Understanding Medicare Special Needs Plans in Okeechobee County, Florida
In Okeechobee County, FL, Medicare beneficiaries have access to 20 Special Needs Plans (SNPs) in 2026. Among them, 11 are available at a $0 premium. About 1,920 people in the County are enrolled, with 75% of SNPs rated 4 stars or higher. These plans are designed for individuals with specific healthcare needs, including dual eligibility for Medicare and Medicaid, chronic conditions, or long-term care requirements.
Page last revised:
Enrollment data refreshed: May 2, 2026
* Each year CMS evaluates Medicare Advantage plans on a 5-star scale. Data sources
Dual Eligible Special Needs Plans (D-SNPs)
Dual Eligible Special Needs Plans (D-SNPs) are designed for people who qualify for both Medicare and Medicaid. These plans coordinate benefits to reduce costs and provide access to additional support services.
- Total D-SNP Plans: 12
- Average Premium: $2.81/mo
- Beneficiaries Enrolled: 1,321
- $0 Premium D-SNPs: 4
- Zero Cost D-SNP Plans: 5
- Most Popular D-SNP: Humana Gold Plus SNP-DE H1036-226 (D-SNP) with 286 enrollees
- D-SNPs Without Drug Coverage: 0
| Health Plan Name | CMS Rating* | Premium Per Mo | Network | CMS Plan ID |
|---|---|---|---|---|
| Humana Dual Integrated | $0 | HMO D-SNP | H1036 339 0 | |
| Humana Gold Plus SNP-DE H1036-226 | $0 | HMO D-SNP | H1036 226 0 | |
| HumanaChoice Florida SNP-DE H7617-113 | $0 | PPO D-SNP | H7617 113 0 | |
| UHC Dual Complete FL-D003 | $5 | PPO D-SNP | H1889 002 1 | |
| UHC Dual Complete FL-Y4 | $5 | PPO D-SNP | H1889 026 0 | |
| Wellcare Dual Access Sync | $5 | HMO D-SNP | H1032 241 0 | |
| Wellcare Dual Reserve | $5 | HMO D-SNP | H1032 202 0 | |
| Wellcare Sunshine Health Dual Align | $5 | HMO D-SNP | H1032 243 0 | |
| HumanaChoice Florida SNP-DE H7284-010 | $5 | PPO D-SNP | H7284 010 0 | |
| UHC Dual Complete FL-D005 | $5 | Regional PPO D-SNP | R0759 003 0 | |
| UHC Dual Complete FL-D006 | $0 | HMO-POS D-SNP | H2509 002 0 | |
| UHC Dual Complete FL-Y5 | $0 | HMO-POS D-SNP | H2509 003 0 |
What is the total number of D-SNP options in Okeechobee County?
There are 12 D-SNP plans in 2026, covering 1,321 beneficiaries.
How much do D-SNP plans cost on average in Okeechobee County?
The average D-SNP premium is $2.81, with 4 costing $0.
What D-SNP plan has the highest enrollment in Okeechobee County?
Humana Gold Plus SNP-DE H1036-226 (D-SNP) is the most popular D-SNP in Okeechobee County, with 286 enrollees.
What is the total number of D-SNP options in Okeechobee County?
There are 12 D-SNP plans in 2026, covering 1,321 beneficiaries.
Chronic Condition Special Needs Plans (C-SNPs)
These plans are designed for individuals with severe or disabling chronic conditions. C-SNPs excel at coordinating your care among different medical specialists and often include extra benefits like prescription drug plans.
| Health Plan Name | CMS Rating* | Premium Per Mo | Network | CMS Plan ID |
|---|---|---|---|---|
| Humana Gold Plus - Diabetes and Heart | $0 | HMO C-SNP | H1036 338 0 | |
| Humana Gold Plus - Diabetes and Heart | $0 | HMO C-SNP | H1036 292 0 | |
| Humana Gold Plus Lung | $0 | HMO C-SNP | H1036 298 0 | |
| UHC Complete Care FL-14 | $0 | HMO-POS C-SNP | H1045 048 1 | |
| Gold Dialysis & Kidney | $0 | HMO-POS C-SNP | H1526 003 0 | |
| Gold Dialysis & Kidney Complete | $5 | HMO-POS C-SNP | H1526 004 0 | |
| Gold Heart & Diabetes | $0 | HMO-POS C-SNP | H1526 001 0 | |
| Gold Heart & Diabetes Complete | $0 | HMO-POS C-SNP | H1526 002 0 |
What is the average premium for C-SNP plans in Okeechobee County?
