Medicare Advantage Plans in Clarke County, AL:
Your Complete 2026 Guide
In Clarke County, AL, Medicare beneficiaries have 25 Medicare Advantage plans to consider for 2026. Among them, 14 are offered at a $0 premium. About 2,066 people in the County are currently enrolled, and 48% of plans are rated 4 stars or higher. The totals and data on this page do not cover Special Needs Plans. View SNPs available in Clarke County, AL.
- Page Updated
- Enrollment Data
- October 13, 2025
- CMS Quality Ratings
- * CMS reviews Medicare Advantage plans annually with a 5-star rating program. Data sources
Medicare Advantage PPO Plans
Preferred Provider Organization (PPO) plans offer flexibility by allowing you to see both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs may appeal to people who want more choice in doctors and hospitals.
- Total PPO Plans 16
- Average Premium $25.20/mo
- Beneficiaries Enrolled 950
- $0 Premium PPOs 8
- Average MOOP $5,209
- Most Popular PPO Blue Advantage Complete (PPO) with 374 enrollees
- PPOs Without Drug Coverage 3
| PPO Plan Name | Rating* | Premium | MOOP | Rx Ded. |
|---|---|---|---|---|
| Aetna Medicare Eagle Plus | $0 | $7,900 | N/A | |
| Aetna Medicare Signature Plus | $0 | $9,250 | $615 | |
| Aetna Medicare Value Plus | $23 | $9,250 | $615 | |
| Humana Value Plus H7617-089 | $28 | $3,000 | $615 | |
| HumanaChoice H7617-090 | $20 | $3,000 | $615 | |
| HumanaChoice H7617-091 | $0 | $4,000 | $590 | |
| AARP Medicare Advantage from UHC AL-0004 | $0 | $6,700 | $600 | |
| Blue Advantage Choice | $0 | $6,150 | $325 | |
| Blue Advantage Complete | $36 | $5,900 | $200 | |
| Blue Advantage Premier | $163 | $2,900 | $0 | |
| Humana USAA Honor Giveback | $0 | $4,150 | N/A | |
| Humana Value Plus H5216-179 | $28 | $3,000 | $615 | |
| HumanaChoice H5216-269 | $0 | $4,000 | $590 | |
| HumanaChoice H5216-368 | $20 | $3,000 | $615 | |
| HumanaChoice R0110-017 | $0 | $4,650 | N/A | |
| HumanaChoice R0110-018 | $86 | $6,500 | $590 |
- What is the most popular PPO plan in Clarke?
- Blue Advantage Complete (PPO) is the top PPO in Clarke, with 374 enrollees.
- What is the number of PPO plans without Part D coverage in Clarke?
- There are 3 PPO plans in Clarke without prescription drug coverage.
Medicare Advantage HMO Plans
HMO plans are designed around a set network of doctors and hospitals. Staying within that network is usually required for coverage, but this arrangement often results in lower overall costs, including both premiums and out-of-pocket expenses, for plan members.
| Plan Name | Rating* | Premium | MOOP | Rx Ded. |
|---|---|---|---|---|
| Humana Gold Plus H4461-078 | $0 | $6,100 | $590 | |
| Humana Gold Plus H4461-079 | $20 | $4,450 | $615 | |
| Humana USAA Honor Giveback | $0 | $4,150 | N/A | |
| Humana Gold Plus H5619-089 | $0 | $6,750 | $615 |
Which HMO plan is most popular in Clarke?
Humana Gold Plus H5619-089 (HMO) has the highest HMO enrollment in Clarke (683).
How many HMO plans in Clarke do not include drug coverage?
In Clarke, 1 HMO plans are offered without drug coverage.
Medicare Advantage HMO-POS Plans
HMO Point-of-Service (HMO-POS) plans blend elements of HMO and PPO coverage. You can see providers outside the network, but out-of-network services typically cost more. This type of plan may appeal to people who like the lower costs of an HMO but also want occasional flexibility to go out of network.
- Total HMO-POS Plans 5
- Average Premium $14.20/mo
- Beneficiaries Enrolled 433
- $0 Premium HMO-POS 3
- Average MOOP $5,760
- Most Popular HMO-POS AARP Medicare Advantage from UHC AL-0001 (HMO-POS) with 183 enrollees
- HMO-POS Without Drug Coverage 1
| HMO-POS Plan Name | Rating* | Premium | MOOP | Rx Ded. |
|---|---|---|---|---|
| AARP Medicare Advantage from UHC AL-0003 | $0 | $5,900 | $440 | |
| AARP Medicare Advantage from UHC AL-6 | $31 | $4,900 | $440 | |
| AARP Medicare Advantage from UHC AL-0001 | $0 | $6,700 | $600 | |
| AARP Medicare Advantage from UHC AL-0002 | $40 | $5,400 | $440 | |
| AARP Medicare Advantage Patriot No Rx AL-MA01 | $0 | $5,900 | N/A |
- What is the leading HMO-POS plan in Clarke?
