Understanding Medicare Special Needs Plans in Clarke County, Alabama
In Clarke County, AL, Medicare beneficiaries have access to 17 Special Needs Plans (SNPs) in 2026. Among them, 7 are available at a $0 premium. About 1,526 people in the County are enrolled, with 43% of SNPs rated 4 stars or higher. These plans are designed for individuals with specific healthcare needs, including dual eligibility for Medicare and Medicaid, chronic conditions, or long-term care requirements.
Page last revised:
Enrollment data refreshed: May 2, 2026
* Each year CMS evaluates Medicare Advantage plans on a 5-star scale. Data sources
Dual Eligible Special Needs Plans (D-SNPs)
Dual Eligible Special Needs Plans (D-SNPs) are designed for people who qualify for both Medicare and Medicaid. These plans coordinate benefits to reduce costs and provide access to additional support services.
- Total D-SNP Plans: 14
- Average Premium: $7.92/mo
- Beneficiaries Enrolled: 1,183
- $0 Premium D-SNPs: 6
- Zero Cost D-SNP Plans: 6
- Most Popular D-SNP: UHC Dual Complete AL-D002 (D-SNP) with 189 enrollees
- D-SNPs Without Drug Coverage: 0
| Health Plan Name | CMS Rating* | Premium Per Mo | Network | CMS Plan ID |
|---|---|---|---|---|
| Humana Dual Select H4461-077 | $0 | HMO D-SNP | H4461 077 0 | |
| Humana Gold Plus SNP-DE H4461-074 | $0 | HMO D-SNP | H4461 074 0 | |
| Humana Gold Plus SNP-DE H4461-076 | $0 | HMO D-SNP | H4461 076 0 | |
| UHC Dual Complete AL-D002 | $17 | PPO D-SNP | H1889 009 0 | |
| UHC Dual Complete AL-S1 | $15 | HMO-POS D-SNP | H2802 064 0 | |
| UHC Dual Complete AL-V002 | $26 | HMO-POS D-SNP | H2802 044 0 | |
| Aetna Medicare Dual Care | $0 | HMO D-SNP | H3239 010 0 | |
| Aetna Medicare Dual Extra Care | $0 | HMO D-SNP | H3239 002 0 | |
| Aetna Medicare Full Dual Care | $0 | HMO D-SNP | H3239 026 0 | |
| HumanaChoice SNP-DE H5216-370 | $1 | PPO D-SNP | H5216 370 0 | |
| UHC Dual Complete AL-D001 | $3 | HMO-POS D-SNP | H0432 009 0 | |
| UHC Dual Complete AL-V001 | $17 | HMO-POS D-SNP | H0432 013 0 | |
| Humana Dual Select H5619-093 | $4 | HMO D-SNP | H5619 093 0 | |
| Simpra Advantage Dual Care | $28 | PPO D-SNP | H4091 002 0 |
What is the total number of D-SNP options in Clarke County?
There are 14 D-SNP plans in 2026, covering 1,183 beneficiaries.
How much do D-SNP plans cost on average in Clarke County?
The average D-SNP premium is $7.92, with 6 costing $0.
What D-SNP plan has the highest enrollment in Clarke County?
UHC Dual Complete AL-D002 (D-SNP) is the most popular D-SNP in Clarke County, with 189 enrollees.
What is the total number of D-SNP options in Clarke County?
There are 14 D-SNP plans in 2026, covering 1,183 beneficiaries.
Institutional Special Needs Plans (I-SNPs)
These plans cater to individuals residing in long-term care facilities, such as nursing homes, or those requiring extended skilled nursing facility care at home. The CMS website provides more information about I-SNPs and their coverage details.
- Total I-SNP Plans
- 2
- Average Premium
- $54.35/mo
- Beneficiaries Enrolled
- 44
- $0 Premium I-SNPs
- 0
- Average MOOP
- $15,300
- Most Popular I-SNP
- Simpra Advantage Nursing Home Plan (I-SNP) with 44 enrollees
- I-SNPs Without Drug Coverage
- 0
| Health Plan Name | CMS Rating* | Premium Per Mo | Network | CMS Plan ID |
|---|---|---|---|---|
| Simpra Advantage Assist | $81 | PPO I-SNP | H4091 003 0 | |
| Simpra Advantage Nursing Home Plan | $28 | PPO I-SNP | H4091 001 0 |
What I-SNP plan has the highest enrollment in Clarke County?
Simpra Advantage Nursing Home Plan (I-SNP) is the most popular I-SNP in Clarke County, with 44 enrollees.
What is the total number of I-SNP options in Clarke County?
There are 2 I-SNP plans in 2026, covering 44 beneficiaries.
