Understanding Medicare Special Needs Plans in Covington County, Alabama
Covington County, AL offers 17 Special Needs Plans (SNPs) in 2026, including 7 with no monthly premium. Currently, about 2,064 beneficiaries are enrolled, and 43% of SNPs have a 4-star rating or higher. These plans are designed for Medicare beneficiaries who meet special eligibility criteria, such as dual coverage, qualifying chronic conditions, or residence in a long-term care facility.
You can also review all Medicare coverage options available in Covington County, AL.
Page last revised:
Enrollment data refreshed: September 9, 2026
* Each year CMS evaluates Medicare Advantage plans on a 5-star scale. Data sources
Dual Eligible Special Needs Plans (D-SNPs)
Dual Eligible Special Needs Plans (D-SNPs) are designed for people who qualify for both Medicare and Medicaid. These plans coordinate benefits to reduce costs and provide access to additional support services.
- Total D-SNP Plans: 14
- Average Premium: $7.92/mo
- Beneficiaries Enrolled: 1,625
- $0 Premium D-SNPs: 6
- Zero Cost D-SNP Plans: 6
- Most Popular D-SNP: UHC Dual Complete AL-D002 (D-SNP) with 360 enrollees
- D-SNPs Without Drug Coverage: 0
| Health Plan Name | CMS Rating* | Premium Per Mo | Network | CMS Plan ID |
|---|---|---|---|---|
| Humana Dual Select H4461-077 | $0 | HMO D-SNP | H4461 077 0 | |
| Humana Gold Plus SNP-DE H4461-074 | $0 | HMO D-SNP | H4461 074 0 | |
| Humana Gold Plus SNP-DE H4461-076 | $0 | HMO D-SNP | H4461 076 0 | |
| UHC Dual Complete AL-D002 | $17 | PPO D-SNP | H1889 009 0 | |
| UHC Dual Complete AL-S1 | $15 | HMO-POS D-SNP | H2802 064 0 | |
| UHC Dual Complete AL-V002 | $26 | HMO-POS D-SNP | H2802 044 0 | |
| Aetna Medicare Dual Care | $0 | HMO D-SNP | H3239 010 0 | |
| Aetna Medicare Dual Extra Care | $0 | HMO D-SNP | H3239 002 0 | |
| Aetna Medicare Full Dual Care | $0 | HMO D-SNP | H3239 026 0 | |
| HumanaChoice SNP-DE H5216-370 | $1 | PPO D-SNP | H5216 370 0 | |
| UHC Dual Complete AL-D001 | $3 | HMO-POS D-SNP | H0432 009 0 | |
| UHC Dual Complete AL-V001 | $17 | HMO-POS D-SNP | H0432 013 0 | |
| Humana Dual Select H5619-093 | $4 | HMO D-SNP | H5619 093 0 | |
| Simpra Advantage Dual Care | $28 | PPO D-SNP | H4091 002 0 |
- How much do D-SNP plans cost on average in Covington County?
- The average D-SNP premium is $7.92, with 6 costing $0.
- What D-SNP plan has the highest enrollment in Covington County?
- UHC Dual Complete AL-D002 (D-SNP) is the most popular D-SNP in Covington County, with 360 enrollees.
Institutional Special Needs Plans (I-SNPs)
These plans cater to individuals residing in long-term care facilities, such as nursing homes, or those requiring extended skilled nursing facility care at home. The CMS website provides more information about I-SNPs and their coverage details.
| Health Plan Name | CMS Rating* | Premium Per Mo | Network | CMS Plan ID |
|---|---|---|---|---|
| Simpra Advantage Assist | $81 | PPO I-SNP | H4091 003 0 | |
| Simpra Advantage Nursing Home Plan | $28 | PPO I-SNP | H4091 001 0 |
How many I-SNP plans are available in Covington County?
Covington County has 2 I-SNP options for 2026, serving 26 members.
What is the average premium for I-SNP plans in Covington County?
The mean monthly I-SNP premium in Covington County is $54.35, with 0 at no cost.
Chronic Condition Special Needs Plans (C-SNPs)
These plans are designed for individuals with severe or disabling chronic conditions. C-SNPs excel at coordinating your care among different medical specialists and often include extra benefits like prescription drug plans.
- Total C-SNP Plans
- 1
- Average Premium
- $0.00/mo
- Beneficiaries Enrolled
- 413
- $0 Premium C-SNPs
- 1
- Average MOOP
- $11,800
- Most Popular C-SNP
- UHC Complete Care AL-5 (C-SNP) with 413 enrollees
- C-SNPs Without Drug Coverage
- 0
| Health Plan Name | CMS Rating* | Premium Per Mo | Network | CMS Plan ID |
|---|---|---|---|---|
| UHC Complete Care AL-5 | $0 | HMO-POS C-SNP | H0432 017 0 |
- What C-SNP plan has the highest enrollment in Covington County?
