Medicare Advantage Plans in Louisa County, VA:
Your Complete 2025 Guide
For 2025, residents of Louisa County, VA can choose from 29 Medicare Advantage plan options. Of these, 23 cost nothing beyond the Part B premium. Enrollment in the County stands at approximately 2,625, with 21% of plans achieving 4 stars or better. This page and its statistics exclude Special Needs Plans (SNPs). See Medicare Special Needs Plans available in Louisa County, VA.
Last update: . Enrollment data last updated: September 16, 2025
* CMS rates Medicare Advantage plans annually using a 5-star system. Data sources
Medicare Advantage PPO Plans
Preferred Provider Organization (PPO) plans allow members to choose care from both in-network and out-of-network providers. While using out-of-network doctors or hospitals usually means higher costs, PPOs may appeal to people who want more flexibility in how they access their healthcare.
- Total PPO Plans
- 18
- Average Premium
- $12.43/mo
- Beneficiaries Enrolled
- 1,467
- $0 Premium PPOs
- 14
- Average MOOP
- $8,175
- Most Popular PPO
- HumanaChoice H5216-266 (PPO) with 539 enrollees
- PPOs Without Drug Coverage
- 7
| Plan Name | CMS Stars* | Premium/Mo | MOOP | Rx Ded. |
|---|---|---|---|---|
| Aetna Medicare Eagle | $0 | $6,750 | N/A | |
| Aetna Medicare Premier | $0 | $8,900 | $250 | |
| Aetna Medicare Value Plus | $20 | $5,500 | $590 | |
| AARP Medicare Advantage from UHC VA-0006 | $0 | $8,300 | $255 | |
| AARP Medicare Advantage from UHC VA-0018 | $0 | $8,300 | $495 | |
| AARP Medicare Advantage Patriot No Rx VA-MA01 | $0 | $8,900 | N/A | |
| Humana Full Access R0110-005 | $128 | $9,350 | $480 | |
| Humana USAA Honor Giveback | $0 | $9,350 | N/A | |
| Humana USAA Honor Giveback | $0 | $9,350 | N/A | |
| HumanaChoice Giveback H5216-308 | $0 | $9,350 | $450 | |
| HumanaChoice H5216-144 | $45 | $9,350 | $350 | |
| HumanaChoice H5216-152 | $0 | $3,400 | N/A | |
| HumanaChoice H5216-266 | $0 | $9,350 | $350 | |
| HumanaChoice H5216-363 | $31 | $9,350 | $590 | |
| HumanaChoice H5216-408 | $0 | $9,350 | $450 | |
| HumanaChoice R0110-004 | $0 | $7,550 | N/A | |
| Anthem Medicare Advantage | $0 | $7,950 | $295 | |
| Anthem Veteran | $0 | $6,800 | N/A |
- What is the average monthly premium for PPO plans in Louisa?
- On average, PPO plans in Louisa cost $12.43 per month.
- Which PPO plan has the highest enrollment in Louisa?
- The most popular PPO in Louisa is HumanaChoice H5216-266 (PPO), covering 539 beneficiaries.
- How many PPO plans in Louisa do not include prescription drug coverage?
- 7 PPO plans available in Louisa do not include Part D benefits.
Medicare Advantage HMO Plans
HMO plans are designed around a set network of doctors and hospitals. Staying within that network is usually required for coverage, but this arrangement often results in lower overall costs, including both premiums and out-of-pocket expenses, for plan members.
| Plan Name | CMS Stars* | Premium/Mo | MOOP | Rx Ded. |
|---|---|---|---|---|
| Humana Gold Plus H5619-157 | $0 | $9,350 | $350 | |
| Humana Gold Plus H6622-083 | $0 | $9,350 | $350 | |
| Humana Gold Plus H6622-085 | $20 | $9,350 | $590 | |
| Humana Gold Plus H6622-091 | $0 | $9,350 | $450 | |
| Sentara Medicare Salute | $0 | $3,550 | N/A | |
| Sentara Medicare Value | $0 | $3,400 | $150 |
What is the total number of HMO plans offered in Louisa?
There are 6 HMO plans in 2025, covering 584 beneficiaries.
How much do HMO plans cost on average in Louisa?
The average HMO premium is $3.28, with 5 costing $0.
What is the top HMO by enrollment in Louisa?
Humana Gold Plus H5619-157 (HMO) is the most popular HMO plan in Louisa, with 238 enrollees.
What is the number of HMO plans without Part D coverage in Louisa?
1 HMO plans in Louisa do not include prescription drug coverage.
Medicare Advantage HMO-POS Plans
HMO-POS plans are structured like HMOs, requiring in-network care for the lowest costs, but they also permit some use of out-of-network doctors and hospitals. Those services are generally more expensive, but the added access can be valuable for people who don’t want to be fully limited to a single network.
- Total HMO-POS Plans
- 5
- Average Premium
- $1.62/mo
- Beneficiaries Enrolled
- 574
- $0 Premium HMO-POS
- 4
- Average MOOP
- $4,710
- Most Popular HMO-POS
- Anthem Medicare Advantage 3 (HMO-POS) with 297 enrollees
- HMO-POS Without Drug Coverage
- 0
| Plan Name | CMS Stars* | Premium/Mo | MOOP | Rx Ded. |
|---|---|---|---|---|
| Aetna Medicare Select | $0 | $5,900 | $0 | |
| Aetna Medicare Value | $0 | $4,150 | $250 | |
| Anthem Extra Help | $8 | $2,900 | $590 | |
| Anthem Medicare Advantage 2 | $0 | $6,700 | $320 | |
| Anthem Medicare Advantage 3 | $0 | $3,900 | $150 |
What is the average monthly premium for HMO-POS plans?
