Medicare Advantage Plans in Richland County, WI:
Your Complete 2027 Guide
In Richland County, WI, Medicare beneficiaries have 10 Medicare Advantage plans to consider for 2027. Among them, 6 are offered at a $0 premium. About 716 people in the County are currently enrolled, and 63% of plans are rated 4 stars or higher. Special Needs Plans are not included in the figures shown above. Explore SNP options for Richland County, WI here. For a broader view beyond Medicare Advantage, see all Medicare coverage options in Richland County.
Page last revised:
Enrollment data refreshed: October 5, 2026
* Each year CMS evaluates Medicare Advantage plans on a 5-star scale. Data sources
Medicare Advantage PPO Plans
PPO, or Preferred Provider Organization, plans give Medicare beneficiaries the ability to see a wide range of providers. These plans cover in-network care at the lowest cost but also include the option to use out-of-network providers for a higher fee, offering added choice compared with other plan types.
| Health Plan Name | CMS Rating* | Premium Per Mo | MOOP | PDP Ded. | CMS Plan ID |
|---|---|---|---|---|---|
| Humana USAA Honor Giveback | $0 | $6,000 | N/A | H7617 022 0 | |
| HumanaChoice H7617-007 | $60 | $9,250 | $700 | H7617 007 0 | |
| Humana USAA Honor Giveback | $0 | $6,000 | N/A | H5216 355 0 | |
| HumanaChoice H5216-168 | $167 | $4,200 | $700 | H5216 168 0 | |
| Humana USAA Honor Giveback | $0 | $6,750 | N/A | R5361 001 0 | |
| HumanaChoice R5361-002 | $87 | $7,700 | $700 | R5361 002 0 | |
| AARP Medicare Advantage Patriot No Rx WI-MA01 | $0 | $7,150 | N/A | H0294 014 0 |
What is the total number of PPO plans offered in Richland?
Richland County has 7 PPO plans for 2027, with enrollment of 357.
How much do PPO plans cost on average in Richland?
The mean monthly PPO premium in Richland is $44.86, and 4 plans have no premium.
Medicare Advantage HMO Plans
With an HMO, you’ll typically get care from providers and facilities in the plan’s network. In exchange for this limitation, HMO plans usually feature lower monthly premiums and reduced cost-sharing, which can help enrollees better manage their healthcare expenses.
- Total HMO Plans
- 1
- Average Premium
- $0.00/mo
- Beneficiaries Enrolled
- 12
- $0 Premium HMOs
- 1
- Average MOOP
- $6,700
- Most Popular HMO
- Cooperative Medicare Advantage (HMO) with 12 enrollees
- HMOs Without Drug Coverage
- 0
| Health Plan Name | CMS Rating* | Premium Per Mo | MOOP | PDP Ded. | CMS Plan ID |
|---|---|---|---|---|---|
| Cooperative Medicare Advantage | $0 | $6,700 | $275 | H7598 004 0 |
- What is the average monthly premium for HMO plans?
- On average, HMO plans in Richland cost $0.00 per month.
- Which HMO plan is most popular in Richland?
- The leading HMO in Richland is Cooperative Medicare Advantage (HMO), with 12 members.
- How many HMO plans in Richland do not include drug coverage?
- There are 0 HMO plans available in Richland without Part D benefits.
Medicare Advantage PFFS Plans
With a PFFS plan, you can see any Medicare-approved provider who agrees to the plan’s conditions and payment structure. These plans offer broader choice compared to network-based options, but coverage depends on provider participation, so always confirm acceptance in advance.
- Total PFFS Plans
- 1
- Average Premium
- $60.00/mo
- Beneficiaries Enrolled
- 336
- $0 Premium PFFS
- 0
- Average MOOP
- $7,800
- Most Popular PFFS
- Humana Gold Choice H8145-006 (PFFS) with 336 enrollees
- PFFS Without Drug Coverage
- 0
| Health Plan Name | CMS Rating* | Premium Per Mo | MOOP | PDP Ded. | CMS Plan ID |
|---|---|---|---|---|---|
| Humana Gold Choice H8145-006 | $60 | $7,800 | $700 | H8145 006 0 |
What is the average monthly premium for PFFS plans?
On average, PFFS plans in Richland cost $60.00 per month.
Which PFFS plan is most popular in Richland?
The leading PFFS plan in Richland is Humana Gold Choice H8145-006 (PFFS), with 336 members.
How many PFFS plans in Richland do not include drug coverage?
There are 0 PFFS plans in Richland without Part D benefits.