Chronic Condition Special Needs Plans (C-SNPs)
These plans are designed for individuals with severe or disabling chronic conditions. C-SNPs excel at coordinating your care among different medical specialists and often include extra benefits like prescription drug plans.
| Health Plan Name | CMS Rating* | Premium Per Mo | Network | CMS Plan ID |
|---|---|---|---|---|
| UHC Complete Care AL-5 | $0 | HMO-POS C-SNP | H0432 017 0 |
What is the average premium for C-SNP plans in Clarke County?
On average, C-SNP plans in Clarke County cost $0.00 per month.
Which C-SNP is the most popular in Clarke County?
The leading C-SNP in Clarke County is UHC Complete Care AL-5 (C-SNP), with 299 members.
How many C-SNP plans are available in Clarke County?
In 2026, Clarke County offers 1 C-SNPs with 299 enrollees.
Medicare Special Needs Plans have with strict enrollment windows. By knowing when and how to sign up, you’ll avoid missed deadlines and keep your healthcare coverage aligned with your needs.
Key Medicare Enrollment Periods
- Initial Enrollment Period (IEP): This seven-month window starts three months before the month you turn 65 and ends three months after. It’s the first time you can sign up for Medicare and, if you choose, a Medicare Advantage plan. Learn more
- Medicare Advantage Open Enrollment Period (MA OEP): Between January 1 and March 31, people already enrolled in Medicare Advantage can make a one-time change—switch to another plan or return to Original Medicare. Learn more
- Annual Enrollment Period (AEP): From October 15 through December 7 each year, you can make changes to your Medicare coverage for the following year. Learn more
- Special Enrollment Periods (SEPs): Life events like moving to a new service area, losing other health coverage, or becoming eligible for assistance may open a Special Enrollment Period to adjust your Medicare coverage. Learn more
How to Sign Up for a Special Needs Plan
- Licensed Agent Assistance: For one-on-one guidance, contact HealthCompare at 1-833-748-3201 (TTY 711). Agents are available Monday through Friday 5am–6pm and Saturday 6am–5pm PST.
- Contact the Plan Provider Directly: Start enrollment by reaching out to the plan provider through their website or by phone with their member services team.
- Use Medicare.gov: At Medicare.gov, you can compare Medicare Advantage plans side by side and enroll securely online.
The D-SNP, C-SNP, and I-SNP plans listed on this page are available to qualifying individuals enrolled in Medicare Part A and Part B living in Grove Hill, Whatley, Coffeeville, Jackson, Thomasville, and all other areas of Clarke County, Alabama.
Plans Offered for Enrollment through Medicare.org
Medicare Advantage and Part D plans and benefits offered by the following carriers: Medicare Advantage and Part D plans and benefits offered by the following carriers: Aetna Medicare, Anthem Blue Cross and Blue Shield, Aspire Health Plan, Baylor Scott & White Health Plan, Capital Blue Cross, Dean Health Plan, Devoted Health, Florida Blue Medicare, Freedom Health, GlobalHealth, Health Care Service Corporation, HealthSpring℠, HealthSun, Healthy Blue, Humana, Molina Healthcare, Mutual of Omaha, Medica Central Health Plan, Optimum HealthCare, Premera Blue Cross, SCAN Health Plan, Simply, UnitedHealthcare(R), Wellcare, WellPoint
- CMS.gov, Landscape Source Files — Last accessed September 26, 2025
- CMS.gov, Medicare Part C & D Performance — Last accessed October 10, 2025
- CMS.gov, Plan Benefits Package — Last accessed October 13, 2025
- CMS.gov, Medicare Advantage/Part D Contract and Enrollment Data — Last accessed May 2, 2026
Some facts and percentages shown on this page (such as average premiums, distribution of plan types, and percentage of $0 premium plans) are calculated by Medicare.org using data from the CMS Plan Benefits Package (PBP) files and Part C & D Performance files. All underlying values originate from CMS, and calculations are refreshed whenever CMS issues updated data.
To explore how 2026 Medicare SNP plans available in Clarke County compare with plans offered elsewhere, you can search the Special Needs Plan directory to review options nationwide using the same authoritative data sources.
Medicare.org separates Medicare Advantage (MA/MAPD) plans and Special Needs Plans (SNPs) into different pages for clarity. As a result, plan counts, percentages, and other calculations shown here may differ from the aggregate totals published in the CMS Landscape files. All plan availability and benefit details originate from CMS.
Learn more about how we use CMS data.
- Medicare.gov, "Compare types of Medicare Advantage Plans" — Last accessed 25 May, 2025
- Medicare.gov, "Your coverage options" — Last accessed 23 May, 2025
- Medicare.gov, "Joining a plan" — Last accessed 21 May, 2025
Medicare.org is owned and operated by Health Network Group, LLC, an Allstate company. Medicare.org provides information only and is not connected with or endorsed by the U.S. Government or the federal Medicare program.
Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard.
Page content independently curated and maintained by David W. Bynon, Medicare Technical Operator, using a standardized, data-driven methodology designed for accurate, non-commercial Medicare plan interpretation and resolution.