Understanding Medicare Special Needs Plans in Cook County, Illinois
Cook County, IL offers 20 Special Needs Plans (SNPs) in 2026, including 10 with no monthly premium. Currently, about 80,233 beneficiaries are enrolled, and 54% of SNPs have a 4-star rating or higher. These plans are designed for Medicare beneficiaries who meet special eligibility criteria, such as dual coverage, qualifying chronic conditions, or residence in a long-term care facility.
Page last revised:
Enrollment data refreshed: May 2, 2026
* Each year CMS evaluates Medicare Advantage plans on a 5-star scale. Data sources
Dual Eligible Special Needs Plans (D-SNPs)
Dual Eligible Special Needs Plans (D-SNPs) are designed for people who qualify for both Medicare and Medicaid. These plans coordinate benefits to reduce costs and provide access to additional support services.
- Total D-SNP Plans: 4
- Average Premium: $7.35/mo
- Beneficiaries Enrolled: 37,427
- $0 Premium D-SNPs: 2
- Zero Cost D-SNP Plans: 4
- Most Popular D-SNP: Humana Dual Fully Integrated (D-SNP) with 13,013 enrollees
- D-SNPs Without Drug Coverage: 0
| Health Plan Name | CMS Rating* | Premium Per Mo | Network | CMS Plan ID |
|---|---|---|---|---|
| Aetna Medicare FIDE | $15 | HMO D-SNP | H9771 001 0 | |
| Humana Dual Fully Integrated | $0 | HMO D-SNP | H4329 001 0 | |
| Molina Medicare Complete Care Plus | $0 | HMO D-SNP | H3093 004 0 | |
| Wellcare Meridian Dual Align | $14 | HMO D-SNP | H6971 001 0 |
What D-SNP plan has the highest enrollment in Cook County?
Humana Dual Fully Integrated (D-SNP) is the most popular D-SNP in Cook County, with 13,013 enrollees.
What is the total number of D-SNP options in Cook County?
There are 4 D-SNP plans in 2026, covering 37,427 beneficiaries.
Institutional Special Needs Plans (I-SNPs)
These plans cater to individuals residing in long-term care facilities, such as nursing homes, or those requiring extended skilled nursing facility care at home. The CMS website provides more information about I-SNPs and their coverage details.
- Total I-SNP Plans
- 3
- Average Premium
- $15.20/mo
- Beneficiaries Enrolled
- 2,191
- $0 Premium I-SNPs
- 0
- Average MOOP
- $18,500
- Most Popular I-SNP
- Longevity Health Plan (I-SNP) with 835 enrollees
- I-SNPs Without Drug Coverage
- 0
| Health Plan Name | CMS Rating* | Premium Per Mo | Network | CMS Plan ID |
|---|---|---|---|---|
| Longevity Health Plan | $15 | HMO I-SNP | H9590 001 0 | |
| UHC Nursing Home Plan IL-F001 | $15 | PPO I-SNP | H0710 039 0 | |
| Provider Partners Illinois Advantage Plan | $15 | HMO I-SNP | H3800 001 0 |
What is the total number of I-SNP options in Cook County?
Cook County has 3 I-SNP options for 2026, serving 2,191 members.
How much do I-SNP plans cost on average in Cook County?
The mean monthly I-SNP premium in Cook County is $15.20, with 0 at no cost.
Chronic Condition Special Needs Plans (C-SNPs)
These plans are designed for individuals with severe or disabling chronic conditions. C-SNPs excel at coordinating your care among different medical specialists and often include extra benefits like prescription drug plans.
- Total C-SNP Plans 13
- Average Premium $5.85/mo
- Beneficiaries Enrolled 40,615
- $0 Premium C-SNPs 8
- Average MOOP $11,208
- Most Popular C-SNP UHC Complete Care Support IL-1A (C-SNP) with 18,147 enrollees
- C-SNPs Without Drug Coverage 0
| Health Plan Name | CMS Rating* | Premium Per Mo | Network | CMS Plan ID |
|---|---|---|---|---|
| UHC Complete Care Support IL-1A | $15 | PPO C-SNP | H2001 038 0 | |
| DEVOTED C-SNP PLUS 006 IL | $15 | HMO C-SNP | H7151 006 0 | |
| DEVOTED C-SNP PREMIUM 005 IL | $15 | HMO C-SNP | H7151 005 0 | |
| UHC Complete Care Support IL-7 | $15 | HMO-POS C-SNP | H2802 067 0 | |
| Humana Community HMO Diabetes and Heart | $0 | HMO C-SNP | H1468 017 0 | |
| Zing Elite Diabetes & Heart IL | $0 | HMO C-SNP | H4624 028 0 | |
| Zing Elite Essentials Diabetes & Heart IL-IN | $0 | HMO C-SNP | H4624 045 0 | |
| Zing Essential Wellness Diabetes & Heart IL | $0 | HMO C-SNP | H4624 010 0 | |
| Zing Select Diabetes & Heart Complete IL | $0 | HMO C-SNP | H4624 027 0 | |
| Zing Select Dialysis IL | $0 | HMO C-SNP | H4624 029 0 | |
| Aetna Medicare Prime Chronic Care | $0 | HMO C-SNP | H1206 004 0 | |
| Aetna Medicare Prime Chronic Total | $15 | HMO C-SNP | H1206 009 0 | |
| Clear Spring Health Balance+ Diabetes & Heart | $0 | HMO C-SNP | H5454 006 0 |
What is the typical monthly premium for C-SNPs in Cook County?
On average, C-SNP plans in Cook County cost $5.85 per month.
Which C-SNP plan do most beneficiaries with chronic conditions choose in Cook County?
The leading C-SNP in Cook County is UHC Complete Care Support IL-1A (C-SNP), with 18,147 members.
