Understanding Medicare Special Needs Plans in Cook County, Illinois
For 2027, residents of Cook County, IL can choose from 19 Special Needs Plan options. Of these, 14 cost nothing beyond the Part B premium. Enrollment in the County is about 80,368, with 47% of SNPs achieving 4 stars or better. SNPs are not available to everyone — eligibility is limited to people with dual Medicare/Medicaid coverage, qualifying chronic conditions, or institutional care needs.
For a broader look at coverage beyond Special Needs Plans, see all Medicare coverage options in Cook County, IL.
Last update: . Enrollment data last updated: October 5, 2026
* CMS rates Medicare Advantage plans annually using a 5-star system. Data sources
Dual Eligible Special Needs Plans (D-SNPs)
Dual Eligible Special Needs Plans (D-SNPs) are designed for people who qualify for both Medicare and Medicaid. These plans coordinate benefits to reduce costs and provide access to additional support services.
- Total D-SNP Plans
- 4
- Average Premium
- $0.00/mo
- Beneficiaries Enrolled
- 34,691
- $0 Premium D-SNPs
- 4
- Zero Cost D-SNPs
- 4
- Most Popular D-SNP
- Humana Dual Fully Integrated (D-SNP) with 13,377 enrollees
- D-SNPs Without Drug Coverage
- 0
| SNP Plan Name | Rating* | Premium | Network | Plan-ID |
|---|---|---|---|---|
| Aetna Medicare FIDE | $0 | HMO D-SNP | H9771 001 0 | |
| Humana Dual Fully Integrated | $0 | HMO D-SNP | H4329 001 0 | |
| Molina Medicare Complete Care Plus | $0 | HMO D-SNP | H3093 002 0 | |
| Wellcare Meridian Dual Align | $0 | HMO D-SNP | H6971 001 0 |
What is the average premium for D-SNP plans in Cook County?
On average, D-SNP plans in Cook County cost $0.00 per month.
Which D-SNP is the most popular in Cook County?
The leading D-SNP in Cook County is Humana Dual Fully Integrated (D-SNP), with 13,377 members.
How many D-SNP plans are available in Cook County?
In 2027, Cook County offers 4 D-SNPs with 34,691 enrollees.
Institutional Special Needs Plans (I-SNPs)
These plans cater to individuals residing in long-term care facilities, such as nursing homes, or those requiring extended skilled nursing facility care at home. The CMS website provides more information about I-SNPs and their coverage details.
- Total I-SNP Plans 3
- Average Premium $6.13/mo
- Beneficiaries Enrolled 2,019
- $0 Premium I-SNPs 0
- Average MOOP $19,367
- Most Popular I-SNP Longevity Health Plan (I-SNP) with 765 enrollees
- I-SNPs Without Drug Coverage 0
| SNP Plan Name | Rating* | Premium | Network | Plan-ID |
|---|---|---|---|---|
| Longevity Health Plan | $3 | HMO I-SNP | H9590 001 0 | |
| UHC Nursing Home Plan IL-F001 | $8 | PPO I-SNP | H0710 039 0 | |
| Provider Partners Illinois Advantage Plan | $8 | HMO I-SNP | H3800 001 0 |
What is the typical monthly premium for I-SNPs in Cook County?
On average, I-SNP plans in Cook County cost $6.13 per month.
Which I-SNP plan do most institutionalized beneficiaries choose in Cook County?
The leading I-SNP in Cook County is Longevity Health Plan (I-SNP), with 765 members.
How many Institutional SNPs are offered in Cook County?
In 2027, Cook County offers 3 I-SNPs with 2,019 enrollees.
Chronic Condition Special Needs Plans (C-SNPs)
These plans are designed for individuals with severe or disabling chronic conditions. C-SNPs excel at coordinating your care among different medical specialists and often include extra benefits like prescription drug plans.
- Total C-SNP Plans
- 12
- Average Premium
- $1.45/mo
- Beneficiaries Enrolled
- 43,658
- $0 Premium C-SNPs
- 10
- Average MOOP
- $13,358
- Most Popular C-SNP
- UHC Complete Care Support IL-1A (C-SNP) with 18,959 enrollees
- C-SNPs Without Drug Coverage
- 0
| SNP Plan Name | Rating* | Premium | Network | Plan-ID |
|---|---|---|---|---|
| UHC Complete Care Support IL-1A | $0 | PPO C-SNP | H2001 038 0 | |
| DEVOTED C-SNP ENHANCED 005 IL | $0 | HMO C-SNP | H7151 005 0 | |
| DEVOTED C-SNP GIVEBACK EXTRAS 007 IL | $0 | HMO C-SNP | H7151 007 0 | |
| DEVOTED C-SNP PLUS 006 IL | $0 | HMO C-SNP | H7151 006 0 | |
| Humana Community HMO Diabetes and Heart | $0 | HMO C-SNP | H1468 017 0 | |
| Aetna Medicare Prime Chronic Care | $0 | HMO C-SNP | H1206 004 0 | |
| UHC Complete Care Support IL-7 | $8 | HMO-POS C-SNP | H2802 067 0 | |
| Zing Elite Diabetes & Heart IL | $0 | HMO C-SNP | H4624 028 0 | |
| Zing Elite Essentials Diabetes & Heart IL-IN | $10 | HMO C-SNP | H4624 045 0 | |
| Zing Select Diabetes & Heart Complete IL | $0 | HMO C-SNP | H4624 027 0 | |
| Zing Select Diabetes & Heart IL | $0 | HMO C-SNP | H4624 010 0 | |
| Zing Select Dialysis IL | $0 | HMO C-SNP | H4624 029 0 |
What C-SNP plan has the highest enrollment in Cook County?
