Understanding Medicare Special Needs Plans in Cherokee County, Alabama
In Cherokee County, AL, Medicare beneficiaries have access to 23 Special Needs Plans (SNPs) in 2026. Among them, 6 are available at a $0 premium. About 1,170 people in the County are enrolled, with 35% of SNPs rated 4 stars or higher. These plans are designed for individuals with specific healthcare needs, including dual eligibility for Medicare and Medicaid, chronic conditions, or long-term care requirements.
- Page Updated
- Enrollment Data
- May 2, 2026
- CMS Quality Ratings
- * CMS reviews Medicare Advantage plans annually with a 5-star rating program. Data sources
Dual Eligible Special Needs Plans (D-SNPs)
Dual Eligible Special Needs Plans (D-SNPs) are designed for people who qualify for both Medicare and Medicaid. These plans coordinate benefits to reduce costs and provide access to additional support services.
- Total D-SNP Plans: 16
- Average Premium: $13.76/mo
- Beneficiaries Enrolled: 906
- $0 Premium D-SNPs: 3
- Zero Cost D-SNP Plans: 7
- Most Popular D-SNP: Aetna Medicare Dual Extra Care (D-SNP) with 177 enrollees
- D-SNPs Without Drug Coverage: 0
| SNP Plan Name | Rating* | Premium | Network | Plan-ID |
|---|---|---|---|---|
| HealthSpring TotalCare | $3 | HMO D-SNP | H4513 055 0 | |
| HealthSpring TotalCare Plus | $7 | HMO D-SNP | H4513 063 0 | |
| UHC Dual Complete AL-D002 | $17 | PPO D-SNP | H1889 009 0 | |
| UHC Dual Complete AL-S1 | $15 | HMO-POS D-SNP | H2802 064 0 | |
| UHC Dual Complete AL-V002 | $26 | HMO-POS D-SNP | H2802 044 0 | |
| VIVA Medicare Extra Value | $28 | HMO D-SNP | H0154 012 0 | |
| Aetna Medicare Dual Care | $0 | HMO D-SNP | H3239 010 0 | |
| Aetna Medicare Dual Extra Care | $0 | HMO D-SNP | H3239 002 0 | |
| Aetna Medicare Full Dual Care | $0 | HMO D-SNP | H3239 026 0 | |
| DEVOTED DUAL 004 AL | $28 | HMO D-SNP | H3080 004 0 | |
| DEVOTED DUAL CHOICE FULL 013 AL | $28 | PPO D-SNP | H9888 013 0 | |
| DEVOTED DUAL PLUS 003 AL | $20 | HMO D-SNP | H3080 003 0 | |
| HumanaChoice SNP-DE H5216-370 | $1 | PPO D-SNP | H5216 370 0 | |
| UHC Dual Complete AL-D001 | $3 | HMO-POS D-SNP | H0432 009 0 | |
| UHC Dual Complete AL-V001 | $17 | HMO-POS D-SNP | H0432 013 0 | |
| Simpra Advantage Dual Care | $28 | PPO D-SNP | H4091 002 0 |
- What D-SNP plan has the highest enrollment in Cherokee County?
- Aetna Medicare Dual Extra Care (D-SNP) is the most popular D-SNP in Cherokee County, with 177 enrollees.
- What is the total number of D-SNP options in Cherokee County?
- There are 16 D-SNP plans in 2026, covering 906 beneficiaries.
Institutional Special Needs Plans (I-SNPs)
These plans cater to individuals residing in long-term care facilities, such as nursing homes, or those requiring extended skilled nursing facility care at home. The CMS website provides more information about I-SNPs and their coverage details.
| SNP Plan Name | Rating* | Premium | Network | Plan-ID |
|---|---|---|---|---|
| Simpra Advantage Assist | $81 | PPO I-SNP | H4091 003 0 | |
| Simpra Advantage Nursing Home Plan | $28 | PPO I-SNP | H4091 001 0 |
- What I-SNP plan has the highest enrollment in Cherokee County?
- is the most popular I-SNP in Cherokee County, with 0 enrollees.
- What is the total number of I-SNP options in Cherokee County?
- There are 2 I-SNP plans in 2026, covering 0 beneficiaries.
Chronic Condition Special Needs Plans (C-SNPs)
These plans are designed for individuals with severe or disabling chronic conditions. C-SNPs excel at coordinating your care among different medical specialists and often include extra benefits like prescription drug plans.
- Total C-SNP Plans 5
- Average Premium $11.08/mo
- Beneficiaries Enrolled 264
- $0 Premium C-SNPs 3
- Average MOOP $12,940
- Most Popular C-SNP UHC Complete Care AL-5 (C-SNP) with 176 enrollees
- C-SNPs Without Drug Coverage 0
| SNP Plan Name | Rating* | Premium | Network | Plan-ID |
|---|---|---|---|---|
| HealthSpring Achieve | $0 | HMO C-SNP | H4513 094 0 | |
| DEVOTED C-SNP CHOICE 008 AL | $0 | PPO C-SNP | H9888 008 0 | |
| DEVOTED C-SNP CHOICE PLUS 012 AL | $28 | PPO C-SNP | H9888 012 0 | |
| DEVOTED C-SNP CHOICE PREMIUM 009 AL | $28 | PPO C-SNP | H9888 009 0 | |
| UHC Complete Care AL-5 | $0 | HMO-POS C-SNP | H0432 017 0 |
Which C-SNP is the most popular in Cherokee County?
