Understanding Medicare Special Needs Plans in Clarke County, Alabama
In Clarke County, AL, Medicare beneficiaries have access to 17 Special Needs Plans (SNPs) in 2026. Among them, 7 are available at a $0 premium. About 1,529 people in the County are enrolled, with 43% of SNPs rated 4 stars or higher. These plans are designed for individuals with specific healthcare needs, including dual eligibility for Medicare and Medicaid, chronic conditions, or long-term care requirements.
To see how SNPs fit with your other Medicare choices, explore all Medicare coverage options in Clarke County, AL.
- Page Updated
- CMS Quality Ratings
- * CMS reviews Medicare Advantage plans annually with a 5-star rating program. Data sources
Dual Eligible Special Needs Plans (D-SNPs)
Dual Eligible Special Needs Plans (D-SNPs) are designed for people who qualify for both Medicare and Medicaid. These plans coordinate benefits to reduce costs and provide access to additional support services.
- Total D-SNP Plans: 14
- Average Premium: $7.92/mo
- Beneficiaries Enrolled: 1,175
- $0 Premium D-SNPs: 6
- Zero Cost D-SNP Plans: 6
- Most Popular D-SNP: UHC Dual Complete AL-D002 (D-SNP) with 173 enrollees
- D-SNPs Without Drug Coverage: 0
| SNP Plan Name | Rating* | Premium | Network | Plan-ID |
|---|---|---|---|---|
| Humana Dual Select H4461-077 | $0 | HMO D-SNP | H4461 077 0 | |
| Humana Gold Plus SNP-DE H4461-074 | $0 | HMO D-SNP | H4461 074 0 | |
| Humana Gold Plus SNP-DE H4461-076 | $0 | HMO D-SNP | H4461 076 0 | |
| UHC Dual Complete AL-D002 | $17 | PPO D-SNP | H1889 009 0 | |
| UHC Dual Complete AL-S1 | $15 | HMO-POS D-SNP | H2802 064 0 | |
| UHC Dual Complete AL-V002 | $26 | HMO-POS D-SNP | H2802 044 0 | |
| Aetna Medicare Dual Care | $0 | HMO D-SNP | H3239 010 0 | |
| Aetna Medicare Dual Extra Care | $0 | HMO D-SNP | H3239 002 0 | |
| Aetna Medicare Full Dual Care | $0 | HMO D-SNP | H3239 026 0 | |
| HumanaChoice SNP-DE H5216-370 | $1 | PPO D-SNP | H5216 370 0 | |
| UHC Dual Complete AL-D001 | $3 | HMO-POS D-SNP | H0432 009 0 | |
| UHC Dual Complete AL-V001 | $17 | HMO-POS D-SNP | H0432 013 0 | |
| Humana Dual Select H5619-093 | $4 | HMO D-SNP | H5619 093 0 | |
| Simpra Advantage Dual Care | $28 | PPO D-SNP | H4091 002 0 |
How many Dual Eligible SNPs are offered in Clarke County?
Clarke County has 14 D-SNP options for 2026, serving 1,175 members.
What is the typical monthly premium for D-SNPs in Clarke County?
The mean monthly D-SNP premium in Clarke County is $7.92, with 6 at no cost.
Institutional Special Needs Plans (I-SNPs)
These plans cater to individuals residing in long-term care facilities, such as nursing homes, or those requiring extended skilled nursing facility care at home. The CMS website provides more information about I-SNPs and their coverage details.
| SNP Plan Name | Rating* | Premium | Network | Plan-ID |
|---|---|---|---|---|
| Simpra Advantage Assist | $81 | PPO I-SNP | H4091 003 0 | |
| Simpra Advantage Nursing Home Plan | $28 | PPO I-SNP | H4091 001 0 |
- Which I-SNP plan do most institutionalized beneficiaries choose in Clarke County?
- Simpra Advantage Nursing Home Plan (I-SNP) is the most popular I-SNP in Clarke County, with 38 enrollees.
- How many Institutional SNPs are offered in Clarke County?
- There are 2 I-SNP plans in 2026, covering 38 beneficiaries.
Chronic Condition Special Needs Plans (C-SNPs)
These plans are designed for individuals with severe or disabling chronic conditions. C-SNPs excel at coordinating your care among different medical specialists and often include extra benefits like prescription drug plans.
| SNP Plan Name | Rating* | Premium | Network | Plan-ID |
|---|---|---|---|---|
| UHC Complete Care AL-5 | $0 | HMO-POS C-SNP | H0432 017 0 |
- Which C-SNP plan do most beneficiaries with chronic conditions choose in Clarke County?