UHC Complete Care Support IL-1A (C-SNP) is the most popular C-SNP in Cook County, with 18,959 enrollees.
What is the total number of C-SNP options in Cook County?
There are 12 C-SNP plans in 2027, covering 43,658 beneficiaries.
Choosing the right Medicare Special Needs Plan (SNP) in Cook County depends on enrolling at the right time. Understanding the different enrollment periods will help ensure that you get the coverage that best meets your needs.
When You Can Sign Up
- Initial Enrollment Period (IEP): Lasting seven months around your 65th birthday, this period lets you enroll in Medicare for the first time. You may also choose a Medicare Advantage plan during this time. Learn more
- Medicare Advantage Open Enrollment Period (MA OEP): Each year from January 1 through March 31, you may change to another Medicare Advantage plan or drop your plan and return to Original Medicare. Learn more
- Annual Enrollment Period (AEP): This yearly window, running October 15 to December 7, gives you the opportunity to join, switch, or drop Medicare Advantage and Part D plans. Learn more
- Special Enrollment Periods (SEPs): Certain qualifying events, such as a change in residence or loss of existing coverage, may allow you to enroll in or change Medicare Advantage plans outside of the usual enrollment windows. Learn more
SNP Enrollment Options Explained
- Talk with a Licensed Agent: Our licensed agents can explain your Medicare Advantage choices. Reach them at 1-833-748-3201 (TTY 711), Mon-Fri 8AM-10PM, Sat 9AM-8PM EST.
- Contact the Plan Provider Directly: You may enroll through a plan provider’s website or speak with their customer support staff to complete your application.
- Use Medicare.gov: Visit Medicare.gov to shop for plans, review benefits, and submit your enrollment electronically.
The D-SNP, C-SNP, and I-SNP plans listed on this page are available to qualifying individuals enrolled in Medicare Part A and Part B living in Arlington Heights, Elk Grove Village, Rolling Meadows, Des Plaines, Glencoe, Glenview, Kenilworth, Morton Grove, Mount Prospect, Northbrook, Palatine, Park Ridge, Prospect Heights, Skokie, Wheeling, Wilmette, Winnetka, Bellwood, Streamwood, Forest Park, Franklin Park, Hanover Park, Maywood, Westchester, Broadview, Melrose Park, Hillside, Berkeley, Stone Park, Hoffman Estates, River Grove, Schaumburg, Schiller Park, Evanston, Oak Park, River Forest, Berwyn, Blue Island, Calumet City, Chicago Heights, Chicago Ridge, Dolton, Flossmoor, Glenwood, Harvey, Markham, Hazel Crest, Homewood, Lansing, Lemont, Matteson, Midlothian, Oak Forest, Oak Lawn, Bridgeview, Hometown, Hickory Hills, Justice, Burbank, Olympia Fields, Orland Park, Palos Heights, Palos Park, Palos Hills, Park Forest, Posen, Richton Park, Robbins, South Holland, Steger, Thornton, Tinley Park, Country Club Hills, Willow Springs, Worth, Summit Argo, Brookfield, La Grange, La Grange Park, Lyons, Riverside, Western Springs, Chicago, Harwood Heights, Elmwood Park, Lincolnwood, Niles, Alsip, Cicero, Evergreen Park, Riverdale, and all other areas of Cook County, Illinois. For a broader statewide overview, see Medicare plan options in Illinois.
Plans Offered through Medicare.org
Medicare Advantage and Part D plans and benefits offered by the following carriers: Aetna Medicare, Anthem Blue Cross and Blue Shield, Aspire Health Plan, Baylor Scott & White Health Plan, Dean Health Plan, Devoted Health, Florida Blue Medicare, Freedom Health, Health Care Service Corporation, HealthSpring℠, HealthSun, Healthy Blue, Humana, Molina Healthcare, Mutual of Omaha, Medica Central Health Plan, Optimum HealthCare, Premera Blue Cross, SCAN Health Plan, Simply, UnitedHealthcare®, Wellcare, WellPoint
- CMS.gov, Landscape Source Files — Version: CY2027 Landscape (202609.1)
- CMS.gov, Medicare Part C & D Performance — Version: 2027 Star Ratings Data Tables
- CMS.gov, Plan Benefits Package — Version: PBP Benefits-2027
- CMS.gov, Medicare Advantage/Part D Contract and Enrollment Data — Version: 2026-09
Some facts and percentages shown on this page (such as average premiums, distribution of plan types, and percentage of $0 premium plans) are calculated by Medicare.org using data from the CMS Plan Benefits Package (PBP) files and Part C & D Performance files. All underlying values originate from CMS, and calculations are refreshed whenever CMS issues updated data.
To explore how 2027 Medicare SNP plans available in Cook County compare with plans offered elsewhere, you can search the Special Needs Plan directory to review options nationwide using the same authoritative data sources.
Medicare.org separates Medicare Advantage (MA/MAPD) plans and Special Needs Plans (SNPs) into different pages for clarity. As a result, plan counts, percentages, and other calculations shown here may differ from the aggregate totals published in the CMS Landscape files. All plan availability and benefit details originate from CMS.
Learn more about how we use CMS data.
- Medicare.gov, "Understanding Medicare Advantage Plans" — Last accessed 24 May, 2025
- Medicare.gov, "Compare Original Medicare & Medicare Advantage" — Last accessed 25 May, 2025
- NCOA.org, "5 Steps to Choosing the Right Medicare Plan for You" — Last accessed 22 May, 2025
Medicare.org is owned and operated by Health Network Group, LLC, an Allstate company. Medicare.org provides information only and is not connected with or endorsed by the U.S. Government or the federal Medicare program.
Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard.
Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate Medicare coverage interpretation and resolution.