Understanding Medicare Special Needs Plans in Clarke County, Alabama
Clarke County, AL offers 18 Special Needs Plans (SNPs) in 2027, including 13 with no monthly premium. Currently, about 1,517 beneficiaries are enrolled, and 33% of SNPs have a 4-star rating or higher. These plans are designed for Medicare beneficiaries who meet special eligibility criteria, such as dual coverage, qualifying chronic conditions, or residence in a long-term care facility.
You can also review all Medicare coverage options available in Clarke County, AL.
- Page Updated
- CMS Quality Ratings
- * CMS reviews Medicare Advantage plans annually with a 5-star rating program. Data sources
Dual Eligible Special Needs Plans (D-SNPs)
Dual Eligible Special Needs Plans (D-SNPs) are designed for people who qualify for both Medicare and Medicaid. These plans coordinate benefits to reduce costs and provide access to additional support services.
- Total D-SNP Plans
- 14
- Average Premium
- $2.24/mo
- Beneficiaries Enrolled
- 1,158
- $0 Premium D-SNPs
- 11
- Zero Cost D-SNPs
- 6
- Most Popular D-SNP
- UHC Dual Complete AL-Q2 (D-SNP) with 169 enrollees
- D-SNPs Without Drug Coverage
- 0
| Health Plan Name | CMS Rating* | Premium Per Mo | Network | CMS Plan ID |
|---|---|---|---|---|
| Humana Dual QMB Only | $0 | HMO D-SNP | H4461 074 0 | |
| Humana Dual Select H4461-077 | $0 | HMO D-SNP | H4461 077 0 | |
| Humana Gold Plus SNP-DE H4461-076 | $0 | HMO D-SNP | H4461 076 0 | |
| Humana Dual Select H5619-093 | $0 | HMO D-SNP | H5619 093 0 | |
| HumanaChoice SNP-DE H5216-370 | $0 | PPO D-SNP | H5216 370 0 | |
| Aetna Medicare Dual Care | $0 | HMO D-SNP | H3239 010 0 | |
| Aetna Medicare Dual Extra Care | $0 | HMO D-SNP | H3239 002 0 | |
| Aetna Medicare Full Dual Care | $0 | HMO D-SNP | H3239 026 0 | |
| UHC Dual Advantage AL-V2 | $4 | HMO-POS D-SNP | H2802 044 0 | |
| UHC Dual Complete AL-Q1 | $0 | HMO-POS D-SNP | H0432 009 0 | |
| UHC Dual Complete AL-Q2 | $0 | PPO D-SNP | H1889 009 0 | |
| UHC Dual Complete AL-Q3 | $14 | HMO-POS D-SNP | H2802 090 0 | |
| UHC Dual Complete AL-S1 | $0 | HMO-POS D-SNP | H2802 064 0 | |
| Simpra Advantage Dual Care | $14 | PPO D-SNP | H4091 002 0 |
How many Dual Eligible SNPs are offered in Clarke County?
Clarke County has 14 D-SNP options for 2027, serving 1,158 members.
What is the typical monthly premium for D-SNPs in Clarke County?
The mean monthly D-SNP premium in Clarke County is $2.24, with 11 at no cost.
Which D-SNP plan do most dual eligible beneficiaries choose in Clarke County?
UHC Dual Complete AL-Q2 (D-SNP) has the highest D-SNP enrollment in Clarke County (169).
Institutional Special Needs Plans (I-SNPs)
These plans cater to individuals residing in long-term care facilities, such as nursing homes, or those requiring extended skilled nursing facility care at home. The CMS website provides more information about I-SNPs and their coverage details.
- Total I-SNP Plans
- 2
- Average Premium
- $51.85/mo
- Beneficiaries Enrolled
- 35
- $0 Premium I-SNPs
- 0
- Average MOOP
- $16,550
- Most Popular I-SNP
- Simpra Advantage Nursing Home Plan (I-SNP) with 35 enrollees
- I-SNPs Without Drug Coverage
- 0
| Health Plan Name | CMS Rating* | Premium Per Mo | Network | CMS Plan ID |
|---|---|---|---|---|
| Simpra Advantage Assist | $90 | PPO I-SNP | H4091 003 0 | |
| Simpra Advantage Nursing Home Plan | $14 | PPO I-SNP | H4091 001 0 |
How many I-SNP plans are available in Clarke County?
Clarke County has 2 I-SNP options for 2027, serving 35 members.
What is the average premium for I-SNP plans in Clarke County?
The mean monthly I-SNP premium in Clarke County is $51.85, with 0 at no cost.
Which I-SNP is the most popular in Clarke County?
Simpra Advantage Nursing Home Plan (I-SNP) has the highest I-SNP enrollment in Clarke County (35).
Chronic Condition Special Needs Plans (C-SNPs)
These plans are designed for individuals with severe or disabling chronic conditions. C-SNPs excel at coordinating your care among different medical specialists and often include extra benefits like prescription drug plans.