- The leading C-SNP in Covington County is UHC Complete Care AL-5 (C-SNP), with 413 members.
- What is the total number of C-SNP options in Covington County?
- In 2026, Covington County offers 1 C-SNPs with 413 enrollees.
- How much do C-SNP plans cost on average in Covington County?
- On average, C-SNP plans in Covington County cost $0.00 per month.
Medicare Special Needs Plans have with strict enrollment windows. By knowing when and how to sign up, you’ll avoid missed deadlines and keep your healthcare coverage aligned with your needs.
When You Can Sign Up
- Initial Enrollment Period (IEP): Lasting seven months around your 65th birthday, this period lets you enroll in Medicare for the first time. You may also choose a Medicare Advantage plan during this time. Learn more
- Medicare Advantage Open Enrollment Period (MA OEP): Running from January 1 to March 31 each year, this period allows one change to your current Medicare Advantage coverage or a move back to Original Medicare. Learn more
- Annual Enrollment Period (AEP): From October 15 through December 7 each year, you can make changes to your Medicare coverage for the following year. Learn more
- Special Enrollment Periods (SEPs): Certain qualifying events, such as a change in residence or loss of existing coverage, may allow you to enroll in or change Medicare Advantage plans outside of the usual enrollment windows. Learn more
Ways to Enroll in Medicare Advantage Special Needs Plans
- Licensed Agent Assistance: For one-on-one guidance, contact HealthCompare at 1-833-748-3201 (TTY 711). Agents are available Monday through Friday 5am–6pm and Saturday 6am–5pm PST.
- Contact the Plan Provider Directly: Start enrollment by reaching out to the plan provider through their website or by phone with their member services team.
- Use Medicare.gov: At Medicare.gov, you can compare Medicare Advantage plans side by side and enroll securely online.
The D-SNP, C-SNP, and I-SNP plans listed on this page are available to qualifying individuals enrolled in Medicare Part A and Part B living in Andalusia, Florala, Opp, Red Level, and all other areas of Covington County, Alabama. For a broader statewide overview, see Medicare plan options in Alabama.
Plans Offered for Enrollment through Medicare.org
Medicare Advantage and Part D plans and benefits offered by the following carriers: Medicare Advantage and Part D plans and benefits offered by the following carriers: Aetna Medicare, Anthem Blue Cross and Blue Shield, Aspire Health Plan, Baylor Scott & White Health Plan, Capital Blue Cross, Dean Health Plan, Devoted Health, Florida Blue Medicare, Freedom Health, GlobalHealth, Health Care Service Corporation, HealthSpring℠, HealthSun, Healthy Blue, Humana, Molina Healthcare, Mutual of Omaha, Medica Central Health Plan, Optimum HealthCare, Premera Blue Cross, SCAN Health Plan, Simply, UnitedHealthcare(R), Wellcare, WellPoint
- CMS.gov, Landscape Source Files — Version: 202608
- CMS.gov, Medicare Part C & D Performance — Version: 2026
- CMS.gov, Plan Benefits Package — Version: 2026
- CMS.gov, Medicare Advantage/Part D Contract and Enrollment Data — Version: 2026-08
Some facts and percentages shown on this page (such as average premiums, distribution of plan types, and percentage of $0 premium plans) are calculated by Medicare.org using data from the CMS Plan Benefits Package (PBP) files and Part C & D Performance files. All underlying values originate from CMS, and calculations are refreshed whenever CMS issues updated data.
To explore how 2026 Medicare SNP plans available in Covington County compare with plans offered elsewhere, you can search the Special Needs Plan directory to review options nationwide using the same authoritative data sources.
Medicare.org separates Medicare Advantage (MA/MAPD) plans and Special Needs Plans (SNPs) into different pages for clarity. As a result, plan counts, percentages, and other calculations shown here may differ from the aggregate totals published in the CMS Landscape files. All plan availability and benefit details originate from CMS.
Learn more about how we use CMS data.
- Medicare.gov, "Understanding Medicare Advantage Plans" — Last accessed 24 May, 2025
- Medicare.gov, "Your coverage options" — Last accessed 23 May, 2025
- Medicare.gov, "Joining a plan" — Last accessed 21 May, 2025
Medicare.org is owned and operated by Health Network Group, LLC, an Allstate company. Medicare.org provides information only and is not connected with or endorsed by the U.S. Government or the federal Medicare program.
Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard.
Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate Medicare coverage interpretation and resolution.