Understanding Medicare Special Needs Plans in Cherokee County, Alabama
In Cherokee County, AL, Medicare beneficiaries have access to 28 Special Needs Plans (SNPs) in 2027. Among them, 20 are available at a $0 premium. About 1,106 people in the County are enrolled, with 24% of SNPs rated 4 stars or higher. These plans are designed for individuals with specific healthcare needs, including dual eligibility for Medicare and Medicaid, chronic conditions, or long-term care requirements.
To see how SNPs fit with your other Medicare choices, explore all Medicare coverage options in Cherokee County, AL.
Page last revised:
Enrollment data refreshed: October 5, 2026
* Each year CMS evaluates Medicare Advantage plans on a 5-star scale. Data sources
Dual Eligible Special Needs Plans (D-SNPs)
Dual Eligible Special Needs Plans (D-SNPs) are designed for people who qualify for both Medicare and Medicaid. These plans coordinate benefits to reduce costs and provide access to additional support services.
- Total D-SNP Plans
- 17
- Average Premium
- $4.24/mo
- Beneficiaries Enrolled
- 817
- $0 Premium D-SNPs
- 11
- Zero Cost D-SNPs
- 8
- Most Popular D-SNP
- Aetna Medicare Dual Extra Care (D-SNP) with 186 enrollees
- D-SNPs Without Drug Coverage
- 0
- How many Dual Eligible SNPs are offered in Cherokee County?
- There are 17 D-SNP plans in 2027, covering 817 beneficiaries.
- What is the typical monthly premium for D-SNPs in Cherokee County?
- The average D-SNP premium is $4.24, with 11 costing $0.
- Which D-SNP plan do most dual eligible beneficiaries choose in Cherokee County?
- Aetna Medicare Dual Extra Care (D-SNP) is the most popular D-SNP in Cherokee County, with 186 enrollees.
Institutional Special Needs Plans (I-SNPs)
These plans cater to individuals residing in long-term care facilities, such as nursing homes, or those requiring extended skilled nursing facility care at home. The CMS website provides more information about I-SNPs and their coverage details.
- Total I-SNP Plans
- 2
- Average Premium
- $51.85/mo
- Beneficiaries Enrolled
- 0
- $0 Premium I-SNPs
- 0
- Average MOOP
- $16,550
- Most Popular I-SNP
- with 0 enrollees
- I-SNPs Without Drug Coverage
- 0
| SNP Plan Name | Rating* | Premium | Network | Plan-ID |
|---|---|---|---|---|
| Simpra Advantage Assist | $90 | PPO I-SNP | H4091 003 0 | |
| Simpra Advantage Nursing Home Plan | $14 | PPO I-SNP | H4091 001 0 |
- What I-SNP plan has the highest enrollment in Cherokee County?
- is the most popular I-SNP in Cherokee County, with 0 enrollees.
- What is the total number of I-SNP options in Cherokee County?
- There are 2 I-SNP plans in 2027, covering 0 beneficiaries.
- How much do I-SNP plans cost on average in Cherokee County?
- The average I-SNP premium is $51.85, with 0 costing $0.
Chronic Condition Special Needs Plans (C-SNPs)
These plans are designed for individuals with severe or disabling chronic conditions. C-SNPs excel at coordinating your care among different medical specialists and often include extra benefits like prescription drug plans.
- Total C-SNP Plans
- 9
- Average Premium
- $0.00/mo
- Beneficiaries Enrolled
- 289
- $0 Premium C-SNPs
- 9
- Average MOOP
- $14,344
- Most Popular C-SNP
- UHC Complete Care AL-5 (C-SNP) with 189 enrollees
- C-SNPs Without Drug Coverage
- 0
| SNP Plan Name | Rating* | Premium | Network | Plan-ID |
|---|---|---|---|---|
| DEVOTED C-SNP CHOICE ENHANCED 013 AL | $0 | PPO C-SNP | H7028 013 0 | |
| DEVOTED C-SNP CHOICE GIVEBACK EXTRAS 017 AL | $0 | PPO C-SNP | H7028 017 0 | |
| DEVOTED C-SNP CHOICE PLUS 015 AL | $0 | PPO C-SNP | H7028 015 0 | |
| DEVOTED C-SNP CHOICE 008 AL | $0 | PPO C-SNP | H9888 008 0 | |
| DEVOTED C-SNP CHOICE ENHANCED 009 AL | $0 | PPO C-SNP | H9888 009 0 | |
| DEVOTED C-SNP CHOICE PLUS 012 AL | $0 | PPO C-SNP | H9888 012 0 | |
| HealthSpring Achieve | $0 | HMO C-SNP | H4513 094 0 | |
| UHC Complete Care AL-5 | $0 | HMO-POS C-SNP | H0432 017 0 | |
| UHC Complete Care AL-8 | $0 | HMO-POS C-SNP | H2802 088 0 |
What is the typical monthly premium for C-SNPs in Cherokee County?
