Understanding Medicare Special Needs Plans in Clay County, Alabama
For 2027, residents of Clay County, AL can choose from 28 Special Needs Plan options. Of these, 23 cost nothing beyond the Part B premium. Enrollment in the County is about 667, with 36% of SNPs achieving 4 stars or better. SNPs are not available to everyone — eligibility is limited to people with dual Medicare/Medicaid coverage, qualifying chronic conditions, or institutional care needs.
For a broader look at coverage beyond Special Needs Plans, see all Medicare coverage options in Clay County, AL.
Last update: . Enrollment data last updated: October 5, 2026
* CMS rates Medicare Advantage plans annually using a 5-star system. Data sources
Dual Eligible Special Needs Plans (D-SNPs)
Dual Eligible Special Needs Plans (D-SNPs) are designed for people who qualify for both Medicare and Medicaid. These plans coordinate benefits to reduce costs and provide access to additional support services.
How many Dual Eligible SNPs are offered in Clay County?
In 2027, Clay County offers 18 D-SNPs with 506 enrollees.
What is the typical monthly premium for D-SNPs in Clay County?
On average, D-SNP plans in Clay County cost $1.74 per month.
Which D-SNP plan do most dual eligible beneficiaries choose in Clay County?
The leading D-SNP in Clay County is UHC Dual Complete AL-Q1 (D-SNP), with 119 members.
How many Dual Eligible SNPs are offered in Clay County?
In 2027, Clay County offers 18 D-SNPs with 506 enrollees.
Institutional Special Needs Plans (I-SNPs)
These plans cater to individuals residing in long-term care facilities, such as nursing homes, or those requiring extended skilled nursing facility care at home. The CMS website provides more information about I-SNPs and their coverage details.
- Total I-SNP Plans 2
- Average Premium $51.85/mo
- Beneficiaries Enrolled 14
- $0 Premium I-SNPs 0
- Average MOOP $16,550
- Most Popular I-SNP Simpra Advantage Nursing Home Plan (I-SNP) with 14 enrollees
- I-SNPs Without Drug Coverage 0
| Health Plan Name | CMS Rating* | Premium Per Mo | Network | CMS Plan ID |
|---|---|---|---|---|
| Simpra Advantage Assist | $90 | PPO I-SNP | H4091 003 0 | |
| Simpra Advantage Nursing Home Plan | $14 | PPO I-SNP | H4091 001 0 |
How many Institutional SNPs are offered in Clay County?
In 2027, Clay County offers 2 I-SNPs with 14 enrollees.
What is the typical monthly premium for I-SNPs in Clay County?
On average, I-SNP plans in Clay County cost $51.85 per month.
Which I-SNP plan do most institutionalized beneficiaries choose in Clay County?
The leading I-SNP in Clay County is Simpra Advantage Nursing Home Plan (I-SNP), with 14 members.
How many Institutional SNPs are offered in Clay County?
In 2027, Clay County offers 2 I-SNPs with 14 enrollees.
Chronic Condition Special Needs Plans (C-SNPs)
These plans are designed for individuals with severe or disabling chronic conditions. C-SNPs excel at coordinating your care among different medical specialists and often include extra benefits like prescription drug plans.
| Health Plan Name | CMS Rating* | Premium Per Mo | Network | CMS Plan ID |
|---|---|---|---|---|
| DEVOTED C-SNP CHOICE ENHANCED 013 AL | $0 | PPO C-SNP | H7028 013 0 | |
| DEVOTED C-SNP CHOICE GIVEBACK EXTRAS 017 AL | $0 | PPO C-SNP | H7028 017 0 | |
| DEVOTED C-SNP CHOICE PLUS 015 AL | $0 | PPO C-SNP | H7028 015 0 | |
| DEVOTED C-SNP CHOICE 008 AL | $0 | PPO C-SNP | H9888 008 0 | |
| DEVOTED C-SNP CHOICE ENHANCED 009 AL | $0 | PPO C-SNP | H9888 009 0 | |
| DEVOTED C-SNP CHOICE PLUS 012 AL | $0 | PPO C-SNP | H9888 012 0 | |
| UHC Complete Care AL-5 | $0 | HMO-POS C-SNP | H0432 017 0 | |
| UHC Complete Care AL-8 | $0 | HMO-POS C-SNP | H2802 088 0 |
- How many Chronic Condition SNPs are offered in Clay County?
- There are 8 C-SNP plans in 2027, covering 147 beneficiaries.
