Understanding Medicare Special Needs Plans in Cherokee County, Alabama
Cherokee County, AL offers 23 Special Needs Plans (SNPs) in 2026, including 6 with no monthly premium. Currently, about 990 beneficiaries are enrolled, and 35% of SNPs have a 4-star rating or higher. These plans are designed for Medicare beneficiaries who meet special eligibility criteria, such as dual coverage, qualifying chronic conditions, or residence in a long-term care facility.
Last update: . Enrollment data last updated: October 13, 2025
* CMS rates Medicare Advantage plans annually using a 5-star system. Data sources
Dual Eligible Special Needs Plans (D-SNPs)
Dual Eligible Special Needs Plans (D-SNPs) are designed for people who qualify for both Medicare and Medicaid. These plans coordinate benefits to reduce costs and provide access to additional support services.
- Total D-SNP Plans
- 16
- Average Premium
- $13.76/mo
- Beneficiaries Enrolled
- 802
- $0 Premium D-SNPs
- 3
- Zero Cost D-SNPs
- 7
- Most Popular D-SNP
- VIVA Medicare Extra Value (D-SNP) with 127 enrollees
- D-SNPs Without Drug Coverage
- 0
| Health Plan Name | CMS Rating* | Premium Per Mo | Network |
|---|---|---|---|
| HealthSpring TotalCare | $3 | HMO D-SNP | |
| HealthSpring TotalCare Plus | $7 | HMO D-SNP | |
| UHC Dual Complete AL-D002 | $17 | PPO D-SNP | |
| UHC Dual Complete AL-S1 | $15 | HMO-POS D-SNP | |
| UHC Dual Complete AL-V002 | $26 | HMO-POS D-SNP | |
| VIVA Medicare Extra Value | $28 | HMO D-SNP | |
| Aetna Medicare Dual Care | $0 | HMO D-SNP | |
| Aetna Medicare Dual Extra Care | $0 | HMO D-SNP | |
| Aetna Medicare Full Dual Care | $0 | HMO D-SNP | |
| DEVOTED DUAL 004 AL | $28 | HMO D-SNP | |
| DEVOTED DUAL CHOICE FULL 013 AL | $28 | PPO D-SNP | |
| DEVOTED DUAL PLUS 003 AL | $20 | HMO D-SNP | |
| HumanaChoice SNP-DE H5216-370 | $1 | PPO D-SNP | |
| UHC Dual Complete AL-D001 | $3 | HMO-POS D-SNP | |
| UHC Dual Complete AL-V001 | $17 | HMO-POS D-SNP | |
| Simpra Advantage Dual Care | $28 | PPO D-SNP |
What is the average premium for D-SNP plans in Cherokee County?
The mean monthly D-SNP premium in Cherokee County is $13.76, with 3 at no cost.
Which D-SNP is the most popular in Cherokee County?
VIVA Medicare Extra Value (D-SNP) has the highest D-SNP enrollment in Cherokee County (127).
How many D-SNP plans are available in Cherokee County?
Cherokee County has 16 D-SNP options for 2026, serving 802 members.
Institutional Special Needs Plans (I-SNPs)
These plans cater to individuals residing in long-term care facilities, such as nursing homes, or those requiring extended skilled nursing facility care at home. The CMS website provides more information about I-SNPs and their coverage details.
| Health Plan Name | CMS Rating* | Premium Per Mo | Network |
|---|---|---|---|
| Simpra Advantage Assist | $81 | PPO I-SNP | |
| Simpra Advantage Nursing Home Plan | $28 | PPO I-SNP |
What is the average premium for I-SNP plans in Cherokee County?
The mean monthly I-SNP premium in Cherokee County is $54.35, with 0 at no cost.
Which I-SNP is the most popular in Cherokee County?
has the highest I-SNP enrollment in Cherokee County (0).
How many I-SNP plans are available in Cherokee County?
Cherokee County has 2 I-SNP options for 2026, serving 0 members.
Chronic Condition Special Needs Plans (C-SNPs)
These plans are designed for individuals with severe or disabling chronic conditions. C-SNPs excel at coordinating your care among different medical specialists and often include extra benefits like prescription drug plans.
| Health Plan Name | CMS Rating* | Premium Per Mo | Network |
|---|---|---|---|
| HealthSpring Achieve | $0 | HMO C-SNP | |
| DEVOTED C-SNP CHOICE 008 AL | $0 | PPO C-SNP | |
| DEVOTED C-SNP CHOICE PLUS 012 AL | $28 | PPO C-SNP | |
| DEVOTED C-SNP CHOICE PREMIUM 009 AL | $28 | PPO C-SNP | |
| UHC Complete Care AL-5 | $0 | HMO-POS C-SNP |
Which C-SNP is the most popular in Cherokee County?