On average, HMO-POS plans in Louisa cost $1.62 per month.
Which HMO-POS plan is most popular in Louisa?
The leading HMO-POS in Louisa is Anthem Medicare Advantage 3 (HMO-POS), with 297 members.
How many HMO-POS plans in Louisa do not include drug coverage?
There are 0 HMO-POS plans in Louisa without Part D benefits.
The table below shows the quality ratings for Medicare Advantage plans offered in Louisa County, VA for 2025.
| Rating Category | Number of Plans | Percent of Plans |
|---|---|---|
| 5 Stars | No 5-star plans available. | 0% |
| 4 Stars (includes 5 Stars) | 6 | 21% |
| 3 Stars | 23 | 79% |
| Below 3 Stars | 0 | 0% |
| Not Rated | 0 | 0% |
| Average Rating | 3.59 | |
Medicare Advantage comes with strict enrollment windows. By knowing when and how to sign up, you’ll avoid missed deadlines and keep your healthcare coverage aligned with your needs.
Key Medicare Enrollment Periods
- Initial Enrollment Period (IEP): This seven-month window starts three months before the month you turn 65 and ends three months after. It’s the first time you can sign up for Medicare and, if you choose, a Medicare Advantage plan. Learn more
- Medicare Advantage Open Enrollment Period (MA OEP): Each year from January 1 through March 31, you may change to another Medicare Advantage plan or drop your plan and return to Original Medicare. Learn more
- Annual Enrollment Period (AEP): This yearly window, running October 15 to December 7, gives you the opportunity to join, switch, or drop Medicare Advantage and Part D plans. Learn more
- Special Enrollment Periods (SEPs): Outside the standard enrollment dates, you may qualify for a Special Enrollment Period if specific circumstances apply, including relocation or coverage loss. Learn more
Enrollment Options Explained
- Talk with a Licensed Agent: Licensed agents at HealthCompare can explain your Medicare Advantage choices. Reach them at 1-833-748-3201 (TTY 711), Monday–Friday 5am–6pm and Saturday 6am–5pm PST.
- Contact the Plan Provider Directly: Enrollment can also be completed by calling the plan provider’s customer service line or visiting their official website.
- Use Medicare.gov: The official Medicare website, Medicare.gov, lets you review available plans and complete enrollment online.
The MA and MAPD plans on this page are available to people on Medicare enrolled in both Medicare Part A and Part B living in Bumpass, Louisa, Mineral, and all other areas of Louisa County, Virginia.
Plans Offered for Enrollment through Medicare.org
Medicare Advantage and Part D plans and benefits offered by the following carriers: Aetna Medicare, Anthem Blue Cross, Anthem Blue Cross and Blue Shield, Aspire Health Plan, Baylor Scott & White Health Plan, Capital Blue Cross, Cigna Healthcare, Dean Health Plan, Devoted Health, Florida Blue Medicare, Freedom Health, GlobalHealth, Health Care Service Corporation, Healthy Blue, HealthSun, Humana, Molina Healthcare, Mutual of Omaha, Medica Central Health Plan, Optimum HealthCare, Premera Blue Cross, SCAN Health Plan, Simply, UnitedHealthcare(R), Wellcare, WellPoint.
CMS Plan IDs Presented
The Medicare Advantage plan pages listed in the tables above include localization to assist beneficiaries with plans available in their service area. However, most Part C plans are available in more than one service area, which can lead to confusion. The following list of CMS IDs links to our master plan pages without localization.
- CMS.gov, Landscape Source Files — Last accessed September 13, 2025
- CMS.gov, Medicare Part C & D Performance — Last accessed September 13, 2025
- CMS.gov, Plan Benefits Package — Last accessed September 13, 2025
- CMS.gov, Medicare Advantage/Part D Contract and Enrollment Data — Last accessed September 16, 2025
Some facts and percentages shown on this page (such as average premiums, distribution of plan types, and percentage of $0 premium plans) are calculated by Medicare.org using data from the CMS Landscape file, Plan Benefits Package (PBP) files and Part C & D Performance files. All underlying values originate from CMS, and calculations are refreshed whenever CMS issues updated data. Enrollment counts and rankings (such as Top 3 plans by enrollment) are derived from CMS monthly enrollment files and aggregated at the county level.
Medicare.org separates Medicare Advantage (MA/MAPD) plans and Special Needs Plans (SNPs) into different pages for clarity. As a result, plan counts, percentages, and other calculations shown here may differ from the aggregate totals published in the CMS Landscape files. All plan availability and benefit details originate from CMS.
Learn more about how we use CMS data.
- Medicare.gov, "Understanding Medicare Advantage Plans" — Last accessed 25 May, 2025
- Medicare.gov, "Compare Original Medicare & Medicare Advantage" — Last accessed 25 May, 2025
- NCOA.org, "5 Steps to Choosing the Right Medicare Plan for You" — Last accessed 25 May, 2025
Medicare.org is owned and operated by Health Network Group, LLC, an Allstate company. Medicare.org provides information only and is not connected with or endorsed by the U.S. Government or the federal Medicare program.
Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard.
Page content managed by David Bynon, Medicare Analyst.