Medicare Advantage Plans in Dane County, WI:
Your Complete 2027 Guide
Dane County, WI offers 29 Medicare Advantage plans in 2027. This includes 14 with $0 monthly premiums. Currently, about 19,531 beneficiaries in the County are enrolled, and 82% of available plans have a 4-star rating or higher. Special Needs Plans are not included in the figures shown above. Explore SNP options for Dane County, WI here. For a broader view beyond Medicare Advantage, see all Medicare coverage options in Dane County.
Page last revised:
Enrollment data refreshed: October 5, 2026
* Each year CMS evaluates Medicare Advantage plans on a 5-star scale. Data sources
Medicare Advantage PPO Plans
Preferred Provider Organization (PPO) plans offer flexibility by allowing you to see both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs may appeal to people who want more choice in doctors and hospitals.
- Total PPO Plans 13
- Average Premium $37.87/mo
- Beneficiaries Enrolled 4,462
- $0 Premium PPOs 6
- Average MOOP $6,688
- Most Popular PPO HumanaChoice H5216-006 (PPO) with 1,433 enrollees
- PPOs Without Drug Coverage 5
| Health Plan Name | CMS Rating* | Premium Per Mo | MOOP | PDP Ded. | CMS Plan ID |
|---|---|---|---|---|---|
| Humana USAA Honor Giveback | $0 | $6,000 | N/A | H7617 022 0 | |
| HumanaChoice H7617-007 | $60 | $9,250 | $700 | H7617 007 0 | |
| Aetna Medicare Eagle | $0 | $5,200 | N/A | H5521 286 0 | |
| Aetna Medicare Enhanced | $37 | $5,500 | $700 | H5521 388 0 | |
| Aetna Medicare Signature | $0 | $5,900 | $700 | H5521 289 0 | |
| Humana USAA Honor Giveback | $0 | $6,000 | N/A | H5216 355 0 | |
| Humana Value Plus H5216-173 | $6 | $9,850 | $700 | H5216 173 0 | |
| HumanaChoice H5216-006 | $36 | $6,300 | $700 | H5216 006 0 | |
| HumanaChoice H5216-168 | $167 | $4,200 | $700 | H5216 168 0 | |
| Humana USAA Honor Giveback | $0 | $6,750 | N/A | R5361 001 0 | |
| HumanaChoice R5361-002 | $87 | $7,700 | $700 | R5361 002 0 | |
| AARP Medicare Advantage from UHC WI-0002 | $99 | $7,150 | $685 | H0294 004 0 | |
| AARP Medicare Advantage Patriot No Rx WI-MA01 | $0 | $7,150 | N/A | H0294 014 0 |
What is the most popular PPO plan in Dane?
HumanaChoice H5216-006 (PPO) is the top PPO in Dane, with 1,433 enrollees.
What is the number of PPO plans without Part D coverage in Dane?
There are 5 PPO plans in Dane without prescription drug coverage.
Medicare Advantage HMO Plans
With an HMO, you’ll typically get care from providers and facilities in the plan’s network. In exchange for this limitation, HMO plans usually feature lower monthly premiums and reduced cost-sharing, which can help enrollees better manage their healthcare expenses.
- Total HMO Plans
- 9
- Average Premium
- $67.56/mo
- Beneficiaries Enrolled
- 10,682
- $0 Premium HMOs
- 5
- Average MOOP
- $5,567
- Most Popular HMO
- UW Health Quartz Med Advantage Elite D (w/Rx) (HMO) with 2,613 enrollees
- HMOs Without Drug Coverage
- 2
| Health Plan Name | CMS Rating* | Premium Per Mo | MOOP | PDP Ded. | CMS Plan ID |
|---|---|---|---|---|---|
| Dean Advantage Complete | $276 | $2,750 | $105 | H9096 005 0 | |
| Dean Advantage Essential | $0 | $7,150 | $700 | H9096 004 0 | |
| Humana Total Complete | $0 | $4,200 | $500 | H6622 001 0 | |
| UW Health Quartz Med Advantage Basic D (w/Rx) | $0 | $7,150 | $270 | H5262 033 0 | |
| UW Health Quartz Med Advantage Core D (w/Rx) | $47 | $6,500 | $270 | H5262 023 0 | |
| UW Health Quartz Med Advantage Elite | $0 | $4,450 | N/A | H5262 010 0 | |
| UW Health Quartz Med Advantage Elite D (w/Rx) | $171 | $6,500 | $200 | H5262 007 0 | |
| UW Health Quartz Med Advantage Value | $0 | $4,900 | N/A | H5262 009 0 | |
| UW Health Quartz Med Advantage Value D (w/Rx) | $114 | $6,500 | $225 | H5262 008 0 |
What is the typical premium for HMO plans in Dane?