UHC Complete Care AL-5 (C-SNP) is the most popular C-SNP in Cherokee County, with 188 enrollees.
How many C-SNP plans are available in Cherokee County?
There are 5 C-SNP plans in 2026, covering 188 beneficiaries.
What is the average premium for C-SNP plans in Cherokee County?
The average C-SNP premium is $11.08, with 3 costing $0.
Medicare Special Needs Plans have with strict enrollment windows. By knowing when and how to sign up, you’ll avoid missed deadlines and keep your healthcare coverage aligned with your needs.
Key Medicare Enrollment Periods
- Initial Enrollment Period (IEP): Beginning three months before you turn 65 and lasting until three months after, this is the initial chance to join Medicare. You may also select a Medicare Advantage plan if it fits your needs. Learn more
- Medicare Advantage Open Enrollment Period (MA OEP): Between January 1 and March 31, people already enrolled in Medicare Advantage can make a one-time change—switch to another plan or return to Original Medicare. Learn more
- Annual Enrollment Period (AEP): This yearly window, running October 15 to December 7, gives you the opportunity to join, switch, or drop Medicare Advantage and Part D plans. Learn more
- Special Enrollment Periods (SEPs): Certain qualifying events, such as a change in residence or loss of existing coverage, may allow you to enroll in or change Medicare Advantage plans outside of the usual enrollment windows. Learn more
SNP Enrollment Options Explained
- Consult a Licensed Agent: Call a licensed insurance agent at HealthCompare 1-833-748-3201 (TTY 711), available Monday through Friday 5am–6pm and Saturday 6am–5pm PST, for help reviewing your Medicare options.
- Contact the Plan Provider Directly: You may enroll through a plan provider’s website or speak with their customer support staff to complete your application.
- Use Medicare.gov: Visit Medicare.gov to shop for plans, review benefits, and submit your enrollment electronically.
The D-SNP, C-SNP, and I-SNP plans listed on this page are available to qualifying individuals enrolled in Medicare Part A and Part B living in Cedar Bluff, Centre, Gaylesville, Leesburg, and all other areas of Cherokee County, Alabama.
Plans Offered for Enrollment through Medicare.org
Medicare Advantage and Part D plans and benefits offered by the following carriers: Medicare Advantage and Part D plans and benefits offered by the following carriers: Aetna Medicare, Anthem Blue Cross and Blue Shield, Aspire Health Plan, Baylor Scott & White Health Plan, Capital Blue Cross, Dean Health Plan, Devoted Health, Florida Blue Medicare, Freedom Health, GlobalHealth, Health Care Service Corporation, HealthSpring℠, HealthSun, Healthy Blue, Humana, Molina Healthcare, Mutual of Omaha, Medica Central Health Plan, Optimum HealthCare, Premera Blue Cross, SCAN Health Plan, Simply, UnitedHealthcare(R), Wellcare, WellPoint
CMS Plan IDs Presented
The Medicare Special Needs Plan pages listed in the tables above include localization to assist beneficiaries with plans available in their service area. However, most Part C plans are available in more than one service area, which can lead to confusion. The following list of CMS IDs links to our master plan pages without localization.
- CMS.gov, Landscape Source Files — Last accessed September 26, 2025
- CMS.gov, Medicare Part C & D Performance — Last accessed October 10, 2025
- CMS.gov, Plan Benefits Package — Last accessed October 13, 2025
- CMS.gov, Medicare Advantage/Part D Contract and Enrollment Data — Last accessed October 13, 2025
Some facts and percentages shown on this page (such as average premiums, distribution of plan types, and percentage of $0 premium plans) are calculated by Medicare.org using data from the CMS Plan Benefits Package (PBP) files and Part C & D Performance files. All underlying values originate from CMS, and calculations are refreshed whenever CMS issues updated data.
Medicare.org separates Medicare Advantage (MA/MAPD) plans and Special Needs Plans (SNPs) into different pages for clarity. As a result, plan counts, percentages, and other calculations shown here may differ from the aggregate totals published in the CMS Landscape files. All plan availability and benefit details originate from CMS.
Learn more about how we use CMS data.
- Medicare.gov, "Understanding Medicare Advantage Plans" — Last accessed 24 May, 2025
- Medicare.gov, "Compare Original Medicare & Medicare Advantage" — Last accessed 25 May, 2025
- AARP.org, "The Big Choice: Original Medicare vs. Medicare Advantage" — Last accessed 20 May, 2025
Medicare.org is owned and operated by Health Network Group, LLC, an Allstate company. Medicare.org provides information only and is not connected with or endorsed by the U.S. Government or the federal Medicare program.
Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard.
Page content managed by David Bynon, Medicare Analyst.