Understanding Medicare Special Needs Plans in Colbert County, Alabama
In Colbert County, AL, Medicare beneficiaries have access to 26 Special Needs Plans (SNPs) in 2026. Among them, 8 are available at a $0 premium. About 2,157 people in the County are enrolled, with 39% of SNPs rated 4 stars or higher. These plans are designed for individuals with specific healthcare needs, including dual eligibility for Medicare and Medicaid, chronic conditions, or long-term care requirements.
Last update: . Enrollment data last updated: October 13, 2025
* CMS rates Medicare Advantage plans annually using a 5-star system. Data sources
Dual Eligible Special Needs Plans (D-SNPs)
Dual Eligible Special Needs Plans (D-SNPs) are designed for people who qualify for both Medicare and Medicaid. These plans coordinate benefits to reduce costs and provide access to additional support services.
- Total D-SNP Plans
- 20
- Average Premium
- $10.63/mo
- Beneficiaries Enrolled
- 1,860
- $0 Premium D-SNPs
- 6
- Zero Cost D-SNPs
- 9
- Most Popular D-SNP
- Humana Dual Select H5619-093 (D-SNP) with 282 enrollees
- D-SNPs Without Drug Coverage
- 0
| SNP Plan Name | Rating* | Premium | Network |
|---|---|---|---|
| HealthSpring TotalCare | $3 | HMO D-SNP | |
| HealthSpring TotalCare Plus | $7 | HMO D-SNP | |
| Humana Dual Select H4461-077 | $0 | HMO D-SNP | |
| Humana Gold Plus SNP-DE H4461-074 | $0 | HMO D-SNP | |
| Humana Gold Plus SNP-DE H4461-076 | $0 | HMO D-SNP | |
| UHC Dual Complete AL-D002 | $17 | PPO D-SNP | |
| UHC Dual Complete AL-S1 | $15 | HMO-POS D-SNP | |
| UHC Dual Complete AL-V002 | $26 | HMO-POS D-SNP | |
| VIVA Medicare Extra Value | $28 | HMO D-SNP | |
| Aetna Medicare Dual Care | $0 | HMO D-SNP | |
| Aetna Medicare Dual Extra Care | $0 | HMO D-SNP | |
| Aetna Medicare Full Dual Care | $0 | HMO D-SNP | |
| DEVOTED DUAL 007 AL | $18 | HMO D-SNP | |
| DEVOTED DUAL CHOICE FULL 014 AL | $28 | PPO D-SNP | |
| DEVOTED DUAL PLUS 006 AL | $19 | HMO D-SNP | |
| HumanaChoice SNP-DE H5216-370 | $1 | PPO D-SNP | |
| UHC Dual Complete AL-D001 | $3 | HMO-POS D-SNP | |
| UHC Dual Complete AL-V001 | $17 | HMO-POS D-SNP | |
| Humana Dual Select H5619-093 | $4 | HMO D-SNP | |
| Simpra Advantage Dual Care | $28 | PPO D-SNP |
How many D-SNP plans are available in Colbert County?
There are 20 D-SNP plans in 2026, covering 1,860 beneficiaries.
What is the average premium for D-SNP plans in Colbert County?
The average D-SNP premium is $10.63, with 6 costing $0.
Which D-SNP is the most popular in Colbert County?
Humana Dual Select H5619-093 (D-SNP) is the most popular D-SNP in Colbert County, with 282 enrollees.
Institutional Special Needs Plans (I-SNPs)
These plans cater to individuals residing in long-term care facilities, such as nursing homes, or those requiring extended skilled nursing facility care at home. The CMS website provides more information about I-SNPs and their coverage details.
- Total I-SNP Plans
- 2
- Average Premium
- $54.35/mo
- Beneficiaries Enrolled
- 0
- $0 Premium I-SNPs
- 0
- Average MOOP
- $15,300
- Most Popular I-SNP
- with 0 enrollees
- I-SNPs Without Drug Coverage
- 0
| SNP Plan Name | Rating* | Premium | Network |
|---|---|---|---|
| Simpra Advantage Assist | $81 | PPO I-SNP | |
| Simpra Advantage Nursing Home Plan | $28 | PPO I-SNP |
- What is the total number of I-SNP options in Colbert County?
- There are 2 I-SNP plans in 2026, covering 0 beneficiaries.
- How much do I-SNP plans cost on average in Colbert County?
- The average I-SNP premium is $54.35, with 0 costing $0.
- What I-SNP plan has the highest enrollment in Colbert County?
- is the most popular I-SNP in Colbert County, with 0 enrollees.
Chronic Condition Special Needs Plans (C-SNPs)
These plans are designed for individuals with severe or disabling chronic conditions. C-SNPs excel at coordinating your care among different medical specialists and often include extra benefits like prescription drug plans.
