Understanding Medicare Special Needs Plans in Baldwin County, Alabama
For 2026, residents of Baldwin County, AL can choose from 26 Special Needs Plan options. Of these, 8 cost nothing beyond the Part B premium. Enrollment in the County is about 6,308, with 43% of SNPs achieving 4 stars or better. SNPs are not available to everyone — eligibility is limited to people with dual Medicare/Medicaid coverage, qualifying chronic conditions, or institutional care needs.
- Page Updated
- Enrollment Data
- October 13, 2025
- CMS Quality Ratings
- * CMS reviews Medicare Advantage plans annually with a 5-star rating program. Data sources
Dual Eligible Special Needs Plans (D-SNPs)
Dual Eligible Special Needs Plans (D-SNPs) are designed for people who qualify for both Medicare and Medicaid. These plans coordinate benefits to reduce costs and provide access to additional support services.
- Total D-SNP Plans: 19
- Average Premium: $10.92/mo
- Beneficiaries Enrolled: 4,349
- $0 Premium D-SNPs: 6
- Zero Cost D-SNP Plans: 9
- Most Popular D-SNP: UHC Dual Complete AL-D002 (D-SNP) with 783 enrollees
- D-SNPs Without Drug Coverage: 0
| SNP Plan Name | Rating* | Premium | Network |
|---|---|---|---|
| HealthSpring TotalCare | $3 | HMO D-SNP | |
| HealthSpring TotalCare Plus | $7 | HMO D-SNP | |
| Humana Dual Select H4461-077 | $0 | HMO D-SNP | |
| Humana Gold Plus SNP-DE H4461-074 | $0 | HMO D-SNP | |
| Humana Gold Plus SNP-DE H4461-076 | $0 | HMO D-SNP | |
| UHC Dual Complete AL-D002 | $17 | PPO D-SNP | |
| UHC Dual Complete AL-S1 | $15 | HMO-POS D-SNP | |
| UHC Dual Complete AL-V002 | $26 | HMO-POS D-SNP | |
| VIVA Medicare Extra Value | $28 | HMO D-SNP | |
| Aetna Medicare Dual Care | $0 | HMO D-SNP | |
| Aetna Medicare Dual Extra Care | $0 | HMO D-SNP | |
| Aetna Medicare Full Dual Care | $0 | HMO D-SNP | |
| DEVOTED DUAL 004 AL | $28 | HMO D-SNP | |
| DEVOTED DUAL CHOICE FULL 013 AL | $28 | PPO D-SNP | |
| DEVOTED DUAL PLUS 003 AL | $20 | HMO D-SNP | |
| HumanaChoice SNP-DE H5216-370 | $1 | PPO D-SNP | |
| UHC Dual Complete AL-D001 | $3 | HMO-POS D-SNP | |
| Humana Dual Select H5619-093 | $4 | HMO D-SNP | |
| Simpra Advantage Dual Care | $28 | PPO D-SNP |
What is the average premium for D-SNP plans in Baldwin County?
The mean monthly D-SNP premium in Baldwin County is $10.92, with 6 at no cost.
Which D-SNP is the most popular in Baldwin County?
UHC Dual Complete AL-D002 (D-SNP) has the highest D-SNP enrollment in Baldwin County (783).
How many D-SNP plans are available in Baldwin County?
Baldwin County has 19 D-SNP options for 2026, serving 4,349 members.
What is the average premium for D-SNP plans in Baldwin County?
The mean monthly D-SNP premium in Baldwin County is $10.92, with 6 at no cost.
Institutional Special Needs Plans (I-SNPs)
These plans cater to individuals residing in long-term care facilities, such as nursing homes, or those requiring extended skilled nursing facility care at home. The CMS website provides more information about I-SNPs and their coverage details.
- Total I-SNP Plans
- 3
- Average Premium
- $43.73/mo
- Beneficiaries Enrolled
- 77
- $0 Premium I-SNPs
- 0
- Average MOOP
- $16,367
- Most Popular I-SNP
- UHC Nursing Home Plan EX-F001 (I-SNP) with 41 enrollees
- I-SNPs Without Drug Coverage
- 0
| SNP Plan Name | Rating* | Premium | Network |
|---|---|---|---|
| UHC Nursing Home Plan EX-F001 | $23 | PPO I-SNP | |
| Simpra Advantage Assist | $81 | PPO I-SNP | |
| Simpra Advantage Nursing Home Plan | $28 | PPO I-SNP |
- How many I-SNP plans are available in Baldwin County?
- In 2026, Baldwin County offers 3 I-SNPs with 77 enrollees.
- What is the average premium for I-SNP plans in Baldwin County?
- On average, I-SNP plans in Baldwin County cost $43.73 per month.
Chronic Condition Special Needs Plans (C-SNPs)
These plans are designed for individuals with severe or disabling chronic conditions. C-SNPs excel at coordinating your care among different medical specialists and often include extra benefits like prescription drug plans.