On average, HMO plans in Dane cost $67.56 per month.
Which HMO plan do most beneficiaries choose in Dane?
The leading HMO in Dane is UW Health Quartz Med Advantage Elite D (w/Rx) (HMO), with 2,613 members.
How many HMO options are offered without prescription drug coverage in Dane?
There are 2 HMO plans available in Dane without Part D benefits.
Medicare Advantage HMO-POS Plans
HMO Point-of-Service (HMO-POS) plans blend elements of HMO and PPO coverage. You can see providers outside the network, but out-of-network services typically cost more. This type of plan may appeal to people who like the lower costs of an HMO but also want occasional flexibility to go out of network.
- Total HMO-POS Plans 5
- Average Premium $51.60/mo
- Beneficiaries Enrolled 3,957
- $0 Premium HMO-POS 2
- Average MOOP $5,180
- Most Popular HMO-POS Dean Advantage Balance (HMO-POS) with 1,803 enrollees
- HMO-POS Without Drug Coverage 1
| Health Plan Name | CMS Rating* | Premium Per Mo | MOOP | PDP Ded. | CMS Plan ID |
|---|---|---|---|---|---|
| AARP Medicare Advantage from UHC WI-0012 | $59 | $5,900 | $685 | H5253 030 0 | |
| Dean Advantage Assurance | $60 | $5,000 | $350 | H9096 001 0 | |
| Dean Advantage Balance | $139 | $4,200 | $315 | H9096 002 0 | |
| Dean Advantage Harmony | $0 | $5,000 | N/A | H9096 010 0 | |
| Wellcare Simple | $0 | $5,800 | $700 | H8189 008 0 |
What is the total number of HMO-POS plans in Dane?
In 2027, Dane has 5 HMO-POS plans, with 3,957 enrollees.
How much do HMO-POS plans cost on average in Dane?
The mean monthly HMO-POS premium is $51.60, and 2 have no premium.
Medicare Advantage PFFS Plans
With a PFFS plan, you can see any Medicare-approved provider who agrees to the plan’s conditions and payment structure. These plans offer broader choice compared to network-based options, but coverage depends on provider participation, so always confirm acceptance in advance.
- Total PFFS Plans
- 1
- Average Premium
- $60.00/mo
- Beneficiaries Enrolled
- 373
- $0 Premium PFFS
- 0
- Average MOOP
- $7,800
- Most Popular PFFS
- Humana Gold Choice H8145-006 (PFFS) with 373 enrollees
- PFFS Without Drug Coverage
- 0
| Health Plan Name | CMS Rating* | Premium Per Mo | MOOP | PDP Ded. | CMS Plan ID |
|---|---|---|---|---|---|
| Humana Gold Choice H8145-006 | $60 | $7,800 | $700 | H8145 006 0 |
- What is the average monthly premium for PFFS plans?
- On average, PFFS plans in Dane cost $60.00 per month.
- Which PFFS plan is most popular in Dane?
- The leading PFFS plan in Dane is Humana Gold Choice H8145-006 (PFFS), with 373 members.
- How many PFFS plans in Dane do not include drug coverage?
- There are 0 PFFS plans in Dane without Part D benefits.
The table below shows the quality ratings for Medicare Advantage plans offered in Dane County, WI for 2027.
| Rating Category | Number of Plans | Percent of Plans |
|---|---|---|
| 5 Stars | No 5-star plans available. | 0% |
| 4 Stars (includes 5 Stars) | 23 | 82% |
| 3 Stars | 5 | 18% |
| Below 3 Stars | 0 | 0% |
| Not Rated | 1 | 3% |
| Average Rating | 3.89 | |
For residents of Dane County, signing up for a Medicare Advantage plan isn’t just about benefits—it’s about timing. Learning the key enrollment periods ensures you don’t lose access to the coverage that works best for you.
