Medicare Advantage Plans in Gloucester County, VA:
Your Complete 2027 Guide
Gloucester County, VA offers 33 Medicare Advantage plans in 2027. This includes 27 with $0 monthly premiums. Currently, about 2,192 beneficiaries in the County are enrolled, and 79% of available plans have a 4-star rating or higher. Special Needs Plans are not included in the figures shown above. Explore SNP options for Gloucester County, VA here. For a broader view beyond Medicare Advantage, see all Medicare coverage options in Gloucester County.
Page last revised:
Enrollment data refreshed: October 5, 2026
* Each year CMS evaluates Medicare Advantage plans on a 5-star scale. Data sources
Medicare Advantage PPO Plans
Preferred Provider Organization (PPO) plans offer flexibility by allowing you to see both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs may appeal to people who want more choice in doctors and hospitals.
- Total PPO Plans 22
- Average Premium $17.36/mo
- Beneficiaries Enrolled 1,058
- $0 Premium PPOs 17
- Average MOOP $8,539
- Most Popular PPO Humana Value Choice (PPO) with 200 enrollees
- PPOs Without Drug Coverage 8
What is the most popular PPO plan in Gloucester?
Humana Value Choice (PPO) is the top PPO in Gloucester, with 200 enrollees.
What is the number of PPO plans without Part D coverage in Gloucester?
There are 8 PPO plans in Gloucester without prescription drug coverage.
Medicare Advantage HMO Plans
With an HMO, you’ll typically get care from providers and facilities in the plan’s network. In exchange for this limitation, HMO plans usually feature lower monthly premiums and reduced cost-sharing, which can help enrollees better manage their healthcare expenses.
- Total HMO Plans
- 6
- Average Premium
- $0.00/mo
- Beneficiaries Enrolled
- 143
- $0 Premium HMOs
- 6
- Average MOOP
- $9,850
- Most Popular HMO
- Humana Gold Plus Giveback H1036-334 (HMO) with 77 enrollees
- HMOs Without Drug Coverage
- 0
| Health Plan Name | CMS Rating* | Premium Per Mo | MOOP | PDP Ded. | CMS Plan ID |
|---|---|---|---|---|---|
| Humana Gold Plus Giveback H1036-334 | $0 | $9,850 | $700 | H1036 334 0 | |
| Humana Gold Plus Giveback H6622-090 | $0 | $9,850 | $700 | H6622 090 0 | |
| Humana Gold Plus H5619-157 | $0 | $9,850 | $450 | H5619 157 0 | |
| Humana Gold Plus H6622-085 | $0 | $9,850 | $400 | H6622 085 0 | |
| Humana Total Complete | $0 | $9,850 | $700 | H6622 091 0 | |
| Humana Total Complete | $0 | $9,850 | $450 | H6622 083 0 |
What is the typical premium for HMO plans in Gloucester?
On average, HMO plans in Gloucester cost $0.00 per month.
Which HMO plan do most beneficiaries choose in Gloucester?
The leading HMO in Gloucester is Humana Gold Plus Giveback H1036-334 (HMO), with 77 members.
How many HMO options are offered without prescription drug coverage in Gloucester?
There are 0 HMO plans available in Gloucester without Part D benefits.
Medicare Advantage HMO-POS Plans
HMO Point-of-Service (HMO-POS) plans blend elements of HMO and PPO coverage. You can see providers outside the network, but out-of-network services typically cost more. This type of plan may appeal to people who like the lower costs of an HMO but also want occasional flexibility to go out of network.
- Total HMO-POS Plans 3
- Average Premium $0.00/mo
- Beneficiaries Enrolled 978
- $0 Premium HMO-POS 3
- Average MOOP $7,233
- Most Popular HMO-POS Anthem Medicare Advantage (HMO-POS) with 408 enrollees
- HMO-POS Without Drug Coverage 0
| Health Plan Name | CMS Rating* | Premium Per Mo | MOOP | PDP Ded. | CMS Plan ID |
|---|---|---|---|---|---|
| Aetna Medicare Signature Plus | $0 | $7,150 | $400 | H3931 100 0 | |
| Anthem Medicare Advantage | $0 | $8,650 | $250 | H3447 013 0 | |
| Anthem Medicare Advantage 3 | $0 | $5,900 | $395 | H3447 049 0 |
What is the total number of HMO-POS plans in Gloucester?
In 2027, Gloucester has 3 HMO-POS plans, with 978 enrollees.
How much do HMO-POS plans cost on average in Gloucester?
The mean monthly HMO-POS premium is $0.00, and 3 have no premium.
Medicare Advantage PFFS Plans
With a PFFS plan, you can see any Medicare-approved provider who agrees to the plan’s conditions and payment structure. These plans offer broader choice compared to network-based options, but coverage depends on provider participation, so always confirm acceptance in advance.
- Total PFFS Plans
- 2
- Average Premium
- $21.50/mo
- Beneficiaries Enrolled
- 13
- $0 Premium PFFS
- 1
- Average MOOP
- $9,850
- Most Popular PFFS
- Humana Gold Choice H8145-004 (PFFS) with 13 enrollees
- PFFS Without Drug Coverage
- 1
| Health Plan Name | CMS Rating* | Premium Per Mo | MOOP | PDP Ded. | CMS Plan ID |
|---|---|---|---|---|---|
| Humana Gold Choice H8145-004 | $43 | $9,850 | $700 | H8145 004 0 | |
| Humana Gold Choice H8145-042 | $0 | $9,850 | N/A | H8145 042 0 |
- What is the average monthly premium for PFFS plans?