- Total C-SNP Plans
- 4
- Average Premium
- $13.85/mo
- Beneficiaries Enrolled
- 297
- $0 Premium C-SNPs
- 2
- Average MOOP
- $14,075
- Most Popular C-SNP
- UHC Complete Care AL-5 (C-SNP) with 297 enrollees
- C-SNPs Without Drug Coverage
- 0
| SNP Plan Name | Rating* | Premium | Network |
|---|---|---|---|
| DEVOTED C-SNP CHOICE 010 AL | $0 | PPO C-SNP | |
| DEVOTED C-SNP CHOICE PLUS 015 AL | $28 | PPO C-SNP | |
| DEVOTED C-SNP CHOICE PREMIUM 011 AL | $28 | PPO C-SNP | |
| UHC Complete Care AL-5 | $0 | HMO-POS C-SNP |
How many C-SNP plans are available in Colbert County?
There are 4 C-SNP plans in 2026, covering 297 beneficiaries.
What is the average premium for C-SNP plans in Colbert County?
The average C-SNP premium is $13.85, with 2 costing $0.
Medicare Special Needs Plans have with strict enrollment windows. By knowing when and how to sign up, you’ll avoid missed deadlines and keep your healthcare coverage aligned with your needs.
Key Medicare Enrollment Periods
- Initial Enrollment Period (IEP): This seven-month window starts three months before the month you turn 65 and ends three months after. It’s the first time you can sign up for Medicare and, if you choose, a Medicare Advantage plan. Learn more
- Medicare Advantage Open Enrollment Period (MA OEP): Between January 1 and March 31, people already enrolled in Medicare Advantage can make a one-time change—switch to another plan or return to Original Medicare. Learn more
- Annual Enrollment Period (AEP): Each fall, from October 15 to December 7, Medicare beneficiaries can review their coverage and make changes for the next plan year. Learn more
- Special Enrollment Periods (SEPs): Certain qualifying events, such as a change in residence or loss of existing coverage, may allow you to enroll in or change Medicare Advantage plans outside of the usual enrollment windows. Learn more
Ways to Enroll in Medicare Advantage Special Needs Plans
- Talk with a Licensed Agent: Licensed agents at HealthCompare can explain your Medicare Advantage choices. Reach them at 1-833-748-3201 (TTY 711), Monday–Friday 5am–6pm and Saturday 6am–5pm PST.
- Contact the Plan Provider Directly: Enrollment can also be completed by calling the plan provider’s customer service line or visiting their official website.
- Use Medicare.gov: The official Medicare website, Medicare.gov, lets you review available plans and complete enrollment online.
The D-SNP, C-SNP, and I-SNP plans listed on this page are available to qualifying individuals enrolled in Medicare Part A and Part B living in Cherokee, Leighton, Sheffield, Muscle Shoals, Tuscumbia, and all other areas of Colbert County, Alabama.
Plans Offered for Enrollment through Medicare.org
Medicare Advantage and Part D plans and benefits offered by the following carriers: Medicare Advantage and Part D plans and benefits offered by the following carriers: Aetna Medicare, Anthem Blue Cross and Blue Shield, Aspire Health Plan, Baylor Scott & White Health Plan, Capital Blue Cross, Dean Health Plan, Devoted Health, Florida Blue Medicare, Freedom Health, GlobalHealth, Health Care Service Corporation, HealthSpring℠, HealthSun, Healthy Blue, Humana, Molina Healthcare, Mutual of Omaha, Medica Central Health Plan, Optimum HealthCare, Premera Blue Cross, SCAN Health Plan, Simply, UnitedHealthcare(R), Wellcare, WellPoint
CMS Plan IDs Presented
The Medicare Special Needs Plan pages listed in the tables above include localization to assist beneficiaries with plans available in their service area. However, most Part C plans are available in more than one service area, which can lead to confusion. The following list of CMS IDs links to our master plan pages without localization.
- CMS.gov, Landscape Source Files — Last accessed September 26, 2025
- CMS.gov, Medicare Part C & D Performance — Last accessed October 10, 2025
- CMS.gov, Plan Benefits Package — Last accessed October 13, 2025
- CMS.gov, Medicare Advantage/Part D Contract and Enrollment Data — Last accessed October 13, 2025
Some facts and percentages shown on this page (such as average premiums, distribution of plan types, and percentage of $0 premium plans) are calculated by Medicare.org using data from the CMS Plan Benefits Package (PBP) files and Part C & D Performance files. All underlying values originate from CMS, and calculations are refreshed whenever CMS issues updated data.
Medicare.org separates Medicare Advantage (MA/MAPD) plans and Special Needs Plans (SNPs) into different pages for clarity. As a result, plan counts, percentages, and other calculations shown here may differ from the aggregate totals published in the CMS Landscape files. All plan availability and benefit details originate from CMS.
Learn more about how we use CMS data.
- Medicare.gov, "Compare types of Medicare Advantage Plans" — Last accessed 25 May, 2025
- Medicare.gov, "Compare Original Medicare & Medicare Advantage" — Last accessed 25 May, 2025
- Medicare.gov, "Joining a plan" — Last accessed 21 May, 2025
Medicare.org is owned and operated by Health Network Group, LLC, an Allstate company. Medicare.org provides information only and is not connected with or endorsed by the U.S. Government or the federal Medicare program.
Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard.
Page content managed by David Bynon, Medicare Analyst.