How many Chronic Condition SNPs are offered in Cook County?
In 2026, Cook County offers 13 C-SNPs with 40,615 enrollees.
Medicare Special Needs Plans have with strict enrollment windows. By knowing when and how to sign up, you’ll avoid missed deadlines and keep your healthcare coverage aligned with your needs.
Understanding Enrollment Windows
- Initial Enrollment Period (IEP): Beginning three months before you turn 65 and lasting until three months after, this is the initial chance to join Medicare. You may also select a Medicare Advantage plan if it fits your needs. Learn more
- Medicare Advantage Open Enrollment Period (MA OEP): Between January 1 and March 31, people already enrolled in Medicare Advantage can make a one-time change—switch to another plan or return to Original Medicare. Learn more
- Annual Enrollment Period (AEP): From October 15 through December 7 each year, you can make changes to your Medicare coverage for the following year. Learn more
- Special Enrollment Periods (SEPs): Life events like moving to a new service area, losing other health coverage, or becoming eligible for assistance may open a Special Enrollment Period to adjust your Medicare coverage. Learn more
Ways to Enroll in Medicare Advantage Special Needs Plans
- Consult a Licensed Agent: Call a licensed insurance agent at HealthCompare 1-833-748-3201 (TTY 711), available Monday through Friday 5am–6pm and Saturday 6am–5pm PST, for help reviewing your Medicare options.
- Contact the Plan Provider Directly: Start enrollment by reaching out to the plan provider through their website or by phone with their member services team.
- Use Medicare.gov: At Medicare.gov, you can compare Medicare Advantage plans side by side and enroll securely online.
The D-SNP, C-SNP, and I-SNP plans listed on this page are available to qualifying individuals enrolled in Medicare Part A and Part B living in Arlington Heights, Elk Grove Village, Rolling Meadows, Des Plaines, Glencoe, Glenview, Kenilworth, Morton Grove, Mount Prospect, Northbrook, Palatine, Park Ridge, Prospect Heights, Skokie, Wheeling, Wilmette, Winnetka, Bellwood, Streamwood, Forest Park, Franklin Park, Hanover Park, Maywood, Westchester, Broadview, Melrose Park, Hillside, Berkeley, Stone Park, Hoffman Estates, River Grove, Schaumburg, Schiller Park, Evanston, Oak Park, River Forest, Berwyn, Blue Island, Calumet City, Chicago Heights, Chicago Ridge, Dolton, Flossmoor, Glenwood, Harvey, Markham, Hazel Crest, Homewood, Lansing, Lemont, Matteson, Midlothian, Oak Forest, Oak Lawn, Bridgeview, Hometown, Hickory Hills, Justice, Burbank, Olympia Fields, Orland Park, Palos Heights, Palos Park, Palos Hills, Park Forest, Posen, Richton Park, Robbins, South Holland, Steger, Thornton, Tinley Park, Country Club Hills, Willow Springs, Worth, Summit Argo, Brookfield, La Grange, La Grange Park, Lyons, Riverside, Western Springs, Chicago, Harwood Heights, Elmwood Park, Lincolnwood, Niles, Alsip, Cicero, Evergreen Park, Riverdale, and all other areas of Cook County, Illinois.
Plans Offered for Enrollment through Medicare.org
Medicare Advantage and Part D plans and benefits offered by the following carriers: Medicare Advantage and Part D plans and benefits offered by the following carriers: Aetna Medicare, Anthem Blue Cross and Blue Shield, Aspire Health Plan, Baylor Scott & White Health Plan, Capital Blue Cross, Dean Health Plan, Devoted Health, Florida Blue Medicare, Freedom Health, GlobalHealth, Health Care Service Corporation, HealthSpring℠, HealthSun, Healthy Blue, Humana, Molina Healthcare, Mutual of Omaha, Medica Central Health Plan, Optimum HealthCare, Premera Blue Cross, SCAN Health Plan, Simply, UnitedHealthcare(R), Wellcare, WellPoint
- CMS.gov, Landscape Source Files — Last accessed September 26, 2025
- CMS.gov, Medicare Part C & D Performance — Last accessed October 10, 2025
- CMS.gov, Plan Benefits Package — Last accessed October 13, 2025
- CMS.gov, Medicare Advantage/Part D Contract and Enrollment Data — Last accessed May 2, 2026
Some facts and percentages shown on this page (such as average premiums, distribution of plan types, and percentage of $0 premium plans) are calculated by Medicare.org using data from the CMS Plan Benefits Package (PBP) files and Part C & D Performance files. All underlying values originate from CMS, and calculations are refreshed whenever CMS issues updated data.
To explore how 2026 Medicare SNP plans available in Cook County compare with plans offered elsewhere, you can search the Special Needs Plan directory to review options nationwide using the same authoritative data sources.
Medicare.org separates Medicare Advantage (MA/MAPD) plans and Special Needs Plans (SNPs) into different pages for clarity. As a result, plan counts, percentages, and other calculations shown here may differ from the aggregate totals published in the CMS Landscape files. All plan availability and benefit details originate from CMS.
Learn more about how we use CMS data.
- CMS.gov, "Medicare Advantage Plan Fact Sheet" — Last accessed 25 May, 2025
- Medicare.gov, "Your coverage options" — Last accessed 23 May, 2025
- Medicare.gov, "Joining a plan" — Last accessed 21 May, 2025
Medicare.org is owned and operated by Health Network Group, LLC, an Allstate company. Medicare.org provides information only and is not connected with or endorsed by the U.S. Government or the federal Medicare program.
Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard.
Page content independently curated and maintained by David W. Bynon, Medicare Technical Operator, using a standardized, data-driven methodology designed for accurate, non-commercial Medicare plan interpretation and resolution.