- Total C-SNP Plans 2
- Average Premium $0.00/mo
- Beneficiaries Enrolled 324
- $0 Premium C-SNPs 2
- Average MOOP $13,850
- Most Popular C-SNP UHC Complete Care AL-5 (C-SNP) with 324 enrollees
- C-SNPs Without Drug Coverage 0
| Health Plan Name | CMS Rating* | Premium Per Mo | Network | CMS Plan ID |
|---|---|---|---|---|
| UHC Complete Care AL-5 | $0 | HMO-POS C-SNP | H0432 017 0 | |
| UHC Complete Care AL-8 | $0 | HMO-POS C-SNP | H2802 088 0 |
How many C-SNP plans are available in Clarke County?
Clarke County has 2 C-SNP options for 2027, serving 324 members.
What is the average premium for C-SNP plans in Clarke County?
The mean monthly C-SNP premium in Clarke County is $0.00, with 2 at no cost.
Which C-SNP is the most popular in Clarke County?
UHC Complete Care AL-5 (C-SNP) has the highest C-SNP enrollment in Clarke County (324).
Medicare Advantage Special Needs Plan enrollment follows specific timelines. Understanding these options—whether it’s your first time enrolling or switching plans—helps you choose coverage that matches your health and budget.
Key Medicare Enrollment Periods
- Initial Enrollment Period (IEP): This seven-month window starts three months before the month you turn 65 and ends three months after. It’s the first time you can sign up for Medicare and, if you choose, a Medicare Advantage plan. Learn more
- Medicare Advantage Open Enrollment Period (MA OEP): Each year from January 1 through March 31, you may change to another Medicare Advantage plan or drop your plan and return to Original Medicare. Learn more
- Annual Enrollment Period (AEP): Each fall, from October 15 to December 7, Medicare beneficiaries can review their coverage and make changes for the next plan year. Learn more
- Special Enrollment Periods (SEPs): Certain qualifying events, such as a change in residence or loss of existing coverage, may allow you to enroll in or change Medicare Advantage plans outside of the usual enrollment windows. Learn more
Ways to Enroll in Medicare Advantage Special Needs Plans
- Licensed Agent Assistance: For one-on-one guidance, call 1-833-748-3201 (TTY 711). Licensed agents are available Mon-Fri 8AM-10PM, Sat 9AM-8PM EST.
- Contact the Plan Provider Directly: You may enroll through a plan provider’s website or speak with their customer support staff to complete your application.
- Use Medicare.gov: Visit Medicare.gov to shop for plans, review benefits, and submit your enrollment electronically.
The D-SNP, C-SNP, and I-SNP plans listed on this page are available to qualifying individuals enrolled in Medicare Part A and Part B living in Grove Hill, Whatley, Coffeeville, Jackson, Thomasville, and all other areas of Clarke County, Alabama. For a broader statewide overview, see Medicare plan options in Alabama.
Plans Offered through Medicare.org
Medicare Advantage and Part D plans and benefits offered by the following carriers: Aetna Medicare, Anthem Blue Cross and Blue Shield, Aspire Health Plan, Baylor Scott & White Health Plan, Dean Health Plan, Devoted Health, Florida Blue Medicare, Freedom Health, Health Care Service Corporation, HealthSpring℠, HealthSun, Healthy Blue, Humana, Molina Healthcare, Mutual of Omaha, Medica Central Health Plan, Optimum HealthCare, Premera Blue Cross, SCAN Health Plan, Simply, UnitedHealthcare®, Wellcare, WellPoint
- CMS.gov, Landscape Source Files — Version: CY2027 Landscape (202609.1)
- CMS.gov, Medicare Part C & D Performance — Version: 2027 Star Ratings Data Tables
- CMS.gov, Plan Benefits Package — Version: PBP Benefits-2027
- CMS.gov, Medicare Advantage/Part D Contract and Enrollment Data — Version: 2026-09
Some facts and percentages shown on this page (such as average premiums, distribution of plan types, and percentage of $0 premium plans) are calculated by Medicare.org using data from the CMS Plan Benefits Package (PBP) files and Part C & D Performance files. All underlying values originate from CMS, and calculations are refreshed whenever CMS issues updated data.
To explore how 2027 Medicare SNP plans available in Clarke County compare with plans offered elsewhere, you can search the Special Needs Plan directory to review options nationwide using the same authoritative data sources.
Medicare.org separates Medicare Advantage (MA/MAPD) plans and Special Needs Plans (SNPs) into different pages for clarity. As a result, plan counts, percentages, and other calculations shown here may differ from the aggregate totals published in the CMS Landscape files. All plan availability and benefit details originate from CMS.
Learn more about how we use CMS data.
- Medicare.gov, "Compare types of Medicare Advantage Plans" — Last accessed 25 May, 2025
- Medicare.gov, "Explore your Medicare coverage options" — Last accessed 25 May, 2025
- AARP.org, "The Big Choice: Original Medicare vs. Medicare Advantage" — Last accessed 20 May, 2025
Medicare.org is owned and operated by Health Network Group, LLC, an Allstate company. Medicare.org provides information only and is not connected with or endorsed by the U.S. Government or the federal Medicare program.
Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard.
Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate Medicare coverage interpretation and resolution.