On average, C-SNP plans in Okeechobee County cost $0.60 per month.
Which C-SNP is the most popular in Okeechobee County?
The leading C-SNP in Okeechobee County is Humana Gold Plus - Diabetes and Heart (C-SNP), with 299 members.
How many C-SNP plans are available in Okeechobee County?
In 2026, Okeechobee County offers 8 C-SNPs with 599 enrollees.
Medicare Special Needs Plans have with strict enrollment windows. By knowing when and how to sign up, you’ll avoid missed deadlines and keep your healthcare coverage aligned with your needs.
Key Medicare Enrollment Periods
- Initial Enrollment Period (IEP): This seven-month window starts three months before the month you turn 65 and ends three months after. It’s the first time you can sign up for Medicare and, if you choose, a Medicare Advantage plan. Learn more
- Medicare Advantage Open Enrollment Period (MA OEP): Between January 1 and March 31, people already enrolled in Medicare Advantage can make a one-time change—switch to another plan or return to Original Medicare. Learn more
- Annual Enrollment Period (AEP): From October 15 through December 7 each year, you can make changes to your Medicare coverage for the following year. Learn more
- Special Enrollment Periods (SEPs): Life events like moving to a new service area, losing other health coverage, or becoming eligible for assistance may open a Special Enrollment Period to adjust your Medicare coverage. Learn more
How to Sign Up for a Special Needs Plan
- Licensed Agent Assistance: For one-on-one guidance, contact HealthCompare at 1-833-748-3201 (TTY 711). Agents are available Monday through Friday 5am–6pm and Saturday 6am–5pm PST.
- Contact the Plan Provider Directly: Start enrollment by reaching out to the plan provider through their website or by phone with their member services team.
- Use Medicare.gov: At Medicare.gov, you can compare Medicare Advantage plans side by side and enroll securely online.
The D-SNP, C-SNP, and I-SNP plans listed on this page are available to qualifying individuals enrolled in Medicare Part A and Part B living in Okeechobee, and all other areas of Okeechobee County, Florida.
Plans Offered for Enrollment through Medicare.org
Medicare Advantage and Part D plans and benefits offered by the following carriers: Medicare Advantage and Part D plans and benefits offered by the following carriers: Aetna Medicare, Anthem Blue Cross and Blue Shield, Aspire Health Plan, Baylor Scott & White Health Plan, Capital Blue Cross, Dean Health Plan, Devoted Health, Florida Blue Medicare, Freedom Health, GlobalHealth, Health Care Service Corporation, HealthSpring℠, HealthSun, Healthy Blue, Humana, Molina Healthcare, Mutual of Omaha, Medica Central Health Plan, Optimum HealthCare, Premera Blue Cross, SCAN Health Plan, Simply, UnitedHealthcare(R), Wellcare, WellPoint
- CMS.gov, Landscape Source Files — Last accessed September 26, 2025
- CMS.gov, Medicare Part C & D Performance — Last accessed October 10, 2025
- CMS.gov, Plan Benefits Package — Last accessed October 13, 2025
- CMS.gov, Medicare Advantage/Part D Contract and Enrollment Data — Last accessed May 2, 2026
Some facts and percentages shown on this page (such as average premiums, distribution of plan types, and percentage of $0 premium plans) are calculated by Medicare.org using data from the CMS Plan Benefits Package (PBP) files and Part C & D Performance files. All underlying values originate from CMS, and calculations are refreshed whenever CMS issues updated data.
To explore how 2026 Medicare SNP plans available in Okeechobee County compare with plans offered elsewhere, you can search the Special Needs Plan directory to review options nationwide using the same authoritative data sources.
Medicare.org separates Medicare Advantage (MA/MAPD) plans and Special Needs Plans (SNPs) into different pages for clarity. As a result, plan counts, percentages, and other calculations shown here may differ from the aggregate totals published in the CMS Landscape files. All plan availability and benefit details originate from CMS.
Learn more about how we use CMS data.
- Medicare.gov, "Compare types of Medicare Advantage Plans" — Last accessed 25 May, 2025
- Medicare.gov, "Your coverage options" — Last accessed 23 May, 2025
- Medicare.gov, "Joining a plan" — Last accessed 21 May, 2025
Medicare.org is owned and operated by Health Network Group, LLC, an Allstate company. Medicare.org provides information only and is not connected with or endorsed by the U.S. Government or the federal Medicare program.
Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard.
Page content independently curated and maintained by David W. Bynon, Medicare Technical Operator, using a standardized, data-driven methodology designed for accurate, non-commercial Medicare plan interpretation and resolution.