- AARP Medicare Advantage from UHC AL-0001 (HMO-POS) is the most popular HMO-POS plan in Clarke, with 183 enrollees.
- What is the number of HMO-POS plans without Part D coverage in Clarke?
- 1 HMO-POS plans in Clarke do not include drug coverage.
The table below shows the quality ratings for Medicare Advantage plans offered in Clarke County, AL for 2026.
| Rating Category | Number of Plans | Percent of Plans |
|---|---|---|
| 5 Stars | No 5-star plans available. | 0% |
| 4 Stars (includes 5 Stars) | 12 | 48% |
| 3 Stars | 13 | 52% |
| Below 3 Stars | 0 | 0% |
| Not Rated | 0 | 0% |
| Average Rating | 3.84 | |
Medicare Advantage comes with strict enrollment windows. By knowing when and how to sign up, you’ll avoid missed deadlines and keep your healthcare coverage aligned with your needs.
Understanding Enrollment Windows
- Initial Enrollment Period (IEP): This seven-month window starts three months before the month you turn 65 and ends three months after. It’s the first time you can sign up for Medicare and, if you choose, a Medicare Advantage plan. Learn more
- Medicare Advantage Open Enrollment Period (MA OEP): Each year from January 1 through March 31, you may change to another Medicare Advantage plan or drop your plan and return to Original Medicare. Learn more
- Annual Enrollment Period (AEP): Each fall, from October 15 to December 7, Medicare beneficiaries can review their coverage and make changes for the next plan year. Learn more
- Special Enrollment Periods (SEPs): Life events like moving to a new service area, losing other health coverage, or becoming eligible for assistance may open a Special Enrollment Period to adjust your Medicare coverage. Learn more
How to Sign Up for a Medicare Advantage Plan
- Talk with a Licensed Agent: Licensed agents at HealthCompare can explain your Medicare Advantage choices. Reach them at 1-833-748-3201 (TTY 711), Monday–Friday 5am–6pm and Saturday 6am–5pm PST.
- Contact the Plan Provider Directly: Start enrollment by reaching out to the plan provider through their website or by phone with their member services team.
- Use Medicare.gov: At Medicare.gov, you can compare Medicare Advantage plans side by side and enroll securely online.
The MA and MAPD plans on this page are available to people on Medicare enrolled in both Medicare Part A and Part B living in Grove Hill, Whatley, Coffeeville, Jackson, Thomasville, and all other areas of Clarke County, Alabama.
Plans Offered for Enrollment through Medicare.org
Medicare Advantage and Part D plans and benefits offered by the following carriers: Medicare Advantage and Part D plans and benefits offered by the following carriers: Aetna Medicare, Anthem Blue Cross and Blue Shield, Aspire Health Plan, Baylor Scott & White Health Plan, Capital Blue Cross, Dean Health Plan, Devoted Health, Florida Blue Medicare, Freedom Health, GlobalHealth, Health Care Service Corporation, HealthSpring℠, HealthSun, Healthy Blue, Humana, Molina Healthcare, Mutual of Omaha, Medica Central Health Plan, Optimum HealthCare, Premera Blue Cross, SCAN Health Plan, Simply, UnitedHealthcare(R), Wellcare, WellPoint
CMS Plan IDs Presented
The Medicare Advantage plan pages listed in the tables above include localization to assist beneficiaries with plans available in their service area. However, most Part C plans are available in more than one service area, which can lead to confusion. The following list of CMS IDs links to our master plan pages without localization.
- CMS.gov, Landscape Source Files — Last accessed September 26, 2025
- CMS.gov, Medicare Part C & D Performance — Last accessed October 10, 2025
- CMS.gov, Plan Benefits Package — Last accessed October 13, 2025
- CMS.gov, Medicare Advantage/Part D Contract and Enrollment Data — Last accessed October 13, 2025
Some facts and percentages shown on this page (such as average premiums, distribution of plan types, and percentage of $0 premium plans) are calculated by Medicare.org using data from the CMS Landscape file, Plan Benefits Package (PBP) files and Part C & D Performance files. All underlying values originate from CMS, and calculations are refreshed whenever CMS issues updated data. Enrollment counts and rankings (such as Top 3 plans by enrollment) are derived from CMS monthly enrollment files and aggregated at the county level.
Medicare.org separates Medicare Advantage (MA/MAPD) plans and Special Needs Plans (SNPs) into different pages for clarity. As a result, plan counts, percentages, and other calculations shown here may differ from the aggregate totals published in the CMS Landscape files. All plan availability and benefit details originate from CMS.
Learn more about how we use CMS data.
- CMS.gov, "Medicare Advantage Plan Fact Sheet" — Last accessed 25 May, 2025
- Medicare.gov, "Your coverage options" — Last accessed 25 May, 2025
- Medicare.gov, "Joining a plan" — Last accessed 25 May, 2025
Medicare.org is owned and operated by Health Network Group, LLC, an Allstate company. Medicare.org provides information only and is not connected with or endorsed by the U.S. Government or the federal Medicare program.
Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard.
Page content managed by David Bynon, Medicare Analyst.