On average, C-SNP plans in Cherokee County cost $0.00 per month.
Which C-SNP plan do most beneficiaries with chronic conditions choose in Cherokee County?
The leading C-SNP in Cherokee County is UHC Complete Care AL-5 (C-SNP), with 189 members.
Choosing the right Medicare Special Needs Plan (SNP) in Cherokee County depends on enrolling at the right time. Understanding the different enrollment periods will help ensure that you get the coverage that best meets your needs.
Understanding Enrollment Windows
- Initial Enrollment Period (IEP): This seven-month window starts three months before the month you turn 65 and ends three months after. It’s the first time you can sign up for Medicare and, if you choose, a Medicare Advantage plan. Learn more
- Medicare Advantage Open Enrollment Period (MA OEP): Each year from January 1 through March 31, you may change to another Medicare Advantage plan or drop your plan and return to Original Medicare. Learn more
- Annual Enrollment Period (AEP): Each fall, from October 15 to December 7, Medicare beneficiaries can review their coverage and make changes for the next plan year. Learn more
- Special Enrollment Periods (SEPs): Life events like moving to a new service area, losing other health coverage, or becoming eligible for assistance may open a Special Enrollment Period to adjust your Medicare coverage. Learn more
How to Sign Up for a Special Needs Plan
- Talk with a Licensed Agent: Licensed agents at HealthCompare can explain your Medicare Advantage choices. Reach them at 1-833-748-3201 (TTY 711), Monday–Friday 5am–6pm and Saturday 6am–5pm PST.
- Contact the Plan Provider Directly: Enrollment can also be completed by calling the plan provider’s customer service line or visiting their official website.
- Use Medicare.gov: The official Medicare website, Medicare.gov, lets you review available plans and complete enrollment online.
The D-SNP, C-SNP, and I-SNP plans listed on this page are available to qualifying individuals enrolled in Medicare Part A and Part B living in Cedar Bluff, Centre, Gaylesville, Leesburg, and all other areas of Cherokee County, Alabama. For a broader statewide overview, see Medicare plan options in Alabama.
Plans Offered through Medicare.org
Medicare Advantage and Part D plans and benefits offered by the following carriers: Aetna Medicare, Anthem Blue Cross and Blue Shield, Aspire Health Plan, Baylor Scott & White Health Plan, Dean Health Plan, Devoted Health, Florida Blue Medicare, Freedom Health, Health Care Service Corporation, HealthSpring℠, HealthSun, Healthy Blue, Humana, Molina Healthcare, Mutual of Omaha, Medica Central Health Plan, Optimum HealthCare, Premera Blue Cross, SCAN Health Plan, Simply, UnitedHealthcare®, Wellcare, WellPoint
- CMS.gov, Landscape Source Files — Version: CY2027 Landscape (202609.1)
- CMS.gov, Medicare Part C & D Performance — Version: 2027 Star Ratings Data Tables
- CMS.gov, Plan Benefits Package — Version: PBP Benefits-2027
- CMS.gov, Medicare Advantage/Part D Contract and Enrollment Data — Version: 2026-09
Some facts and percentages shown on this page (such as average premiums, distribution of plan types, and percentage of $0 premium plans) are calculated by Medicare.org using data from the CMS Plan Benefits Package (PBP) files and Part C & D Performance files. All underlying values originate from CMS, and calculations are refreshed whenever CMS issues updated data.
To explore how 2027 Medicare SNP plans available in Cherokee County compare with plans offered elsewhere, you can search the Special Needs Plan directory to review options nationwide using the same authoritative data sources.
Medicare.org separates Medicare Advantage (MA/MAPD) plans and Special Needs Plans (SNPs) into different pages for clarity. As a result, plan counts, percentages, and other calculations shown here may differ from the aggregate totals published in the CMS Landscape files. All plan availability and benefit details originate from CMS.
Learn more about how we use CMS data.
- Medicare.gov, "Compare types of Medicare Advantage Plans" — Last accessed 25 May, 2025
- Medicare.gov, "Explore your Medicare coverage options" — Last accessed 25 May, 2025
- Medicare.gov, "Joining a plan" — Last accessed 21 May, 2025
Medicare.org is owned and operated by Health Network Group, LLC, an Allstate company. Medicare.org provides information only and is not connected with or endorsed by the U.S. Government or the federal Medicare program.
Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard.
Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate Medicare coverage interpretation and resolution.