Medicare Advantage Plans in Lancaster County, VA:
Your Complete 2027 Guide
For 2027, residents of Lancaster County, VA can choose from 19 Medicare Advantage plan options. Of these, 15 cost nothing beyond the Part B premium. Enrollment in the County stands at approximately 768, with 63% of plans achieving 4 stars or better. This page and its statistics exclude Special Needs Plans (SNPs). See Medicare Special Needs Plans available in Lancaster County, VA. To understand how Medicare Advantage fits with your other coverage choices, explore all Medicare coverage options in Lancaster County.
Last update: . Enrollment data last updated: October 5, 2026
* CMS rates Medicare Advantage plans annually using a 5-star system. Data sources
Medicare Advantage PPO Plans
Preferred Provider Organization (PPO) plans allow members to choose care from both in-network and out-of-network providers. While using out-of-network doctors or hospitals usually means higher costs, PPOs may appeal to people who want more flexibility in how they access their healthcare.
- Total PPO Plans
- 15
- Average Premium
- $20.53/mo
- Beneficiaries Enrolled
- 426
- $0 Premium PPOs
- 11
- Average MOOP
- $8,657
- Most Popular PPO
- Humana Essentials Plus Giveback (PPO) with 114 enrollees
- PPOs Without Drug Coverage
- 6
| Plan Name | CMS Stars* | Premium/Mo | MOOP | Rx Ded. | CMS ID |
|---|---|---|---|---|---|
| AARP Medicare Advantage Essentials from UHC VA-6 | $0 | $8,900 | $685 | H2001 098 0 | |
| AARP Medicare Advantage Patriot No Rx VA-MA01 | $0 | $8,900 | N/A | H2001 099 0 | |
| Humana Essentials Plus Giveback | $0 | $9,850 | $700 | H7617 100 0 | |
| Humana USAA Honor Giveback | $0 | $9,850 | N/A | H7617 101 0 | |
| AARP Medicare Advantage Extras from UHC VA-18 | $0 | $9,300 | $685 | H2406 125 0 | |
| Aetna Medicare Eagle Giveback | $0 | $6,750 | N/A | H5521 322 0 | |
| Aetna Medicare Elite | $0 | $7,500 | $700 | H5521 395 0 | |
| Aetna Medicare Enhanced | $41 | $6,900 | $700 | H5521 084 0 | |
| Aetna Medicare Premier | $79 | $6,750 | $700 | H5521 652 0 | |
| HumanaChoice H5216-363 | $0 | $9,850 | $700 | H5216 363 0 | |
| Humana Full Access | $158 | $9,850 | $700 | R0110 005 0 | |
| Humana USAA Honor Giveback | $0 | $9,850 | N/A | R0110 006 0 | |
| HumanaChoice R0110-004 | $0 | $9,850 | N/A | R0110 004 0 | |
| Anthem Medicare Advantage | $30 | $8,950 | $250 | H4909 014 0 | |
| Anthem Veteran | $0 | $6,800 | N/A | H4909 020 0 |
- What is the average monthly premium for PPO plans in Lancaster?
- On average, PPO plans in Lancaster cost $20.53 per month.
- Which PPO plan has the highest enrollment in Lancaster?
- The most popular PPO in Lancaster is Humana Essentials Plus Giveback (PPO), covering 114 beneficiaries.
- How many PPO plans in Lancaster do not include prescription drug coverage?
- 6 PPO plans available in Lancaster do not include Part D benefits.
Medicare Advantage HMO Plans
HMO plans are designed around a set network of doctors and hospitals. Staying within that network is usually required for coverage, but this arrangement often results in lower overall costs, including both premiums and out-of-pocket expenses, for plan members.
| Plan Name | CMS Stars* | Premium/Mo | MOOP | Rx Ded. | CMS ID |
|---|---|---|---|---|---|
| Humana Gold Plus H6622-085 | $0 | $9,850 | $400 | H6622 085 0 |
What is the total number of HMO plans offered in Lancaster?
There are 1 HMO plans in 2027, covering 13 beneficiaries.