- On average, PFFS plans in Gloucester cost $21.50 per month.
- Which PFFS plan is most popular in Gloucester?
- The leading PFFS plan in Gloucester is Humana Gold Choice H8145-004 (PFFS), with 13 members.
- How many PFFS plans in Gloucester do not include drug coverage?
- There are 1 PFFS plans in Gloucester without Part D benefits.
The table below shows the quality ratings for Medicare Advantage plans offered in Gloucester County, VA for 2027.
| Rating Category | Number of Plans | Percent of Plans |
|---|---|---|
| 5 Stars | No 5-star plans available. | 0% |
| 4 Stars (includes 5 Stars) | 26 | 79% |
| 3 Stars | 7 | 21% |
| Below 3 Stars | 0 | 0% |
| Not Rated | 0 | 0% |
| Average Rating | 3.95 | |
For residents of Gloucester County, signing up for a Medicare Advantage plan isn’t just about benefits—it’s about timing. Learning the key enrollment periods ensures you don’t lose access to the coverage that works best for you.
When You Can Sign Up
- Initial Enrollment Period (IEP): Lasting seven months around your 65th birthday, this period lets you enroll in Medicare for the first time. You may also choose a Medicare Advantage plan during this time. Learn more
- Medicare Advantage Open Enrollment Period (MA OEP): Between January 1 and March 31, people already enrolled in Medicare Advantage can make a one-time change—switch to another plan or return to Original Medicare. Learn more
- Annual Enrollment Period (AEP): From October 15 through December 7 each year, you can make changes to your Medicare coverage for the following year. Learn more
- Special Enrollment Periods (SEPs): Life events like moving to a new service area, losing other health coverage, or becoming eligible for assistance may open a Special Enrollment Period to adjust your Medicare coverage. Learn more
Ways to Enroll in Medicare Advantage
- Consult a Licensed Agent: Call a licensed insurance agent at 1-833-748-3201 (TTY 711), available Mon-Fri 8AM-10PM, Sat 9AM-8PM EST, for help reviewing your Medicare options.
- Contact the Plan Provider Directly: Start enrollment by reaching out to the plan provider through their website or by phone with their member services team.
- Use Medicare.gov: At Medicare.gov, you can compare Medicare Advantage plans side by side and enroll securely online.
The MA and MAPD plans on this page are available to people on Medicare enrolled in both Medicare Part A and Part B living in Gloucester, Gloucester Point, Hayes, and all other areas of Gloucester County, Virginia. For a broader view of coverage choices across the state, see Medicare plan options in Virginia.
Plans Offered through Medicare.org
Medicare Advantage and Part D plans and benefits offered by the following carriers: Aetna Medicare, Anthem Blue Cross and Blue Shield, Aspire Health Plan, Baylor Scott & White Health Plan, Dean Health Plan, Devoted Health, Florida Blue Medicare, Freedom Health, Health Care Service Corporation, HealthSpring℠, HealthSun, Healthy Blue, Humana, Molina Healthcare, Mutual of Omaha, Medica Central Health Plan, Optimum HealthCare, Premera Blue Cross, SCAN Health Plan, Simply, UnitedHealthcare®, Wellcare, WellPoint
- CMS.gov, Landscape Source Files — Version: CY2027 Landscape (202609.1)
- CMS.gov, Medicare Part C & D Performance — Version: 2027 Star Ratings Data Tables
- CMS.gov, Plan Benefits Package — Version: PBP Benefits-2027
- CMS.gov, Medicare Advantage/Part D Contract and Enrollment Data — Version: 2026-09
Some facts and percentages shown on this page (such as average premiums, distribution of plan types, and percentage of $0 premium plans) are calculated by Medicare.org using data from the CMS Landscape file, Plan Benefits Package (PBP) files and Part C & D Performance files. All underlying values originate from CMS, and calculations are refreshed whenever CMS issues updated data. Enrollment counts and rankings (such as Top 3 plans by enrollment) are derived from CMS monthly enrollment files and aggregated at the county level.
Medicare.org separates Medicare Advantage (MA/MAPD) plans and Special Needs Plans (SNPs) into different pages for clarity. As a result, plan counts, percentages, and other calculations shown here may differ from the aggregate totals published in the CMS Landscape files. All plan availability and benefit details originate from CMS.
Learn more about how we use CMS data.
- CMS.gov, "Medicare Advantage Plan Fact Sheet" — Last accessed 25 May, 2025
- Medicare.gov, "Your coverage options" — Last accessed 25 May, 2025
- Medicare.gov, "Joining a plan" — Last accessed 25 May, 2025
Some facts and percentages shown on this page (such as average premiums, distribution of plan types, and percentage of $0 premium plans) are calculated by Medicare.org using data from the CMS Plan Benefits Package (PBP) files and Part C & D Performance files. All underlying values originate from CMS, and calculations are refreshed whenever CMS issues updated data.
To explore how 2027 Medicare Advantage plans available in Gloucester County compare with plans offered elsewhere, you can search the Medicare Advantage plan directory to review options nationwide using the same authoritative data sources.
Medicare.org is owned and operated by Health Network Group, LLC, an Allstate company. Medicare.org provides information only and is not connected with or endorsed by the U.S. Government or the federal Medicare program.
Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard.
Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate Medicare coverage interpretation and resolution.