Humana Basic Rx Plan A 2026 Medicare Part D Plan (S5884-115)
Humana Basic Rx Plan A 2026 Medicare Part D Plan (S5884-115)
This guide provides an overview of the Humana Basic Rx Plan Medicare Part D plan for 2026. You’ll find important information about the plan's benefits, costs, and star rating, along with details on how to enroll. Use the sections below to explore your prescription drug coverage options.
Humana Basic Rx Plan helps lower your prescription drug expenses, whether you’re enrolled in Medicare Part A and/or Part B, or a Medicare Advantage plan without drug coverage.
| Humana Basic Rx Plan: Part D Plan Overview | |
|---|---|
| Part D Plan ID: | S5884-115 |
| Plan Year: | 2026 |
| Total Part D Premium: | $0.40 |
| Annual Deductible: | $615.00 |
| Part D Benefit Type: | Basic |
| No Deductible Drug Tier: | Not Applicable |
| Low Income Subsidy: | Yes |
| Insured By: | Humana |
| We're Here to Help You Enroll |
|---|
Understanding Medicare Part D Plan Costs
Humana Basic Rx Plan has a range of costs, including monthly premiums, deductibles, copayments, and coinsurance. Understanding how each of these components impacts your overall expenses is key to managing your prescription drug costs effectively. The sections below will guide you through each cost factor.
Premium Breakdown
Your monthly premium for the Humana Basic Rx Plan plan is bundled into the total plan cost. Depending on the plan, you may face additional expenses or qualify for Low-Income Subsidy (LIS) support. The table below outlines the premium structure for this 2026 Humana plan.
| Basic Part D Premium: | $0.40 |
| Supplemental Part D Premium: | $0.00 |
| Total Part D Premium: | $0.40 |
| Low Income Premium Subsidy: | $45.60 |
| Low Income Premium Subsidy CMS Pays: | $0.40 |
| Low Income Subsidy Premium: | $0.00 |
IMPORTANT: If you qualify for the Low-Income Subsidy (LIS) program, known as "Extra Help," you could receive assistance with your prescription drug plan costs in Hawaii. For more details, visit the Social Security Extra Help page.
Understanding the Plan’s Deductible
The annual Medicare Part D deductible for this plan is $615.00. You are responsible for paying this amount before Humana starts sharing the cost of your prescriptions.
Out-of-Pocket Costs in this Drug Plan
Along with the plan's monthly premium and deductible, Humana Basic Rx Plan requires you to pay copayments (a set dollar amount) or coinsurance (a percentage of the drug cost) when picking up your medications. The table below provides a breakdown of these out-of-pocket expenses.
| Drug Tier | Retail | Mail Order | |
|---|---|---|---|
| Preferred Generic | $3.00 | $3.00 | |
| Generic | $4.00 | $4.00 | |
| Preferred Brand | 21.00% | 21.00% | |
| Non-Preferred Drug | 49.00% | 49.00% | |
| Specialty Tier | 25.00% | 25.00% | |
| *Deductible does not apply. | |||
How the CMS 5-Star Rating Works
The CMS evaluates Medicare Part D plans each year and assigns a star rating from 1 to 5 based on their overall quality and performance. These ratings are determined by factors like member experiences, customer service, and how well the plan ensures prescription drug safety. Higher ratings indicate better quality, making it easier for you to choose the right plan. Below is the star rating for the Humana Basic Rx Plan plan.
| CMS Measure | Star Rating |
|---|---|
| Overall Plan Rating | |
| Drug Plan Customer Service | |
| Complaints and Changes in the Drug Plan | |
| Member Experience with the Drug Plan | |
| Drug Safety and Accuracy of Drug Pricing |
Important Medicare Part D Enrollment Periods
Timing your enrollment in Medicare Part D is critical. Here are the key periods when you can sign up for or make changes to your plan:
- Initial Enrollment Period (IEP): Your first opportunity to join Medicare Part D typically begins three months before you turn 65 and continues for seven months. Find out more about the Initial Enrollment Period.
- Annual Enrollment Period (AEP): From October 15 to December 7 each year, you can change your Medicare Part D plan. Get details on the Medicare Annual Enrollment Period.
- Medicare Advantage Open Enrollment Period (MA-OEP): Between January 1 and March 31, you can change your Medicare Advantage plan or return to Original Medicare (with or without Part D), so long as you are currently enrolled in a Medicare Advantage plan. Learn more about the Medicare Advantage Open Enrollment Period.
- Special Enrollment Period (SEP): Specific situations, like moving or losing other coverage, may allow you to use a Special Enrollment Period to enroll or switch plans.
How to Enroll in Humana Basic Rx Plan
There are several ways to enroll in Humana Basic Rx Plan or another Medicare Part D plan, allowing you to choose the method that works best for you:
- Online via MedicareEnrollment.com: Compare and get enrolled online by visiting MedicareEnrollment.com.
- Call HealthCompare: Speak with a licensed insurance agent by calling HealthCompare at 833-748-3201 (TTY 711) for personalized assistance (Mon-Fri 5am-6pm, Sat 6am-5pm PST).
- Call 1-800-MEDICARE: You can also call 1-800-MEDICARE (1-800-633-4227) for help with enrollment. TTY users should dial 1-877-486-2048.
- Call the Plan Directly: Contact the plan directly using the information provided below to enroll by phone.
Contact Humana
| Website: | Humana Plan Page |
|---|---|
| Formulary: | Humana Formulary Page |
| Pharmacy: | Humana Pharmacy Page |
| Prospective Part D Members: | (800)706-0872 |
| Prospective Part D TTY Users: | 711 |
Plans Offered Through Medicare.org
Medicare Advantage and Part D plans and benefits offered by the following carriers: Medicare Advantage and Part D plans and benefits offered by the following carriers: Aetna Medicare, Anthem Blue Cross and Blue Shield, Aspire Health Plan, Baylor Scott & White Health Plan, Capital Blue Cross, Dean Health Plan, Devoted Health, Florida Blue Medicare, Freedom Health, GlobalHealth, Health Care Service Corporation, HealthSpring℠, HealthSun, Healthy Blue, Humana, Molina Healthcare, Mutual of Omaha, Medica Central Health Plan, Optimum HealthCare, Premera Blue Cross, SCAN Health Plan, Simply, UnitedHealthcare(R), Wellcare, WellPoint
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