Understanding Medicare Special Needs Plans in Saint Joseph County, Michigan
Saint Joseph County, MI offers 6 Special Needs Plans (SNPs) in 2026, including 1 with no monthly premium. Currently, about 1,257 beneficiaries are enrolled, and 0% of SNPs have a 4-star rating or higher. These plans are designed for Medicare beneficiaries who meet special eligibility criteria, such as dual coverage, qualifying chronic conditions, or residence in a long-term care facility.
You can also review all Medicare coverage options available in Saint Joseph County, MI.
Page last revised:
Enrollment data refreshed: September 9, 2026
* Each year CMS evaluates Medicare Advantage plans on a 5-star scale. Data sources
Dual Eligible Special Needs Plans (D-SNPs)
Dual Eligible Special Needs Plans (D-SNPs) are designed for people who qualify for both Medicare and Medicaid. These plans coordinate benefits to reduce costs and provide access to additional support services.
- Total D-SNP Plans: 4
- Average Premium: $8.30/mo
- Beneficiaries Enrolled: 1,001
- $0 Premium D-SNPs: 0
- Zero Cost D-SNP Plans: 4
- Most Popular D-SNP: UHC Dual Complete MI-Y1 (D-SNP) with 576 enrollees
- D-SNPs Without Drug Coverage: 0
| Health Plan Name | CMS Rating* | Premium Per Mo | Network | CMS Plan ID |
|---|---|---|---|---|
| PriorityMedicare Dual Premier | $9 | HMO D-SNP | H8379 003 3 | |
| UHC Dual Complete MI-Y1 | $7 | HMO D-SNP | H2247 005 0 | |
| Aetna Medicare HIDE | $9 | HMO D-SNP | H9314 001 0 | |
| Wellcare Meridian Dual Align | $9 | HMO D-SNP | H7435 001 0 |
What D-SNP plan has the highest enrollment in Saint Joseph County?
UHC Dual Complete MI-Y1 (D-SNP) is the most popular D-SNP in Saint Joseph County, with 576 enrollees.
What is the total number of D-SNP options in Saint Joseph County?
There are 4 D-SNP plans in 2026, covering 1,001 beneficiaries.
Chronic Condition Special Needs Plans (C-SNPs)
These plans are designed for individuals with severe or disabling chronic conditions. C-SNPs excel at coordinating your care among different medical specialists and often include extra benefits like prescription drug plans.
- Total C-SNP Plans 2
- Average Premium $4.40/mo
- Beneficiaries Enrolled 256
- $0 Premium C-SNPs 1
- Average MOOP $13,250
- Most Popular C-SNP UHC Complete Care Support MI-3 (C-SNP) with 143 enrollees
- C-SNPs Without Drug Coverage 0
| Health Plan Name | CMS Rating* | Premium Per Mo | Network | CMS Plan ID |
|---|---|---|---|---|
| HumanaChoice - Diabetes and Heart | $0 | PPO C-SNP | H5216 375 0 | |
| UHC Complete Care Support MI-3 | $9 | PPO C-SNP | H0294 048 0 |
What is the typical monthly premium for C-SNPs in Saint Joseph County?
On average, C-SNP plans in Saint Joseph County cost $4.40 per month.
Which C-SNP plan do most beneficiaries with chronic conditions choose in Saint Joseph County?
The leading C-SNP in Saint Joseph County is UHC Complete Care Support MI-3 (C-SNP), with 143 members.
How many Chronic Condition SNPs are offered in Saint Joseph County?
In 2026, Saint Joseph County offers 2 C-SNPs with 256 enrollees.
Medicare Special Needs Plans have with strict enrollment windows. By knowing when and how to sign up, you’ll avoid missed deadlines and keep your healthcare coverage aligned with your needs.