How much do HMO plans cost on average in Lancaster?
The average HMO premium is $0.00, with 1 costing $0.
What is the top HMO by enrollment in Lancaster?
Humana Gold Plus H6622-085 (HMO) is the most popular HMO plan in Lancaster, with 13 enrollees.
What is the number of HMO plans without Part D coverage in Lancaster?
0 HMO plans in Lancaster do not include prescription drug coverage.
Medicare Advantage HMO-POS Plans
HMO-POS plans are structured like HMOs, requiring in-network care for the lowest costs, but they also permit some use of out-of-network doctors and hospitals. Those services are generally more expensive, but the added access can be valuable for people who don’t want to be fully limited to a single network.
- Total HMO-POS Plans
- 2
- Average Premium
- $0.00/mo
- Beneficiaries Enrolled
- 313
- $0 Premium HMO-POS
- 2
- Average MOOP
- $6,525
- Most Popular HMO-POS
- Aetna Medicare Signature Plus (HMO-POS) with 181 enrollees
- HMO-POS Without Drug Coverage
- 0
| Plan Name | CMS Stars* | Premium/Mo | MOOP | Rx Ded. | CMS ID |
|---|---|---|---|---|---|
| Aetna Medicare Signature Plus | $0 | $7,150 | $400 | H3931 100 0 | |
| Anthem Medicare Advantage 3 | $0 | $5,900 | $395 | H3447 049 0 |
What is the average monthly premium for HMO-POS plans?
On average, HMO-POS plans in Lancaster cost $0.00 per month.
Which HMO-POS plan is most popular in Lancaster?
The leading HMO-POS in Lancaster is Aetna Medicare Signature Plus (HMO-POS), with 181 members.
How many HMO-POS plans in Lancaster do not include drug coverage?
There are 0 HMO-POS plans in Lancaster without Part D benefits.
Medicare Advantage PFFS Plans
Private Fee-for-Service (PFFS) plans let members visit any Medicare-approved provider that accepts the plan’s payment rules and terms. This structure gives you more flexibility in selecting doctors and hospitals, but it’s important to check provider acceptance before receiving care.
- Total PFFS Plans 1
- Average Premium $0.00/mo
- Beneficiaries Enrolled 16
- $0 Premium PFFS 1
- Average MOOP $9,850
- Most Popular PFFS Humana Gold Choice H8145-042 (PFFS) with 16 enrollees
- PFFS Without Drug Coverage 1
| Plan Name | CMS Stars* | Premium/Mo | MOOP | Rx Ded. | CMS ID |
|---|---|---|---|---|---|
| Humana Gold Choice H8145-042 | $0 | $9,850 | N/A | H8145 042 0 |
What is the top PFFS plan in Lancaster?
Humana Gold Choice H8145-042 (PFFS) is the most popular PFFS plan in Lancaster, with 16 enrollees.
What is the number of PFFS plans without Part D coverage in Lancaster?
1 PFFS plans in Lancaster do not include prescription drug coverage.
The table below shows the quality ratings for Medicare Advantage plans offered in Lancaster County, VA for 2027.
| Rating Category | Number of Plans | Percent of Plans |
|---|---|---|
| 5 Stars | No 5-star plans available. | 0% |
| 4 Stars (includes 5 Stars) | 12 | 63% |
| 3 Stars | 7 | 37% |
| Below 3 Stars | 0 | 0% |
| Not Rated | 0 | 0% |
| Average Rating | 3.84 | |
Medicare Advantage comes with strict enrollment windows. By knowing when and how to sign up, you’ll avoid missed deadlines and keep your healthcare coverage aligned with your needs.