UHC Complete Care AL-5 (C-SNP) has the highest C-SNP enrollment in Cherokee County (176).
How many C-SNP plans are available in Cherokee County?
Cherokee County has 5 C-SNP options for 2026, serving 264 members.
Medicare Advantage Special Needs Plan enrollment follows specific timelines. Understanding these options—whether it’s your first time enrolling or switching plans—helps you choose coverage that matches your health and budget.
Key Medicare Enrollment Periods
- Initial Enrollment Period (IEP): Lasting seven months around your 65th birthday, this period lets you enroll in Medicare for the first time. You may also choose a Medicare Advantage plan during this time. Learn more
- Medicare Advantage Open Enrollment Period (MA OEP): Each year from January 1 through March 31, you may change to another Medicare Advantage plan or drop your plan and return to Original Medicare. Learn more
- Annual Enrollment Period (AEP): Each fall, from October 15 to December 7, Medicare beneficiaries can review their coverage and make changes for the next plan year. Learn more
- Special Enrollment Periods (SEPs): Life events like moving to a new service area, losing other health coverage, or becoming eligible for assistance may open a Special Enrollment Period to adjust your Medicare coverage. Learn more
How to Sign Up for a Special Needs Plan
- Talk with a Licensed Agent: Licensed agents at HealthCompare can explain your Medicare Advantage choices. Reach them at 1-833-748-3201 (TTY 711), Monday–Friday 5am–6pm and Saturday 6am–5pm PST.
- Contact the Plan Provider Directly: Start enrollment by reaching out to the plan provider through their website or by phone with their member services team.
- Use Medicare.gov: At Medicare.gov, you can compare Medicare Advantage plans side by side and enroll securely online.
The D-SNP, C-SNP, and I-SNP plans listed on this page are available to qualifying individuals enrolled in Medicare Part A and Part B living in Cedar Bluff, Centre, Gaylesville, Leesburg, and all other areas of Cherokee County, Alabama.
Plans Offered for Enrollment through Medicare.org
Medicare Advantage and Part D plans and benefits offered by the following carriers: Medicare Advantage and Part D plans and benefits offered by the following carriers: Aetna Medicare, Anthem Blue Cross and Blue Shield, Aspire Health Plan, Baylor Scott & White Health Plan, Capital Blue Cross, Dean Health Plan, Devoted Health, Florida Blue Medicare, Freedom Health, GlobalHealth, Health Care Service Corporation, HealthSpring℠, HealthSun, Healthy Blue, Humana, Molina Healthcare, Mutual of Omaha, Medica Central Health Plan, Optimum HealthCare, Premera Blue Cross, SCAN Health Plan, Simply, UnitedHealthcare(R), Wellcare, WellPoint
- CMS.gov, Landscape Source Files — Last accessed September 26, 2025
- CMS.gov, Medicare Part C & D Performance — Last accessed October 10, 2025
- CMS.gov, Plan Benefits Package — Last accessed October 13, 2025
- CMS.gov, Medicare Advantage/Part D Contract and Enrollment Data — Last accessed May 2, 2026
Some facts and percentages shown on this page (such as average premiums, distribution of plan types, and percentage of $0 premium plans) are calculated by Medicare.org using data from the CMS Plan Benefits Package (PBP) files and Part C & D Performance files. All underlying values originate from CMS, and calculations are refreshed whenever CMS issues updated data.
To explore how 2026 Medicare SNP plans available in Cherokee County compare with plans offered elsewhere, you can search the Special Needs Plan directory to review options nationwide using the same authoritative data sources.
Medicare.org separates Medicare Advantage (MA/MAPD) plans and Special Needs Plans (SNPs) into different pages for clarity. As a result, plan counts, percentages, and other calculations shown here may differ from the aggregate totals published in the CMS Landscape files. All plan availability and benefit details originate from CMS.
Learn more about how we use CMS data.
- CMS.gov, "Medicare Advantage Plan Fact Sheet" — Last accessed 25 May, 2025
- Medicare.gov, "Your coverage options" — Last accessed 23 May, 2025
- Medicare.gov, "Joining a plan" — Last accessed 21 May, 2025
Medicare.org is owned and operated by Health Network Group, LLC, an Allstate company. Medicare.org provides information only and is not connected with or endorsed by the U.S. Government or the federal Medicare program.
Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard.
Page content independently curated and maintained by David W. Bynon, Medicare Technical Operator, using a standardized, data-driven methodology designed for accurate, non-commercial Medicare plan interpretation and resolution.