Understanding Enrollment Windows
- Initial Enrollment Period (IEP): Beginning three months before you turn 65 and lasting until three months after, this is the initial chance to join Medicare. You may also select a Medicare Advantage plan if it fits your needs. Learn more
- Medicare Advantage Open Enrollment Period (MA OEP): Between January 1 and March 31, people already enrolled in Medicare Advantage can make a one-time change—switch to another plan or return to Original Medicare. Learn more
- Annual Enrollment Period (AEP): From October 15 through December 7 each year, you can make changes to your Medicare coverage for the following year. Learn more
- Special Enrollment Periods (SEPs): Life events like moving to a new service area, losing other health coverage, or becoming eligible for assistance may open a Special Enrollment Period to adjust your Medicare coverage. Learn more
Ways to Enroll in Medicare Advantage Special Needs Plans
- Consult a Licensed Agent: Call a licensed insurance agent at HealthCompare 1-833-748-3201 (TTY 711), available Monday through Friday 5am–6pm and Saturday 6am–5pm PST, for help reviewing your Medicare options.
- Contact the Plan Provider Directly: Start enrollment by reaching out to the plan provider through their website or by phone with their member services team.
- Use Medicare.gov: At Medicare.gov, you can compare Medicare Advantage plans side by side and enroll securely online.
The D-SNP, C-SNP, and I-SNP plans listed on this page are available to qualifying individuals enrolled in Medicare Part A and Part B living in Burr Oak, Centreville, Colon, Constantine, Mendon, Sturgis, Three Rivers, White Pigeon, and all other areas of Saint Joseph County, Michigan. For a broader statewide overview, see Medicare plan options in Michigan.
Plans Offered for Enrollment through Medicare.org
Medicare Advantage and Part D plans and benefits offered by the following carriers: Medicare Advantage and Part D plans and benefits offered by the following carriers: Aetna Medicare, Anthem Blue Cross and Blue Shield, Aspire Health Plan, Baylor Scott & White Health Plan, Capital Blue Cross, Dean Health Plan, Devoted Health, Florida Blue Medicare, Freedom Health, GlobalHealth, Health Care Service Corporation, HealthSpring℠, HealthSun, Healthy Blue, Humana, Molina Healthcare, Mutual of Omaha, Medica Central Health Plan, Optimum HealthCare, Premera Blue Cross, SCAN Health Plan, Simply, UnitedHealthcare(R), Wellcare, WellPoint
- CMS.gov, Landscape Source Files — Version: 202608
- CMS.gov, Medicare Part C & D Performance — Version: 2026
- CMS.gov, Plan Benefits Package — Version: 2026
- CMS.gov, Medicare Advantage/Part D Contract and Enrollment Data — Version: 2026-08
Some facts and percentages shown on this page (such as average premiums, distribution of plan types, and percentage of $0 premium plans) are calculated by Medicare.org using data from the CMS Plan Benefits Package (PBP) files and Part C & D Performance files. All underlying values originate from CMS, and calculations are refreshed whenever CMS issues updated data.
To explore how 2026 Medicare SNP plans available in Saint Joseph County compare with plans offered elsewhere, you can search the Special Needs Plan directory to review options nationwide using the same authoritative data sources.
Medicare.org separates Medicare Advantage (MA/MAPD) plans and Special Needs Plans (SNPs) into different pages for clarity. As a result, plan counts, percentages, and other calculations shown here may differ from the aggregate totals published in the CMS Landscape files. All plan availability and benefit details originate from CMS.
Learn more about how we use CMS data.
- CMS.gov, "Medicare Advantage Plan Fact Sheet" — Last accessed 25 May, 2025
- Medicare.gov, "Your coverage options" — Last accessed 23 May, 2025
- Medicare.gov, "Joining a plan" — Last accessed 21 May, 2025
Medicare.org is owned and operated by Health Network Group, LLC, an Allstate company. Medicare.org provides information only and is not connected with or endorsed by the U.S. Government or the federal Medicare program.
Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard.
Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate Medicare coverage interpretation and resolution.