- Total C-SNP Plans 4
- Average Premium $13.85/mo
- Beneficiaries Enrolled 1,882
- $0 Premium C-SNPs 2
- Average MOOP $14,075
- Most Popular C-SNP UHC Complete Care AL-5 (C-SNP) with 1,882 enrollees
- C-SNPs Without Drug Coverage 0
| SNP Plan Name | Rating* | Premium | Network |
|---|---|---|---|
| DEVOTED C-SNP CHOICE 008 AL | $0 | PPO C-SNP | |
| DEVOTED C-SNP CHOICE PLUS 012 AL | $28 | PPO C-SNP | |
| DEVOTED C-SNP CHOICE PREMIUM 009 AL | $28 | PPO C-SNP | |
| UHC Complete Care AL-5 | $0 | HMO-POS C-SNP |
- How much do C-SNP plans cost on average in Baldwin County?
- The mean monthly C-SNP premium in Baldwin County is $13.85, with 2 at no cost.
- What C-SNP plan has the highest enrollment in Baldwin County?
- UHC Complete Care AL-5 (C-SNP) has the highest C-SNP enrollment in Baldwin County (1,882).
Choosing the right Medicare Special Needs Plan (SNP) in Baldwin County depends on enrolling at the right time. Understanding the different enrollment periods will help ensure that you get the coverage that best meets your needs.
When You Can Sign Up
- Initial Enrollment Period (IEP): This seven-month window starts three months before the month you turn 65 and ends three months after. It’s the first time you can sign up for Medicare and, if you choose, a Medicare Advantage plan. Learn more
- Medicare Advantage Open Enrollment Period (MA OEP): Running from January 1 to March 31 each year, this period allows one change to your current Medicare Advantage coverage or a move back to Original Medicare. Learn more
- Annual Enrollment Period (AEP): From October 15 through December 7 each year, you can make changes to your Medicare coverage for the following year. Learn more
- Special Enrollment Periods (SEPs): Life events like moving to a new service area, losing other health coverage, or becoming eligible for assistance may open a Special Enrollment Period to adjust your Medicare coverage. Learn more
Ways to Enroll in Medicare Advantage Special Needs Plans
- Consult a Licensed Agent: Call a licensed insurance agent at HealthCompare 1-833-748-3201 (TTY 711), available Monday through Friday 5am–6pm and Saturday 6am–5pm PST, for help reviewing your Medicare options.
- Contact the Plan Provider Directly: Start enrollment by reaching out to the plan provider through their website or by phone with their member services team.
- Use Medicare.gov: At Medicare.gov, you can compare Medicare Advantage plans side by side and enroll securely online.
The D-SNP, C-SNP, and I-SNP plans listed on this page are available to qualifying individuals enrolled in Medicare Part A and Part B living in Bay Minette, Daphne, Elberta, Fairhope, Foley, Gulf Shores, Lillian, Loxley, Orange Beach, Perdido, Robertsdale, Seminole, Silverhill, Stapleton, Stockton, Summerdale, and all other areas of Baldwin County, Alabama.
Plans Offered for Enrollment through Medicare.org
Medicare Advantage and Part D plans and benefits offered by the following carriers: Medicare Advantage and Part D plans and benefits offered by the following carriers: Aetna Medicare, Anthem Blue Cross and Blue Shield, Aspire Health Plan, Baylor Scott & White Health Plan, Capital Blue Cross, Dean Health Plan, Devoted Health, Florida Blue Medicare, Freedom Health, GlobalHealth, Health Care Service Corporation, HealthSpring℠, HealthSun, Healthy Blue, Humana, Molina Healthcare, Mutual of Omaha, Medica Central Health Plan, Optimum HealthCare, Premera Blue Cross, SCAN Health Plan, Simply, UnitedHealthcare(R), Wellcare, WellPoint
CMS Plan IDs Presented
The Medicare Special Needs Plan pages listed in the tables above include localization to assist beneficiaries with plans available in their service area. However, most Part C plans are available in more than one service area, which can lead to confusion. The following list of CMS IDs links to our master plan pages without localization.
- CMS.gov, Landscape Source Files — Last accessed September 26, 2025
- CMS.gov, Medicare Part C & D Performance — Last accessed October 10, 2025
- CMS.gov, Plan Benefits Package — Last accessed October 13, 2025
- CMS.gov, Medicare Advantage/Part D Contract and Enrollment Data — Last accessed October 13, 2025
Some facts and percentages shown on this page (such as average premiums, distribution of plan types, and percentage of $0 premium plans) are calculated by Medicare.org using data from the CMS Plan Benefits Package (PBP) files and Part C & D Performance files. All underlying values originate from CMS, and calculations are refreshed whenever CMS issues updated data.
Medicare.org separates Medicare Advantage (MA/MAPD) plans and Special Needs Plans (SNPs) into different pages for clarity. As a result, plan counts, percentages, and other calculations shown here may differ from the aggregate totals published in the CMS Landscape files. All plan availability and benefit details originate from CMS.
Learn more about how we use CMS data.
- Medicare.gov, "Understanding Medicare Advantage Plans" — Last accessed 24 May, 2025
- Medicare.gov, "Compare Original Medicare & Medicare Advantage" — Last accessed 25 May, 2025
- AARP.org, "The Big Choice: Original Medicare vs. Medicare Advantage" — Last accessed 20 May, 2025
Medicare.org is owned and operated by Health Network Group, LLC, an Allstate company. Medicare.org provides information only and is not connected with or endorsed by the U.S. Government or the federal Medicare program.
Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard.
Page content managed by David Bynon, Medicare Analyst.