleberg?
In 2026, Kleberg has 4 HMO-POS plans, with 839 enrollees.
How much do HMO-POS plans cost on average in Kleberg?
The mean monthly HMO-POS premium is $0.00, and 4 have no premium.
Medicare Advantage PFFS Plans
With a PFFS plan, you can see any Medicare-approved provider who agrees to the plan’s conditions and payment structure. These plans offer broader choice compared to network-based options, but coverage depends on provider participation, so always confirm acceptance in advance.
- Total PFFS Plans
- 2
- Average Premium
- $14.50/mo
- Beneficiaries Enrolled
- 0
- $0 Premium PFFS
- 1
- Average MOOP
- $6,725
- Most Popular PFFS
- with 0 enrollees
- PFFS Without Drug Coverage
- 1
| Health Plan Name | CMS Rating* | Premium Per Mo | MOOP | PDP Ded. | 
|---|---|---|---|---|
| Humana Gold Choice H8145-084 | $29 | $6,750 | $615 | |
| Humana Gold Choice H8145-126 | $0 | $6,700 | N/A | 
- What is the average monthly premium for PFFS plans?
- On average, PFFS plans in Kleberg cost $14.50 per month.
- Which PFFS plan is most popular in Kleberg?
- The leading PFFS plan in Kleberg is , with 0 members.
- How many PFFS plans in Kleberg do not include drug coverage?
- There are 1 PFFS plans in Kleberg without Part D benefits.
The table below shows the quality ratings for Medicare Advantage plans offered in Kleberg County, TX for 2026.
| Rating Category | Number of Plans | Percent of Plans | 
|---|---|---|
| 5 Stars | No 5-star plans available. | 0% | 
| 4 Stars (includes 5 Stars) | 10 | 26% | 
| 3 Stars | 27 | 69% | 
| Below 3 Stars | 2 | 5% | 
| Not Rated | 0 | 0% | 
| Average Rating | 3.63 | |
For residents of Kleberg County, signing up for a Medicare Advantage plan isn’t just about benefits—it’s about timing. Learning the key enrollment periods ensures you don’t lose access to the coverage that works best for you.
When You Can Sign Up
- Initial Enrollment Period (IEP): Lasting seven months around your 65th birthday, this period lets you enroll in Medicare for the first time. You may also choose a Medicare Advantage plan during this time. Learn more
- Medicare Advantage Open Enrollment Period (MA OEP): Between January 1 and March 31, people already enrolled in Medicare Advantage can make a one-time change—switch to another plan or return to Original Medicare. Learn more
- Annual Enrollment Period (AEP): From October 15 through December 7 each year, you can make changes to your Medicare coverage for the following year. Learn more
- Special Enrollment Periods (SEPs): Life events like moving to a new service area, losing other health coverage, or becoming eligible for assistance may open a Special Enrollment Period to adjust your Medicare coverage. Learn more
Ways to Enroll in Medicare Advantage
- Consult a Licensed Agent: Call a licensed insurance agent at HealthCompare 1-833-748-3201 (TTY 711), available Monday through Friday 5am–6pm and Saturday 6am–5pm PST, for help reviewing your Medicare options.
- Contact the Plan Provider Directly: Start enrollment by reaching out to the plan provider through their website or by phone with their member services team.
- Use Medicare.gov: At Medicare.gov, you can compare Medicare Advantage plans side by side and enroll securely online.
The MA and MAPD plans on this page are available to people on Medicare enrolled in both Medicare Part A and Part B living in Kingsville, Riviera, and all other areas of Kleberg County, Texas.
Plans Offered for Enrollment through Medicare.org
Medicare Advantage and Part D plans and benefits offered by the following carriers: Medicare Advantage and Part D plans and benefits offered by the following carriers: Aetna Medicare, Anthem Blue Cross and Blue Shield, Aspire Health Plan, Baylor Scott & White Health Plan, Capital Blue Cross, Dean Health Plan, Devoted Health, Florida Blue Medicare, Freedom Health, GlobalHealth, Health Care Service Corporation, HealthSpring℠, HealthSun, Healthy Blue, Humana, Molina Healthcare, Mutual of Omaha, Medica Central Health Plan, Optimum HealthCare, Premera Blue Cross, SCAN Health Plan, Simply, UnitedHealthcare(R), Wellcare, WellPoint
CMS Plan IDs Presented
The Medicare Advantage plan pages listed in the tables above include localization to assist beneficiaries with plans available in their service area. However, most Part C plans are available in more than one service area, which can lead to confusion. The following list of CMS IDs links to our master plan pages without localization.
- CMS.gov, Landscape Source Files — Last accessed September 26, 2025
- CMS.gov, Medicare Part C & D Performance — Last accessed October 10, 2025
- CMS.gov, Plan Benefits Package — Last accessed October 13, 2025
- CMS.gov, Medicare Advantage/Part D Contract and Enrollment Data — Last accessed October 13, 2025
Some facts and percentages shown on this page (such as average premiums, distribution of plan types, and percentage of $0 premium plans) are calculated by Medicare.org using data from the CMS Landscape file, Plan Benefits Package (PBP) files and Part C & D Performance files. All underlying values originate from CMS, and calculations are refreshed whenever CMS issues updated data. Enrollment counts and rankings (such as Top 3 plans by enrollment) are derived from CMS monthly enrollment files and aggregated at the county level.
Medicare.org separates Medicare Advantage (MA/MAPD) plans and Special Needs Plans (SNPs) into different pages for clarity. As a result, plan counts, percentages, and other calculations shown here may differ from the aggregate totals published in the CMS Landscape files. All plan availability and benefit details originate from CMS.
Learn more about how we use CMS data.
- CMS.gov, "Medicare Advantage Plan Fact Sheet" — Last accessed 25 May, 2025
- Medicare.gov, "Your coverage options" — Last accessed 25 May, 2025
- Medicare.gov, "Joining a plan" — Last accessed 25 May, 2025
Medicare.org is owned and operated by Health Network Group, LLC, an Allstate company. Medicare.org provides information only and is not connected with or endorsed by the U.S. Government or the federal Medicare program.
Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard.
Page content managed by David Bynon, Medicare Analyst.