- UHC Complete Care AL-5 (C-SNP) has the highest C-SNP enrollment in Clarke County (316).
- How many Chronic Condition SNPs are offered in Clarke County?
- Clarke County has 1 C-SNP options for 2026, serving 316 members.
Medicare Special Needs Plans have with strict enrollment windows. By knowing when and how to sign up, you’ll avoid missed deadlines and keep your healthcare coverage aligned with your needs.
Understanding Enrollment Windows
- Initial Enrollment Period (IEP): Lasting seven months around your 65th birthday, this period lets you enroll in Medicare for the first time. You may also choose a Medicare Advantage plan during this time. Learn more
- Medicare Advantage Open Enrollment Period (MA OEP): Between January 1 and March 31, people already enrolled in Medicare Advantage can make a one-time change—switch to another plan or return to Original Medicare. Learn more
- Annual Enrollment Period (AEP): This yearly window, running October 15 to December 7, gives you the opportunity to join, switch, or drop Medicare Advantage and Part D plans. Learn more
- Special Enrollment Periods (SEPs): Certain qualifying events, such as a change in residence or loss of existing coverage, may allow you to enroll in or change Medicare Advantage plans outside of the usual enrollment windows. Learn more
How to Sign Up for a Special Needs Plan
- Talk with a Licensed Agent: Licensed agents at HealthCompare can explain your Medicare Advantage choices. Reach them at 1-833-748-3201 (TTY 711), Monday–Friday 5am–6pm and Saturday 6am–5pm PST.
- Contact the Plan Provider Directly: Start enrollment by reaching out to the plan provider through their website or by phone with their member services team.
- Use Medicare.gov: At Medicare.gov, you can compare Medicare Advantage plans side by side and enroll securely online.
The D-SNP, C-SNP, and I-SNP plans listed on this page are available to qualifying individuals enrolled in Medicare Part A and Part B living in Grove Hill, Whatley, Coffeeville, Jackson, Thomasville, and all other areas of Clarke County, Alabama. For a broader statewide overview, see Medicare plan options in Alabama.
Plans Offered for Enrollment through Medicare.org
Medicare Advantage and Part D plans and benefits offered by the following carriers: Medicare Advantage and Part D plans and benefits offered by the following carriers: Aetna Medicare, Anthem Blue Cross and Blue Shield, Aspire Health Plan, Baylor Scott & White Health Plan, Capital Blue Cross, Dean Health Plan, Devoted Health, Florida Blue Medicare, Freedom Health, GlobalHealth, Health Care Service Corporation, HealthSpring℠, HealthSun, Healthy Blue, Humana, Molina Healthcare, Mutual of Omaha, Medica Central Health Plan, Optimum HealthCare, Premera Blue Cross, SCAN Health Plan, Simply, UnitedHealthcare(R), Wellcare, WellPoint
- CMS.gov, Landscape Source Files — Version: 202608
- CMS.gov, Medicare Part C & D Performance — Version: 2026
- CMS.gov, Plan Benefits Package — Version: 2026
- CMS.gov, Medicare Advantage/Part D Contract and Enrollment Data — Version: 2026-08
Some facts and percentages shown on this page (such as average premiums, distribution of plan types, and percentage of $0 premium plans) are calculated by Medicare.org using data from the CMS Plan Benefits Package (PBP) files and Part C & D Performance files. All underlying values originate from CMS, and calculations are refreshed whenever CMS issues updated data.
To explore how 2026 Medicare SNP plans available in Clarke County compare with plans offered elsewhere, you can search the Special Needs Plan directory to review options nationwide using the same authoritative data sources.
Medicare.org separates Medicare Advantage (MA/MAPD) plans and Special Needs Plans (SNPs) into different pages for clarity. As a result, plan counts, percentages, and other calculations shown here may differ from the aggregate totals published in the CMS Landscape files. All plan availability and benefit details originate from CMS.
Learn more about how we use CMS data.
- Medicare.gov, "Compare types of Medicare Advantage Plans" — Last accessed 25 May, 2025
- Medicare.gov, "Explore your Medicare coverage options" — Last accessed 25 May, 2025
- AARP.org, "The Big Choice: Original Medicare vs. Medicare Advantage" — Last accessed 20 May, 2025
Medicare.org is owned and operated by Health Network Group, LLC, an Allstate company. Medicare.org provides information only and is not connected with or endorsed by the U.S. Government or the federal Medicare program.
Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard.
Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate Medicare coverage interpretation and resolution.