Key Medicare Enrollment Periods
- Initial Enrollment Period (IEP): This seven-month window starts three months before the month you turn 65 and ends three months after. It’s the first time you can sign up for Medicare and, if you choose, a Medicare Advantage plan. Learn more
- Medicare Advantage Open Enrollment Period (MA OEP): Each year from January 1 through March 31, you may change to another Medicare Advantage plan or drop your plan and return to Original Medicare. Learn more
- Annual Enrollment Period (AEP): This yearly window, running October 15 to December 7, gives you the opportunity to join, switch, or drop Medicare Advantage and Part D plans. Learn more
- Special Enrollment Periods (SEPs): Outside the standard enrollment dates, you may qualify for a Special Enrollment Period if specific circumstances apply, including relocation or coverage loss. Learn more
Enrollment Options Explained
- Talk with a Licensed Agent: Licensed agents at HealthCompare can explain your Medicare Advantage choices. Reach them at 1-833-748-3201 (TTY 711), Mon-Fri 8AM-10PM, Sat 9AM-8PM EST.
- Contact the Plan Provider Directly: Enrollment can also be completed by calling the plan provider’s customer service line or visiting their official website.
- Use Medicare.gov: The official Medicare website, Medicare.gov, lets you review available plans and complete enrollment online.
The MA and MAPD plans on this page are available to people on Medicare enrolled in both Medicare Part A and Part B living in Kilmarnock, Lancaster, Weems, White Stone, and all other areas of Lancaster County, Virginia. For a broader view of coverage choices across the state, see Medicare plan options in Virginia.
Plans Offered through Medicare.org
Medicare Advantage and Part D plans and benefits offered by the following carriers: Aetna Medicare, Anthem Blue Cross and Blue Shield, Aspire Health Plan, Baylor Scott & White Health Plan, Dean Health Plan, Devoted Health, Florida Blue Medicare, Freedom Health, Health Care Service Corporation, HealthSpring℠, HealthSun, Healthy Blue, Humana, Molina Healthcare, Mutual of Omaha, Medica Central Health Plan, Optimum HealthCare, Premera Blue Cross, SCAN Health Plan, Simply, UnitedHealthcare®, Wellcare, WellPoint
- CMS.gov, Landscape Source Files — Version: CY2027 Landscape (202609.1)
- CMS.gov, Medicare Part C & D Performance — Version: 2027 Star Ratings Data Tables
- CMS.gov, Plan Benefits Package — Version: PBP Benefits-2027
- CMS.gov, Medicare Advantage/Part D Contract and Enrollment Data — Version: 2026-09
Some facts and percentages shown on this page (such as average premiums, distribution of plan types, and percentage of $0 premium plans) are calculated by Medicare.org using data from the CMS Landscape file, Plan Benefits Package (PBP) files and Part C & D Performance files. All underlying values originate from CMS, and calculations are refreshed whenever CMS issues updated data. Enrollment counts and rankings (such as Top 3 plans by enrollment) are derived from CMS monthly enrollment files and aggregated at the county level.
Medicare.org separates Medicare Advantage (MA/MAPD) plans and Special Needs Plans (SNPs) into different pages for clarity. As a result, plan counts, percentages, and other calculations shown here may differ from the aggregate totals published in the CMS Landscape files. All plan availability and benefit details originate from CMS.
Learn more about how we use CMS data.
- Medicare.gov, "Understanding Medicare Advantage Plans" — Last accessed 25 May, 2025
- Medicare.gov, "Compare Original Medicare & Medicare Advantage" — Last accessed 25 May, 2025
- NCOA.org, "5 Steps to Choosing the Right Medicare Plan for You" — Last accessed 25 May, 2025
Some facts and percentages shown on this page (such as average premiums, distribution of plan types, and percentage of $0 premium plans) are calculated by Medicare.org using data from the CMS Plan Benefits Package (PBP) files and Part C & D Performance files. All underlying values originate from CMS, and calculations are refreshed whenever CMS issues updated data.
To explore how 2027 Medicare Advantage plans available in Lancaster County compare with plans offered elsewhere, you can search the Medicare Advantage plan directory to review options nationwide using the same authoritative data sources.
Medicare.org is owned and operated by Health Network Group, LLC, an Allstate company. Medicare.org provides information only and is not connected with or endorsed by the U.S. Government or the federal Medicare program.
Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard.
Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate Medicare coverage interpretation and resolution.