- What is the typical monthly premium for C-SNPs in Clay County?
- The average C-SNP premium is $0.00, with 8 costing $0.
- Which C-SNP plan do most beneficiaries with chronic conditions choose in Clay County?
- UHC Complete Care AL-5 (C-SNP) is the most popular C-SNP in Clay County, with 147 enrollees.
Medicare Advantage Special Needs Plan enrollment follows specific timelines. Understanding these options—whether it’s your first time enrolling or switching plans—helps you choose coverage that matches your health and budget.
Understanding Enrollment Windows
- Initial Enrollment Period (IEP): This seven-month window starts three months before the month you turn 65 and ends three months after. It’s the first time you can sign up for Medicare and, if you choose, a Medicare Advantage plan. Learn more
- Medicare Advantage Open Enrollment Period (MA OEP): Between January 1 and March 31, people already enrolled in Medicare Advantage can make a one-time change—switch to another plan or return to Original Medicare. Learn more
- Annual Enrollment Period (AEP): From October 15 through December 7 each year, you can make changes to your Medicare coverage for the following year. Learn more
- Special Enrollment Periods (SEPs): Outside the standard enrollment dates, you may qualify for a Special Enrollment Period if specific circumstances apply, including relocation or coverage loss. Learn more
Ways to Enroll in Medicare Advantage Special Needs Plans
- Talk with a Licensed Agent: Our licensed agents can explain your Medicare Advantage choices. Reach them at 1-833-748-3201 (TTY 711), Mon-Fri 8AM-10PM, Sat 9AM-8PM EST.
- Contact the Plan Provider Directly: Start enrollment by reaching out to the plan provider through their website or by phone with their member services team.
- Use Medicare.gov: At Medicare.gov, you can compare Medicare Advantage plans side by side and enroll securely online.
The D-SNP, C-SNP, and I-SNP plans listed on this page are available to qualifying individuals enrolled in Medicare Part A and Part B living in Ashland, Delta, Lineville, and all other areas of Clay County, Alabama. For a broader statewide overview, see Medicare plan options in Alabama.
Plans Offered through Medicare.org
Medicare Advantage and Part D plans and benefits offered by the following carriers: Aetna Medicare, Anthem Blue Cross and Blue Shield, Aspire Health Plan, Baylor Scott & White Health Plan, Dean Health Plan, Devoted Health, Florida Blue Medicare, Freedom Health, Health Care Service Corporation, HealthSpring℠, HealthSun, Healthy Blue, Humana, Molina Healthcare, Mutual of Omaha, Medica Central Health Plan, Optimum HealthCare, Premera Blue Cross, SCAN Health Plan, Simply, UnitedHealthcare®, Wellcare, WellPoint
- CMS.gov, Landscape Source Files — Version: CY2027 Landscape (202609.1)
- CMS.gov, Medicare Part C & D Performance — Version: 2027 Star Ratings Data Tables
- CMS.gov, Plan Benefits Package — Version: PBP Benefits-2027
- CMS.gov, Medicare Advantage/Part D Contract and Enrollment Data — Version: 2026-09
Some facts and percentages shown on this page (such as average premiums, distribution of plan types, and percentage of $0 premium plans) are calculated by Medicare.org using data from the CMS Plan Benefits Package (PBP) files and Part C & D Performance files. All underlying values originate from CMS, and calculations are refreshed whenever CMS issues updated data.
To explore how 2027 Medicare SNP plans available in Clay County compare with plans offered elsewhere, you can search the Special Needs Plan directory to review options nationwide using the same authoritative data sources.
Medicare.org separates Medicare Advantage (MA/MAPD) plans and Special Needs Plans (SNPs) into different pages for clarity. As a result, plan counts, percentages, and other calculations shown here may differ from the aggregate totals published in the CMS Landscape files. All plan availability and benefit details originate from CMS.
Learn more about how we use CMS data.
- Medicare.gov, "Compare types of Medicare Advantage Plans" — Last accessed 25 May, 2025
- Medicare.gov, "Explore your Medicare coverage options" — Last accessed 25 May, 2025
- NCOA.org, "5 Steps to Choosing the Right Medicare Plan for You" — Last accessed 22 May, 2025
Medicare.org is owned and operated by Health Network Group, LLC, an Allstate company. Medicare.org provides information only and is not connected with or endorsed by the U.S. Government or the federal Medicare program.
Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard.
Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate Medicare coverage interpretation and resolution.