When You Can Sign Up
- Initial Enrollment Period (IEP): Lasting seven months around your 65th birthday, this period lets you enroll in Medicare for the first time. You may also choose a Medicare Advantage plan during this time. Learn more
- Medicare Advantage Open Enrollment Period (MA OEP): Between January 1 and March 31, people already enrolled in Medicare Advantage can make a one-time change—switch to another plan or return to Original Medicare. Learn more
- Annual Enrollment Period (AEP): From October 15 through December 7 each year, you can make changes to your Medicare coverage for the following year. Learn more
- Special Enrollment Periods (SEPs): Life events like moving to a new service area, losing other health coverage, or becoming eligible for assistance may open a Special Enrollment Period to adjust your Medicare coverage. Learn more
Ways to Enroll in Medicare Advantage
- Consult a Licensed Agent: Call a licensed insurance agent at 1-833-748-3201 (TTY 711), available Mon-Fri 8AM-10PM, Sat 9AM-8PM EST, for help reviewing your Medicare options.
- Contact the Plan Provider Directly: Start enrollment by reaching out to the plan provider through their website or by phone with their member services team.
- Use Medicare.gov: At Medicare.gov, you can compare Medicare Advantage plans side by side and enroll securely online.
The MA and MAPD plans on this page are available to people on Medicare enrolled in both Medicare Part A and Part B living in Belleville, Black Earth, Blue Mounds, Cambridge, Cottage Grove, Cross Plains, Dane, Deerfield, Deforest, Mc Farland, Marshall, Mazomanie, Middleton, Mount Horeb, Oregon, Stoughton, Sun Prairie, Verona, Waunakee, Windsor, Madison, and all other areas of Dane County, Wisconsin. For a broader view of coverage choices across the state, see Medicare plan options in Wisconsin.
Plans Offered through Medicare.org
Medicare Advantage and Part D plans and benefits offered by the following carriers: Aetna Medicare, Anthem Blue Cross and Blue Shield, Aspire Health Plan, Baylor Scott & White Health Plan, Dean Health Plan, Devoted Health, Florida Blue Medicare, Freedom Health, Health Care Service Corporation, HealthSpring℠, HealthSun, Healthy Blue, Humana, Molina Healthcare, Mutual of Omaha, Medica Central Health Plan, Optimum HealthCare, Premera Blue Cross, SCAN Health Plan, Simply, UnitedHealthcare®, Wellcare, WellPoint
- CMS.gov, Landscape Source Files — Version: CY2027 Landscape (202609.1)
- CMS.gov, Medicare Part C & D Performance — Version: 2027 Star Ratings Data Tables
- CMS.gov, Plan Benefits Package — Version: PBP Benefits-2027
- CMS.gov, Medicare Advantage/Part D Contract and Enrollment Data — Version: 2026-09
Some facts and percentages shown on this page (such as average premiums, distribution of plan types, and percentage of $0 premium plans) are calculated by Medicare.org using data from the CMS Landscape file, Plan Benefits Package (PBP) files and Part C & D Performance files. All underlying values originate from CMS, and calculations are refreshed whenever CMS issues updated data. Enrollment counts and rankings (such as Top 3 plans by enrollment) are derived from CMS monthly enrollment files and aggregated at the county level.
Medicare.org separates Medicare Advantage (MA/MAPD) plans and Special Needs Plans (SNPs) into different pages for clarity. As a result, plan counts, percentages, and other calculations shown here may differ from the aggregate totals published in the CMS Landscape files. All plan availability and benefit details originate from CMS.
Learn more about how we use CMS data.
- CMS.gov, "Medicare Advantage Plan Fact Sheet" — Last accessed 25 May, 2025
- Medicare.gov, "Your coverage options" — Last accessed 25 May, 2025
- Medicare.gov, "Joining a plan" — Last accessed 25 May, 2025
Some facts and percentages shown on this page (such as average premiums, distribution of plan types, and percentage of $0 premium plans) are calculated by Medicare.org using data from the CMS Plan Benefits Package (PBP) files and Part C & D Performance files. All underlying values originate from CMS, and calculations are refreshed whenever CMS issues updated data.
To explore how 2027 Medicare Advantage plans available in Dane County compare with plans offered elsewhere, you can search the Medicare Advantage plan directory to review options nationwide using the same authoritative data sources.
Medicare.org is owned and operated by Health Network Group, LLC, an Allstate company. Medicare.org provides information only and is not connected with or endorsed by the U.S. Government or the federal Medicare program.
Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard.
Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate Medicare coverage interpretation and resolution.