The table below shows the quality ratings for Medicare Advantage plans offered in Richland County, WI for 2027.
| Rating Category | Number of Plans | Percent of Plans |
|---|---|---|
| 5 Stars | No 5-star plans available. | 0% |
| 4 Stars (includes 5 Stars) | 5 | 63% |
| 3 Stars | 3 | 38% |
| Below 3 Stars | 0 | 0% |
| Not Rated | 2 | 20% |
| Average Rating | 3.88 | |
In Richland County, Medicare Advantage enrollment follows specific timelines. Understanding these options—whether it’s your first time enrolling or switching plans—helps you choose coverage that matches your health and budget.
When You Can Sign Up
- Initial Enrollment Period (IEP): Lasting seven months around your 65th birthday, this period lets you enroll in Medicare for the first time. You may also choose a Medicare Advantage plan during this time. Learn more
- Medicare Advantage Open Enrollment Period (MA OEP): Between January 1 and March 31, people already enrolled in Medicare Advantage can make a one-time change—switch to another plan or return to Original Medicare. Learn more
- Annual Enrollment Period (AEP): Each fall, from October 15 to December 7, Medicare beneficiaries can review their coverage and make changes for the next plan year. Learn more
- Special Enrollment Periods (SEPs): Life events like moving to a new service area, losing other health coverage, or becoming eligible for assistance may open a Special Enrollment Period to adjust your Medicare coverage. Learn more
Ways to Enroll in Medicare Advantage
- Consult a Licensed Agent: Call a licensed insurance agent at HealthCompare 1-833-748-3201 (TTY 711), available Monday through Friday 5am–6pm and Saturday 6am–5pm PST, for help reviewing your Medicare options.
- Contact the Plan Provider Directly: Start enrollment by reaching out to the plan provider through their website or by phone with their member services team.
- Use Medicare.gov: At Medicare.gov, you can compare Medicare Advantage plans side by side and enroll securely online.
The MA and MAPD plans on this page are available to people on Medicare enrolled in both Medicare Part A and Part B living in Lone Rock, Richland Center, Cazenovia, Viola, and all other areas of Richland County, Wisconsin. For a broader view of coverage choices across the state, see Medicare plan options in Wisconsin.
Plans Offered through Medicare.org
Medicare Advantage and Part D plans and benefits offered by the following carriers: Aetna Medicare, Anthem Blue Cross and Blue Shield, Aspire Health Plan, Baylor Scott & White Health Plan, Dean Health Plan, Devoted Health, Florida Blue Medicare, Freedom Health, Health Care Service Corporation, HealthSpring℠, HealthSun, Healthy Blue, Humana, Molina Healthcare, Mutual of Omaha, Medica Central Health Plan, Optimum HealthCare, Premera Blue Cross, SCAN Health Plan, Simply, UnitedHealthcare®, Wellcare, WellPoint
- CMS.gov, Landscape Source Files — Version: CY2027 Landscape (202609.1)
- CMS.gov, Medicare Part C & D Performance — Version: 2027 Star Ratings Data Tables
- CMS.gov, Plan Benefits Package — Version: PBP Benefits-2027
- CMS.gov, Medicare Advantage/Part D Contract and Enrollment Data — Version: 2026-09
Some facts and percentages shown on this page (such as average premiums, distribution of plan types, and percentage of $0 premium plans) are calculated by Medicare.org using data from the CMS Landscape file, Plan Benefits Package (PBP) files and Part C & D Performance files. All underlying values originate from CMS, and calculations are refreshed whenever CMS issues updated data. Enrollment counts and rankings (such as Top 3 plans by enrollment) are derived from CMS monthly enrollment files and aggregated at the county level.
Medicare.org separates Medicare Advantage (MA/MAPD) plans and Special Needs Plans (SNPs) into different pages for clarity. As a result, plan counts, percentages, and other calculations shown here may differ from the aggregate totals published in the CMS Landscape files. All plan availability and benefit details originate from CMS.
Learn more about how we use CMS data.
- Medicare.gov, "Compare types of Medicare Advantage Plans" — Last accessed 25 May, 2025
- Medicare.gov, "Your coverage options" — Last accessed 25 May, 2025
- AARP.org, "The Big Choice: Original Medicare vs. Medicare Advantage" — Last accessed 25 May, 2025
Some facts and percentages shown on this page (such as average premiums, distribution of plan types, and percentage of $0 premium plans) are calculated by Medicare.org using data from the CMS Plan Benefits Package (PBP) files and Part C & D Performance files. All underlying values originate from CMS, and calculations are refreshed whenever CMS issues updated data.
To explore how 2027 Medicare Advantage plans available in Richland County compare with plans offered elsewhere, you can search the Medicare Advantage plan directory to review options nationwide using the same authoritative data sources.
Medicare.org is owned and operated by Health Network Group, LLC, an Allstate company. Medicare.org provides information only and is not connected with or endorsed by the U.S. Government or the federal Medicare program.
Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard.
Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate Medicare coverage interpretation and resolution.